Alfa Romeo Giulia Car Insurance Cost 2024
The average annual cost of insurance for an Alfa Romeo Giulia is $3,249. However, the actual cost can vary depending on factors like your age, the car’s model year, and other variables. You can use the quote tables below to estimate your specific insurance costs.
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If you’re thinking about buying an Alfa Romeo Giulia, one crucial aspect to consider is the cost of insurance. On average, insurance for an Alfa Romeo Giulia costs $3,249 per year. Insurance plays a vital role in car ownership, so it’s essential to understand its implications before making a decision.
Choosing the right car insurance is important to avoid unexpected and potentially high expenses later on. It’s crucial to have sufficient coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, there’s the possibility of facing higher premiums if you’re at fault in an accident.
With over a decade of experience analyzing car insurance rates, I’ve observed significant variations in costs. Factors like your age, driving record, and even your location can greatly impact your insurance premiums.
How Much Does Alfa Romeo Giulia Car Insurance Cost?
Typically, Alfa Romeo Giulia drivers can find car insurance at an average rate of $3,249 per year.
It’s important to understand that car insurance costs can vary widely due to several factors. These include your location, driving record, the model year of your vehicle, and the coverage options you choose. Keeping a clean driving record can help lower your premiums, while a history of accidents or violations may increase your rates.
Living in a busy urban area with heavy traffic can lead to higher insurance costs compared to rural areas with less congestion. Additionally, the type of coverage you select plays a role in your premium—comprehensive insurance, which covers both comprehensive and collision, typically costs more than basic liability coverage.
As shown in the table below, the insurance cost for an Alfa Romeo Giulia is higher than the average cost for all Alfa Romeo models. However, it is also more expensive than the average cost for all vehicles.
Insuranceopedia can help you compare quotes from various auto insurance providers, ensuring you find the best option for your needs.
| Vehicle | Average Monthly Premium |
| Alfa Romeo Giulia | $235 |
| All Alfa Romeos | $223 |
| All Cars | $175 |
Average Insurance Cost Of Alfa Romeo Giulia By Model Year
| Model Year | Average Premium |
| 2024 Alfa Romeo Giulia | $5,054 |
| 2023 Alfa Romeo Giulia | $5,956 |
| 2022 Alfa Romeo Giulia | $1,589 |
| 2021 Alfa Romeo Giulia | $1,903 |
| 2020 Alfa Romeo Giulia | $1,213 |
| 2019 Alfa Romeo Giulia | $1,305 |
| 2018 Alfa Romeo Giulia | $1,454 |
| 2017 Alfa Romeo Giulia | $1,274 |
2024 Alfa Romeo Giulia Insurance Rates
The average annual insurance cost for a 2024 Alfa Romeo Giulia is $5,054. However, Hanover offers the cheapest rates, averaging $1,202 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $2,520 |
| USAA | $3,702 |
| Hanover | $1,202 |
| Central Mutual Insurance Co | $9,364 |
| Travelers | $5,082 |
| Nationwide | $7,451 |
| State Farm | $3,974 |
| Erie | $2,331 |
| Encompass | $7,755 |
| Allstate | $7,154 |
2023 Alfa Romeo Giulia Insurance Rates
The average annual insurance cost for a 2023 Alfa Romeo Giulia is $5,956. However, Dairyland Auto offers the cheapest rates, averaging $4,679 per year.
| Insurance Provider | Average Annual Cost |
| National General | $7,233 |
| Dairyland Auto | $4,679 |
2022 Alfa Romeo Giulia Insurance Rates
The average annual insurance cost for a 2022 Alfa Romeo Giulia is $1,589. However, Safeco offers the cheapest rates, averaging $393 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,401 |
| Erie | $2,283 |
| SECURA Insurance | $1,759 |
| Plymouth Rock | $920 |
| Safeco | $393 |
| North Carolina Farm Bureau | $2,132 |
| Direct Auto | $1,610 |
| Titan | $1,843 |
| Unitrin | $2,069 |
| Plymouth Rock Assurance | $1,482 |
2021 Alfa Romeo Giulia Insurance Rates
The average annual insurance cost for a 2021 Alfa Romeo Giulia is $1,903. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,451 per year.
| Insurance Provider | Average Annual Cost |
| Norfolk and Dedham Group | $1,856 |
| Dairyland | $2,394 |
| Plymouth Rock Assurance | $1,578 |
| Kemper Auto | Infinity | $1,852 |
| Safety Group | $1,923 |
| ACE American Pool | $2,275 |
| Mercury Insurance | $1,519 |
| Texas Farm Bureau Group | $1,451 |
| Pekin Insurance | $2,238 |
| SECURA Insurance | $1,945 |
2020 Alfa Romeo Giulia Insurance Rates
The average annual insurance cost for a 2020 Alfa Romeo Giulia is $1,213. However, Safeco offers the cheapest rates, averaging $857 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $857 |
| Mercury Insurance | $887 |
| Hastings Mutual Insurance Co | $978 |
| Direct Auto | $1,156 |
| Virginia Farm Bureau | $1,161 |
| Kemper Auto | Infinity | $1,224 |
| Titan | $1,266 |
| SafeAuto | $1,337 |
| Sentry | $1,475 |
| Buckeye Insurance Group | $1,789 |
2019 Alfa Romeo Giulia Insurance Rates
The average annual insurance cost for a 2019 Alfa Romeo Giulia is $1,305. However, Mercury Insurance offers the cheapest rates, averaging $255 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $1,582 |
| IMT Insurance Company | $2,085 |
| Safeco | $282 |
| SafeAuto | $1,393 |
| Plymouth Rock Assurance | $1,473 |
| Cameron Mutual Group | $1,824 |
| Mercury Insurance | $255 |
| Capital Insurance Group | $1,565 |
| Texas Farm Bureau Group | $1,928 |
| Victoria | $667 |
2018 Alfa Romeo Giulia Insurance Rates
The average annual insurance cost for a 2018 Alfa Romeo Giulia is $1,454. However, Mercury Insurance offers the cheapest rates, averaging $813 per year.
| Insurance Provider | Average Annual Cost |
| Tennessee Farmers | $1,615 |
| GMAC Insurance Group | $1,818 |
| Capital Insurance Group | $1,535 |
| Farm Bureau Ins of MI | $1,922 |
| SafeAuto | $1,373 |
| Virginia Farm Bureau | $1,031 |
| Texas Farm Bureau Group | $1,670 |
| PEMCO | $1,702 |
| Mercury Insurance | $813 |
| Kemper Auto | Infinity | $1,056 |
2017 Alfa Romeo Giulia Insurance Rates
The average annual insurance cost for a 2017 Alfa Romeo Giulia is $1,274. However, American National P offers the cheapest rates, averaging $628 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,246 |
| American National P | $628 |
| Clearcover | $1,618 |
| PEMCO | $1,759 |
| SafeAuto | $1,460 |
| Safeco | $326 |
| Capital Insurance Group | $1,552 |
| Southern Farm Bureau | $1,719 |
| Mercury Insurance | $653 |
| NatGen Value | $1,776 |
Find Affordable Alfa Romeo Giulia Insurance Rates
Is An Alfa Romeo Giulia Expensive To Insure?
The cost of insuring an Alfa Romeo Giulia is higher than the average for all cars. However, the actual price you’ll pay for car insurance will depend on several factors, including your age, the age of your car, your location, and other variables.
Cost of Alfa Romeo Giulia Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers generally face the highest premiums due to their higher likelihood of being involved in accidents. As you age, your premiums tend to decrease, as you are considered a lower risk to insure.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $10,648 | $15,622 | $18,354 |
| 18 | $9,960 | $14,631 | $17,061 |
| 19 | $8,800 | $12,942 | $15,135 |
| 20 | $7,684 | $11,234 | $13,142 |
| 21 | $6,458 | $9,411 | $11,053 |
| 22 | $6,266 | $9,228 | $10,710 |
| 23 | $5,498 | $8,051 | $9,450 |
| 24 | $5,177 | $7,603 | $8,956 |
| 25 | $4,468 | $6,624 | $7,741 |
| 30 | $3,466 | $5,160 | $6,048 |
| 35 | $3,297 | $4,773 | $5,646 |
| 40 | $3,181 | $4,662 | $5,437 |
| 45 | $3,050 | $4,485 | $5,276 |
| 55 | $2,828 | $4,168 | $4,862 |
| 65 | $2,964 | $4,348 | $5,009 |
| 75 | $3,716 | $5,460 | $6,319 |
Alfa Romeo Giulia Car Insurance Rates By State
Your location significantly impacts how insurance companies calculate rates. Each state has its own regulations for auto insurance; for instance, drivers in Michigan often face higher premiums due to the state’s requirement for higher coverage levels. Additionally, the climate of your area plays a role—states that experience extreme weather like hurricanes, storms, and flooding typically have higher insurance costs.
Furthermore, local crime and accident statistics, such as car thefts, crashes, and vehicle fatalities, are also factored into your insurance rate. Insurance companies consider all these elements when determining the cost to insure your Alfa Romeo Giulia.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,383 | $4,854 | $6,196 |
| Alaska | $2,802 | $3,861 | $3,672 |
| Arizona | $3,144 | $4,465 | $6,623 |
| Arkansas | $3,457 | $5,391 | $5,955 |
| California | $3,842 | $6,738 | $3,798 |
| Colorado | $3,513 | $4,990 | $6,351 |
| Connecticut | $4,555 | $7,034 | $8,973 |
| Delaware | $3,735 | $5,024 | $6,449 |
| Florida | $4,524 | $6,239 | $8,111 |
| Georgia | $3,649 | $5,440 | $5,474 |
| Hawaii | $1,476 | $1,983 | $1,500 |
| Idaho | $2,500 | $3,403 | $4,101 |
| Illinois | $2,614 | $4,019 | $4,569 |
| Indiana | $2,692 | $4,137 | $4,633 |
| Iowa | $2,118 | $3,000 | $3,450 |
| Kansas | $2,869 | $4,150 | $4,866 |
| Kentucky | $4,142 | $6,082 | $7,156 |
| Louisiana | $5,310 | $8,032 | $8,753 |
| Maine | $1,988 | $2,807 | $4,072 |
| Maryland | $3,299 | $4,711 | $5,231 |
| Massachusetts | $2,578 | $4,568 | $2,633 |
| Michigan | $6,269 | $9,589 | $15,127 |
| Minnesota | $2,579 | $3,426 | $4,899 |
| Mississippi | $3,179 | $4,503 | $4,512 |
| Missouri | $2,944 | $4,244 | $5,526 |
| Montana | $2,958 | $4,222 | $4,888 |
| Nebraska | $2,512 | $3,753 | $4,036 |
| Nevada | $4,203 | $6,250 | $6,535 |
| New Hampshire | $2,939 | $4,580 | $5,792 |
| New Jersey | $3,195 | $4,989 | $6,599 |
| New Mexico | $3,264 | $4,826 | $5,057 |
| New York | $2,996 | $3,847 | $6,357 |
| North Carolina | $1,881 | $3,278 | $2,255 |
| North Dakota | $2,595 | $3,891 | $4,646 |
| Ohio | $2,264 | $3,577 | $3,662 |
| Oklahoma | $3,618 | $5,210 | $5,896 |
| Oregon | $3,304 | $4,474 | $5,386 |
| Pennsylvania | $2,842 | $4,102 | $4,792 |
| Rhode Island | $4,669 | $6,879 | $7,753 |
| South Carolina | $3,209 | $4,414 | $6,084 |
| South Dakota | $2,894 | $4,125 | $4,723 |
| Tennessee | $3,319 | $4,905 | $6,570 |
| Texas | $3,417 | $4,915 | $6,122 |
| Utah | $2,883 | $3,984 | $5,592 |
| Vermont | $2,203 | $3,416 | $3,610 |
| Virginia | $2,092 | $3,161 | $3,156 |
| Washington | $2,809 | $3,746 | $4,429 |
| West Virginia | $2,813 | $4,020 | $5,030 |
| Wisconsin | $2,781 | $4,357 | $4,973 |
| Wyoming | $2,539 | $3,627 | $3,834 |
Find Affordable Alfa Romeo Giulia Insurance Rates
Cheapest Car Insurance Companies For An Alfa Romeo Giulia
If you’re planning to purchase a new car insurance policy for your Alfa Romeo Giulia, you may want to know which insurance companies offer the lowest rates. For those focused on finding the most affordable coverage, Encompass provides a premium of $44 per month, making them the cheapest option for an Alfa Romeo Giulia. However, keep in mind that rates can vary depending on your individual driver profile, so this figure is just an average. To find the best rates for your situation, it’s recommended to shop around and compare quotes from different providers.
| Company | Average Monthly Rate |
| Encompass | $44 |
| Safeco | $55 |
| Shelter Mutual | $45 |
| FirstChicago | $56 |
| CSAA | $48 |
Common An Alfa Romeo Giulia Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each provider offers its own set of discounts, some common ones you can check your eligibility for include:
- Multi-policy: Bundling your home and auto insurance with the same provider often results in a discounted rate.
- Pay annually: Paying your premium in full rather than monthly installments can sometimes earn you a discount.
- Defensive driving: Completing a defensive driving course from a certified institution may make you eligible for lower rates.
There may be other discounts available as well. It’s a good idea to talk to your insurance agent, who can help identify any discounts you qualify for.
Ways To Save On Alfa Romeo Giulia Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Alfa Romeo Giulia insurance costs low. Speeding tickets or accidents can increase your premiums. For example, Alfa Romeo Giulia drivers with a ticket on their record can expect to pay around $102 per month, while those with multiple accidents may pay an average of $109 per month. By avoiding these incidents, you can keep your costs down.
Additionally, drivers with lower annual mileage typically pay less for insurance, as they face fewer opportunities for accidents, making them a lower risk to insure. Alfa Romeo Giulia drivers who drive between 5,000 and 7,500 miles annually will pay about $88 per month, while those driving more than 10,000 miles per year will pay around $98 per month.
Compare Alfa Romeo Giulia To Other Alfa Models
Looking for other Alfa model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, the rates in this guide may vary based on your individual circumstances.
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FAQs
Do You Need Insurance Before You Can Purchase An Alfa Romeo Giulia?
Yes, you will need to provide proof of insurance before driving your Alfa Romeo Giulia off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company that you’re about to buy the car, rather than relying on insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Alfa Romeo Giulia?
The best way to find the cheapest rates for your Alfa Romeo Giulia is by shopping around and comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia makes it easy to compare quotes from multiple providers directly on our website.
