Cadillac XT5 Car Insurance Cost
Securing insurance for a Cadillac XT5 typically amounts to approximately $1,711 annually through Kemper Auto | Infinity. However, actual costs may vary based on factors such as age, the car’s model year, and other relevant considerations. Utilize the quote tables provided below to estimate your potential expenses.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Cadillac XT5, it’s essential to factor in the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand what you’re getting into before making a decision.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially expensive outcomes in the future. You wouldn’t want to find yourself underinsured in the event of an accident, facing substantial out-of-pocket expenses. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With more than ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can have a significant impact on your insurance premiums.
How Much Does Cadillac XT5 Car Insurance Cost?
Typically, Kemper Auto | Infinity provides the most competitive average rate for full coverage insurance on a 2024 Cadillac XT5, coming in at $1,711 per year.
While Kemper Auto | Infinity’s pricing serves as a valuable reference point, it’s crucial to recognize that car insurance expenses can vary significantly due to several factors. These factors encompass your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your costs.
Moreover, residing in a bustling urban area with heavy traffic may lead to higher rates compared to more rural areas with lighter traffic. Your choice of coverage also plays a role in determining your premium; full coverage insurance, which includes comprehensive and collision coverage, tends to be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in exploring various insurance companies and comparing quotes to ensure you secure the most favorable deal.
2024 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $1,711 |
| Dairyland Auto | $2,281 |
| National General | $3,227 |
2023 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide | $211 |
| Mercury Insurance | $293 |
| SECURA Insurance | $983 |
| Safeco | $1,502 |
| Hastings Mutual Insurance Co | $1,703 |
| Liberty Mutual | $1,954 |
| Chubb | $1,998 |
| MEEMIC Insurance Company | $1,994 |
| Westfield | $2,210 |
| National General Value | $2,225 |
2022 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $368 |
| Victoria | $813 |
| Penn National | $864 |
| Clearcover | $906 |
| Pekin Insurance | $1,044 |
| Texas Farm Bureau Group | $1,108 |
| Southern Farm Bureau | $1,163 |
| PEMCO | $1,201 |
| SECURA Insurance | $1,218 |
| Capital Insurance Group | $1,232 |
2021 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $253 |
| Victoria | $581 |
| Rural Mutual Insurance | $947 |
| Titan | $947 |
| Pekin Insurance | $1,008 |
| West Bend Mutual | $1,044 |
| North Carolina Farm Bureau | $1,052 |
| Buckeye Insurance Group | $1,078 |
| Clearcover | $1,155 |
| ACCC Insurance Company | $1,161 |
2020 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $170 |
| Buckeye Insurance Group | $575 |
| SAFECO | $703 |
| ALFA | $762 |
| NatGen PPA | $786 |
| Rural Mutual Insurance | $914 |
| Acuity | $988 |
| United Farm Bureau of IN Group | $966 |
| Titan | $999 |
| Virginia Farm Bureau | $1,012 |
2019 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $375 |
| American National P | $474 |
| NatGen Value | $672 |
| Buckeye Insurance Group | $845 |
| North Carolina Farm Bureau | $869 |
| Pekin Insurance | $891 |
| Utica National Ins Group | $907 |
| Titan | $926 |
| Oregon Mutual | $1,036 |
| Virginia Farm Bureau | $1,050 |
2018 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $200 |
| American National P | $554 |
| Dairyland Broadform | $836 |
| Pekin Insurance | $847 |
| PEMCO | $876 |
| Utica National Ins Group | $932 |
| SAFECO | $939 |
| MMG Insurance Company | $960 |
| Direct Auto | $982 |
| Titan | $1,070 |
2017 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $332 |
| SAFECO | $453 |
| Buckeye Insurance Group | $711 |
| American National P | $725 |
| American National P&C | $752 |
| Mercury Insurance | $887 |
| Jupiter Auto Insurance | $884 |
| Countryway Insurance | $875 |
| Dairyland FR Bond | $896 |
| Patriot Group | $944 |
Cost of Cadillac XT5 Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,486 | $9,517 | $11,126 |
| 18 | $6,051 | $8,872 | $10,398 |
| 19 | $5,362 | $7,828 | $9,161 |
| 20 | $4,679 | $6,821 | $8,018 |
| 21 | $3,911 | $5,742 | $6,694 |
| 22 | $3,819 | $5,585 | $6,528 |
| 23 | $3,310 | $4,882 | $5,726 |
| 24 | $3,163 | $4,647 | $5,439 |
| 25 | $2,743 | $4,025 | $4,677 |
| 30 | $2,131 | $3,114 | $3,669 |
| 35 | $1,977 | $2,907 | $3,437 |
| 40 | $1,931 | $2,809 | $3,272 |
| 45 | $1,852 | $2,736 | $3,213 |
| 55 | $1,724 | $2,498 | $2,944 |
| 65 | $1,781 | $2,617 | $3,067 |
| 75 | $2,270 | $3,304 | $3,849 |
Cadillac XT5 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,018 | $2,952 | $3,742 |
| Alaska | $1,661 | $2,329 | $2,265 |
| Arizona | $1,902 | $2,751 | $4,053 |
| Arkansas | $2,070 | $3,250 | $3,615 |
| California | $2,297 | $4,098 | $2,327 |
| Colorado | $2,166 | $3,031 | $3,858 |
| Connecticut | $2,759 | $4,302 | $5,416 |
| Delaware | $2,289 | $3,036 | $3,922 |
| Florida | $2,727 | $3,765 | $4,903 |
| Hawaii | $894 | $1,215 | $905 |
| Idaho | $1,558 | $2,036 | $2,494 |
| Illinois | $1,630 | $2,425 | $2,799 |
| Indiana | $1,669 | $2,537 | $2,829 |
| Iowa | $1,313 | $1,809 | $2,115 |
| Kansas | $1,726 | $2,537 | $2,952 |
| Kentucky | $2,534 | $3,696 | $4,384 |
| Louisiana | $3,218 | $4,881 | $5,289 |
| Maine | $1,212 | $1,684 | $2,516 |
| Maryland | $1,989 | $2,885 | $3,183 |
| Massachusetts | $1,591 | $2,785 | $1,609 |
| Michigan | $3,850 | $5,841 | $9,227 |
| Minnesota | $1,571 | $2,112 | $2,978 |
| Mississippi | $1,905 | $2,723 | $2,734 |
| Missouri | $1,792 | $2,566 | $3,377 |
| Montana | $1,815 | $2,567 | $2,957 |
| Nebraska | $1,540 | $2,267 | $2,489 |
| Nevada | $2,531 | $3,791 | $3,999 |
| New Hampshire | $1,768 | $2,811 | $3,554 |
| New Jersey | $1,966 | $3,065 | $3,986 |
| New Mexico | $1,978 | $2,977 | $3,087 |
| New York | $1,865 | $2,340 | $3,877 |
| North Carolina | $1,157 | $1,969 | $1,414 |
| North Dakota | $1,554 | $2,377 | $2,809 |
| Ohio | $1,376 | $2,167 | $2,227 |
| Oklahoma | $2,228 | $3,177 | $3,611 |
| Oregon | $2,026 | $2,729 | $3,236 |
| Pennsylvania | $1,690 | $2,489 | $2,946 |
| Rhode Island | $2,873 | $4,185 | $4,726 |
| South Carolina | $1,932 | $2,690 | $3,712 |
| South Dakota | $1,724 | $2,484 | $2,879 |
| Tennessee | $2,034 | $3,016 | $3,987 |
| Texas | $2,047 | $2,979 | $3,692 |
| Utah | $1,767 | $2,470 | $3,377 |
| Vermont | $1,331 | $2,061 | $2,187 |
| Virginia | $1,259 | $1,945 | $1,919 |
| Washington | $1,696 | $2,289 | $2,709 |
| West Virginia | $1,706 | $2,428 | $3,024 |
| Wisconsin | $1,689 | $2,637 | $3,001 |
| Wyoming | $1,581 | $2,216 | $2,357 |
| Georgia | $2,239 | $3,313 | $3,357 |
FAQs
Who has the cheapest car insurance for a Cadillac XT5?
For the 2024 model year, Kemper Auto | Infinity offers the most affordable car insurance for the Cadillac XT5.
Which company offers the best car insurance for a Cadillac XT5?
Considering their combination of competitive pricing, comprehensive coverage options, and highly regarded customer service, we believe Kemper Auto | Infinity provides the top car insurance option for a Cadillac XT5.
