BMW X7 Car Insurance Cost

To insure a BMW X7, the annual cost is approximately $2,345 with New York Central Mutual Fire. However, this expense can vary based on factors such as age, car model year, and others. You can use our quote tables below to determine the specific cost for your situation.

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Updated: 02 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a BMW X7, one crucial factor to consider is the cost of insurance. Insurance is a big part of owning a car, and it’s essential to understand what you’re signing up for before you commit.

Choosing the right car insurance is vital to avoid unexpected and potentially high expenses in the future. It’s essential to have adequate coverage in case of an accident, as insufficient coverage could leave you with significant out-of-pocket costs. Additionally, if you’re deemed at fault in an accident, your premiums could increase.

Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving history, and location can have a significant impact on your insurance premiums. Therefore, it’s crucial to research and compare insurance options carefully.

How Much Does BMW X7 Car Insurance Cost?

Typically, New York Central Mutual Fire provides the best deal with an average annual cost of $2,345 for comprehensive insurance coverage on a 2024 BMW X7.

Although New York Central Mutual Fire’s pricing serves as a useful reference point, it’s essential to recognize that car insurance expenses can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a record of accidents or traffic violations may elevate your expenses.

Moreover, residing in urban areas characterized by heavy traffic can lead to higher insurance costs compared to rural locales with lighter traffic volumes. The level of coverage you opt for also plays a pivotal role; comprehensive coverage, which encompasses both comprehensive and collision protection, typically commands a higher premium than basic liability coverage.

Insuranceopedia is available to assist you in exploring and contrasting quotes from different insurance providers, ensuring that you secure the most advantageous deal.

2024 BMW X7 Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $2,345
California Capital $2,592
Travelers $2,808
USAA $2,907
Erie $3,004
Bristol West $3,866
Mercury $3,993
CSAA $4,123
Farmers $4,862
Unitrin $5,005

2023 BMW X7 Insurance Rates

Insurance Provider Average Annual Cost
California Capital $2,308
Allied $3,096
Unitrin $3,171
Mercury $3,373
CSAA $3,401
Bristol West $4,364
Direct General Insurance $4,519
21st Century $4,789
Grange $5,230
New York Central Mutual Fire $5,288

2022 BMW X7 Insurance Rates

Insurance Provider Average Annual Cost
American National P $628
Texas Farm Bureau Group $1,061
Hastings Mutual Insurance Co $1,114
Buckeye Insurance Group $1,503
Country $1,681
New Jersey Manufacturers $1,793
Oregon Mutual $2,060
Western Reserve $2,136
Grange Mutual $2,170
Penn National $2,227

2021 BMW X7 Insurance Rates

Insurance Provider Average Annual Cost
Victoria $420
Safeco $492
Texas Farm Bureau Group $957
Virginia Farm Bureau $1,237
Buckeye Insurance Group $1,477
Grange Mutual $1,501
Hastings Mutual Insurance Co $1,501
Penn National $1,545
ALFA $1,539
New Jersey Manufacturers $1,633

2020 BMW X7 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $984
American National P&C $1,547
Rural Mutual Insurance $1,628
West Bend Mutual $1,652
Farm Bureau Ins of MI $1,717
EMC Insurance $1,947
Farmers Mutual of Nebraska $1,938
California Capital $2,009
Pioneer State Mutual Ins Co $2,009
Cameron Mutual Group $2,033

2019 BMW X7 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,091
Capital Insurance Group $1,206
Pekin Insurance $1,204
Hastings Mutual Insurance Co $1,325
Buckeye Insurance Group $1,329
SECURA Insurance $1,383
Oregon Mutual $1,710
Country $1,745
Western Reserve $1,867
Mutual Of Enumclaw $1,906

BMW X7 Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $13,076 $19,240 $22,485
18 $12,202 $17,919 $20,949
19 $10,785 $15,817 $18,513
20 $9,402 $13,795 $16,164
21 $7,900 $11,591 $13,561
22 $7,675 $11,287 $13,199
23 $6,735 $9,859 $11,542
24 $6,390 $9,366 $10,943
25 $5,521 $8,091 $9,459
30 $4,308 $6,295 $7,361
35 $4,033 $5,898 $6,885
40 $3,872 $5,665 $6,638
45 $3,757 $5,506 $6,481
55 $3,462 $5,046 $5,923
65 $3,577 $5,271 $6,165
75 $4,526 $6,673 $7,813

BMW X7 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $4,115 $5,954 $7,579
Alaska $3,390 $4,683 $4,549
Arizona $3,847 $5,517 $8,145
Arkansas $4,196 $6,598 $7,258
California $4,683 $8,251 $4,676
Colorado $4,370 $6,099 $7,754
Connecticut $5,569 $8,661 $10,959
Delaware $4,619 $6,135 $7,909
Florida $5,473 $7,602 $9,920
Hawaii $1,804 $2,418 $1,777
Idaho $3,110 $4,115 $5,005
Illinois $3,254 $4,903 $5,616
Indiana $3,356 $5,129 $5,737
Iowa $2,668 $3,639 $4,262
Kansas $3,541 $5,140 $5,998
Kentucky $5,107 $7,488 $8,813
Louisiana $6,552 $9,886 $10,702
Maine $2,451 $3,432 $5,064
Maryland $4,017 $5,820 $6,478
Massachusetts $3,214 $5,608 $3,202
Michigan $7,721 $11,776 $18,604
Minnesota $3,199 $4,264 $5,961
Mississippi $3,850 $5,478 $5,505
Missouri $3,623 $5,166 $6,791
Montana $3,703 $5,131 $5,966
Nebraska $3,103 $4,592 $5,018
Nevada $5,123 $7,625 $8,042
New Hampshire $3,555 $5,658 $7,161
New Jersey $3,937 $6,163 $8,070
New Mexico $4,020 $5,962 $6,213
New York $3,719 $4,696 $7,814
North Carolina $2,300 $3,961 $2,826
North Dakota $3,163 $4,813 $5,695
Ohio $2,799 $4,365 $4,472
Oklahoma $4,501 $6,445 $7,255
Oregon $4,092 $5,509 $6,571
Pennsylvania $3,466 $5,082 $5,912
Rhode Island $5,772 $8,443 $9,526
South Carolina $3,912 $5,411 $7,496
South Dakota $3,490 $5,072 $5,818
Tennessee $4,120 $6,067 $8,072
Texas $4,161 $5,994 $7,480
Utah $3,539 $4,952 $6,832
Vermont $2,706 $4,171 $4,441
Virginia $2,566 $3,924 $3,846
Washington $3,405 $4,597 $5,517
West Virginia $3,421 $4,870 $6,124
Wisconsin $3,388 $5,316 $6,076
Wyoming $3,185 $4,435 $4,738
Georgia $4,484 $6,715 $6,747

FAQs

Who has the cheapest car insurance for a BMW X7?

New York Central Mutual Fire offers the most affordable car insurance for the 2024 BMW X7.

Which company offers the best car insurance for a BMW X7?

We think New York Central Mutual Fire provides the best car insurance for a BMW X7, considering their low rates, comprehensive coverage, and excellent customer service.

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