Cheapest Car Insurance In Tucson, AZ 2024
With an average cost of $36 each month, Auto-Owners delivers the cheapest minimum coverage car insurance in Tucson.
We’ve saved shoppers an average of $600 per year on their car insurance.
When comparing car insurance options in Tucson, AZ, the price range for the cheapest options can be quite diverse.
Auto-Owners is the top choice for low-cost liability-only coverage. For full coverage, GEICO’s rates are the most appealing, while GEICO also keeps prices down for young drivers.
Cheapest Car Insurance Companies In Tucson, AZ
Cheapest Liability-only Car Insurance In Tucson: Auto-Owners
Auto-Owners is the most cost-effective choice for minimum coverage car insurance in Tucson, with rates averaging $36 a month.
See the table below for a comparison of rates among various insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $36 | $432 |
| GEICO | $39 | $472 |
| Travelers | $51 | $614 |
| State Farm | $46 | $546 |
| Farmers | $58 | $690 |
Cheapest Car Insurance Rates For Seniors: GEICO
GEICO has the cheapest car insurance rates for seniors in Tucson, costing an average of $76 per month.
Average quotes from cost-effective auto insurance companies for seniors are presented in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $76 | $907 |
| State Farm | $89 | $1,067 |
| Nationwide | $101 | $1,214 |
| Mercury | $114 | $1,371 |
| Allstate | $118 | $1,420 |
Cheapest Full Coverage Insurance Rates In Tucson: GEICO
GEICO delivers the most affordable full coverage insurance in Tucson, averaging $73 per month.
Below is a table that compares average car insurance quotes from affordable Tucson insurers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $73 | $874 |
| State Farm | $96 | $1,154 |
| Allstate | $108 | $1,296 |
| Farmers | $113 | $1,359 |
| Mercury | $116 | $1,390 |
Cheapest Rates In Tucson For Teenagers: Travelers
In Tucson, teenage drivers can secure the cheapest insurance rates from Travelers, averaging $144 a month.
In the table below, you’ll find companies offering the best insurance rates for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $144 | $1,730 |
| State Farm | $224 | $2,684 |
| Nationwide | $188 | $2,250 |
| Progressive | $228 | $2,730 |
| Allstate | $287 | $3,448 |
Cheapest Car Insurance In Tucson For Good Drivers: Auto-Owners
The most affordable car insurance for good drivers in Tucson is offered by Auto-Owners, with an average cost of $36 a month.
The table below compares average quotes from the most cost-effective insurance companies for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $36 | $432 |
| GEICO | $39 | $472 |
| Travelers | $51 | $614 |
| State Farm | $46 | $546 |
| Farmers | $58 | $690 |
Cheapest Auto Insurance For Young Adults in Tucson: GEICO
GEICO has the most affordable car insurance for young adults in Tucson, with average premiums of $93 a month.
The table below provides a comparison of affordable car insurance rates for young adults in Tucson.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $93 | $1,116 |
| State Farm | $122 | $1,476 |
| Auto-Owners | $112 | $1,344 |
| Nationwide | $135 | $1,622 |
| Mercury | $171 | $2,050 |
Find affordable Tucson rates
Cheapest Car Insurance In Tucson After A Speeding Ticket: Auto-Owners
Auto-Owners is one of the least expensive insurers in Tucson, with an average rate of $82 a month for drivers with a speeding ticket.
The table below lists average insurance premiums for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $82 | $978 |
| State Farm | $109 | $1,310 |
| Nationwide | $135 | $1,614 |
| Allstate | $182 | $2,178 |
| Farmers | $144 | $1,733 |
Cheapest For Drivers With After At-Fault Accident: GEICO
The cheapest car insurance for drivers with an at-fault accident is available through GEICO, averaging $114 a month.
These car insurance providers offer affordable rates for drivers who have an at-fault accident in their history.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $114 | $1,370 |
| Allstate | $167 | $1,998 |
| State Farm | $119 | $1,425 |
| Mercury | $271 | $3,246 |
| Nationwide | $199 | $2,390 |
Cheapest Rates In Tucson For Drivers After A DUI: Progressive
The most affordable car insurance for drivers with a DUI in Tucson is from Progressive, costing an average of $109 per month.
The table below reveals the most cost-effective rates for drivers in Tucson with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $109 | $1,310 |
| State Farm | $112 | $1,344 |
| Auto-Owners | $156 | $1,870 |
| Allstate | $204 | $2,446 |
| Nationwide | $255 | $3,062 |
Average Cost Of Auto Insurance In Tucson – By Zip Code
Insurers use your zip code to understand local crime rates, which is why car insurance premiums vary across different areas.
The table below highlights average car insurance premiums for different zip codes in Tucson.
| Zip Code | Average Monthly Rate |
| 85735 | $114 |
| 85706 | $137 |
| 85710 | $148 |
| 85719 | $150 |
| 85755 | $122 |
Best Car Insurance Companies In Tucson
Auto-Owners provides Tucson drivers with the most affordable insurance at $36 per month. Consider Root Insurance at $38 a month or GEICO at $39 as other options.
Shown below is a ranking of Tucson, AZ top 10 car insurance companies, based on average monthly rates.
| Company | Monthly Premium |
| Auto-Owners | $36 |
| GEICO | $39 |
| Root Insurance | $38 |
| Travelers | $51 |
| State Farm | $46 |
| Farmers | $58 |
| Iowa Farm Bureau | $57 |
| Progressive | $51 |
| Country Financial | $44 |
| Hartford | $66 |
| The General | $120 |
Average Rates In Tucson – By Vehicle
The vehicle you own has a strong impact on your insurance premiums. Insurers look at the car’s make, model, year, and body type. Generally, newer luxury cars with advanced technology have higher rates due to replacement costs.
Check the table below to compare average insurance premiums in Tucson for different cars.
| Vehicle | Average Monthly Rate |
| Kia Stinger | $670 |
| Toyota Rav4 | $612 |
| Ford Mustang | $276 |
| Ford F150 | $308 |
| Chevrolet Colorado | $215 |
Average Auto Insurance Rates In Tucson – By Age
Insurance companies use age as a primary factor when determining premiums. Younger drivers, being less experienced and more prone to accidents, usually pay more, with teens averaging $4,320 per year.
Once they reach 25, drivers often notice their insurance premiums decreasing, as long as they have a good driving record.
Insurance premiums are often lower for drivers in their 50s and early 60s, since insurers use age as a way to assess risk and experience.
| Age | Average Yearly Rate |
| Teenagers | $4,320 |
| 20s | $2,656 |
| 30s | $1,542 |
| 40s | $1,380 |
| 50s | $1,259 |
| 60s | $1,178 |
| 70s | $1,360 |
How Much Is Car Insurance In Other Cities In Arizona?
Your residential area significantly affects your car insurance costs. Insurers look at various location-related risks, including accident likelihood, vehicle theft, and vandalism rates, which are generally higher in urban environments.
Drivers in Glendale, for instance, pay about $241 per month for car insurance, whereas Mesa residents enjoy a lower average of $125 per month.
| City | Average Monthly Rate |
| Mesa | $125 |
| Sedona | $187 |
| Maricopa | $210 |
| Tempe | $170 |
| Gilbert | $184 |
| Glendale | $241 |
| Surprise | $155 |
| Chandler | $160 |
| Peoria | $165 |
| Phoenix | $270 |
Find affordable Tucson rates
Our Methodology
Combining insights from customer service ratings, product offerings, pricing, and user feedback from review sites, I’ve built a full picture of car insurance providers in Tucson, AZ.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Tucson?
In Tucson, Auto-Owners leads with the lowest rates for minimum coverage, while GEICO offers the most affordable full coverage, which includes both comprehensive and collision protection.
What is the average cost of car insurance in Tucson?
Car insurance in Tucson averages $140 per month, but your premium may be higher or lower depending on factors such as your zip code, car model, and driving record.
