Cheapest Car Insurance In Broken Arrow, OK 2025

State Farm is the most affordable choice in Broken Arrow, offering minimum coverage car insurance at an average rate of $30 per month.

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Updated: 04 February 2025
Written by Bob Phillips
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Finding the most affordable car insurance in Broken Arrow, OK, can be challenging, as rates vary significantly.

For drivers needing the lowest-priced liability-only coverage, State Farm is the top choice. Those looking for full coverage at the best rate will also find State Farm to be the most budget-friendly option. However, for young drivers, Clearcover provides the most affordable rates.

Cheapest Car Insurance In Broken Arrow, OK

Cheapest Car Insurance, Broken Arrow, OK

Cheapest Liability-only Car Insurance In Broken Arrow: State Farm

State Farm offers the most affordable minimum coverage car insurance in Broken Arrow, with an average monthly rate of $30.

Check the table below to compare rates from various insurance providers.

Provider Average Monthly Cost Average Annual Cost
State Farm $30 $360
Allstate $41 $492
Mercury $56 $672
USAA $38 $456
GEICO $52 $624

Cheapest Full Coverage Insurance Rates In Broken Arrow: State Farm

State Farm offers the lowest rates for full coverage car insurance in Broken Arrow, with an average monthly cost of $65.

See the table below for a comparison of average quotes from budget-friendly insurers in Broken Arrow.

Provider Average Monthly Cost Average Annual Cost
State Farm $65 $780
USAA $76 $912
GEICO $123 $1,476
Allstate $82 $984
Root $138 $1,656

Cheapest Car Insurance Rates For Seniors: Clearcover

Clearcover offers the most affordable car insurance for seniors in Broken Arrow, with an average monthly rate of $69.

The table below compares quotes from the cheapest insurers for seniors.

Provider Average Monthly Cost Average Annual Cost
Clearcover $69 $828
State Farm $83 $996
USAA $87 $1,044
Oklahoma Farm Bureau $118 $1,416
Safeco $92 $1,104

Cheapest Rates In Broken Arrow For Teenagers: Clearcover

Teenage drivers in Broken Arrow can get the most affordable rates from Clearcover, with average monthly premiums of $124.

The table below highlights the insurance companies offering the lowest insurance rates for teenagers.

Provider Average Monthly Cost Average Annual Cost
Clearcover $124 $1,488
State Farm $275 $3,300
USAA $236 $2,832
Safeco $460 $5,520
Oklahoma Farmers Union $258 $3,096

Cheapest Auto Insurance For Young Adults in Broken Arrow: Clearcover

Clearcover provides the most affordable car insurance for young adults in Broken Arrow, with an average monthly rate of $73.

Check the table below to compare the lowest insurance rates for young adults in Broken Arrow.

Provider Average Monthly Cost Average Annual Cost
Clearcover $73 $876
State Farm $130 $1,560
USAA $128 $1,536
Oklahoma Farmers Union $165 $1,980
Allstate $191 $2,292

Cheapest Car Insurance In Broken Arrow For Good Drivers: State Farm

State Farm offers the lowest car insurance rates for good drivers in Broken Arrow, with an average monthly cost of $30.

If you have a clean driving record, use the table below to compare quotes from the most affordable insurance providers.

Provider Average Monthly Cost Average Annual Cost
State Farm $30 $360
USAA $38 $456
Mercury $61 $732
Allstate $43 $516
GEICO $53 $636

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Cheapest Car Insurance In Broken Arrow After A Speeding Ticket: State Farm

State Farm offers some of the lowest rates in Broken Arrow, with an average monthly cost of $39 for drivers with a speeding ticket.

Check the table below to compare average rates for drivers with a speeding violation.

Provider Average Monthly Cost Average Annual Cost
State Farm $39 $468
Allstate $55 $660
GEICO $72 $864
USAA $50 $600
Farmers $78 $936

Cheapest For Drivers With After At-Fault Accident: State Farm

State Farm provides the most affordable car insurance for drivers with an at-fault accident, with an average monthly rate of $43.

Below is a list of insurance companies offering the lowest rates for drivers with an at-fault incident on their record.

Provider Average Monthly Cost Average Annual Cost
State Farm $43 $516
USAA $52 $624
GEICO $75 $900
Mercury $83 $996
Allstate $58 $696

Cheapest Rates In Broken Arrow For Drivers After A DUI: State Farm

State Farm offers the lowest rates for drivers with a DUI in Broken Arrow, with average monthly premiums of $50.

Drivers in Broken Arrow with a DUI can find the most affordable rates in the table below.

Provider Average Monthly Cost Average Annual Cost
State Farm $50 $600
Mercury $88 $1,056
Allstate $67 $804
USAA $61 $732
GEICO $96 $1,152

Best Car Insurance Companies In Broken Arrow

Clearcover offers the most affordable car insurance in Broken Arrow, with an average monthly rate of $75. You may also want to consider State Farm at $108 a month or USAA at $110 per month.

Below is a ranking of the top 10 car insurance companies in Broken Arrow, OK, based on their average monthly rates.

Company Monthly Premium
Clearcover $75
State Farm $108
USAA $110
Safeco $122
Oklahoma Farmers Union $140
Allstate $169
Mercury $176
Shelter $185
Farmers $205
Liberty Mutual $234

Average Auto Insurance Rates In Broken Arrow- By Age

Age plays a significant role in determining car insurance rates. Younger drivers typically face higher rates due to their limited experience and higher risk of accidents and violations. Teenagers, for example, can expect to pay about $3,840 annually for car insurance.

As drivers approach 25, their rates generally start to drop, provided they maintain a clean driving record.

The best rates are usually offered to drivers in their 50s and early 60s. Insurance companies use age to evaluate driving experience and risk, which directly impacts the cost of premiums.

Age Average Yearly Rate
Teenagers $3,840
20s $2,400
30s $1,884
40s $1,548
50s $1,392
60s $1,368
70s $1,464

Average Rates In Broken Arrow- By Vehicle

The type of vehicle you own is an important factor in determining your car insurance premiums. Insurers consider aspects like the make, model, year, and body type of the car. Generally, newer vehicles, especially luxury models with advanced features and higher replacement costs, tend to have higher insurance rates.

Use the table below to compare average insurance rates in Broken Arrow for different types of vehicles.

Vehicle Average Monthly Rate
Buick Envision $92
Mazda CX-5 $105
Ford Taurus $242
Toyota Avalon $216
Nissan Kicks $235

How Much Is Car Insurance In Other Cities in Oklahoma?

Where you live plays a significant role in determining your car insurance rates. Insurers assess factors like accident frequency, vehicle theft, and vandalism rates, which tend to be higher in urban areas. This increased risk typically leads to higher premiums.

For instance, drivers in Enid can expect to pay about $105 per month for car insurance, while those in Lawton pay an average of $129 per month.

City Average Monthly Rate
Enid $105
Lawton $129
Muskogee $124
Norman $141
Ardmore $120
Bartlesville $107
Oklahoma City $146
Claremore $123
Duncan $135
Edmond $138

Average Cost Of Auto Insurance In Broken Arrow- By Zip Code

Insurance companies use zip codes to assess crime rates in your area, which impacts car insurance premiums. As a result, rates can vary depending on the zip code.

Refer to the table below to compare average insurance rates for different zip codes in Broken Arrow.

Zip Code Average Monthly Rate
74011 $140
74012 $152
74013 $146
74014 $137

Find Affordable Broken Arrow Rates

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Our Methodology

Drawing upon a comprehensive analysis that encompasses multiple facets such as customer service ratings, product options, pricing, and a thorough evaluation of various online review sites and user experience, I've crafted an in-depth view of the landscape of car insurance providers in Broken Arrow, OK.

65

Quotes Analyzed

15+

Years Of Industry Experience

22

Brands Reviewed

35+

Research Hours

FAQs

Who has the lowest car insurance rates in Broken Arrow?

State Farm offers the lowest car insurance rates in Broken Arrow, both for the minimum coverage required by the State of Oklahoma and for full coverage, which includes comprehensive and collision protection.

What is the average cost of car insurance in Broken Arrow?

The average car insurance cost in Broken Arrow is around $110 per month. However, rates can vary depending on factors like your zip code, the year and model of your car, your driving record, and more.

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