Cheapest Car Insurance In Tucson, AZ For 2024
In Tucson, Auto-Owners offers the cheapest option, with an average monthly cost of $23.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for affordable car insurance in Tucson, AZ, options vary, but Auto-Owners stands out with its competitive pricing. On average, residents can get car insurance for around $23 per month, well below the state’s $120 average.
For people looking for the cheapest liability-only coverage, Auto-Owners is the best choice. Conversely, those requiring more comprehensive protection will find that Auto-Owners offers the most affordable rates for full coverage policies, priced at $47 per month. On the other hand, Travelers provides the most budget-friendly rates for young drivers at $100 per month.
Cheapest Car Insurance Companies In Tucson, AZ
How Much Is Car Insurance In Tucson, AZ?
Auto-Owners offers the most economical car insurance in Tucson, AZ, with coverage starting at $105 per month. However, when compared to average rates in Arizona and the entire United States, as depicted in the table below, rates are significantly lower.
| Area | Average Monthly Rate |
| National | $152 |
| Arizona | $120 |
| Tucson, AZ | $105 |
Cheapest Car Insurance Rates In Tucson For Full Coverage
Auto-Owners provides the most budget-friendly car insurance rates for full coverage in Tucson, with average quotes amounting to $47 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $47 | $562 |
| GEICO | $95 | $1,141 |
| Mercury | $103 | $1,238 |
| Nationwide | $110 | $1,314 |
| Country Financial | $111 | $1,326 |
Cheapest Car Insurance Rates In Tucson For Minimum Coverage
Auto-Owners stands out as the most affordable car insurance provider for minimum coverage in Tucson, with an average monthly cost of $23.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $37 | $439 |
| Auto-Owners | $23 | $287 |
| Mercury | $43 | $514 |
| State Farm | $48 | $574 |
| Farmers | $49 | $581 |
Cheapest Car Insurance Rates In Tucson For Seniors
Auto-Owners provides the most budget-friendly car insurance rates for seniors in Tucson, with average quotes totaling $87 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $87 | $1,040 |
| GEICO | $92 | $1,095 |
| Progressive | $93 | $1,107 |
| Mercury | $101 | $1,213 |
| Allstate | $104 | $1,249 |
Cheapest Car Insurance Rates In Tucson For Teenagers
Teenage drivers in Tucson can find the most cost-effective quotes from Travelers, offering average monthly premiums of $164.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $269 | $3,228 |
| GEICO | $196 | $2,352 |
| Progressive | $245 | $2,946 |
| Travelers | $164 | $1,966 |
| Allstate | $380 | $4,591 |
Cheapest Car Insurance Rates In Tucson For Young Adults
Young adults in Tucson can take advantage of the most affordable insurance quotes offered by Travelers, with rates averaging around $100 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $115 | $1,378 |
| GEICO | $105 | $1,205 |
| CSAA | $257 | $3,020 |
| Allstate | $127 | $1,522 |
| Travelers | $100 | $1,198 |
Cheapest Car Insurance Rates In Tucson For Good Drivers
Tucson’s safe drivers can obtain the most budget-friendly car insurance quotes from Auto-Owners, averaging about $23 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $37 | $439 |
| Auto-Owners | $23 | $287 |
| Mercury | $43 | $514 |
| State Farm | $48 | $574 |
| Farmers | $49 | $581 |
Cheapest Car Insurance Rates In Tucson For Drivers With Prior Incidents
In Tucson, drivers with records of traffic violations, such as accidents, speeding tickets, or DUIs, often face difficulties in obtaining affordable car insurance. These driving infractions lead insurance companies to label them as high-risk, suggesting a greater probability of filing future insurance claims.
Consequently, insurance providers raise their rates for these individuals to compensate for the risk of potentially higher claim payouts.
Cheapest Car Insurance Rates In Tucson For Drivers With A Speeding Ticket
Auto-Owners distinguishes itself for its affordability compared to other companies, providing average rates of $75 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $75 | $898 |
| Travelers | $105 | $1,258 |
| Geico | $90 | $1,078 |
| Allstate | $190 | $2,278 |
| Progressive | $138 | $1,654 |
Cheapest Car Insurance Rates In Tucson For Drivers With An At-Fault Accident
Auto-Owners offers the most budget-friendly car insurance quotes for drivers with an at-fault incident, averaging around $110 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $110 | $1,318 |
| Travelers | $112 | $1,342 |
| Geico | $115 | $1,378 |
| Progressive | $158 | $1,894 |
| Allstate | $173 | $2,074 |
Cheapest Car Insurance Rates In Tucson For Drivers After A DUI
State Farm offers the most budget-friendly rates for drivers after a DUI incident in Tucson, providing average monthly premiums of $103.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $103 | $1,234 |
| Nationwide | $269 | $3,286 |
| Progressive | $115 | $1,378 |
| Geico | $170 | $2,038 |
| Allstate | $212 | $2,542 |
Best Car Insurance Companies In Tucson
For drivers in Tucson, choosing the right car insurance company entails not only finding affordable rates but also ensuring dependable protection on the road. Here are the top 10 car insurance companies in Tucson, AZ, ranked by the average monthly rates they offer.
| Company | Monthly Premium |
| Clearcover | $83 |
| Mercury | $140 |
| AssuranceAmerica Protect | $93 |
| USAA | $101 |
| ACCC | $101 |
| Ameriprise Group | $103 |
| Mercury | $147 |
| Farm Bureau | $138 |
| American Family | $118 |
| State Farm | $120 |
Average Car Insurance Rates In Tucson – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,228 |
| 20s | $1,800 |
| 30s | $1,176 |
| 40s | $1,032 |
| 50s | $960 |
| 60s | $960 |
| 70s | $1,080 |
Average Car Insurance Rates In Tucson – By Vehicle Type
| Vehicle | Average Monthly Rate |
| Toyota Venza | $65 |
| Lincoln Town Car | $67 |
| Ford Edge | $112 |
| Ford F150 | $90 |
| GMC Terrain | $74 |
The type of vehicle you own significantly influences your car insurance costs. Insurance companies consider factors like the make, model, year, and body type of the car. Typically, newer vehicles, especially luxury models with advanced technology and higher replacement costs, tend to have higher insurance rates.
Our Methodology
With over 15 years of experience as a licensed insurance agent, I've meticulously examined the car insurance market in Tucson, AZ. My understanding is based on thorough research encompassing customer service ratings, product options, pricing, and extensive analysis of various online review platforms and user feedback. Over the years, I've interacted with representatives from numerous companies, gaining valuable insights and firsthand experiences that have shaped my perspective on the industry.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Tucson?
Auto-Owners offers the lowest car insurance rates in Tucson for both the minimum coverage required by the State of Arizona and full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Tucson?
The average cost of car insurance in Tucson is approximately $105 per month. Rates can vary based on factors such as your zip code, the year and model of your car, your driving record, and other relevant considerations.
