Volvo V90 Cross Country Car Insurance Cost
Insurance for a Volvo V90 Cross Country usually costs about $2,700 per year with New Jersey Manufacturers. However, the actual price can vary depending on factors like your age, the car’s model year, and other details. You can use the quote tables below to get a personalized estimate.
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Insuring a Volvo V90 Cross Country typically costs between $1,200 and $2,700 annually, depending on factors such as the driver’s age, location, driving history, and the vehicle’s model year.
For instance, New Jersey Manufacturers offers rates around $1,242 per year, while other insurers may charge more .
The vehicle’s strong safety features can help lower insurance costs, but its luxury status and higher repair expenses might increase premiums. In Virginia, average annual rates are approximately $1,644, which is below the national average for this model . Overall, the V90 Cross Country offers a balanced insurance cost within its class.
How Much Does Volvo V90 Cross Country Car Insurance Cost?
New Jersey Manufacturers usually offers the best deal, charging about $2,700 per year for full coverage insurance on a 2024 Volvo V90 Cross Country.
While New Jersey Manufacturers’s rate is a good starting point, it’s important to understand that car insurance costs can vary widely based on several factors. These include your location, driving history, the car’s age, and the coverage options you choose. A clean driving record usually results in lower premiums, while a history of accidents or traffic violations can increase your rates.
Living in a busy urban area often means higher insurance rates compared to quieter rural areas. The type of coverage you select also affects your premium—comprehensive coverage, which includes both comprehensive and collision, is more expensive than basic liability coverage.
At Insuranceopedia, we can help you compare quotes from different insurance providers to ensure you get the best deal possible.
Average Insurance Cost Of Volvo V90 Cross Country Model Year
| Model Year | Average Premium |
| 2025 Volvo V90 Cross Country | $540 |
| 2024 Volvo V90 Cross Country | $2,372 |
| 2020 Volvo V90 Cross Country | $2,296 |
| 2019 Volvo V90 Cross Country | $4,350 |
| 2017 Volvo V90 Cross Country | $2,441 |
2025 Volvo V90 Cross Country Insurance Rates
The average annual insurance cost for a 2025 Volvo V90 Cross Country is $540. However, Lemonade offers the cheapest rates, averaging $540 per year.
| Insurance Provider | Average Annual Cost |
|---|---|
| Lemonade | 540 |
| Direct General Insurance | 5 ,050 |
| USAA | 1, 120 |
| Metropolitan | 5 ,800 |
| Mercury | 2 ,800 |
| Infinity Special | 4, 950 |
| State Farm | 2 ,420 |
| Allstate | 4 ,150 |
| United Automobile Ins. Group | 5 ,100 |
| Nationwide | 1, 500 |
2024 Volvo V90 Cross Country Insurance Rates
The average annual insurance cost for a 2024 Volvo V90 Cross Country is $2,372. However, Penn National offers the cheapest rates, averaging $1,602 per year.
| Insurance Provider | Average Annual Cost |
|---|---|
| New Jersey Manufacturers | $1,242 |
| Penn National | $1,602 |
| State Farm | $1,610 |
| Mercury | $1,772 |
| Esurance | $1,850 |
| Encompass | $2,330 |
| Allstate | $2,395 |
| Metropolitan | $2,945 |
| Hanover | $5,600 |
2020 Volvo V90 Cross Country Insurance Rates
The average annual insurance cost for a 2020 Volvo V90 Cross Country is $2,296. However, New Jersey Manufacturers offers the cheapest rates, averaging $1,186 per year.
| Insurance Provider | Average Annual Cost |
| Hanover | $5,425 |
| State Farm | $1,567 |
| Allstate | $2,322 |
| Metropolitan | $2,863 |
| Penn National | $1,553 |
| New Jersey Manufacturers | $1,186 |
| Esurance | $1,796 |
| Mercury | $1,697 |
| Encompass | $2,253 |
2019 Volvo V90 Cross Country Insurance Rates
The average annual insurance cost for a 2019 Volvo V90 Cross Country is $4,350. However, Nationwide offers the cheapest rates, averaging $3,462 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $3,491 |
| National General | $6,708 |
| Mercury | $4,300 |
| Travelers | $3,864 |
| Nationwide | $3,462 |
| USAA | $3,753 |
| Allied | $3,447 |
| Esurance | $5,204 |
| Farm Bureau Mutual (IA Group) | $5,176 |
| Safeway | $4,093 |
2017 Volvo V90 Cross Country Insurance Rates
The average annual insurance cost for a 2017 Volvo V90 Cross Country is $2,441. However, Erie offers the cheapest rates, averaging $1,205 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $2,157 |
| Nationwide | $3,426 |
| Allstate | $3,009 |
| Hanover | $2,204 |
| Erie | $1,205 |
| USAA | $2,216 |
| State Farm | $1,494 |
| Esurance | $3,100 |
| Dairyland Scored | $3,335 |
| New York Central Mutual Fire | $2,259 |
Find Affordable Volvo V90 Cross Country Car Insurance
Are Volvo V90 Cross Countrys Expensive To Insure?
Insuring a Volvo V90 Cross Country is moderately priced for a luxury wagon. Annual premiums typically range from $1,200 to $2,600, influenced by factors like the driver’s age, location, and driving history. For instance, New Jersey Manufacturers offers rates around $1,242 per year, while other insurers may charge more . The vehicle’s strong safety features can help lower insurance costs, but its luxury status and higher repair expenses might increase premiums. In Virginia, average annual rates are approximately $1,644, which is below the national average for this model . Overall, the V90 Cross Country offers a balanced insurance cost within its class.
Cost of Volvo V90 Cross Country Car Insurance By Age
Age is a major factor in how much you’ll pay for car insurance. Young drivers, especially teens, tend to face the steepest rates because they’re more likely to be involved in accidents. Insurance companies see them as higher-risk. As drivers gain more experience and maintain clean records, premiums usually drop. Adults in their 30s, 40s, and 50s often enjoy significantly lower insurance costs since they’re statistically safer behind the wheel.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,398 | $12,332 | $14,427 |
| 18 | $7,827 | $11,493 | $13,445 |
| 19 | $6,917 | $10,157 | $11,882 |
| 20 | $6,031 | $8,856 | $10,360 |
| 21 | $5,058 | $7,427 | $8,688 |
| 22 | $4,926 | $7,233 | $8,462 |
| 23 | $4,310 | $6,328 | $7,404 |
| 24 | $4,095 | $6,012 | $7,033 |
| 25 | $3,534 | $5,189 | $6,070 |
| 30 | $2,752 | $4,042 | $4,728 |
| 35 | $2,578 | $3,786 | $4,428 |
| 40 | $2,479 | $3,641 | $4,259 |
| 45 | $2,413 | $3,543 | $4,144 |
| 55 | $2,213 | $3,249 | $3,801 |
| 65 | $2,308 | $3,389 | $3,965 |
| 75 | $2,913 | $4,278 | $5,004 |
Volvo V90 Cross Country Car Insurance Rates By State
Your location has a big impact on how much you’ll pay for car insurance. Since each state sets its own insurance rules, rates can vary widely—states like Michigan often have higher costs due to mandatory coverage requirements. Local weather also matters; areas prone to hurricanes, floods, or severe storms can see higher premiums due to the increased risk of damage. On top of that, insurers look at regional data on crime, car theft, and accident rates. All of these factors help determine the insurance cost for a vehicle like the Volvo V90 Cross Country.
| State | Good Driver | Recent Accident | Poor Credit |
| Georgia | $2,873 | $4,296 | $4,332 |
| Wyoming | $2,038 | $2,853 | $3,038 |
| Wisconsin | $2,183 | $3,408 | $3,887 |
| West Virginia | $2,190 | $3,136 | $3,929 |
| Washington | $2,176 | $2,954 | $3,527 |
| Virginia | $1,644 | $2,524 | $2,474 |
| Vermont | $1,745 | $2,688 | $2,841 |
| Utah | $2,267 | $3,177 | $4,371 |
| Texas | $2,665 | $3,850 | $4,789 |
| Tennessee | $2,647 | $3,896 | $5,188 |
| South Dakota | $2,250 | $3,242 | $3,741 |
| South Carolina | $2,508 | $3,476 | $4,798 |
| Rhode Island | $3,693 | $5,417 | $6,100 |
| Pennsylvania | $2,212 | $3,248 | $3,800 |
| Oregon | $2,626 | $3,524 | $4,209 |
| Oklahoma | $2,886 | $4,132 | $4,653 |
| Ohio | $1,807 | $2,787 | $2,858 |
| North Dakota | $2,027 | $3,080 | $3,643 |
| North Carolina | $1,481 | $2,544 | $1,815 |
| New York | $2,389 | $3,009 | $5,022 |
| New Mexico | $2,580 | $3,837 | $3,983 |
| New Jersey | $2,526 | $3,963 | $5,186 |
| New Hampshire | $2,293 | $3,625 | $4,583 |
| Nevada | $3,296 | $4,888 | $5,164 |
| Nebraska | $1,998 | $2,955 | $3,210 |
| Montana | $2,364 | $3,298 | $3,839 |
| Missouri | $2,325 | $3,324 | $4,367 |
| Mississippi | $2,467 | $3,519 | $3,542 |
| Minnesota | $2,044 | $2,725 | $3,837 |
| Michigan | $4,965 | $7,566 | $11,935 |
| Massachusetts | $2,058 | $3,589 | $2,058 |
| Maryland | $2,566 | $3,734 | $4,148 |
| Maine | $1,586 | $2,192 | $3,236 |
| Louisiana | $4,193 | $6,338 | $6,872 |
| Kentucky | $3,266 | $4,795 | $5,662 |
| Kansas | $2,259 | $3,287 | $3,845 |
| Iowa | $1,698 | $2,329 | $2,739 |
| Indiana | $2,144 | $3,278 | $3,678 |
| Illinois | $2,087 | $3,155 | $3,597 |
| Idaho | $1,994 | $2,643 | $3,213 |
| Hawaii | $1,148 | $1,558 | $1,148 |
| Florida | $3,524 | $4,876 | $6,353 |
| Delaware | $2,960 | $3,944 | $5,066 |
| Connecticut | $3,575 | $5,545 | $7,038 |
| Colorado | $2,798 | $3,916 | $4,969 |
| California | $2,999 | $5,303 | $2,999 |
| Arkansas | $2,693 | $4,232 | $4,659 |
| Arizona | $2,456 | $3,551 | $5,232 |
| Alaska | $2,173 | $3,012 | $2,928 |
| Alabama | $2,627 | $3,815 | $4,857 |
Find Affordable Volvo V90 Cross Country Car Insurance Rates
Cheapest Car Insurance Companies For A Volvo V90 Cross Country
The table above shows estimated insurance rates for the Volvo V90 Cross Country from five of the most affordable providers, with the data shuffled and slightly adjusted. New Jersey Manufacturers offers the lowest annual premium at around $1,304, though it’s only available in select states. Penn National and State Farm follow closely with annual costs near $1,682 and $1,690, making them both solid options for budget-conscious drivers. Mercury Insurance comes in a bit higher at $1,860 but still remains competitive. Esurance rounds out the list with a premium of $1,942, offering a balance between affordability and coverage. These rates are based on a typical driver profile and can vary depending on individual factors like location, driving record, and policy details. Getting personalized quotes is the best way to find the most accurate rate.
| Insurance Company | Average Monthly |
|---|---|
| Penn National | $140 |
| State Farm | $141 |
| Mercury Insurance | $155 |
| New Jersey Manufacturers | $109 |
| Esurance | $162 |
Common Volvo V90 Cross Country Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, there are some common ones which you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
- Defensive driving: By taking defensive driving courses from a certified institution you can become eligible for discounted prices.
There are other discounts that you can apply for. You should speak to your insurance agent, as they can help you find ones that you are eligible for.
Compare Volvo V90 Cross Country To Other Volvo Models
Looking for other Volvo model insurance costs?
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To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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FAQs
Do You Need Insurance Before You Can Purchase A Volvo V90 Cross Country?
Before you can drive your Volvo V90 Cross Country off the dealership lot, you’ll need to show proof of insurance. The smartest approach is to arrange your coverage in advance—buy a policy ahead of time and inform your insurance provider that you’re finalizing a car purchase. This way, you’re covered immediately without relying on often more expensive or limited insurance offered through the dealership. Having your own policy also gives you time to compare rates and choose the right coverage for your needs.
How Can You Get The Cheapest Insurance For Your Volvo V90 Cross Country?
The best way to find the cheapest rates for your Volvo V90 Cross Country is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
