Cadillac CT4 Car Insurance Cost

To insure a Cadillac CT4, the average cost is approximately $147 per year through Safeco. However, actual costs may vary based on factors such as age, the car’s model year, and other relevant considerations. Utilize the quote tables provided below to estimate your potential expenses.

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Updated: 02 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a Cadillac CT4, it’s essential to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand what you’re committing to before making a purchase.

Choosing the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. Having insufficient coverage during an accident could result in significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.

With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving record, and location can have a significant impact on your insurance premiums.

How Much Does Cadillac CT4 Car Insurance Cost?

Typically, Safeco provides the most competitive average rate of $147 per year for full coverage insurance on a 2023 Cadillac CT4.

While Safeco’s rate provides a useful reference point, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your costs.

Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. Your choice of coverage also plays a role in determining your premium; full coverage insurance, which includes comprehensive and collision coverage, tends to be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.

2023 Cadillac CT4 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $147
Texas Farm Bureau Group $919
Capital Insurance Group $1,388
Nationwide $1,396
NatGen Custom 360 $1,479
21st Century $1,770
USAA $1,782
Country $1,807
Travelers $2,075
Republic Indemnity $2,108

2022 Cadillac CT4 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $787
SECURA Insurance $1,138
Texas Farm Bureau Group $1,160
Capital Insurance Group $1,389
New Jersey Manufacturers $1,444
Utica National Ins Group $1,465
North Carolina Farm Bureau $1,522
Titan $1,626
Cameron Mutual Group $1,691
GMAC Insurance Group $1,720

2021 Cadillac CT4 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $484
Victoria $560
Mercury Insurance $683
Texas Farm Bureau Group $1,001
Titan $1,038
Rural Mutual Insurance $1,057
Pekin Insurance $1,095
Direct Auto $1,101
West Bend Mutual $1,110
Jupiter Auto Insurance $1,162

2020 Cadillac CT4 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $356
Plymouth Rock Assurance $729
Safeco $836
Titan $906
Buckeye Insurance Group $950
Safety Group $1,034
American National P $1,051
Acuity $1,147
Texas Farm Bureau Group $1,167
North Carolina Farm Bureau $1,230

Cost of Cadillac CT4 Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $7,395 $10,879 $12,713
18 $6,918 $10,111 $11,846
19 $6,100 $8,965 $10,483
20 $5,333 $7,787 $9,117
21 $4,475 $6,548 $7,678
22 $4,322 $6,358 $7,462
23 $3,803 $5,581 $6,528
24 $3,621 $5,284 $6,191
25 $3,102 $4,568 $5,348
30 $2,442 $3,576 $4,152
35 $2,280 $3,343 $3,914
40 $2,193 $3,214 $3,771
45 $2,143 $3,143 $3,656
55 $1,957 $2,870 $3,339
65 $2,031 $3,003 $3,511
75 $2,584 $3,783 $4,431

Cadillac CT4 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,320 $3,367 $4,283
Alaska $1,902 $2,662 $2,602
Arizona $2,165 $3,146 $4,617
Arkansas $2,383 $3,746 $4,116
California $2,631 $4,694 $2,642
Colorado $2,482 $3,453 $4,369
Connecticut $3,152 $4,903 $6,204
Delaware $2,619 $3,461 $4,457
Florida $3,127 $4,278 $5,589
Hawaii $1,004 $1,359 $1,028
Idaho $1,757 $2,350 $2,850
Illinois $1,846 $2,781 $3,186
Indiana $1,889 $2,897 $3,259
Iowa $1,493 $2,041 $2,422
Kansas $2,003 $2,901 $3,381
Kentucky $2,859 $4,221 $4,987
Louisiana $3,676 $5,592 $6,047
Maine $1,411 $1,919 $2,870
Maryland $2,245 $3,292 $3,654
Massachusetts $1,818 $3,148 $1,799
Michigan $4,383 $6,664 $10,536
Minnesota $1,798 $2,417 $3,367
Mississippi $2,156 $3,087 $3,108
Missouri $2,033 $2,944 $3,831
Montana $2,093 $2,889 $3,370
Nebraska $1,780 $2,585 $2,821
Nevada $2,916 $4,290 $4,555
New Hampshire $2,026 $3,178 $4,029
New Jersey $2,247 $3,509 $4,574
New Mexico $2,285 $3,401 $3,493
New York $2,122 $2,641 $4,424
North Carolina $1,314 $2,251 $1,612
North Dakota $1,791 $2,707 $3,191
Ohio $1,614 $2,440 $2,534
Oklahoma $2,562 $3,625 $4,106
Oregon $2,329 $3,119 $3,711
Pennsylvania $1,934 $2,860 $3,332
Rhode Island $3,269 $4,786 $5,363
South Carolina $2,211 $3,063 $4,220
South Dakota $1,987 $2,851 $3,316
Tennessee $2,336 $3,430 $4,577
Texas $2,329 $3,414 $4,231
Utah $2,017 $2,799 $3,870
Vermont $1,545 $2,380 $2,493
Virginia $1,431 $2,244 $2,185
Washington $1,904 $2,609 $3,119
West Virginia $1,913 $2,762 $3,482
Wisconsin $1,942 $3,006 $3,412
Wyoming $1,778 $2,503 $2,691
Georgia $2,535 $3,775 $3,800

FAQs

Who has the cheapest car insurance for a Cadillac CT4?

For the 2023 model year, Safeco offers the most affordable car insurance for the Cadillac CT4.

Which company offers the best car insurance for a Cadillac CT4?

Considering their combination of the most competitive rates, comprehensive coverage, and highly rated customer service, we believe Safeco provides the best car insurance option for a Cadillac CT4.

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