Cheapest Car Insurance In Cheyenne, WY 2025

Searching for affordable car insurance in Cheyenne, WY can turn up a wide range of prices.

Direct Auto leads in low-cost liability insurance. Direct Auto is the go-to for affordable full coverage, and USAA is the top pick for younger drivers.

Cheapest Liability-Only Car Insurance In Cheyenne: Direct Auto

For basic car insurance in Cheyenne, Direct Auto stands out as the most affordable option at $65 per month.

The table below lets you see how rates stack up across various providers.

Cheapest Full Coverage Insurance Rates In Cheyenne: Direct Auto

Drivers in Cheyenne pay an average of $110 a month for full coverage with Direct Auto, making it the cheapest provider.

This table breaks down average quotes from some of the most affordable insurers in Cheyenne.

Cheapest Car Insurance Rates For Seniors: Grange

For seniors in Cheyenne, Grange provides the lowest car insurance rates, with an average monthly cost of $55.

Below is a table showing the average car insurance quotes for seniors from the most budget-friendly companies.

Cheapest Rates In Cheyenne For Teenagers: USAA

Teen drivers in Cheyenne can save the most with USAA, which charges about $155 a month on average.

Check out the table below to find the companies with the most affordable rates for teenagers.

Cheapest Auto Insurance For Young Adults in Cheyenne: USAA

In Cheyenne, young adults can find the lowest insurance rates with USAA, averaging $150 per month.

Check the table below to find the cheapest auto insurance options for young adults in Cheyenne.

Cheapest Car Insurance In Cheyenne For Good Drivers: Direct Auto

If you’re a good driver in Cheyenne, Direct Auto has the cheapest car insurance, averaging $65 a month.

The table below lets you see average car insurance quotes from affordable providers if you’re a good driver.

Cheapest Car Insurance In Cheyenne After A Speeding Ticket: USAA

USAA is one of the most budget-friendly options in Cheyenne, with average monthly rates of $88 for drivers who have a speeding ticket on their record.

Check out the table below for a breakdown of average rates for drivers with a speeding violation.

Cheapest For Drivers With After At-Fault Accident: USAA

Drivers who have an at-fault accident on their record can find the cheapest rates with USAA, averaging $80 per month.

Here’s a list of car insurance companies with the most affordable rates for drivers with an at-fault incident.

Cheapest Rates In Cheyenne For Drivers After A DUI: American National

In Cheyenne, American National is the cheapest option for drivers after a DUI, with rates averaging $130 a month.

Below is a table with the cheapest car insurance rates for Cheyenne drivers who have a DUI on their record.

Best Car Insurance Companies In Cheyenne

Drivers in Cheyenne can get the cheapest insurance from Direct Auto, priced at $65 a month. Safeco and Dairyland are alternatives, with monthly rates of $67 and $68.

Shown below are the 10 best car insurance companies in Cheyenne, WY, ranked by their average monthly cost.

Average Auto Insurance Rates In Cheyenne – By Age

Car insurance rates are largely influenced by age. Younger drivers, especially teens, pay more because they are less experienced and more prone to accidents and violations. On average, teens pay about $3,871 annually for their coverage.

After turning 25, drivers often see their rates decrease, assuming they maintain a spotless driving record.

Drivers in their 50s and early 60s often receive the most competitive insurance rates. Age is a factor insurers use to evaluate driving experience and risk, influencing the cost of premiums.

Average Rates In Cheyenne – By Vehicle

The type of car you own has a big effect on your insurance rates. Insurance companies look at the make, model, year, and body style when setting premiums. In most cases, newer cars, especially high-end models, tend to cost more to insure due to their advanced technology and higher replacement costs.

Below, you can find the average insurance rates in Cheyenne for a variety of vehicles.

How Much Is Car Insurance In Other Cities in Wyoming?

Where you live can significantly affect your car insurance rates. Insurance providers assess risks such as accidents, theft, and vandalism, which are usually more common in cities, resulting in higher premiums.

For example, Albin drivers can expect to pay about $261 monthly for car insurance, while Evanston residents pay an average of $134 per month.

Average Cost Of Auto Insurance In Cheyenne – By Zip Code

Insurers rely on zip codes to determine crime rates in your location, which is why car insurance premiums differ from one zip code to another.

Below, you’ll find the average insurance premiums for different zip codes in Cheyenne.