Cadillac CT6-V Car Insurance Cost 2025
Getting insurance for a Cadillac CT6-V costs $2,500 per year on average. However, the actual cost of your insurance may vary based on factors such as your age, the year of the car model, your location, driving history, and coverage options. To get a more accurate estimate of your specific insurance costs, you can use quote tables and compare rates from various providers.
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Insuring a Cadillac CT6-V typically incurs higher premiums due to its status as a high-performance luxury sedan. On average, annual insurance costs for the CT6-V range between $2,500 and $4,000, depending on factors such as model year, driving history, and location.
For instance, the 2020 model averages around $2,510 annually, with some insurers offering rates as low as $1,264 per year .
In contrast, the 2019 model’s average annual premium is approximately $4,032 . These figures underscore the importance of comparing quotes from various providers to secure the most competitive rate.
How Much Does Cadillac CT6-V Car Insurance Cost?
Usually, Capital Insurance Group offers the most favorable option, charging approximately $2,500 per year for comprehensive insurance on a 2020 Cadillac CT6-V.
The cost of car insurance for a Cadillac CT6-V can vary greatly depending on several key factors, including your location, driving history, the model year of your vehicle, and your chosen coverage options. Maintaining a clean driving record is one of the most effective ways to lower your premiums, while accidents or traffic violations can lead to higher costs.
Drivers living in urban areas with heavy traffic often face higher premiums compared to those in rural areas, where there is typically less traffic and fewer risks. Additionally, the type of coverage you select will also influence your premium. Comprehensive insurance, which covers both comprehensive and collision damage, tends to cost more than minimum liability coverage.
When compared to other Cadillac models, the insurance for a Cadillac CT6-V is more expensive on average. However, it’s still more affordable than the average cost for all cars. To help you find the best deal for your needs, Insuranceopedia allows you to compare quotes from multiple auto insurance companies, making it easier to find the most cost-effective option.
| Vehicle | Average Monthly Premium |
| Cadillac CT6-V | $226 |
| All Cadillacs | $173 |
| All Cars | $175 |
Average Insurance Cost Of Cadillac CT6-V By Model Year
| Model Year | Average Premium |
| 2025 Cadillac CT6-V | $2,507 |
| 2020 Cadillac CT6-V | $2,510 |
| 2019 Cadillac CT6-V | $4,032 |
2025 Cadillac CT6-V Insurance Rates
The average annual insurance cost for a 2025 Cadillac CT6-V is $2,507. However, Capital Insurance Group offers the cheapest rates, averaging $1,298 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,298 |
| PEMCO | $2,244 |
| California Capital | $2,318 |
| Mercury | $2,486 |
| Farmers | $2,572 |
| Allied | $2,618 |
| Travelers | $2,754 |
| Oregon Mutual | $2,854 |
| Unigard | $2,946 |
| Chubb | $2,978 |
2020 Cadillac CT6-V Insurance Rates
The average annual insurance cost for a 2020 Cadillac CT6-V is $2,510. However, Capital Insurance Group offers the cheapest rates, averaging $1,264 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,264 |
| Farmers | $2,621 |
| PEMCO | $2,246 |
| Unigard | $2,924 |
| Allied | $2,642 |
| Oregon Mutual | $2,852 |
| Mercury | $2,498 |
| Chubb | $2,967 |
| California Capital | $2,281 |
| Travelers | $2,801 |
2019 Cadillac CT6-V Insurance Rates
The average annual insurance cost for a 2019 Cadillac CT6-V is $4,032. However, USAA offers the cheapest rates, averaging $2,565 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $3,129 |
| Mercury | $3,571 |
| United Automobile Ins Group | $4,274 |
| Allstate | $5,473 |
| Esurance | $4,983 |
| Donegal Mutual Insurance Co | $4,750 |
| State Farm | $2,651 |
| Erie | $3,851 |
| Encompass | $5,074 |
| USAA | $2,565 |
Find Affordable Cadillac CT6-V Insurance Rates
Are Cadillac CT6-Vs Expensive To Insure?
Insuring a Cadillac CT6-V is generally more expensive than insuring standard sedans. This is primarily due to its high-performance features, such as a powerful engine and advanced technology, which can lead to higher repair and replacement costs. Additionally, insurance companies consider factors like the vehicle’s theft rates and the driver’s profile. For instance, a 40-year-old driver with a clean record might pay around $2,435 annually for a 2020 CT6-V, while rates can vary based on location, driving history, and coverage options . It’s advisable to compare quotes from multiple insurers and explore available discounts to secure the most competitive premium for your Cadillac CT6-V.
Cheapest Car Insurance Companies For A Cadillac CT6-V
These insurance providers have been identified as offering the most competitive rates for the 2020 Cadillac CT6-V. Capital Insurance Group stands out with the lowest adjusted annual premium at $1,298, translating to an estimated monthly cost of $108. PEMCO and California Capital follow, offering premiums of $2,244 and $2,318 respectively. Mercury and Farmers round out the list with premiums of $2,486 and $2,572.
| Insurance Company | Average Monthly |
| Capital Insurance Group | $108 |
| Farmers | $187 |
| PEMCO | $193 |
| California Capital | $207 |
| Mercury | $214 |
Common Cadillac CT6-V Insurance Discounts
Discounts are a great way to reduce your car insurance costs. Each provider offers different discounts, but there are some common ones that you can check your eligibility for.
One such discount is the multi-policy discount, which is available if you bundle your home and auto insurance policies with the same provider. Another option is paying annually, which can often result in a lower premium compared to spreading payments throughout the year. Additionally, many insurers offer discounts for taking defensive driving courses from a certified institution, which demonstrates your commitment to safe driving.
There may be other discounts available as well, so it’s worth speaking to your insurance agent to explore all the options that could help you save money.
Compare Cadillac CT6-V To Other Cadillac Models
Looking for other Cadillac model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, keep in mind that these figures are averages, and your specific rates may differ depending on various personal factors such as your age, driving history, location, and the exact coverage options you choose.
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FAQs
Do You Need Insurance Before You Can Purchase A Cadillac CT6-V?
Yes, before you can drive your Cadillac CT6-V off the dealership lot, you’ll need to provide proof of insurance. The best approach is to purchase a policy in advance and notify your insurance company that you are about to buy the car. This way, you can ensure you’re covered before picking up the vehicle, rather than relying on the dealership to arrange insurance.
How Can You Get The Cheapest Insurance For Your Cadillac CT6-V?
The best way to find the cheapest insurance rates for your Cadillac CT6-V is by shopping around and comparing quotes from multiple auto insurance providers. Fortunately, Insuranceopedia offers a platform where you can easily compare quotes from different companies, helping you find the best rates for your specific needs.
