BMW X7 Car Insurance Cost
To insure a BMW X7, the annual cost is approximately $2,345 with New York Central Mutual Fire. However, this expense can vary based on factors such as age, car model year, and others. You can use our quote tables below to determine the specific cost for your situation.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a BMW X7, one crucial factor to consider is the cost of insurance. Insurance is a big part of owning a car, and it’s essential to understand what you’re signing up for before you commit.
Choosing the right car insurance is vital to avoid unexpected and potentially high expenses in the future. It’s essential to have adequate coverage in case of an accident, as insufficient coverage could leave you with significant out-of-pocket costs. Additionally, if you’re deemed at fault in an accident, your premiums could increase.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving history, and location can have a significant impact on your insurance premiums. Therefore, it’s crucial to research and compare insurance options carefully.
How Much Does BMW X7 Car Insurance Cost?
Typically, New York Central Mutual Fire provides the best deal with an average annual cost of $2,345 for comprehensive insurance coverage on a 2024 BMW X7.
Although New York Central Mutual Fire’s pricing serves as a useful reference point, it’s essential to recognize that car insurance expenses can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a record of accidents or traffic violations may elevate your expenses.
Moreover, residing in urban areas characterized by heavy traffic can lead to higher insurance costs compared to rural locales with lighter traffic volumes. The level of coverage you opt for also plays a pivotal role; comprehensive coverage, which encompasses both comprehensive and collision protection, typically commands a higher premium than basic liability coverage.
Insuranceopedia is available to assist you in exploring and contrasting quotes from different insurance providers, ensuring that you secure the most advantageous deal.
2024 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $2,345 |
| California Capital | $2,592 |
| Travelers | $2,808 |
| USAA | $2,907 |
| Erie | $3,004 |
| Bristol West | $3,866 |
| Mercury | $3,993 |
| CSAA | $4,123 |
| Farmers | $4,862 |
| Unitrin | $5,005 |
2023 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,308 |
| Allied | $3,096 |
| Unitrin | $3,171 |
| Mercury | $3,373 |
| CSAA | $3,401 |
| Bristol West | $4,364 |
| Direct General Insurance | $4,519 |
| 21st Century | $4,789 |
| Grange | $5,230 |
| New York Central Mutual Fire | $5,288 |
2022 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $628 |
| Texas Farm Bureau Group | $1,061 |
| Hastings Mutual Insurance Co | $1,114 |
| Buckeye Insurance Group | $1,503 |
| Country | $1,681 |
| New Jersey Manufacturers | $1,793 |
| Oregon Mutual | $2,060 |
| Western Reserve | $2,136 |
| Grange Mutual | $2,170 |
| Penn National | $2,227 |
2021 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $420 |
| Safeco | $492 |
| Texas Farm Bureau Group | $957 |
| Virginia Farm Bureau | $1,237 |
| Buckeye Insurance Group | $1,477 |
| Grange Mutual | $1,501 |
| Hastings Mutual Insurance Co | $1,501 |
| Penn National | $1,545 |
| ALFA | $1,539 |
| New Jersey Manufacturers | $1,633 |
2020 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $984 |
| American National P&C | $1,547 |
| Rural Mutual Insurance | $1,628 |
| West Bend Mutual | $1,652 |
| Farm Bureau Ins of MI | $1,717 |
| EMC Insurance | $1,947 |
| Farmers Mutual of Nebraska | $1,938 |
| California Capital | $2,009 |
| Pioneer State Mutual Ins Co | $2,009 |
| Cameron Mutual Group | $2,033 |
2019 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,091 |
| Capital Insurance Group | $1,206 |
| Pekin Insurance | $1,204 |
| Hastings Mutual Insurance Co | $1,325 |
| Buckeye Insurance Group | $1,329 |
| SECURA Insurance | $1,383 |
| Oregon Mutual | $1,710 |
| Country | $1,745 |
| Western Reserve | $1,867 |
| Mutual Of Enumclaw | $1,906 |
BMW X7 Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $13,076 | $19,240 | $22,485 |
| 18 | $12,202 | $17,919 | $20,949 |
| 19 | $10,785 | $15,817 | $18,513 |
| 20 | $9,402 | $13,795 | $16,164 |
| 21 | $7,900 | $11,591 | $13,561 |
| 22 | $7,675 | $11,287 | $13,199 |
| 23 | $6,735 | $9,859 | $11,542 |
| 24 | $6,390 | $9,366 | $10,943 |
| 25 | $5,521 | $8,091 | $9,459 |
| 30 | $4,308 | $6,295 | $7,361 |
| 35 | $4,033 | $5,898 | $6,885 |
| 40 | $3,872 | $5,665 | $6,638 |
| 45 | $3,757 | $5,506 | $6,481 |
| 55 | $3,462 | $5,046 | $5,923 |
| 65 | $3,577 | $5,271 | $6,165 |
| 75 | $4,526 | $6,673 | $7,813 |
BMW X7 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $4,115 | $5,954 | $7,579 |
| Alaska | $3,390 | $4,683 | $4,549 |
| Arizona | $3,847 | $5,517 | $8,145 |
| Arkansas | $4,196 | $6,598 | $7,258 |
| California | $4,683 | $8,251 | $4,676 |
| Colorado | $4,370 | $6,099 | $7,754 |
| Connecticut | $5,569 | $8,661 | $10,959 |
| Delaware | $4,619 | $6,135 | $7,909 |
| Florida | $5,473 | $7,602 | $9,920 |
| Hawaii | $1,804 | $2,418 | $1,777 |
| Idaho | $3,110 | $4,115 | $5,005 |
| Illinois | $3,254 | $4,903 | $5,616 |
| Indiana | $3,356 | $5,129 | $5,737 |
| Iowa | $2,668 | $3,639 | $4,262 |
| Kansas | $3,541 | $5,140 | $5,998 |
| Kentucky | $5,107 | $7,488 | $8,813 |
| Louisiana | $6,552 | $9,886 | $10,702 |
| Maine | $2,451 | $3,432 | $5,064 |
| Maryland | $4,017 | $5,820 | $6,478 |
| Massachusetts | $3,214 | $5,608 | $3,202 |
| Michigan | $7,721 | $11,776 | $18,604 |
| Minnesota | $3,199 | $4,264 | $5,961 |
| Mississippi | $3,850 | $5,478 | $5,505 |
| Missouri | $3,623 | $5,166 | $6,791 |
| Montana | $3,703 | $5,131 | $5,966 |
| Nebraska | $3,103 | $4,592 | $5,018 |
| Nevada | $5,123 | $7,625 | $8,042 |
| New Hampshire | $3,555 | $5,658 | $7,161 |
| New Jersey | $3,937 | $6,163 | $8,070 |
| New Mexico | $4,020 | $5,962 | $6,213 |
| New York | $3,719 | $4,696 | $7,814 |
| North Carolina | $2,300 | $3,961 | $2,826 |
| North Dakota | $3,163 | $4,813 | $5,695 |
| Ohio | $2,799 | $4,365 | $4,472 |
| Oklahoma | $4,501 | $6,445 | $7,255 |
| Oregon | $4,092 | $5,509 | $6,571 |
| Pennsylvania | $3,466 | $5,082 | $5,912 |
| Rhode Island | $5,772 | $8,443 | $9,526 |
| South Carolina | $3,912 | $5,411 | $7,496 |
| South Dakota | $3,490 | $5,072 | $5,818 |
| Tennessee | $4,120 | $6,067 | $8,072 |
| Texas | $4,161 | $5,994 | $7,480 |
| Utah | $3,539 | $4,952 | $6,832 |
| Vermont | $2,706 | $4,171 | $4,441 |
| Virginia | $2,566 | $3,924 | $3,846 |
| Washington | $3,405 | $4,597 | $5,517 |
| West Virginia | $3,421 | $4,870 | $6,124 |
| Wisconsin | $3,388 | $5,316 | $6,076 |
| Wyoming | $3,185 | $4,435 | $4,738 |
| Georgia | $4,484 | $6,715 | $6,747 |
Compare BMW X7 To Other BMW Models
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FAQs
Who has the cheapest car insurance for a BMW X7?
New York Central Mutual Fire offers the most affordable car insurance for the 2024 BMW X7.
Which company offers the best car insurance for a BMW X7?
We think New York Central Mutual Fire provides the best car insurance for a BMW X7, considering their low rates, comprehensive coverage, and excellent customer service.
