BMW 650 Car Insurance Cost

Securing insurance for a BMW 650 usually costs around $1108 per year through the Texas Farm Bureau Group. However, the final price may fluctuate depending on factors such as your age, the vehicle’s model year, and other relevant considerations. Utilize the quote tables below to obtain a personalized estimate of your potential insurance expenses.

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Updated: 25 June 2024
Written by Bob Phillips
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If you’re considering purchasing a BMW 650, one important factor to consider is the cost of insurance. Insurance plays a significant role in car ownership, and it’s essential to comprehend the financial obligation before making a decision.

Selecting the appropriate car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Moreover, being responsible for an accident can lead to higher premiums.

With over a decade of experience analyzing car insurance rates, I’ve noticed how much these expenses can vary. Factors such as your age, driving record, and location all play a significant role in determining your insurance premiums.

How Much Does BMW 650 Car Insurance Cost?

Usually, Texas Farm Bureau Group offers the most affordable option, charging approximately $1108 each year for comprehensive insurance on a 2020 BMW 650.

While Texas Farm Bureau Group’s pricing is a helpful starting point, it’s crucial to understand that car insurance expenses can vary significantly due to various factors. These factors include your location, driving record, car age, and the specific coverage options you choose. Generally, having a clean driving history results in lower premiums, but past accidents or traffic violations can increase rates.

Additionally, urban areas typically have higher insurance costs compared to rural ones. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.

At Insuranceopedia, we’re available to support you in comparing quotes from different insurance providers to ensure you find the most suitable deal for your needs.

2020 BMW 650 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,108
Direct Auto $1,985
State Farm $2,272
National General $2,431
Encompass $2,664
Mercury $2,860
Esurance $2,951
USAA $3,811
Republic Indemnity $3,937
Safe Auto $4,143

2019 BMW 650 Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $667
Titan $1,349
National General $2,364
Texas Farm Bureau Group $2,461
North Carolina Farm Bureau $2,602
California Capital $2,678
Allied $2,888
Utica National Ins Group $2,973
Mercury $3,022
GMAC Insurance Group $3,152

2017 BMW 650 Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $1,358
California Capital $2,125
Farmers $2,234
Mercury $2,317
21st Century $2,746
USAA $2,830
Hartford $2,893
Travelers $3,073
Auto Club $3,104
Nationwide $3,191

2016 BMW 650 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,216
American Family $1,357
SECURA Insurance $1,388
Farm Bureau Mutual (IA Group) $1,605
ACCC Insurance Company $2,178
California Capital $2,426
Country $2,511
New Jersey Manufacturers $2,551
Travelers $2,789
Loya Insurance $3,093

2015 BMW 650 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance Company $316
American National P&C $822
Direct Auto $837
Indiana Farmers Mutual Ins $1,272
Buckeye Insurance Group $1,380
Safety Group $1,522
Western Reserve $1,542
Norfolk and Dedham Group $1,572
Texas Farm Bureau Group $1,671
Pekin Insurance $1,699

2014 BMW 650 Insurance Rates

Insurance Provider Average Annual Cost
Indiana Farmers Mutual Ins $1,258
Pekin Insurance $1,313
Direct Auto $1,394
SafeAuto $1,399
SECURA Insurance $1,443
North Carolina Farm Bureau $1,548
Buckeye Insurance Group $1,604
Texas Farm Bureau Group $1,654
Dairyland Broadform $1,819
Penn National $1,855

2013 BMW 650 Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $826
Virginia Farm Bureau $1,049
Pekin Insurance $1,148
Direct Auto $1,229
Buckeye Insurance Group $1,351
Norfolk and Dedham Group $1,505
Country $1,635
SECURA Insurance $1,676
Safety Group $1,690
Texas Farm Bureau Group $1,696

2012 BMW 650 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $679
Mercury Insurance $724
Virginia Farm Bureau $1,003
North Carolina Farm Bureau $1,140
Utica National Ins Group $1,277
Plymouth Rock Assurance $1,307
Farm Bureau Mutual (IA Group) $1,351
Capital Insurance Group $1,398
GMAC Insurance Group $1,509
Direct Auto $1,644

2010 BMW 650 Insurance Rates

Insurance Provider Average Annual Cost
American National P $479
Texas Farm Bureau Group $1,091
Southern Farm Bureau $1,175
Farm Bureau Mutual (IA Group) $1,264
New Jersey Manufacturers $1,377
Colorado Farm Bureau Mutual $1,412
21st Century $1,516
SafeAuto $1,600
Direct Auto $1,622
Auto-Owners Insurance Co $1,765

FAQs

Who has the cheapest car insurance for a BMW 650?

In 2020, Texas Farm Bureau Group provides the cheapest car insurance rates for the BMW 650.

Which company offers the best car insurance for a BMW 650?

Taking into account their competitive pricing, comprehensive coverage, and top-notch customer service scores, we believe that Texas Farm Bureau Group offers the best car insurance choice for a BMW 650.

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