Cadillac XT4 Car Insurance Cost

The average annual insurance premium for a Cadillac XT4 is approximately $587 when insured through Texas Farm Bureau Group. However, it’s important to note that insurance costs can vary based on factors such as age, the year of the car model, and other individual considerations. You can utilize the quote tables provided below to get an estimate of how much it might cost for your specific circumstances.

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Updated: 02 April 2024
Written by
Bob Phillips
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When contemplating the purchase of a Cadillac XT4, one crucial aspect to consider is the insurance expenses associated with it. Insurance constitutes a substantial part of owning a car, making it essential to grasp the financial implications before committing to a purchase.

Neglecting to carefully choose a suitable car insurance policy can result in unforeseen and potentially substantial expenses later on. It’s undesirable to find yourself underinsured when faced with an accident, leading to significant out-of-pocket costs. Additionally, there’s the possibility of premium hikes if you’re deemed responsible for an incident.

With over ten years of experience analyzing car insurance rates, I’ve witnessed the considerable variability in these expenses. Factors like age, driving history, and location can exert a significant influence on insurance premiums.

How Much Does Cadillac XT4 Car Insurance Cost?

Typically, Texas Farm Bureau Group provides the most competitive annual rate of $587 for full coverage insurance on a 2024 Cadillac XT4.

While Texas Farm Bureau Group’s rate serves as a useful reference point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors include where you live, your driving history, the age of your vehicle, and the specific levels of coverage you select. Maintaining a clean driving record can result in lower premiums, whereas a track record of accidents or traffic violations may raise your insurance expenses.

Furthermore, residing in a busy urban area may lead to higher insurance rates compared to rural regions with lighter traffic. The type of coverage you opt for also plays a role in determining your premium. For instance, full coverage insurance, encompassing comprehensive and collision coverage, typically costs more than minimum liability coverage.

Insuranceopedia aims to assist you in comparing quotes from different insurance providers, ensuring you find the most favorable deal available.

2024 Cadillac XT4 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $587
USAA $1,451
State Farm $1,660
Republic Indemnity $1,774
California Capital $1,774
Unitrin $1,813
Mercury $1,809
CSAA $1,930
Grange $1,981
Alliance United $1,998

2023 Cadillac XT4 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $363
Nationwide $403
Texas Farm Bureau Group $803
State Farm $1,255
Republic Indemnity $1,382
21st Century $1,538
National General Value $1,639
Unitrin $1,701
Direct Auto $1,810
Esurance $1,875

2022 Cadillac XT4 Insurance Rates

Insurance Provider Average Annual Cost
Victoria $251
Safeco $497
Mercury Insurance $852
Texas Farm Bureau Group $862
SECURA Insurance $1,183
Capital Insurance Group $1,177
Country $1,281
New Jersey Manufacturers $1,292
Georgia Farm Bureau $1,559
Nationwide $1,652

2021 Cadillac XT4 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $418
American National P $660
Mercury Insurance $770
Victoria $840
Texas Farm Bureau Group $839
Buckeye Insurance Group $947
Western Reserve $1,143
Ohio Mutual Ins Group $1,122
New Jersey Manufacturers $1,188
Farm Bureau Mutual (IA Group) $1,275

2020 Cadillac XT4 Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $5
Mercury Insurance $349
American National P&C $503
Safeco $542
Clearcover $585
Buckeye Insurance Group $591
Tennessee Farmers $999
Capital Insurance Group $1,036
Utica National Ins Group $1,113
MO Farm Bureau Services $1,113

2019 Cadillac XT4 Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $443
American National P $465
Buckeye Insurance Group $673
NatGen Custom 360 $830
Safeco $844
Safety Group $942
Rockford Mutual Insurance $997
Acuity $1,026
Ohio Mutual Ins Group $1,025
Norfolk and Dedham Group $1,049

Cost of Cadillac XT4 Car Insurance By Age

Age Good Driver Recent Accident Poor Credit
17 $6,500 $9,524 $11,174
18 $6,054 $8,894 $10,404
19 $5,342 $7,876 $9,182
20 $4,684 $6,842 $8,032
21 $3,900 $5,732 $6,719
22 $3,792 $5,599 $6,561
23 $3,330 $4,879 $5,747
24 $3,190 $4,664 $5,457
25 $2,755 $4,008 $4,708
30 $2,143 $3,145 $3,657
35 $1,978 $2,932 $3,443
40 $1,900 $2,811 $3,309
45 $1,858 $2,747 $3,206
55 $1,716 $2,505 $2,929
65 $1,801 $2,624 $3,084
75 $2,273 $3,306 $3,885

Cadillac XT4 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,030 $2,971 $3,775
Alaska $1,666 $2,313 $2,274
Arizona $1,885 $2,750 $4,043
Arkansas $2,087 $3,283 $3,596
California $2,310 $4,111 $2,317
Colorado $2,161 $3,020 $3,856
Connecticut $2,782 $4,280 $5,457
Delaware $2,273 $3,040 $3,928
Florida $2,739 $3,791 $4,907
Hawaii $884 $1,218 $879
Idaho $1,524 $2,047 $2,475
Illinois $1,608 $2,442 $2,791
Indiana $1,661 $2,531 $2,838
Iowa $1,300 $1,822 $2,116
Kansas $1,764 $2,553 $2,988
Kentucky $2,510 $3,714 $4,396
Louisiana $3,236 $4,910 $5,302
Maine $1,229 $1,714 $2,508
Maryland $2,007 $2,885 $3,195
Massachusetts $1,603 $2,787 $1,610
Michigan $3,829 $5,864 $9,256
Minnesota $1,600 $2,117 $2,957
Mississippi $1,930 $2,722 $2,751
Missouri $1,805 $2,553 $3,398
Montana $1,845 $2,536 $2,988
Nebraska $1,556 $2,269 $2,465
Nevada $2,560 $3,767 $3,999
New Hampshire $1,789 $2,820 $3,528
New Jersey $1,969 $3,079 $4,009
New Mexico $2,014 $2,968 $3,082
New York $1,835 $2,334 $3,894
North Carolina $1,157 $1,967 $1,406
North Dakota $1,559 $2,380 $2,807
Ohio $1,387 $2,175 $2,193
Oklahoma $2,253 $3,193 $3,618
Oregon $2,050 $2,708 $3,239
Pennsylvania $1,701 $2,506 $2,926
Rhode Island $2,877 $4,181 $4,712
South Carolina $1,941 $2,670 $3,729
South Dakota $1,745 $2,519 $2,907
Tennessee $2,069 $3,008 $4,004
Texas $2,077 $3,001 $3,705
Utah $1,771 $2,457 $3,398
Vermont $1,365 $2,100 $2,197
Virginia $1,281 $1,960 $1,922
Washington $1,694 $2,276 $2,736
West Virginia $1,682 $2,424 $3,039
Wisconsin $1,677 $2,640 $3,006
Wyoming $1,578 $2,192 $2,371
Georgia $2,210 $3,336 $3,337

FAQs

Who has the cheapest car insurance for a Cadillac XT4?

For the model year 2024, Texas Farm Bureau Group offers the most affordable car insurance rates for the Cadillac XT4.

Which company offers the best car insurance for a Cadillac XT4?

Considering their combination of the lowest rates, extensive coverage options, and highly rated customer service, we believe that Texas Farm Bureau Group provides the top choice for car insurance for a Cadillac XT4.

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