Cadillac CT5-V Car Insurance Cost 2025
On average, insuring a Cadillac CT5-V costs $3,820 annually. However, the exact cost depends on factors like your age, the car’s model year, and other variables. You can refer to the quote tables below to get a personalized estimate.
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Insuring a Cadillac CT5-V typically costs more than standard sedans due to its high-performance features and luxury status. For the 2024 model year, the average annual insurance premium is approximately $8,856, with some providers offering rates as low as $3,820.
Factors influencing these premiums include the vehicle’s powerful engine, advanced technology, and higher repair costs. Additionally, insurance companies consider the driver’s age, location, driving history, and credit score.
It’s advisable to compare quotes from multiple insurers and explore available discounts to secure the most competitive rate for your Cadillac CT5-V.
How Much Does Cadillac CT5-V Car Insurance Cost?
Typically, Cadillac CT5-V drivers can find car insurance at an average rate of $3,820 per year.
While California Capital’s rate provides a useful starting point, it’s crucial to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, whereas a history of accidents or traffic violations can increase your rates.
Additionally, living in a bustling urban area typically leads to higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the best deal.
Average Insurance Cost Of Cadillac CT5-V By Model Year
| Model Year | Average Premium |
| 2025 Cadillac CT5-V | $9,144 |
| 2024 Cadillac CT5-V | $8,856 |
| 2023 Cadillac CT5-V | $10,616 |
| 2022 Cadillac CT5-V | $2,108 |
| 2021 Cadillac CT5-V | $1,774 |
| 2020 Cadillac CT5-V | $2,369 |
2025 Cadillac CT5-V Insurance Rates
The average annual insurance cost for a 2025 Cadillac CT5-V is $9,144. However, California Capital offers the cheapest rates, averaging $3,960 per year.
| Insurance Provider | Average Annual Cost |
| Grange | $12,240 |
| California Capital | $3,960 |
| Farmers | $7,260 |
| Hartford | $5,400 |
| CSAA | $12,930 |
| Auto Club | $8,160 |
| Allstate | $10,770 |
| Bristol West | $11,880 |
| State Farm | $7,500 |
| USAA | $11,340 |
2024 Cadillac CT5-V Insurance Rates
The average annual insurance cost for a 2024 Cadillac CT5-V is $8,856. However, California Capital offers the cheapest rates, averaging $3,820 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $10,769 |
| Bristol West | $11,369 |
| Farmers | $6,901 |
| Hartford | $12,390 |
| California Capital | $3,820 |
| State Farm | $7,197 |
| Allstate | $10,307 |
| Grange | $12,848 |
| CSAA | $5,148 |
| Auto Club | $7,807 |
2023 Cadillac CT5-V Insurance Rates
The average annual insurance cost for a 2023 Cadillac CT5-V is $10,616. However, National General offers the cheapest rates, averaging $6,865 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $7,567 |
| National General | $6,865 |
| Dairyland Auto | $17,415 |
2022 Cadillac CT5-V Insurance Rates
The average annual insurance cost for a 2022 Cadillac CT5-V is $2,108. However, Kemper Auto | Infinity offers the cheapest rates, averaging $919 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Ins of MI | $2,307 |
| Allstate | $2,877 |
| Auto-Owners Insurance Co | $1,954 |
| Kemper Auto | Infinity | $919 |
| Dairyland Auto | $2,011 |
| Metropolitan | $2,540 |
| State Farm | $2,128 |
| Hastings Mutual Insurance Co | $2,574 |
| Mercury | $2,384 |
| SECURA Insurance | $1,382 |
2021 Cadillac CT5-V Insurance Rates
The average annual insurance cost for a 2021 Cadillac CT5-V is $1,774. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $971 per year.
| Insurance Provider | Average Annual Cost |
| West Bend Mutual | $2,015 |
| Republic Indemnity | $2,368 |
| Rockford Mutual Insurance | $2,122 |
| SECURA Insurance | $1,780 |
| Pekin Insurance | $1,991 |
| American Family | $1,439 |
| Rural Mutual Insurance | $1,953 |
| Texas Farm Bureau Group | $796 |
| Hastings Mutual Insurance Co | $971 |
| New Jersey Manufacturers | $2,304 |
2020 Cadillac CT5-V Insurance Rates
The average annual insurance cost for a 2020 Cadillac CT5-V is $2,369. However, New Jersey Manufacturers offers the cheapest rates, averaging $1,558 per year.
| Insurance Provider | Average Annual Cost |
| Atlantic States Insurance | $2,868 |
| New Jersey Manufacturers | $1,558 |
| State Farm | $2,701 |
| Auto-Owners Insurance Co | $2,138 |
| National General | $2,063 |
| Penn National | $1,740 |
| Republic Indemnity | $2,679 |
| Mercury | $2,884 |
| American Independent Ins Co | $3,356 |
| Texas Farm Bureau Group | $1,699 |
Find Affordable Cadillac CT5-V Insurance Rates
Are Cadillac CT5-Vs Expensive To Insure?
Yes, the Cadillac CT5-V is generally more expensive to insure compared to standard sedans. This is primarily due to its high-performance features, including a powerful engine and advanced technology, which can lead to higher repair and replacement costs. Additionally, insurance companies consider factors such as the vehicle’s theft rates and the driver’s profile. For instance, a 40-year-old driver with a clean record might pay around $2,952 annually for a standard CT5, while the CT5-V variant could cost more due to its enhanced performance capabilities. However, actual premiums can vary based on location, driving history, and chosen coverage levels.
Cheapest Car Insurance Companies For A Cadillac CT5-V
These insurance providers have been identified as offering the most competitive rates for the 2024 Cadillac CT5-V. California Capital stands out with the lowest adjusted annual premium at $3,960, translating to an estimated monthly cost of $330. CSAA and Farmers follow, offering premiums of $5,400 and $7,260 respectively. State Farm and Auto Club round out the list with premiums of $7,500 and $8,160.
| Insurance Company | Average Monthly |
| CSAA | $450 |
| Farmers | $605 |
| California Capital | $330 |
| State Farm | $625 |
| Auto Club | $680 |
Common Cadillac CT5-V Insurance Discounts
Taking advantage of discounts is an effective way to reduce your car insurance costs. While each provider offers unique options, here are some common discounts you might qualify for:
- Multi-policy: Save money by bundling your home and auto insurance with the same provider.
- Pay annually: Receive a discount for paying your premium in full upfront instead of in monthly installments.
- Defensive driving: Completing a certified defensive driving course can make you eligible for reduced rates.
Additional discounts may also be available. Speak with your insurance agent to identify and apply for discounts suited to your situation.
Compare Cadillac CT5-V To Other Cadillac Models
Looking for other Cadillac model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that the numbers in this guide may differ from your individual results.
Quotes Analyzed
Brands Reviewed
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FAQs
Do You Need Insurance Before You Can Purchase A Cadillac CT5-V?
Proof of insurance is required before driving your Cadillac CT5-V off the dealership lot. The ideal approach is to purchase a policy beforehand and inform your insurance company about your impending car purchase. This method is generally better than obtaining insurance directly through the dealership.
How Can You Get The Cheapest Insurance For Your Cadillac CT5-V?
To secure the most affordable rates for your Cadillac CT5-V, it’s essential to shop around and compare quotes from various auto insurance companies. Thankfully, Insuranceopedia makes this process easy by offering a platform where you can compare rates from multiple providers in one place.
