Cadillac XT4 Car Insurance Cost
The average annual insurance premium for a Cadillac XT4 is approximately $587 when insured through Texas Farm Bureau Group. However, it’s important to note that insurance costs can vary based on factors such as age, the year of the car model, and other individual considerations. You can utilize the quote tables provided below to get an estimate of how much it might cost for your specific circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
When contemplating the purchase of a Cadillac XT4, one crucial aspect to consider is the insurance expenses associated with it. Insurance constitutes a substantial part of owning a car, making it essential to grasp the financial implications before committing to a purchase.
Neglecting to carefully choose a suitable car insurance policy can result in unforeseen and potentially substantial expenses later on. It’s undesirable to find yourself underinsured when faced with an accident, leading to significant out-of-pocket costs. Additionally, there’s the possibility of premium hikes if you’re deemed responsible for an incident.
With over ten years of experience analyzing car insurance rates, I’ve witnessed the considerable variability in these expenses. Factors like age, driving history, and location can exert a significant influence on insurance premiums.
How Much Does Cadillac XT4 Car Insurance Cost?
Typically, Texas Farm Bureau Group provides the most competitive annual rate of $587 for full coverage insurance on a 2024 Cadillac XT4.
While Texas Farm Bureau Group’s rate serves as a useful reference point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors include where you live, your driving history, the age of your vehicle, and the specific levels of coverage you select. Maintaining a clean driving record can result in lower premiums, whereas a track record of accidents or traffic violations may raise your insurance expenses.
Furthermore, residing in a busy urban area may lead to higher insurance rates compared to rural regions with lighter traffic. The type of coverage you opt for also plays a role in determining your premium. For instance, full coverage insurance, encompassing comprehensive and collision coverage, typically costs more than minimum liability coverage.
Insuranceopedia aims to assist you in comparing quotes from different insurance providers, ensuring you find the most favorable deal available.
2024 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $587 |
| USAA | $1,451 |
| State Farm | $1,660 |
| Republic Indemnity | $1,774 |
| California Capital | $1,774 |
| Unitrin | $1,813 |
| Mercury | $1,809 |
| CSAA | $1,930 |
| Grange | $1,981 |
| Alliance United | $1,998 |
2023 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $363 |
| Nationwide | $403 |
| Texas Farm Bureau Group | $803 |
| State Farm | $1,255 |
| Republic Indemnity | $1,382 |
| 21st Century | $1,538 |
| National General Value | $1,639 |
| Unitrin | $1,701 |
| Direct Auto | $1,810 |
| Esurance | $1,875 |
2022 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $251 |
| Safeco | $497 |
| Mercury Insurance | $852 |
| Texas Farm Bureau Group | $862 |
| SECURA Insurance | $1,183 |
| Capital Insurance Group | $1,177 |
| Country | $1,281 |
| New Jersey Manufacturers | $1,292 |
| Georgia Farm Bureau | $1,559 |
| Nationwide | $1,652 |
2021 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $418 |
| American National P | $660 |
| Mercury Insurance | $770 |
| Victoria | $840 |
| Texas Farm Bureau Group | $839 |
| Buckeye Insurance Group | $947 |
| Western Reserve | $1,143 |
| Ohio Mutual Ins Group | $1,122 |
| New Jersey Manufacturers | $1,188 |
| Farm Bureau Mutual (IA Group) | $1,275 |
2020 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $5 |
| Mercury Insurance | $349 |
| American National P&C | $503 |
| Safeco | $542 |
| Clearcover | $585 |
| Buckeye Insurance Group | $591 |
| Tennessee Farmers | $999 |
| Capital Insurance Group | $1,036 |
| Utica National Ins Group | $1,113 |
| MO Farm Bureau Services | $1,113 |
2019 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $443 |
| American National P | $465 |
| Buckeye Insurance Group | $673 |
| NatGen Custom 360 | $830 |
| Safeco | $844 |
| Safety Group | $942 |
| Rockford Mutual Insurance | $997 |
| Acuity | $1,026 |
| Ohio Mutual Ins Group | $1,025 |
| Norfolk and Dedham Group | $1,049 |
Cost of Cadillac XT4 Car Insurance By Age
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,500 | $9,524 | $11,174 |
| 18 | $6,054 | $8,894 | $10,404 |
| 19 | $5,342 | $7,876 | $9,182 |
| 20 | $4,684 | $6,842 | $8,032 |
| 21 | $3,900 | $5,732 | $6,719 |
| 22 | $3,792 | $5,599 | $6,561 |
| 23 | $3,330 | $4,879 | $5,747 |
| 24 | $3,190 | $4,664 | $5,457 |
| 25 | $2,755 | $4,008 | $4,708 |
| 30 | $2,143 | $3,145 | $3,657 |
| 35 | $1,978 | $2,932 | $3,443 |
| 40 | $1,900 | $2,811 | $3,309 |
| 45 | $1,858 | $2,747 | $3,206 |
| 55 | $1,716 | $2,505 | $2,929 |
| 65 | $1,801 | $2,624 | $3,084 |
| 75 | $2,273 | $3,306 | $3,885 |
Cadillac XT4 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,030 | $2,971 | $3,775 |
| Alaska | $1,666 | $2,313 | $2,274 |
| Arizona | $1,885 | $2,750 | $4,043 |
| Arkansas | $2,087 | $3,283 | $3,596 |
| California | $2,310 | $4,111 | $2,317 |
| Colorado | $2,161 | $3,020 | $3,856 |
| Connecticut | $2,782 | $4,280 | $5,457 |
| Delaware | $2,273 | $3,040 | $3,928 |
| Florida | $2,739 | $3,791 | $4,907 |
| Hawaii | $884 | $1,218 | $879 |
| Idaho | $1,524 | $2,047 | $2,475 |
| Illinois | $1,608 | $2,442 | $2,791 |
| Indiana | $1,661 | $2,531 | $2,838 |
| Iowa | $1,300 | $1,822 | $2,116 |
| Kansas | $1,764 | $2,553 | $2,988 |
| Kentucky | $2,510 | $3,714 | $4,396 |
| Louisiana | $3,236 | $4,910 | $5,302 |
| Maine | $1,229 | $1,714 | $2,508 |
| Maryland | $2,007 | $2,885 | $3,195 |
| Massachusetts | $1,603 | $2,787 | $1,610 |
| Michigan | $3,829 | $5,864 | $9,256 |
| Minnesota | $1,600 | $2,117 | $2,957 |
| Mississippi | $1,930 | $2,722 | $2,751 |
| Missouri | $1,805 | $2,553 | $3,398 |
| Montana | $1,845 | $2,536 | $2,988 |
| Nebraska | $1,556 | $2,269 | $2,465 |
| Nevada | $2,560 | $3,767 | $3,999 |
| New Hampshire | $1,789 | $2,820 | $3,528 |
| New Jersey | $1,969 | $3,079 | $4,009 |
| New Mexico | $2,014 | $2,968 | $3,082 |
| New York | $1,835 | $2,334 | $3,894 |
| North Carolina | $1,157 | $1,967 | $1,406 |
| North Dakota | $1,559 | $2,380 | $2,807 |
| Ohio | $1,387 | $2,175 | $2,193 |
| Oklahoma | $2,253 | $3,193 | $3,618 |
| Oregon | $2,050 | $2,708 | $3,239 |
| Pennsylvania | $1,701 | $2,506 | $2,926 |
| Rhode Island | $2,877 | $4,181 | $4,712 |
| South Carolina | $1,941 | $2,670 | $3,729 |
| South Dakota | $1,745 | $2,519 | $2,907 |
| Tennessee | $2,069 | $3,008 | $4,004 |
| Texas | $2,077 | $3,001 | $3,705 |
| Utah | $1,771 | $2,457 | $3,398 |
| Vermont | $1,365 | $2,100 | $2,197 |
| Virginia | $1,281 | $1,960 | $1,922 |
| Washington | $1,694 | $2,276 | $2,736 |
| West Virginia | $1,682 | $2,424 | $3,039 |
| Wisconsin | $1,677 | $2,640 | $3,006 |
| Wyoming | $1,578 | $2,192 | $2,371 |
| Georgia | $2,210 | $3,336 | $3,337 |
FAQs
Who has the cheapest car insurance for a Cadillac XT4?
For the model year 2024, Texas Farm Bureau Group offers the most affordable car insurance rates for the Cadillac XT4.
Which company offers the best car insurance for a Cadillac XT4?
Considering their combination of the lowest rates, extensive coverage options, and highly rated customer service, we believe that Texas Farm Bureau Group provides the top choice for car insurance for a Cadillac XT4.
