Chrysler Car Insurance: How Much Is Chrysler Insurance? 2026
On average, it costs $176 a month to insure a Chrysler, which adds up to about $2,109 a year.
We’ve saved shoppers an average of $600 per year on their car insurance.
Currently, Chrysler owners pay an average of $2,109 per year for full coverage car insurance. Your exact premium depends heavily on the specific model you drive, with family-oriented vehicles like the Pacifica typically costing less to insure than the Chrysler 300 sedan.
While these baseline figures provide a starting point, carriers calculate individual rates using variables like your driving record, age, and garaging zip code. Comparing multiple auto insurers remains the most reliable method for securing the lowest premium.
How Much Does Chrysler Insurance Cost?
The average monthly cost to insure a Chrysler is $176, adding up to approximately $2,109 per year. However, your actual insurance rate will vary based on factors like your age, location, driving record, and the specific model of your car.
Average Chrysler Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring a Chrysler, across all models, is $2,109 per year.
The Chrysler Voyager is the cheapest model to insure, at $1,890 per year. On the other hand, the Chrysler 300 is the most expensive, at an average of $2,473 per year.
Use the table below to compare insurance rates for Chrysler models.
| Chrysler Model | Average Yearly Insurance Cost |
| Chrysler 300 | $2,473 |
| Chrysler Pacifica | $1,967 |
| Chrysler Voyager | $1,890 |
Keep in mind that these numbers are averages. The actual cost can change based on where you live, your age, driving history, and the type of coverage you select.
Are Chryslers Expensive To Insure?
The national average monthly cost of car insurance is $157, whereas insuring a Chrysler averages $176 per month across all models—somewhat higher. However, insurance rates are typically influenced more by the specific car model than the brand, so it’s important to check rates for your particular vehicle.
Chrysler 300 Insurance Cost
The average cost of insuring a Chrysler 300 across all model years, is $1,035 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Chrysler 300 | $1,572 |
| 2022 Chrysler 300 | $952 |
| 2021 Chrysler 300 | $895 |
| 2020 Chrysler 300 | $800 |
| 2019 Chrysler 300 | $955 |
Chrysler Pacifica Insurance Cost
The average cost of insuring a Chrysler Pacifica across all model years, is $996 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Chrysler Pacifica | $1,539 |
| 2023 Chrysler Pacifica | $1,222 |
| 2022 Chrysler Pacifica | $847 |
| 2021 Chrysler Pacifica | $616 |
| 2020 Chrysler Pacifica | $760 |
Chrysler Voyager Insurance Cost
The average cost of insuring a Chrysler Voyager across all model years, is $2,482 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Chrysler Voyager | $1,350 |
| 2022 Chrysler Voyager | $1,156 |
| 2021 Chrysler Voyager | $771 |
| 2014 Chrysler Voyager | $683 |
Chrysler Car Insurance Cost – By Driver Age
The rates you pay to insure a Chrysler will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $7,159 |
| 18 | $6,673 |
| 19 | $5,897 |
| 20 | $5,141 |
| 21 | $4,311 |
| 22 | $4,199 |
| 23 | $3,674 |
| 24 | $3,491 |
| 25 | $3,012 |
| 30 | $2,347 |
| 35 | $2,198 |
| 40 | $2,113 |
| 45 | $2,057 |
| 55 | $1,886 |
| 65 | $1,968 |
| 75 | $2,483 |
Average Chrysler Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $149 |
| Progressive | $161 |
| State Farm | $138 |
| Allstate | $156 |
| Farmers Insurance | $154 |
| Liberty Mutual | $173 |
| Nationwide | $143 |
Average Chrysler Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,227 |
| Alaska | $1,735 |
| Arizona | $2,070 |
| Arkansas | $2,254 |
| California | $2,581 |
| Colorado | $2,373 |
| Connecticut | $3,087 |
| Delaware | $2,549 |
| Florida | $2,988 |
| Hawaii | $965 |
| Idaho | $1,660 |
| Illinois | $1,781 |
| Indiana | $1,804 |
| Iowa | $1,440 |
| Kansas | $1,966 |
| Kentucky | $2,798 |
| Louisiana | $3,555 |
| Maine | $1,354 |
| Maryland | $2,162 |
| Massachusetts | $1,695 |
| Michigan | $4,304 |
| Minnesota | $1,714 |
| Mississippi | $2,115 |
| Missouri | $1,971 |
| Montana | $2,033 |
| Nebraska | $1,733 |
| Nevada | $2,872 |
| New Hampshire | $1,991 |
| New Jersey | $2,167 |
| New Mexico | $2,139 |
| New York | $1,864 |
| North Carolina | $1,245 |
| North Dakota | $1,719 |
| Ohio | $1,532 |
| Oklahoma | $2,447 |
| Oregon | $2,227 |
| Pennsylvania | $1,887 |
| Rhode Island | $3,101 |
| South Carolina | $2,119 |
| South Dakota | $1,896 |
| Tennessee | $2,244 |
| Texas | $2,249 |
| Utah | $1,896 |
| Vermont | $1,363 |
| Virginia | $1,415 |
| Washington | $1,855 |
| West Virginia | $1,893 |
| Wisconsin | $1,836 |
| Wyoming | $1,747 |
| Georgia | $2,436 |
How To Save Money On Chrysler Car Insurance?
Owning a Chrysler involves various expenses, with car insurance being one of the largest. However, there are ways to save on your insurance. Here’s how:
Maintain a Clean Driving Record
Insurance companies look closely at your driving history when setting your premium. Avoiding accidents and traffic tickets can show insurers you’re a low-risk driver, which can help reduce your insurance costs.
Bundle Your Policies
Many insurers offer discounts if you combine policies like home and auto insurance. This can make managing your insurance easier and save you money on premiums.
Raise Your Deductible
Increasing your deductible (the amount you pay before insurance covers the rest) can lower your premium. Just make sure you can afford the higher deductible if you need to make a claim.
Install Safety Features
Chrysler vehicles come with many safety features, but adding extras like anti-theft devices can further reduce your insurance costs by decreasing the risk of theft and damage.
Take Advantage of Discounts
Insurance companies often offer discounts for things like being a good student, maintaining a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might be eligible for.
Shop Around
Insurance rates can vary greatly between companies. Compare quotes from different providers to find the best value for your needs.
Consider Usage-Based Insurance
If you don’t drive your Chrysler frequently, consider usage-based insurance. This type of policy bases your premium on how much you drive, which can save you money if your Chrysler isn’t your main vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results
FAQs
What Is The Most Expensive Chrysler Model To Insure?
At $2,473 per year, the Chrysler 300 is the most expensive Chrysler model for car insurance.
What Is The Cheapest Chrysler Model To Insure?
The Chrysler Voyager is the cheapest model for car insurance, at $1,890 per year.
About Bob Phillips
Bob Phillips is a former California-licensed insurance agent (license #0C27547) with over 15 years helping clients plan their finances. He holds the Chartered Life Underwriter (CLU) designation from The American College, a BA from the State University of New York, and Series 6, 7, 26, 63, and 65 securities licenses, and has held life, health, disability, and property/casualty insurance licenses.
He has written hundreds of insurance and investment articles and published two financial books. You can verify Bob’s license history (#0C27547) at the California Department of Insurance.