Cadillac CT4 Car Insurance Cost
To insure a Cadillac CT4, the average cost is approximately $147 per year through Safeco. However, actual costs may vary based on factors such as age, the car’s model year, and other relevant considerations. Utilize the quote tables provided below to estimate your potential expenses.
If you’re thinking about buying a Cadillac CT4, it’s essential to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand what you’re committing to before making a purchase.
Choosing the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. Having insufficient coverage during an accident could result in significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving record, and location can have a significant impact on your insurance premiums.
How Much Does Cadillac CT4 Car Insurance Cost?
Typically, Safeco provides the most competitive average rate of $147 per year for full coverage insurance on a 2023 Cadillac CT4.
While Safeco’s rate provides a useful reference point, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your costs.
Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. Your choice of coverage also plays a role in determining your premium; full coverage insurance, which includes comprehensive and collision coverage, tends to be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.
2023 Cadillac CT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $147 |
| Texas Farm Bureau Group | $919 |
| Capital Insurance Group | $1,388 |
| Nationwide | $1,396 |
| NatGen Custom 360 | $1,479 |
| 21st Century | $1,770 |
| USAA | $1,782 |
| Country | $1,807 |
| Travelers | $2,075 |
| Republic Indemnity | $2,108 |
2022 Cadillac CT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $787 |
| SECURA Insurance | $1,138 |
| Texas Farm Bureau Group | $1,160 |
| Capital Insurance Group | $1,389 |
| New Jersey Manufacturers | $1,444 |
| Utica National Ins Group | $1,465 |
| North Carolina Farm Bureau | $1,522 |
| Titan | $1,626 |
| Cameron Mutual Group | $1,691 |
| GMAC Insurance Group | $1,720 |
2021 Cadillac CT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $484 |
| Victoria | $560 |
| Mercury Insurance | $683 |
| Texas Farm Bureau Group | $1,001 |
| Titan | $1,038 |
| Rural Mutual Insurance | $1,057 |
| Pekin Insurance | $1,095 |
| Direct Auto | $1,101 |
| West Bend Mutual | $1,110 |
| Jupiter Auto Insurance | $1,162 |
2020 Cadillac CT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $356 |
| Plymouth Rock Assurance | $729 |
| Safeco | $836 |
| Titan | $906 |
| Buckeye Insurance Group | $950 |
| Safety Group | $1,034 |
| American National P | $1,051 |
| Acuity | $1,147 |
| Texas Farm Bureau Group | $1,167 |
| North Carolina Farm Bureau | $1,230 |
Cost of Cadillac CT4 Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,395 | $10,879 | $12,713 |
| 18 | $6,918 | $10,111 | $11,846 |
| 19 | $6,100 | $8,965 | $10,483 |
| 20 | $5,333 | $7,787 | $9,117 |
| 21 | $4,475 | $6,548 | $7,678 |
| 22 | $4,322 | $6,358 | $7,462 |
| 23 | $3,803 | $5,581 | $6,528 |
| 24 | $3,621 | $5,284 | $6,191 |
| 25 | $3,102 | $4,568 | $5,348 |
| 30 | $2,442 | $3,576 | $4,152 |
| 35 | $2,280 | $3,343 | $3,914 |
| 40 | $2,193 | $3,214 | $3,771 |
| 45 | $2,143 | $3,143 | $3,656 |
| 55 | $1,957 | $2,870 | $3,339 |
| 65 | $2,031 | $3,003 | $3,511 |
| 75 | $2,584 | $3,783 | $4,431 |
Cadillac CT4 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,320 | $3,367 | $4,283 |
| Alaska | $1,902 | $2,662 | $2,602 |
| Arizona | $2,165 | $3,146 | $4,617 |
| Arkansas | $2,383 | $3,746 | $4,116 |
| California | $2,631 | $4,694 | $2,642 |
| Colorado | $2,482 | $3,453 | $4,369 |
| Connecticut | $3,152 | $4,903 | $6,204 |
| Delaware | $2,619 | $3,461 | $4,457 |
| Florida | $3,127 | $4,278 | $5,589 |
| Hawaii | $1,004 | $1,359 | $1,028 |
| Idaho | $1,757 | $2,350 | $2,850 |
| Illinois | $1,846 | $2,781 | $3,186 |
| Indiana | $1,889 | $2,897 | $3,259 |
| Iowa | $1,493 | $2,041 | $2,422 |
| Kansas | $2,003 | $2,901 | $3,381 |
| Kentucky | $2,859 | $4,221 | $4,987 |
| Louisiana | $3,676 | $5,592 | $6,047 |
| Maine | $1,411 | $1,919 | $2,870 |
| Maryland | $2,245 | $3,292 | $3,654 |
| Massachusetts | $1,818 | $3,148 | $1,799 |
| Michigan | $4,383 | $6,664 | $10,536 |
| Minnesota | $1,798 | $2,417 | $3,367 |
| Mississippi | $2,156 | $3,087 | $3,108 |
| Missouri | $2,033 | $2,944 | $3,831 |
| Montana | $2,093 | $2,889 | $3,370 |
| Nebraska | $1,780 | $2,585 | $2,821 |
| Nevada | $2,916 | $4,290 | $4,555 |
| New Hampshire | $2,026 | $3,178 | $4,029 |
| New Jersey | $2,247 | $3,509 | $4,574 |
| New Mexico | $2,285 | $3,401 | $3,493 |
| New York | $2,122 | $2,641 | $4,424 |
| North Carolina | $1,314 | $2,251 | $1,612 |
| North Dakota | $1,791 | $2,707 | $3,191 |
| Ohio | $1,614 | $2,440 | $2,534 |
| Oklahoma | $2,562 | $3,625 | $4,106 |
| Oregon | $2,329 | $3,119 | $3,711 |
| Pennsylvania | $1,934 | $2,860 | $3,332 |
| Rhode Island | $3,269 | $4,786 | $5,363 |
| South Carolina | $2,211 | $3,063 | $4,220 |
| South Dakota | $1,987 | $2,851 | $3,316 |
| Tennessee | $2,336 | $3,430 | $4,577 |
| Texas | $2,329 | $3,414 | $4,231 |
| Utah | $2,017 | $2,799 | $3,870 |
| Vermont | $1,545 | $2,380 | $2,493 |
| Virginia | $1,431 | $2,244 | $2,185 |
| Washington | $1,904 | $2,609 | $3,119 |
| West Virginia | $1,913 | $2,762 | $3,482 |
| Wisconsin | $1,942 | $3,006 | $3,412 |
| Wyoming | $1,778 | $2,503 | $2,691 |
| Georgia | $2,535 | $3,775 | $3,800 |
FAQs
Who has the cheapest car insurance for a Cadillac CT4?
For the 2023 model year, Safeco offers the most affordable car insurance for the Cadillac CT4.
Which company offers the best car insurance for a Cadillac CT4?
Considering their combination of the most competitive rates, comprehensive coverage, and highly rated customer service, we believe Safeco provides the best car insurance option for a Cadillac CT4.
