BMW 430xi Car Insurance Cost

Securing insurance for a BMW 430xi usually costs around $1850 annually with Plymouth Rock Assurance. However, the final price may vary depending on factors such as your age, the car’s model year, and other relevant considerations. You can utilize the quote tables below to obtain a personalized estimate of your potential insurance expenses.

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Updated: 19 May 2024
Written by Bob Phillips
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If you’re considering purchasing a BMW 430xi, it’s essential to consider the cost of insurance. Insurance plays a significant role in car ownership, and understanding the financial aspect is crucial before making a decision.

Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s important to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

Based on over ten years of experience studying car insurance rates, I’ve noticed the significant variation in these costs. Your age, driving history, and location are all significant factors that can influence your insurance premiums.

 

How Much Does BMW 430xi Car Insurance Cost?

Usually, Plymouth Rock Assurance offers the most favorable option, with an annual cost of approximately $1850 for comprehensive insurance on a 2023 BMW 430xi.

While Plymouth Rock Assurance’s rate offers a helpful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to assist you in comparing quotes from different insurance providers to ensure you find the most favorable deal.

2023 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Plymouth Rock Assurance $1,850
Penn National $1,933
New Jersey Manufacturers $1,975
Metropolitan $3,058
Mercury $3,284
Travelers $4,163
Erie $4,359
USAA $4,410
State Farm $4,485
Nationwide $4,986

2022 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $846
Buckeye Insurance Group $1,232
New Jersey Manufacturers $1,795
Capital Insurance Group $2,026
PEMCO $2,169
Celina Insurance Group $2,169
Western Reserve $2,191
Unigard $2,197
Plymouth Rock $2,266
Oregon Mutual $2,278

2021 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $869
National General $904
Pekin Insurance $982
Texas Farm Bureau Group $1,167
Country $1,287
American National P $1,322
Grange Mutual $1,311
Oregon Mutual $1,480
Rockford Mutual Insurance $1,515
SECURA Insurance $1,608

2020 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $1,110
Tennessee Farmers $1,139
Farm Bureau Mutual (IA Group) $1,341
Direct Auto $1,349
Farmers $1,529
Pekin Insurance $1,639
Allied $1,723
Partners Mutual Insurance Co $1,725
Auto-Owners Insurance Co $1,849
IMT Insurance Company $1,939

2019 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Safeco $200
Concord Group $903
Union Mutual Fire Group $885
ACCC Insurance Company $1,079
Virginia Farm Bureau $1,207
Hastings Mutual Insurance Co $1,259
SECURA Insurance $1,426
Kemper Auto | Infinity $1,431
West Bend Mutual $1,514
Country $1,531

2018 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
American National P $556
Plymouth Rock $735
Oregon Mutual $939
Texas Farm Bureau Group $1,171
Mutual Of Enumclaw $1,319
Direct Auto $1,411
Farm Bureau Mutual (IA Group) $1,641
New Jersey Manufacturers $1,649
Pekin Insurance $1,724
Southern Farm Bureau $1,746

2017 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Clearcover $1,157
Texas Farm Bureau Group $1,298
New Jersey Manufacturers $1,560
Direct Auto $1,645
New York Central Mutual Fire $1,784
Farm Bureau Mutual (IA Group) $1,874
Plymouth Rock $2,093
USAA $2,145
Travelers $2,297
Erie $2,390

FAQs

Who has the cheapest car insurance for a BMW 430xi?

In 2023, Plymouth Rock Assurance provides the most cost-effective car insurance rates for the BMW 430xi.

Which company offers the best car insurance for a BMW 430xi?

Taking into account their competitive rates, comprehensive coverage, and outstanding customer service ratings, we believe Plymouth Rock Assurance offers the top car insurance choice for a BMW 430xi.

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