Cheapest Car Insurance In Broken Arrow, OK 2025
State Farm is the most affordable choice in Broken Arrow, offering minimum coverage car insurance at an average rate of $30 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the most affordable car insurance in Broken Arrow, OK, can be challenging, as rates vary significantly.
For drivers needing the lowest-priced liability-only coverage, State Farm is the top choice. Those looking for full coverage at the best rate will also find State Farm to be the most budget-friendly option. However, for young drivers, Clearcover provides the most affordable rates.
Cheapest Car Insurance In Broken Arrow, OK







Cheapest Liability-only Car Insurance In Broken Arrow: State Farm
State Farm offers the most affordable minimum coverage car insurance in Broken Arrow, with an average monthly rate of $30.
Check the table below to compare rates from various insurance providers.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $30 | $360 |
Allstate | $41 | $492 |
Mercury | $56 | $672 |
USAA | $38 | $456 |
GEICO | $52 | $624 |
Cheapest Full Coverage Insurance Rates In Broken Arrow: State Farm
State Farm offers the lowest rates for full coverage car insurance in Broken Arrow, with an average monthly cost of $65.
See the table below for a comparison of average quotes from budget-friendly insurers in Broken Arrow.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $65 | $780 |
USAA | $76 | $912 |
GEICO | $123 | $1,476 |
Allstate | $82 | $984 |
Root | $138 | $1,656 |
Cheapest Car Insurance Rates For Seniors: Clearcover
Clearcover offers the most affordable car insurance for seniors in Broken Arrow, with an average monthly rate of $69.
The table below compares quotes from the cheapest insurers for seniors.
Provider | Average Monthly Cost | Average Annual Cost |
Clearcover | $69 | $828 |
State Farm | $83 | $996 |
USAA | $87 | $1,044 |
Oklahoma Farm Bureau | $118 | $1,416 |
Safeco | $92 | $1,104 |
Cheapest Rates In Broken Arrow For Teenagers: Clearcover
Teenage drivers in Broken Arrow can get the most affordable rates from Clearcover, with average monthly premiums of $124.
The table below highlights the insurance companies offering the lowest insurance rates for teenagers.
Provider | Average Monthly Cost | Average Annual Cost |
Clearcover | $124 | $1,488 |
State Farm | $275 | $3,300 |
USAA | $236 | $2,832 |
Safeco | $460 | $5,520 |
Oklahoma Farmers Union | $258 | $3,096 |
Cheapest Auto Insurance For Young Adults in Broken Arrow: Clearcover
Clearcover provides the most affordable car insurance for young adults in Broken Arrow, with an average monthly rate of $73.
Check the table below to compare the lowest insurance rates for young adults in Broken Arrow.
Provider | Average Monthly Cost | Average Annual Cost |
Clearcover | $73 | $876 |
State Farm | $130 | $1,560 |
USAA | $128 | $1,536 |
Oklahoma Farmers Union | $165 | $1,980 |
Allstate | $191 | $2,292 |
Cheapest Car Insurance In Broken Arrow For Good Drivers: State Farm
State Farm offers the lowest car insurance rates for good drivers in Broken Arrow, with an average monthly cost of $30.
If you have a clean driving record, use the table below to compare quotes from the most affordable insurance providers.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $30 | $360 |
USAA | $38 | $456 |
Mercury | $61 | $732 |
Allstate | $43 | $516 |
GEICO | $53 | $636 |
Find Affordable Broken Arrow Rates
Cheapest Car Insurance In Broken Arrow After A Speeding Ticket: State Farm
State Farm offers some of the lowest rates in Broken Arrow, with an average monthly cost of $39 for drivers with a speeding ticket.
Check the table below to compare average rates for drivers with a speeding violation.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $39 | $468 |
Allstate | $55 | $660 |
GEICO | $72 | $864 |
USAA | $50 | $600 |
Farmers | $78 | $936 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm provides the most affordable car insurance for drivers with an at-fault accident, with an average monthly rate of $43.
Below is a list of insurance companies offering the lowest rates for drivers with an at-fault incident on their record.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $43 | $516 |
USAA | $52 | $624 |
GEICO | $75 | $900 |
Mercury | $83 | $996 |
Allstate | $58 | $696 |
Cheapest Rates In Broken Arrow For Drivers After A DUI: State Farm
State Farm offers the lowest rates for drivers with a DUI in Broken Arrow, with average monthly premiums of $50.
Drivers in Broken Arrow with a DUI can find the most affordable rates in the table below.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $50 | $600 |
Mercury | $88 | $1,056 |
Allstate | $67 | $804 |
USAA | $61 | $732 |
GEICO | $96 | $1,152 |
Best Car Insurance Companies In Broken Arrow
Clearcover offers the most affordable car insurance in Broken Arrow, with an average monthly rate of $75. You may also want to consider State Farm at $108 a month or USAA at $110 per month.
Below is a ranking of the top 10 car insurance companies in Broken Arrow, OK, based on their average monthly rates.
Company | Monthly Premium |
Clearcover | $75 |
State Farm | $108 |
USAA | $110 |
Safeco | $122 |
Oklahoma Farmers Union | $140 |
Allstate | $169 |
Mercury | $176 |
Shelter | $185 |
Farmers | $205 |
Liberty Mutual | $234 |
Average Auto Insurance Rates In Broken Arrow- By Age
Age plays a significant role in determining car insurance rates. Younger drivers typically face higher rates due to their limited experience and higher risk of accidents and violations. Teenagers, for example, can expect to pay about $3,840 annually for car insurance.
As drivers approach 25, their rates generally start to drop, provided they maintain a clean driving record.
The best rates are usually offered to drivers in their 50s and early 60s. Insurance companies use age to evaluate driving experience and risk, which directly impacts the cost of premiums.
Age | Average Yearly Rate |
Teenagers | $3,840 |
20s | $2,400 |
30s | $1,884 |
40s | $1,548 |
50s | $1,392 |
60s | $1,368 |
70s | $1,464 |
Average Rates In Broken Arrow- By Vehicle
The type of vehicle you own is an important factor in determining your car insurance premiums. Insurers consider aspects like the make, model, year, and body type of the car. Generally, newer vehicles, especially luxury models with advanced features and higher replacement costs, tend to have higher insurance rates.
Use the table below to compare average insurance rates in Broken Arrow for different types of vehicles.
Vehicle | Average Monthly Rate |
Buick Envision | $92 |
Mazda CX-5 | $105 |
Ford Taurus | $242 |
Toyota Avalon | $216 |
Nissan Kicks | $235 |
How Much Is Car Insurance In Other Cities in Oklahoma?
Where you live plays a significant role in determining your car insurance rates. Insurers assess factors like accident frequency, vehicle theft, and vandalism rates, which tend to be higher in urban areas. This increased risk typically leads to higher premiums.
For instance, drivers in Enid can expect to pay about $105 per month for car insurance, while those in Lawton pay an average of $129 per month.
City | Average Monthly Rate |
Enid | $105 |
Lawton | $129 |
Muskogee | $124 |
Norman | $141 |
Ardmore | $120 |
Bartlesville | $107 |
Oklahoma City | $146 |
Claremore | $123 |
Duncan | $135 |
Edmond | $138 |
Average Cost Of Auto Insurance In Broken Arrow- By Zip Code
Insurance companies use zip codes to assess crime rates in your area, which impacts car insurance premiums. As a result, rates can vary depending on the zip code.
Refer to the table below to compare average insurance rates for different zip codes in Broken Arrow.
Zip Code | Average Monthly Rate |
74011 | $140 |
74012 | $152 |
74013 | $146 |
74014 | $137 |
Find Affordable Broken Arrow Rates
Our Methodology
Drawing upon a comprehensive analysis that encompasses multiple facets such as customer service ratings, product options, pricing, and a thorough evaluation of various online review sites and user experience, I've crafted an in-depth view of the landscape of car insurance providers in Broken Arrow, OK.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Broken Arrow?
State Farm offers the lowest car insurance rates in Broken Arrow, both for the minimum coverage required by the State of Oklahoma and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Broken Arrow?
The average car insurance cost in Broken Arrow is around $110 per month. However, rates can vary depending on factors like your zip code, the year and model of your car, your driving record, and more.