Mini Cooper Car Insurance Cost
Insuring a Mini Cooper with Safeco usually costs around $652 per year. However, the price can change depending on things like your age, the model year of your car, and other factors. You can check the tables below to get an estimate tailored to your situation.
If you’re considering buying a Mini Cooper, it’s essential to think about the cost of insurance. Insurance is a significant part of car ownership, and you need to understand this financial aspect before making a decision.
Choosing the right car insurance is vital to avoid unexpected and potentially high costs in the future. Having adequate coverage is crucial to protect yourself from large out-of-pocket expenses in case of an accident. Additionally, being at fault in an accident can lead to higher premiums.
With over ten years of experience in analyzing car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving record, and location significantly influence your insurance premiums.
How Much Does Mini Cooper Car Insurance Cost?
Generally, Safeco offers the best price for full coverage insurance on a 2024 Mini Cooper, costing about $652 per year.
While Safeco’s rate is a good benchmark, it’s important to know that car insurance costs can vary widely. Factors like your location, driving record, car age, and the coverage options you choose all play a role. A clean driving record usually means lower premiums, while accidents or traffic violations can increase your rates.
Living in a busy city generally leads to higher insurance costs compared to living in a quieter rural area. The type of coverage you choose also impacts your premium—comprehensive coverage, which includes both comprehensive and collision, is more expensive than basic liability coverage.
At Insuranceopedia, we help you compare quotes from different insurance companies to ensure you get the best deal.
2024 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $652 |
| AssuranceAmerica | $1,094 |
| USAA | $1,550 |
| Mercury | $2,020 |
| California Capital | $2,172 |
| Dairyland Auto | $2,228 |
| 21st Century | $2,274 |
| Unitrin | $2,286 |
| Nationwide | $2,349 |
| State Farm | $2,467 |
2023 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,075 |
| Erie | $1,096 |
| Nationwide | $1,489 |
| Travelers | $1,534 |
| Plymouth Rock Assurance | $1,595 |
| Liberty Mutual | $1,693 |
| USAA | $1,686 |
| Mercury | $2,037 |
| National General Value | $2,034 |
| Kemper Auto | Infinity | $2,064 |
2022 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $548 |
| Safeco | $580 |
| Pekin Insurance | $642 |
| Western Reserve | $700 |
| Buckeye Insurance Group | $806 |
| United Farm Bureau of IN Group | $818 |
| Virginia Farm Bureau | $916 |
| Kemper Auto | Infinity | $943 |
| Capital Insurance Group | $1,027 |
| Texas Farm Bureau Group | $1,103 |
2021 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Concord Group | $639 |
| Countryway Insurance | $812 |
| Capital Insurance Group | $1,106 |
| Country | $1,098 |
| MMG Insurance Company | $1,268 |
| Auto-Owners Insurance Co | $1,348 |
| Patriot Group | $1,608 |
| Safeco | $1,792 |
| Mercury Insurance | $1,851 |
| 21st Century | $1,890 |
2020 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $480 |
| Safeco | $748 |
| Virginia Farm Bureau | $924 |
| New Jersey Manufacturers | $1,148 |
| Direct Auto | $1,257 |
| North Carolina Farm Bureau | $1,283 |
| NatGen PPA | $1,301 |
| Southern Farm Bureau | $1,312 |
| USAA | $1,362 |
| Mercury Insurance Company | $1,418 |
2019 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $213 |
| Hastings Mutual Insurance Co | $497 |
| Buckeye Insurance Group | $614 |
| MMG Insurance Company | $710 |
| Virginia Farm Bureau | $754 |
| Concord Group | $775 |
| Western Reserve | $813 |
| PEMCO | $941 |
| Texas Farm Bureau Group | $992 |
| Commerce Group Inc | $991 |
2018 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $221 |
| American National P | $401 |
| Kemper Auto | Infinity | $545 |
| Pekin Insurance | $569 |
| Clearcover | $655 |
| Virginia Farm Bureau | $836 |
| Indiana Farmers Mutual Ins | $870 |
| Infinity Special | $883 |
| PEMCO | $965 |
| IMT Insurance Company | $1,015 |
2017 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $115 |
| Mercury Insurance | $304 |
| Infinity Special | $663 |
| NatGen PPA | $781 |
| Buckeye Insurance Group | $775 |
| Virginia Farm Bureau | $807 |
| Utica National Ins Group | $896 |
| National General Value | $875 |
| PEMCO | $964 |
| North Carolina Farm Bureau | $1,005 |
2016 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $27 |
| Infinity Special | $125 |
| Mercury Insurance | $457 |
| Pekin Insurance | $732 |
| Rural Mutual Insurance | $741 |
| West Bend Mutual | $781 |
| Auto Club Group | $817 |
| Mercury Insurance Company | $852 |
| Rockford Mutual Insurance | $890 |
| Clearcover | $911 |
2015 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $182 |
| Safeco | $399 |
| Pekin Insurance | $582 |
| SafeAuto | $611 |
| Buckeye Insurance Group | $616 |
| American National P | $768 |
| North Carolina Farm Bureau | $790 |
| PEMCO | $863 |
| Mercury Insurance Company | $894 |
| New Jersey Manufacturers | $917 |
2014 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $373 |
| Mercury Insurance | $418 |
| National General Value | $600 |
| Pekin Insurance | $676 |
| Virginia Farm Bureau | $734 |
| North Carolina Farm Bureau | $722 |
| Rockford Mutual Insurance | $897 |
| Texas Farm Bureau Group | $928 |
| New Jersey Manufacturers | $978 |
| SECURA Insurance | $1,002 |
2013 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $75 |
| Kemper Auto | Infinity | $214 |
| American National P | $368 |
| National General RAD | $374 |
| Pekin Insurance | $559 |
| Concord Group | $573 |
| MMG Insurance Company | $570 |
| Mercury Insurance | $632 |
| Commerce Group Inc | $691 |
| Virginia Farm Bureau | $759 |
2012 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $153 |
| American National P | $390 |
| Kemper Auto | Infinity | $559 |
| Western Reserve | $631 |
| PEMCO | $619 |
| SafeAuto | $641 |
| Concord Group | $674 |
| Buckeye Insurance Group | $728 |
| MMG Insurance Company | $738 |
| Mercury Insurance | $788 |
2011 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $171 |
| Plymouth Rock | $169 |
| Kemper Auto | Infinity | $340 |
| American National P | $380 |
| Buckeye Insurance Group | $590 |
| Clearcover | $693 |
| AssuranceAmerica Economy | $719 |
| Infinity Special | $752 |
| SECURA Insurance | $809 |
| Mercury Insurance Company | $802 |
2010 Mini Cooper Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $11 |
| Mercury Insurance | $265 |
| NatGen Custom 360 | $331 |
| Buckeye Insurance Group | $450 |
| American National P | $485 |
| Dairyland FR Bond | $478 |
| NatGen PPA | $589 |
| Atlantic States Insurance | $582 |
| Rural Mutual Insurance | $593 |
| Western Reserve | $644 |
FAQs
Who has the cheapest car insurance for a Mini Cooper?
For the 2024 model year, Safeco has the cheapest car insurance rates for the Mini Cooper.
Which company offers the best car insurance for a Mini Cooper?
With their low prices, comprehensive coverage, and high customer service ratings, we believe Safeco offers the best car insurance for a Mini Cooper.
