Cheapest Car Insurance In Chandler, AZ 2025
Auto-Owners is the most affordable choice in Chandler, offering minimum coverage car insurance at an average cost of $48 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the most affordable car insurance in Chandler, AZ, prices can differ significantly.
For those after the lowest liability-only coverage, Auto-Owners is the top choice. On the other hand, Root provides the best rates for full coverage policies. Travelers, however, offers the most budget-friendly options for young drivers.
Cheapest Car Insurance In Chandler, AZ







Cheapest Liability-only Car Insurance In Chandler: Auto-Owners
Auto-Owners offers the lowest rates for minimum coverage car insurance in Chandler, with an average monthly cost of $48.
You can use the table below to compare prices from various insurance providers.
Provider | Average Monthly Cost | Average Annual Cost |
Auto-Owners | $48 | $576 |
State Farm | $59 | $708 |
USAA | $65 | $780 |
GEICO | $60 | $720 |
Mile Auto | $53 | $636 |
Cheapest Full Coverage Insurance Rates In Chandler: Root
Root offers the most affordable full coverage car insurance, with average monthly quotes of $85 in Chandler.
The table below compares the average auto insurance rates from budget-friendly insurers in Chandler.
Provider | Average Monthly Cost | Average Annual Cost |
Root | $85 | $1,020 |
Auto-Owners | $105 | $1,260 |
Travelers | $95 | $1,140 |
State Farm | $106 | $1,272 |
GEICO | $102 | $1,224 |
Cheapest Car Insurance Rates For Seniors: Travelers
Travelers offers the most affordable car insurance for seniors in Chandler, with an average rate of $68 per month.
The table below displays average quotes from the most affordable auto insurers for seniors.
Provider | Average Monthly Cost | Average Annual Cost |
Travelers | $68 | $816 |
Progressive | $75 | $900 |
Mercury | $78 | $936 |
Auto-Owners | $81 | $972 |
State Farm | $72 | $864 |
Cheapest Rates In Chandler For Teenagers: Travelers
Teen drivers in Chandler can get the best rates from Travelers, with average monthly premiums of $220.
The table below highlights the insurance companies offering the lowest insurance rates for teenagers.
Provider | Average Monthly Cost | Average Annual Cost |
Travelers | $220 | $2,640 |
State Farm | $287 | $3,444 |
Progressive | $495 | $5,940 |
Allstate | 280 | $3,360 |
GEICO | $276 | $3,312 |
Cheapest Auto Insurance For Young Adults in Chandler: Root
Root provides the most affordable quotes for young adults in Chandler, with average rates of $75 per month.
The table below allows you to compare the lowest auto insurance rates for young adults in Chandler.
Provider | Average Monthly Cost | Average Annual Cost |
Root | $75 | $900 |
State Farm | $94 | $1,128 |
Travelers | $78 | $936 |
GEICO | $103 | $1,236 |
Progressive | $92 | $1,104 |
Cheapest Car Insurance In Chandler For Good Drivers: Auto-Owners
Good drivers in Chandler can get the best car insurance rates from Auto-Owners, with average quotes around $50 per month.
If you’re a good driver, use the table below to compare average quotes from the most affordable insurance providers.
Provider | Average Monthly Cost | Average Annual Cost |
Auto-Owners | $50 | $600 |
USAA | $67 | $804 |
GEICO | $62 | $744 |
Mile Auto | $53 | $636 |
State Farm | $59 | $708 |
Find Affordable Chandler Rates
Cheapest Car Insurance In Chandler After A Speeding Ticket: Auto-Owners
Auto-Owners stands out as one of the most affordable options in Chandler, offering average rates of $59 per month for drivers with a speeding ticket on their record.
The table below lets you compare average rates for drivers with a speeding ticket.
Provider | Average Monthly Cost | Average Annual Cost |
Auto-Owners | $59 | $708 |
Mile Auto | $63 | $756 |
USAA | $82 | $984 |
GEICO | $77 | $924 |
State Farm | $72 | $864 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
Auto-Owners provides the most affordable car insurance for drivers with an at-fault incident, with an average monthly rate of $63.
Below are the car insurance companies offering the lowest rates for drivers with an at-fault accident on their record.
Provider | Average Monthly Cost | Average Annual Cost |
Auto-Owners | $63 | $756 |
State Farm | $76 | $912 |
Mile Auto | $71 | $852 |
USAA | $85 | $1,020 |
GEICO | $79 | $948 |
Cheapest Rates In Chandler For Drivers After A DUI: Auto-Owners
Auto-Owners offers the lowest rates for drivers in Chandler with a DUI, providing average monthly premiums of $70.
Drivers in Chandler with a DUI can find the most affordable rates in the table below.
Provider | Average Monthly Cost | Average Annual Cost |
Auto-Owners | $70 | $840 |
GEICO | $96 | $1,152 |
USAA | $105 | $1,260 |
State Farm | $91 | $1,092 |
Mile Auto | $86 | $1,032 |
Best Car Insurance Companies In Chandler
In Chandler, drivers can find the most affordable insurance with Auto-Owners at $80 per month. State Farm is another option at $92 per month, followed by Mile Auto at $97 per month.
The table below lists the top 10 car insurance companies in Chandler, AZ, ranked by their average monthly rates.
Company | Monthly Premium |
Auto-Owners | $80 |
State Farm | $92 |
Mile Auto | $97 |
USAA | $120 |
Root | $124 |
Safeco | $130 |
Allstate | $ 153 |
Travelers | $164 |
Progressive | $172 |
GEICO | $225 |
Average Auto Insurance Rates In Chandler- By Age
Age plays a significant role in determining car insurance rates. Younger drivers typically face higher premiums due to their inexperience and a greater risk of accidents and traffic violations. Teenagers, for example, can expect to pay approximately $4,260 annually for car insurance.
As drivers reach the age of 25, their premiums generally start to decrease, provided they have a clean driving record.
Drivers in their 50s and early 60s often receive the most favorable insurance rates, as they are seen as more experienced and less risky to insure. Insurance companies use age as a factor to assess driving experience and risk, which impacts premium costs.
Age | Average Yearly Rate |
Teenagers | $4,260 |
20s | $2,844 |
30s | $2,040 |
40s | $1,836 |
50s | $1,572 |
60s | $1,452 |
70s | $1,620 |
Average Rates In Chandler- By Vehicle
The type of vehicle you drive is an important factor in determining your car insurance costs. Insurance providers consider the make, model, year, and body style of the vehicle when calculating premiums. Generally, newer cars, especially luxury models with advanced features and higher replacement costs, come with higher insurance rates.
The table below shows the average insurance rates in Chandler for various types of vehicles.
Vehicle | Average Monthly Rate |
Mercedes-Benz Glk | $352 |
Jeep Grand Cherokee | $531 |
Cadillac Srx | $304 |
Acura MDX | $218 |
GMC Acadia | $240 |
How Much Is Car Insurance In Other Cities in Arizona?
Where you live plays a major role in determining your car insurance rates. Insurance companies assess various factors related to your location, such as the likelihood of accidents, theft, and vandalism, which tend to be more common in urban areas. This increased risk typically leads to higher premiums.
For example, drivers in Scottsdale can expect to pay around $140 per month for car insurance, while those in Prescott pay an average of $106 per month.
City | Average Monthly Rate |
Scottsdale | $140 |
Prescott | $106 |
Tucson | $133 |
Tempe | $165 |
Gilbert | $174 |
Glendale | $180 |
Surprise | $143 |
Mesa | $155 |
Peoria | $162 |
Phoenix | $186 |
Average Cost Of Auto Insurance In Chandler- By Zip Code
Zip codes are used by insurers to assess crime rates in your area, which can impact car insurance rates. As a result, car insurance premiums can vary depending on the zip code you live in.
The table below shows the average insurance rates for different zip codes in Chandler.
Zip Code | Average Monthly Rate |
85002 | $98 |
85224 | $149 |
85225 | $145 |
85226 | $132 |
85248 | $140 |
Find Affordable Chandler Rates
Our Methodology
Drawing upon a comprehensive analysis that encompasses multiple facets such as customer service ratings, product options, pricing, and a thorough evaluation of various online review sites and user experience, I've crafted an in-depth view of the landscape of car insurance providers in Chandler, AZ.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Chandler?
In Chandler, Auto-Owners offers the lowest rates for the minimum coverage required by the State of Arizona, while Root provides the most affordable full coverage, including comprehensive and collision coverage.
What is the average cost of car insurance in Chandler?
The average car insurance cost in Chandler is around $120 per month. However, rates can differ depending on factors such as your zip code, the make and model of your car, your driving record, and more.
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