Cadillac CT4-V Car Insurance Cost 2025
On average, insuring a Cadillac CT4-V costs $2,900 per year. However, the actual cost may differ depending on factors like your age, the car’s model year, and other variables. Use our quote tables below to get a more accurate estimate for your specific situation.
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Insuring a 2025 Cadillac CT4-V typically costs between $2,100 and $2,900 annually, depending on factors like the model year, driver profile, and location. For instance, the average annual insurance cost for a 2022 Cadillac CT4-V is approximately $1,994, while a 2021 model averages around $2,502.
These rates are higher than the average for the standard CT4, which is about $2,914 per year. Factors such as the vehicle’s powerful engine, higher market value, and specialized parts contribute to the increased premiums. However, actual insurance costs can vary based on individual circumstances like driving history, location, and chosen coverage levels.
To find the most competitive rates, it’s advisable to compare quotes from multiple insurers and explore available discounts.
How Much Does Cadillac CT4-V Car Insurance Cost?
On average, Cadillac CT4-V owners can expect to pay $2,900 per year for car insurance.
While Unitrin’s rate offers a useful starting point, it’s important to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, whereas a history of accidents or traffic violations can increase your rates.
Additionally, living in a bustling urban area typically leads to higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the best deal.
Average Insurance Cost Of Cadillac CT4-V By Model Year
| Model Year | Average Premium |
| 2025 Cadillac CT4-V | $2,068 |
| 2024 Cadillac CT4-V | $1,419 |
| 2023 Cadillac CT4-V | $11,252 |
| 2022 Cadillac CT4-V | $1,994 |
| 2021 Cadillac CT4-V | $2,502 |
| 2020 Cadillac CT4-V | $1,290 |
2025 Cadillac CT4-V Insurance Rates
The average annual insurance cost for a 2025 Cadillac CT4-V is $2,068. However, Safeco offers the cheapest rates, averaging $1,065 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $1,065 |
| Pekin Insurance | $2,150 |
| Travelers | $2,250 |
| USAA | $2,400 |
| Texas Farm Bureau Group | $1,420 |
| Grange Mutual | $2,100 |
| Virginia Farm Bureau | $2,280 |
| Auto-Owners Insurance Co | $2,650 |
| Hastings Mutual Insurance Co | $2,170 |
| Erie | $2,190 |
2024 Cadillac CT4-V Insurance Rates
The average annual insurance cost for a 2024 Cadillac CT4-V is $1,419. However, Unitrin offers the cheapest rates, averaging $1,419 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,419 |
2023 Cadillac CT4-V Insurance Rates
The average annual insurance cost for a 2023 Cadillac CT4-V is $11,252. However, Unitrin offers the cheapest rates, averaging $1,412 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,412 |
| National General | $7,489 |
| Dairyland Auto | $31,792 |
| Liberty Mutual | $4,315 |
2022 Cadillac CT4-V Insurance Rates
The average annual insurance cost for a 2022 Cadillac CT4-V is $1,994. However, Safeco offers the cheapest rates, averaging $1,045 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $1,045 |
| Pekin Insurance | $2,095 |
| Travelers | $2,178 |
| USAA | $2,346 |
| Texas Farm Bureau Group | $1,379 |
| Grange Mutual | $1,994 |
| Virginia Farm Bureau | $2,229 |
| Auto-Owners Insurance Co | $2,520 |
| Hastings Mutual Insurance Co | $2,068 |
| Erie | $2,086 |
2021 Cadillac CT4-V Insurance Rates
The average annual insurance cost for a 2021 Cadillac CT4-V is $2,502. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,753 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,753 |
| USAA | $3,491 |
| State Farm | $1,908 |
| Allied | $3,463 |
| Nationwide | $2,348 |
| Central Mutual Insurance Co | $2,019 |
| Auto-Owners Insurance Co | $1,824 |
| Safeco | $2,172 |
| Direct General Insurance | $3,362 |
| Republic Indemnity | $2,676 |
2020 Cadillac CT4-V Insurance Rates
The average annual insurance cost for a 2020 Cadillac CT4-V is $1,290. However, Nationwide offers the cheapest rates, averaging $784 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $852 |
| Auto-Owners Insurance Co | $1,546 |
| Travelers | $1,618 |
| Allied | $1,535 |
| State Farm | $1,256 |
| Grange Mutual | $1,447 |
| Nationwide | $784 |
| Erie | $1,456 |
| USAA | $1,096 |
| Tennessee Farmers | $1,307 |
Find Affordable Cadillac CT4-V Insurance Rates
Are Cadillac Ct4-Vs Expensive To Insure?
Insuring a Cadillac CT4-V is generally more expensive than insuring a standard CT4, primarily due to its high-performance features and increased repair costs. For example, the average annual insurance cost for a 2022 Cadillac CT4-V is approximately $1,994, while the 2021 model averages around $2,502. These rates are higher than the average for the standard CT4, which is about $2,914 per year. Factors such as the vehicle’s powerful engine, higher market value, and specialized parts contribute to the increased premiums. However, actual insurance costs can vary based on individual factors like driving history, location, and chosen coverage levels. To find the most competitive rates, it’s advisable to compare quotes from multiple insurers and explore available discounts.
Cheapest Car Insurance Companies For A Cadillac Ct4-V
This table provides a comparative overview of estimated insurance premiums for the Cadillac CT4-V from various providers. The annual premiums range from as low as $1,065 with Safeco to $2,400 with USAA. Monthly premiums have been calculated by dividing the annual premiums by 12, offering a clearer picture of potential monthly expenses. It’s important to note that these figures are estimates and actual premiums may vary based on individual circumstances such as driving history, location, and selected coverage options. To secure the most competitive rates, it’s advisable to compare quotes from multiple insurers and consider available discounts.
| Insurance Company | Average Monthly |
| Safeco | $118 |
| Texas Farm Bureau Group | $89 |
| Pekin Insurance | $179 |
| Travelers | $188 |
| USAA | $200 |
Common Cadillac CT4-V Insurance Discounts
Discounts are an excellent way to reduce your car insurance premiums. While each insurance provider offers different discounts, here are a few common ones to consider:
- Multi-Policy Discount: Bundle your auto and home insurance policies with the same provider to receive a reduced rate.
- Annual Payment Discount: Paying your premium in full instead of monthly installments often results in a discount.
- Defensive Driving Discount: Completing a certified defensive driving course may qualify you for a lower premium.
There may be other discounts you can take advantage of. It’s a good idea to consult your insurance agent, who can help you identify all the discounts you qualify for.
Compare Cadillac CT4-V To Other Cadillac Models
Looking for other Cadillac model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures in this guide may differ from your personal results.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Cadillac CT4-V?
You will need to provide proof of insurance before driving your Cadillac CT4-V off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company about your upcoming car purchase, rather than opting for insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Cadillac CT4-V?
To find the most affordable rates for your Cadillac CT4-V, it’s important to shop around and compare quotes from various auto insurance companies. Fortunately, Insuranceopedia makes it easy to compare quotes from multiple providers directly on their website.
