Cheapest Car Insurance In Mesa, AZ 2024
If you’re looking for budget-friendly minimum coverage car insurance in Mesa, Auto-Owners leads with an average rate of $42 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re hunting for low-cost car insurance in Mesa, AZ, you’ll notice there’s a big variation in prices.
Auto-Owners comes out ahead for liability-only coverage seekers looking to save the most. GEICO is ideal for full coverage at a reasonable rate, and GEICO remains the best choice for young drivers on a budget.
Cheapest Car Insurance Companies In Mesa, AZ
Cheapest Liability-only Car Insurance In Mesa: Auto-Owners
The least expensive minimum coverage car insurance in Mesa comes from Auto-Owners, at $42 per month on average.
The table below lets you compare rates from multiple insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $42 | $499 |
| GEICO | $43 | $511 |
| Country Financial | $44 | $530 |
| State Farm | $52 | $621 |
| Allstate | $60 | $714 |
Cheapest Full Coverage Insurance Rates In Mesa: GEICO
GEICO stands out as the cheapest option for full coverage car insurance in Mesa, at $78 per month on average.
The table provides a comparison of average auto insurance quotes from affordable Mesa providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $78 | $930 |
| Travelers | $100 | $1,196 |
| Auto-Owners | $89 | $1,063 |
| Allstate | $119 | $1,425 |
| State Farm | $107 | $1,278 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
Seniors in Mesa can find the cheapest car insurance with Auto-Owners, which averages $84 per month.
You’ll find average quotes from the cheapest auto insurers for seniors in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $84 | $1,008 |
| State Farm | $99 | $1,190 |
| Allstate | $131 | $1,575 |
| Nationwide | $122 | $1,460 |
| Farm Bureau | $109 | $1,304 |
Cheapest Rates In Mesa For Teenagers: Travelers
Travelers delivers the lowest average monthly premiums for teenage drivers in Mesa, at $147.
The table provides a comparison of companies offering the cheapest insurance rates for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $147 | $1,765 |
| State Farm | $232 | $2,780 |
| Auto-Owners | $213 | $2,560 |
| GEICO | $199 | $2,386 |
| Allstate | $329 | $3,952 |
Cheapest Auto Insurance For Young Adults in Mesa: GEICO
Young adults in Mesa will find the cheapest insurance rates with GEICO, at an average of $65 per month.
Below is a table to help you compare the lowest auto insurance rates in Mesa for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $65 | $775 |
| State Farm | $135 | $1,621 |
| Auto-Owners | $121 | $1,457 |
| Allstate | $136 | $1,635 |
| Farmers | $137 | $1,640 |
Cheapest Car Insurance In Mesa For Good Drivers: Auto-Owners
The lowest car insurance quotes for good drivers in Mesa come from Auto-Owners, with rates around $42 per month.
If you’re a good driver, use the table below to check average quotes from the lowest-cost insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $42 | $499 |
| GEICO | $43 | $511 |
| Country Financial | $44 | $530 |
| State Farm | $52 | $621 |
| Allstate | $60 | $714 |
Find affordable Mesa rates
Cheapest Car Insurance In Mesa After A Speeding Ticket: Auto-Owners
In Mesa, Auto-Owners provides competitive rates, with an average monthly cost of $89 for drivers who have a speeding ticket.
You can refer to the table below for average rates for drivers with a speeding ticket on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $89 | $1,057 |
| Nationwide | $163 | $1,960 |
| Country Financial | $162 | $1,942 |
| Allstate | $201 | $2,409 |
| State Farm | $120 | $1,440 |
Cheapest For Drivers With After At-Fault Accident: GEICO
GEICO stands out for offering the cheapest car insurance to drivers with an at-fault accident, averaging $120 monthly.
These car insurance companies offer the cheapest rates for drivers who have an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $120 | $1,442 |
| Country Financial | $180 | $2,160 |
| State Farm | $132 | $1,580 |
| Auto-Owners | $129 | $1,547 |
| Progressive | $153 | $1,836 |
Cheapest Rates In Mesa For Drivers After A DUI: Progressive
Progressive offers the cheapest car insurance for Mesa drivers after a DUI, at an average of $112 per month.
If you have a DUI in Mesa, the table below shows the cheapest insurance rates available.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $112 | $1,346 |
| Travelers | $127 | $1,527 |
| Allstate | $224 | $2,690 |
| State Farm | $121 | $1,447 |
| Country Financial | $188 | $2,260 |
Best Car Insurance Companies In Mesa
The most affordable car insurance for drivers in Mesa is with Auto-Owners, costing $42 a month. Root Insurance comes in at $44, while GEICO charges $45 per month.
Here are the top 10 car insurance companies in Mesa, AZ, listed in order of their average monthly premiums.
| Company | Monthly Premium |
| Auto-Owners | $42 |
| GEICO | $45 |
| Root Insurance | $44 |
| Country Financial | $44 |
| State Farm | $52 |
| Allstate | $60 |
| Farmers | $64 |
| Nationwide | $79 |
| Farm Bureau | $68 |
| Hartford | $70 |
| CSAA | $107 |
Average Auto Insurance Rates In Mesa – By Age
Age is an important factor in car insurance pricing. Due to inexperience and higher accident rates, younger drivers tend to have more expensive premiums. Teenagers, on average, pay about $4,940 annually for insurance.
As drivers hit 25 years old, their insurance premiums usually decline, assuming they have a clean driving record.
Drivers in their 50s and early 60s usually enjoy the most competitive insurance premiums. Insurers consider age a factor in assessing experience and risk, which affects the cost.
| Age | Average Yearly Rate |
| Teenagers | $4,940 |
| 20s | $2,970 |
| 30s | $1,806 |
| 40s | $1,747 |
| 50s | $1,331 |
| 60s | $1,408 |
| 70s | $1,533 |
Average Cost Of Auto Insurance In Mesa – By Zip Code
Insurers analyze crime rates by zip code, which is why car insurance premiums differ from one zip code to another.
You can look at the table below to see average insurance rates across different zip codes in Mesa.
| Zip Code | Average Monthly Rate |
| 85203 | $157 |
| 85208 | $125 |
| 85119 | $84 |
| 85207 | $137 |
| 85213 | $165 |
Average Rates In Mesa – By Vehicle
The car you drive is a crucial factor in how much you pay for insurance. Insurance companies look at aspects such as the make, model, year, and body type. Newer, high-tech, or luxury cars often come with steeper premiums due to higher replacement values.
Use the table below to check average insurance costs in Mesa based on vehicle type.
| Vehicle | Average Monthly Rate |
| Honda Odessey | $211 |
| Buick Encore | $315 |
| Kia Soul | $460 |
| Toyota Tacoma | $507 |
| Ford Escape | $207 |
How Much Is Car Insurance In Other Cities In Arizona?
The location you call home has a significant impact on your car insurance premiums. Insurance providers look at factors like accident rates, theft, and vandalism, which are higher in urban areas, leading to increased rates.
For drivers in Glendale, car insurance averages $270 per month, but in Sedona, the average is lower at $189 per month.
| City | Average Monthly Rate |
| Scottsdale | $230 |
| Sedona | $189 |
| Maricopa | $215 |
| Tempe | $245 |
| Gilbert | $230 |
| Glendale | $270 |
| Surprise | $220 |
| Chandler | $237 |
| Peoria | $240 |
| Phoenix | $273 |
Find affordable Mesa rates
Our Methodology
After a detailed examination of factors including customer service, product offerings, pricing, and insights from online reviews and user feedback, I’ve created a thorough perspective on the car insurance market in Mesa, AZ.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Mesa?
Auto-Owners has the most budget-friendly car insurance rates in Mesa for the state’s minimum coverage, while GEICO offers the best prices for full coverage, which includes both comprehensive and collision.
What is the average cost of car insurance in Mesa?
The average monthly car insurance cost in Mesa is about $220, but expect variations based on your zip code, car year and model, and driving record.
