Acura ILX Car Insurance Cost 2024
The average annual cost to insure an Acura ILX is $1,710. However, your actual cost may vary depending on factors like your age, the model year of your Acura ILX, and additional considerations. Use our quote tables below to estimate your personalized insurance costs.
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If you’re thinking about buying an Acura ILX, one crucial aspect to consider is the expense of insurance. On average, insurance for an Acura ILX costs $1,710 per year. Insurance plays a vital role in car ownership, so it’s essential to understand its implications before making a purchase.
Failure to carefully choose the right insurance policy could result in unforeseen and potentially substantial expenses later on. It’s undesirable to have inadequate coverage in the event of an accident, leaving you responsible for significant out-of-pocket costs. Moreover, there’s the possibility of premium hikes if you’re deemed at fault.
With my extensive experience in analyzing car insurance rates over the past decade, I’ve observed how much these expenses can fluctuate. Various factors, including age, driving history, and location, can significantly impact insurance premiums.
How Much Does Acura ILX Car Insurance Cost?
Acura ILX drivers typically pay an average of $1,710 annually for car insurance.
The cost of car insurance varies widely based on factors like your location, driving history, car model year, and coverage choices. A clean driving record typically results in lower premiums, while a history of accidents or violations can drive costs higher. Urban residents often face steeper insurance rates due to higher traffic density compared to those in rural areas. Comprehensive coverage, which includes collision and other types of protection, is generally more expensive than basic liability coverage.
For example, the insurance cost for an Acura ILX is higher than the average for Acura models but remains below the average for all cars. To find the best deal, platforms like Insuranceopedia can help compare quotes from multiple providers tailored to your needs.
| Vehicle | Average Monthly Premium |
| Acura ILX | $173 |
| All Acuras | $167 |
| All Cars | $175 |
Average Insurance Cost Of Acura ILX By Model Year
| Model Year | Average Premium |
| 2023 Acura ILX | $3,278 |
| 2022 Acura ILX | $1,354 |
| 2021 Acura ILX | $872 |
| 2020 Acura ILX | $1,110 |
| 2019 Acura ILX | $1,040 |
| 2018 Acura ILX | $1,051 |
| 2017 Acura ILX | $1,138 |
2023 Acura ILX Insurance Rates
The average annual insurance cost for a 2023 Acura ILX is $3,278. However, Direct Auto offers the cheapest rates, averaging $1,710 per year.
| Insurance Provider | Average Annual Cost |
| Hanover | $3,821.00 |
| Preferred Mutual | $4,850.00 |
| USAA | $2,392.00 |
| Travelers | $2,925.00 |
| New York Central Mutual Fire | $2,463.00 |
| State Farm | $4,203.00 |
| Allstate | $4,580.00 |
| Direct Auto | $1,710.00 |
| Erie | $2,515.00 |
| Nationwide | $3,319.00 |
2022 Acura ILX Insurance Rates
The average annual insurance cost for a 2022 Acura ILX is $1,458. However, Kemper Auto | Infinity offers the cheapest rates, averaging $550 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock Assurance | $1,660.00 |
| Safety Group | $1,389.00 |
| MO Farm Bureau Services | $1,455.00 |
| Direct Auto | $1,715.00 |
| Clearcover | $1,577.00 |
| Kentucky Farm Bureau | $1,500.00 |
| Kemper Auto | Infinity | $550.00 |
| Norfolk and Dedham Group | $1,240.00 |
| Permanent General | $1,740.00 |
| Arbella Insurance Group | $1,750.00 |
2021 Acura ILX Insurance Rates
The average annual insurance cost for a 2021 Acura ILX is $872. However, Mercury Insurance offers the cheapest rates, averaging $300 per year.
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,090.00 |
| Indiana Farmers Mutual Ins | $985.00 |
| Hastings Mutual Insurance Co | $1,095.00 |
| Mercury Insurance | $300.00 |
| Pekin Insurance | $1,125.00 |
| American National P | $590.00 |
| Buckeye Insurance Group | $755.00 |
| National General Value | $370.00 |
| Western Reserve | $1,170.00 |
| Frankenmuth Mutual | $1,240.00 |
2020 Acura ILX Insurance Rates
The average annual insurance cost for a 2020 Acura ILX is $1,110. However, Safeco offers the cheapest rates, averaging $220 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,400.00 |
| North Carolina Farm Bureau | $1,235.00 |
| Safeco | $220.00 |
| Titan | $1,095.00 |
| American National P | $680.00 |
| Kemper Auto | Infinity | $1,167.00 |
| Capital Insurance Group | $1,130.00 |
| Utica National Ins Group | $1,280.00 |
| Kemper Personal Insurance | $1,390.00 |
| Country | $1,500.00 |
2019 Acura ILX Insurance Rates
The average annual insurance cost for a 2019 Acura ILX is $1,040. However, SafeAuto offers the cheapest rates, averaging $590 per year.
| Insurance Provider | Average Annual Cost |
| Oregon Mutual | $1,375.00 |
| Virginia Farm Bureau | $1,120.00 |
| Dairyland Auto 1 Month | $765.00 |
| SafeAuto | $590.00 |
| SECURA Insurance | $1,245.00 |
| Mercury Insurance | $1,215.00 |
| PEMCO | $1,310.00 |
| Safeco | $640.00 |
| Texas Farm Bureau Group | $950.00 |
| Capital Insurance Group | $1,190.00 |
2018 Acura ILX Insurance Rates
The average annual insurance cost for a 2018 Acura ILX is $1,051. However, Safeco offers the cheapest rates, averaging $130 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $1,350.00 |
| SECURA Insurance | $1,020.00 |
| Mercury Insurance | $480.00 |
| Safety Group | $895.00 |
| Country | $1,420.00 |
| Norfolk and Dedham Group | $1,190.00 |
| ACE American Pool | $1,200.00 |
| Safeco | $130.00 |
| Texas Farm Bureau Group | $1,415.00 |
| Kentucky Farm Bureau | $1,410.00 |
2017 Acura ILX Insurance Rates
The average annual insurance cost for a 2017 Acura ILX is $1,051. However, Kemper Auto | Infinity offers the cheapest rates, averaging $773 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,475.00 |
| Capital Insurance Group | $1,440.00 |
| Virginia Farm Bureau | $1,290.00 |
| Oregon Mutual | $1,520.00 |
| Safeco | $775.00 |
| Infinity Special | $870.00 |
| Mercury Insurance | $860.00 |
| Texas Farm Bureau Group | $1,030.00 |
| Kemper Auto | Infinity | $773.00 |
| PEMCO | $1,350.00 |
Find Affordable Acura ILX Insurance Rates
2016 Acura ILX Insurance Rates
The average annual insurance cost for a 2016 Acura ILX is $760. However, Safeco offers the cheapest rates, averaging $90 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $660.00 |
| North Carolina Farm Bureau | $840.00 |
| Infinity Special | $855.00 |
| Texas Farm Bureau Group | $1,045.00 |
| Utica National Ins Group | $970.00 |
| Kemper Auto | Infinity | $1,034.00 |
| Virginia Farm Bureau | $815.00 |
| Mercury Insurance | $225.00 |
| Mercury Insurance Company | $1,070.00 |
| Safeco | $90.00 |
2015 Acura ILX Insurance Rates
The average annual insurance cost for a 2015 Acura ILX is $872. However, Safeco offers the cheapest rates, averaging $270 per year.
| Insurance Provider | Average Annual Cost |
| MO Farm Bureau Services | $1,200.00 |
| Virginia Farm Bureau | $895.00 |
| SECURA Insurance | $855.00 |
| Buckeye Insurance Group | $865.00 |
| American National P | $550.00 |
| Kentucky Farm Bureau | $1,165.00 |
| North Carolina Farm Bureau | $825.00 |
| Safeco | $270.00 |
| Indiana Farmers Mutual Ins | $855.00 |
| Western Reserve | $1,240.00 |
2014 Acura ILX Insurance Rates
The average annual insurance cost for a 2014 Acura ILX is $872. However, Safeco offers the cheapest rates, averaging $270 per year.
| Insurance Provider | Average Annual Cost |
| MO Farm Bureau Services | $1,200.00 |
| Virginia Farm Bureau | $895.00 |
| SECURA Insurance | $855.00 |
| Buckeye Insurance Group | $865.00 |
| American National P | $550.00 |
| Kentucky Farm Bureau | $1,165.00 |
| North Carolina Farm Bureau | $825.00 |
| Safeco | $270.00 |
| Indiana Farmers Mutual Ins | $855.00 |
| Western Reserve | $1,240.00 |
2013 Acura ILX Insurance Rates
The average annual insurance cost for a 2013 Acura ILX is $872. However, Safeco offers the cheapest rates, averaging $260 per year.
| Insurance Provider | Average Annual Cost |
| Infinity Special | $485.00 |
| SECURA Insurance | $615.00 |
| Texas Farm Bureau Group | $965.00 |
| Union Mutual Fire Group | $405.00 |
| Mercury Insurance Company | $1,010.00 |
| Concord Group | $800.00 |
| Pekin Insurance | $645.00 |
| Safeco | $260.00 |
| Indiana Farmers Mutual Ins | $855.00 |
| Capital Insurance Group | $820.00 |
Find Affordable Acura ILX Insurance Rates
Is An Acura ILX Expensive To Insure?
The cost to insure an Acura ILX is slightly below the overall average for all cars. However, the exact premium you’ll pay depends on factors like your age, location, driving history, and the age of your vehicle.
Cost of Acura ILX Car Insurance By Age
Age is a key factor in determining insurance rates for any vehicle. Teenagers often face the highest premiums due to their higher likelihood of being involved in accidents. However, as drivers age and gain experience, their insurance rates typically decrease, reflecting a lower risk profile.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,220 | $12,080 | $14,150 |
| 18 | $7,690 | $11,300 | $13,200 |
| 19 | $6,780 | $9,950 | $11,680 |
| 20 | $5,900 | $8,700 | $10,160 |
| 21 | $4,950 | $7,290 | $8,520 |
| 22 | $4,830 | $7,100 | $8,310 |
| 23 | $4,230 | $6,210 | $7,260 |
| 24 | $4,015 | $5,910 | $6,890 |
| 25 | $3,475 | $5,090 | $5,950 |
| 30 | $2,700 | $3,970 | $4,650 |
| 35 | $2,540 | $3,700 | $4,350 |
| 40 | $2,430 | $3,570 | $4,170 |
| 45 | $2,360 | $3,470 | $4,060 |
| 55 | $2,180 | $3,200 | $3,740 |
| 65 | $2,260 | $3,330 | $3,880 |
Acura ILX Car Insurance Rates By State
Your location significantly impacts how insurance companies calculate rates. Each state regulates its own auto insurance requirements, leading to variations in premiums. For example, Michigan drivers often pay higher premiums due to the state’s higher coverage mandates. Additionally, local climate conditions, such as extreme weather events like hurricanes or flooding, can influence rates.
Insurance providers also factor in regional statistics on crime and auto accidents, including vehicle theft, crashes, and fatality rates. These considerations play a crucial role in determining the specific insurance cost for your Acura ILX.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,575 | $3,740 | $4,760 |
| Alaska | $2,130 | $2,960 | $2,880 |
| Arizona | $2,410 | $3,480 | $5,130 |
| Arkansas | $2,650 | $4,150 | $4,580 |
| California | $2,950 | $5,200 | $2,940 |
| Colorado | $2,750 | $3,850 | $4,880 |
| Connecticut | $3,510 | $5,440 | $6,910 |
| Delaware | $2,900 | $3,870 | $4,970 |
| Florida | $3,455 | $4,780 | $6,240 |
| Georgia | $1,130 | $1,530 | $1,130 |
| Hawaii | $1,950 | $2,600 | $3,150 |
| Idaho | $2,045 | $3,100 | $3,530 |
| Illinois | $2,100 | $3,220 | $3,610 |
| Indiana | $1,660 | $2,290 | $2,690 |
| Iowa | $2,215 | $3,230 | $3,770 |
| Kansas | $3,200 | $4,700 | $5,550 |
| Kentucky | $4,115 | $6,220 | $6,740 |
| Louisiana | $1,550 | $2,150 | $3,180 |
| Maine | $2,520 | $3,670 | $4,070 |
| Maryland | $2,020 | $3,520 | $2,020 |
| Massachusetts | $4,870 | $7,430 | $11,700 |
| Michigan | $2,005 | $2,680 | $3,770 |
| Minnesota | $2,420 | $3,460 | $3,480 |
| Mississippi | $2,280 | $3,260 | $4,290 |
| Missouri | $2,320 | $3,240 | $3,780 |
| Montana | $1,960 | $2,900 | $3,150 |
| Nebraska | $3,230 | $4,800 | $5,070 |
| Nevada | $2,250 | $3,560 | $4,500 |
| New Hampshire | $2,480 | $3,890 | $5,090 |
| New Jersey | $2,530 | $3,770 | $3,910 |
| New Mexico | $2,350 | $2,950 | $4,930 |
| New York | $1,450 | $2,500 | $1,780 |
| North Carolina | $1,990 | $3,030 | $3,580 |
| North Dakota | $1,770 | $2,740 | $2,810 |
| Ohio | $2,830 | $4,050 | $4,570 |
| Oklahoma | $2,580 | $3,460 | $4,130 |
| Oregon | $2,170 | $3,190 | $3,730 |
| Pennsylvania | $3,620 | $5,320 | $5,990 |
| Rhode Island | $2,460 | $3,410 | $4,710 |
| South Carolina | $2,210 | $3,180 | $3,670 |
| South Dakota | $2,590 | $3,820 | $5,090 |
| Tennessee | $2,610 | $3,780 | $4,700 |
| Texas | $2,225 | $3,120 | $4,290 |
| Utah | $1,710 | $2,640 | $2,790 |
| Vermont | $1,610 | $2,480 | $2,430 |
| Virginia | $2,135 | $2,900 | $3,460 |
| Washington | $2,150 | $3,080 | $3,860 |
| West Virginia | $2,140 | $3,350 | $3,820 |
| Wisconsin | $2,000 | $2,800 | $2,980 |
Find Affordable Acura ILX Insurance Rates
Cheapest Car Insurance Companies For An Acura ILX
If you’re considering purchasing a new car insurance policy for your Acura ILX, knowing the most affordable providers is crucial. For budget-conscious drivers, Hugo offers the lowest average rate at $26 per month, making them the cheapest option for insuring an Acura ILX.
Keep in mind, however, that rates vary depending on factors like your driving history, location, and coverage needs. To ensure you find the best deal tailored to your profile, it’s recommended to shop around and compare quotes from multiple insurance providers.
| Company | Average Monthly Rate |
| Hugo | $26 |
| Shelter Mutual | $52 |
| FirstChicago | $45 |
| Sun Coast | $56 |
| Freedom | $48 |
Common Acura ILX Insurance Discounts
Discounts are an excellent way to reduce your car insurance premiums. Many providers offer a range of discounts, and here are some common options to explore:
- Multi-policy: Bundle your home and auto insurance with the same provider to secure a reduced rate.
- Pay annually: Opt to pay your premium in full rather than in monthly installments to save money.
- Defensive driving: Completing a certified defensive driving course can make you eligible for discounts.
Additionally, insurance companies may offer other savings opportunities based on your specific situation. Speak with your insurance agent to identify all the discounts you qualify for and maximize your savings.
Ways To Save On Acura ILX Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Acura ILX insurance premiums low.
For example, Acura ILX drivers with a speeding ticket may pay an average of $144 per month, while those with multiple accidents could see rates of $131 per month. Avoiding these violations can significantly reduce your insurance costs.
Additionally, your annual mileage impacts your premium. Drivers who clock between 5,000 and 7,500 miles per year typically pay around $74 per month, whereas those exceeding 10,000 miles annually pay closer to $102 per month. Keeping your mileage low can further lower your insurance costs by demonstrating reduced risk.
Compare Acura ILX To Other Acura Models
Looking for other Acura model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia compiled thousands of quotes from leading auto insurance companies. The sample profile represented a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, these averages may not reflect your individual costs, as insurance rates vary based on personal factors.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Acura ILX?
Yes, proof of insurance is required before driving your Acura ILX off the dealership lot. It’s best to purchase a policy in advance and inform your insurance provider about your upcoming car purchase, rather than relying on insurance arranged through the dealership.
How Can You Get The Cheapest Insurance For Your Acura IX?
To secure the cheapest rates for your Acura ILX, it’s essential to shop around and compare quotes from various auto insurance providers. Luckily, Insuranceopedia makes this process simple by offering the ability to compare multiple quotes directly on their website.
