BMW X2 Car Insurance Cost
Covering a BMW X2 typically requires an annual payment of about $938 through the Texas Farm Bureau Group. However, the actual expenses can vary based on factors such as age, car model year, and other relevant considerations. Utilize the quote tables provided below to estimate the potential cost tailored to your circumstances.
If you’re thinking about buying a BMW X2, it’s important to factor in the cost of insurance. Insurance plays a big role in owning a car, so it’s essential to understand what you’re signing up for before making a decision.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. You don’t want to be caught without adequate coverage in the event of an accident, which could leave you facing substantial out-of-pocket costs. Plus, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and where you reside can significantly impact your insurance premiums.
How Much Does BMW X2 Car Insurance Cost?
Typically, Texas Farm Bureau Group provides the best deal, with an average yearly cost of $938 for full coverage insurance on a 2023 BMW X2.
While the rate offered by Texas Farm Bureau Group serves as a good reference point, it’s essential to recognize that car insurance expenses can vary significantly based on several factors. These factors encompass your location, driving history, the age of your car, and the specific coverage options you select. Having a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your insurance costs.
Furthermore, residing in a busy urban area may lead to higher rates compared to living in quieter rural areas. The type of coverage you opt for also influences your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
Insuranceopedia is available to assist you in exploring different insurance companies and comparing quotes, ensuring you secure the most favorable deal.
2023 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $938 |
| New Jersey Manufacturers | $1,497 |
| Farm Bureau Mutual (IA Group) | $1,535 |
| Pekin Insurance | $1,609 |
| Mercury | $1,852 |
| Penn National | $1,899 |
| Country | $1,914 |
| Georgia Farm Bureau | $1,987 |
| National General | $2,038 |
| SECURA Insurance | $2,189 |
2022 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $820 |
| Tennessee Farmers | $1,074 |
| Titan | $1,155 |
| Texas Farm Bureau Group | $1,446 |
| SECURA Insurance | $1,438 |
| North Carolina Farm Bureau | $1,468 |
| Direct Auto | $1,557 |
| New York Central Mutual Fire | $1,583 |
| Erie | $1,637 |
| Utica National Ins Group | $1,659 |
2021 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $423 |
| Buckeye Insurance Group | $657 |
| Western Reserve | $1,120 |
| American Family | $1,132 |
| Frankenmuth Mutual | $1,248 |
| North Carolina Farm Bureau | $1,314 |
| Celina Insurance Group | $1,314 |
| Grange Mutual | $1,373 |
| Westfield | $1,421 |
| Ohio Mutual Ins Group | $1,530 |
2020 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $726 |
| SafeAuto | $740 |
| Plymouth Rock Assurance | $832 |
| Hastings Mutual Insurance Co | $845 |
| Safeco | $868 |
| Buckeye Insurance Group | $950 |
| Norfolk and Dedham Group | $1,198 |
| Texas Farm Bureau Group | $1,329 |
| Safety Group | $1,356 |
| Direct Auto | $1,357 |
2019 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $312 |
| American National P | $623 |
| Mercury Insurance | $673 |
| Farm Bureau Mutual (IA Group) | $1,194 |
| Capital Insurance Group | $1,184 |
| EMC Insurance | $1,355 |
| New Jersey Manufacturers | $1,413 |
| Texas Farm Bureau Group | $1,389 |
| Southern Farm Bureau | $1,484 |
| Farmers Mutual of Nebraska | $1,521 |
2018 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $541 |
| American National P | $696 |
| SECURA Insurance | $772 |
| Mercury Insurance Company | $874 |
| Tennessee Farmers | $980 |
| Hastings Mutual Insurance Co | $1,042 |
| PEMCO | $1,125 |
| Texas Farm Bureau Group | $1,143 |
| Plymouth Rock Assurance | $1,215 |
| Farm Bureau Mutual (IA Group) | $1,329 |
Cost of BMW X2 Car Insurance By Age
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,613 | $9,715 | $11,368 |
| 18 | $6,183 | $9,060 | $10,618 |
| 19 | $5,436 | $8,018 | $9,384 |
| 20 | $4,735 | $6,983 | $8,162 |
| 21 | $3,997 | $5,867 | $6,865 |
| 22 | $3,897 | $5,701 | $6,668 |
| 23 | $3,411 | $4,973 | $5,818 |
| 24 | $3,219 | $4,761 | $5,555 |
| 25 | $2,795 | $4,088 | $4,797 |
| 30 | $2,177 | $3,207 | $3,716 |
| 35 | $2,052 | $2,969 | $3,502 |
| 40 | $1,944 | $2,853 | $3,379 |
| 45 | $1,913 | $2,803 | $3,248 |
| 55 | $1,754 | $2,549 | $2,980 |
| 65 | $1,839 | $2,671 | $3,116 |
| 75 | $2,312 | $3,357 | $3,942 |
BMW X2 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,082 | $2,999 | $3,809 |
| Alaska | $1,721 | $2,355 | $2,313 |
| Arizona | $1,927 | $2,798 | $4,116 |
| Arkansas | $2,121 | $3,322 | $3,671 |
| California | $2,366 | $4,166 | $2,373 |
| Colorado | $2,192 | $3,098 | $3,909 |
| Connecticut | $2,816 | $4,377 | $5,554 |
| Delaware | $2,319 | $3,123 | $3,997 |
| Florida | $2,780 | $3,826 | $4,995 |
| Hawaii | $894 | $1,213 | $904 |
| Idaho | $1,564 | $2,094 | $2,549 |
| Illinois | $1,647 | $2,504 | $2,847 |
| Indiana | $1,711 | $2,578 | $2,911 |
| Iowa | $1,322 | $1,833 | $2,151 |
| Kansas | $1,783 | $2,613 | $3,024 |
| Kentucky | $2,564 | $3,790 | $4,453 |
| Louisiana | $3,299 | $4,981 | $5,436 |
| Maine | $1,252 | $1,736 | $2,541 |
| Maryland | $2,031 | $2,961 | $3,266 |
| Massachusetts | $1,623 | $2,846 | $1,609 |
| Michigan | $3,917 | $5,965 | $9,410 |
| Minnesota | $1,624 | $2,140 | $3,033 |
| Mississippi | $1,947 | $2,779 | $2,784 |
| Missouri | $1,850 | $2,614 | $3,431 |
| Montana | $1,855 | $2,591 | $3,043 |
| Nebraska | $1,556 | $2,350 | $2,525 |
| Nevada | $2,619 | $3,863 | $4,079 |
| New Hampshire | $1,827 | $2,861 | $3,615 |
| New Jersey | $1,997 | $3,112 | $4,102 |
| New Mexico | $2,018 | $3,022 | $3,161 |
| New York | $1,875 | $2,392 | $3,944 |
| North Carolina | $1,155 | $2,025 | $1,452 |
| North Dakota | $1,595 | $2,417 | $2,865 |
| Ohio | $1,408 | $2,207 | $2,250 |
| Oklahoma | $2,264 | $3,246 | $3,682 |
| Oregon | $2,089 | $2,792 | $3,339 |
| Pennsylvania | $1,753 | $2,542 | $2,976 |
| Rhode Island | $2,900 | $4,266 | $4,828 |
| South Carolina | $1,980 | $2,731 | $3,780 |
| South Dakota | $1,774 | $2,545 | $2,945 |
| Tennessee | $2,091 | $3,073 | $4,078 |
| Texas | $2,122 | $3,053 | $3,760 |
| Utah | $1,772 | $2,495 | $3,438 |
| Vermont | $1,370 | $2,115 | $2,248 |
| Virginia | $1,313 | $1,989 | $1,937 |
| Washington | $1,719 | $2,312 | $2,801 |
| West Virginia | $1,744 | $2,456 | $3,118 |
| Wisconsin | $1,714 | $2,703 | $3,050 |
| Wyoming | $1,587 | $2,236 | $2,407 |
| Georgia | $2,256 | $3,394 | $3,431 |
Compare BMW X2 To Other BMW Models
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FAQs
Who has the cheapest car insurance for a BMW X2?
For the 2023 model year, Texas Farm Bureau Group offers the most affordable car insurance for the BMW X2.
Which company offers the best car insurance for a BMW X2?
Taking into account their competitive pricing, comprehensive coverage options, and highly regarded customer service, we consider Texas Farm Bureau Group to provide the top car insurance choice for a BMW X2.
