Cadillac XT5 Car Insurance Cost

Securing insurance for a Cadillac XT5 typically amounts to approximately $1,711 annually through Kemper Auto | Infinity. However, actual costs may vary based on factors such as age, the car’s model year, and other relevant considerations. Utilize the quote tables provided below to estimate your potential expenses.

min read
Updated: 02 April 2024
Written by
Bob Phillips
On this page Open

If you’re thinking about buying a Cadillac XT5, it’s essential to factor in the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand what you’re getting into before making a decision.

Choosing the right car insurance policy is crucial to avoid unexpected and potentially expensive outcomes in the future. You wouldn’t want to find yourself underinsured in the event of an accident, facing substantial out-of-pocket expenses. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.

With more than ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can have a significant impact on your insurance premiums.

How Much Does Cadillac XT5 Car Insurance Cost?

Typically, Kemper Auto | Infinity provides the most competitive average rate for full coverage insurance on a 2024 Cadillac XT5, coming in at $1,711 per year.

While Kemper Auto | Infinity’s pricing serves as a valuable reference point, it’s crucial to recognize that car insurance expenses can vary significantly due to several factors. These factors encompass your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your costs.

Moreover, residing in a bustling urban area with heavy traffic may lead to higher rates compared to more rural areas with lighter traffic. Your choice of coverage also plays a role in determining your premium; full coverage insurance, which includes comprehensive and collision coverage, tends to be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in exploring various insurance companies and comparing quotes to ensure you secure the most favorable deal.

2024 Cadillac XT5 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $1,711
Dairyland Auto $2,281
National General $3,227

2023 Cadillac XT5 Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $211
Mercury Insurance $293
SECURA Insurance $983
Safeco $1,502
Hastings Mutual Insurance Co $1,703
Liberty Mutual $1,954
Chubb $1,998
MEEMIC Insurance Company $1,994
Westfield $2,210
National General Value $2,225

2022 Cadillac XT5 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $368
Victoria $813
Penn National $864
Clearcover $906
Pekin Insurance $1,044
Texas Farm Bureau Group $1,108
Southern Farm Bureau $1,163
PEMCO $1,201
SECURA Insurance $1,218
Capital Insurance Group $1,232

2021 Cadillac XT5 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $253
Victoria $581
Rural Mutual Insurance $947
Titan $947
Pekin Insurance $1,008
West Bend Mutual $1,044
North Carolina Farm Bureau $1,052
Buckeye Insurance Group $1,078
Clearcover $1,155
ACCC Insurance Company $1,161

2020 Cadillac XT5 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $170
Buckeye Insurance Group $575
SAFECO $703
ALFA $762
NatGen PPA $786
Rural Mutual Insurance $914
Acuity $988
United Farm Bureau of IN Group $966
Titan $999
Virginia Farm Bureau $1,012

2019 Cadillac XT5 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $375
American National P $474
NatGen Value $672
Buckeye Insurance Group $845
North Carolina Farm Bureau $869
Pekin Insurance $891
Utica National Ins Group $907
Titan $926
Oregon Mutual $1,036
Virginia Farm Bureau $1,050

2018 Cadillac XT5 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $200
American National P $554
Dairyland Broadform $836
Pekin Insurance $847
PEMCO $876
Utica National Ins Group $932
SAFECO $939
MMG Insurance Company $960
Direct Auto $982
Titan $1,070

2017 Cadillac XT5 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $332
SAFECO $453
Buckeye Insurance Group $711
American National P $725
American National P&C $752
Mercury Insurance $887
Jupiter Auto Insurance $884
Countryway Insurance $875
Dairyland FR Bond $896
Patriot Group $944

Cost of Cadillac XT5 Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,486 $9,517 $11,126
18 $6,051 $8,872 $10,398
19 $5,362 $7,828 $9,161
20 $4,679 $6,821 $8,018
21 $3,911 $5,742 $6,694
22 $3,819 $5,585 $6,528
23 $3,310 $4,882 $5,726
24 $3,163 $4,647 $5,439
25 $2,743 $4,025 $4,677
30 $2,131 $3,114 $3,669
35 $1,977 $2,907 $3,437
40 $1,931 $2,809 $3,272
45 $1,852 $2,736 $3,213
55 $1,724 $2,498 $2,944
65 $1,781 $2,617 $3,067
75 $2,270 $3,304 $3,849

Cadillac XT5 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,018 $2,952 $3,742
Alaska $1,661 $2,329 $2,265
Arizona $1,902 $2,751 $4,053
Arkansas $2,070 $3,250 $3,615
California $2,297 $4,098 $2,327
Colorado $2,166 $3,031 $3,858
Connecticut $2,759 $4,302 $5,416
Delaware $2,289 $3,036 $3,922
Florida $2,727 $3,765 $4,903
Hawaii $894 $1,215 $905
Idaho $1,558 $2,036 $2,494
Illinois $1,630 $2,425 $2,799
Indiana $1,669 $2,537 $2,829
Iowa $1,313 $1,809 $2,115
Kansas $1,726 $2,537 $2,952
Kentucky $2,534 $3,696 $4,384
Louisiana $3,218 $4,881 $5,289
Maine $1,212 $1,684 $2,516
Maryland $1,989 $2,885 $3,183
Massachusetts $1,591 $2,785 $1,609
Michigan $3,850 $5,841 $9,227
Minnesota $1,571 $2,112 $2,978
Mississippi $1,905 $2,723 $2,734
Missouri $1,792 $2,566 $3,377
Montana $1,815 $2,567 $2,957
Nebraska $1,540 $2,267 $2,489
Nevada $2,531 $3,791 $3,999
New Hampshire $1,768 $2,811 $3,554
New Jersey $1,966 $3,065 $3,986
New Mexico $1,978 $2,977 $3,087
New York $1,865 $2,340 $3,877
North Carolina $1,157 $1,969 $1,414
North Dakota $1,554 $2,377 $2,809
Ohio $1,376 $2,167 $2,227
Oklahoma $2,228 $3,177 $3,611
Oregon $2,026 $2,729 $3,236
Pennsylvania $1,690 $2,489 $2,946
Rhode Island $2,873 $4,185 $4,726
South Carolina $1,932 $2,690 $3,712
South Dakota $1,724 $2,484 $2,879
Tennessee $2,034 $3,016 $3,987
Texas $2,047 $2,979 $3,692
Utah $1,767 $2,470 $3,377
Vermont $1,331 $2,061 $2,187
Virginia $1,259 $1,945 $1,919
Washington $1,696 $2,289 $2,709
West Virginia $1,706 $2,428 $3,024
Wisconsin $1,689 $2,637 $3,001
Wyoming $1,581 $2,216 $2,357
Georgia $2,239 $3,313 $3,357

FAQs

Who has the cheapest car insurance for a Cadillac XT5?

For the 2024 model year, Kemper Auto | Infinity offers the most affordable car insurance for the Cadillac XT5.

Which company offers the best car insurance for a Cadillac XT5?

Considering their combination of competitive pricing, comprehensive coverage options, and highly regarded customer service, we believe Kemper Auto | Infinity provides the top car insurance option for a Cadillac XT5.

Go back to top