BMW X4 Car Insurance Cost
Securing insurance for a BMW X4 usually costs around $2,145 per year through New Jersey Manufacturers. However, the final price can fluctuate depending on factors such as your age, the model year of the car, and other relevant considerations. You can utilize the quote tables below to estimate the specific cost tailored to your circumstances.
If you’re considering purchasing a BMW X4, it’s important to factor in the cost of insurance. Insurance plays a significant role in car ownership, and it’s essential to understand the financial commitment before making a decision.
Choosing the right car insurance is crucial to prevent unexpected and potentially costly surprises in the future. It’s important to have adequate coverage in case of an accident to avoid hefty out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
Based on my decade-long experience studying car insurance rates, I’ve noticed how much these costs can vary. Your age, driving history, and location are all key factors that can affect your insurance premiums.
How Much Does BMW X4 Car Insurance Cost?
Usually, New Jersey Manufacturers offers the most favorable option, charging approximately $2,145 per year for comprehensive insurance on a 2024 BMW X4.
While New Jersey Manufacturers’ rate provides a useful benchmark, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, but a history of accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.
2024 BMW X4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $2,145 |
| Penn National | $4,451 |
| Travelers | $4,677 |
| State Farm | $5,430 |
| Mercury | $5,552 |
| Nationwide | $6,240 |
| USAA | $6,681 |
| Erie | $7,233 |
| Unitrin | $7,418 |
| Allstate | $7,783 |
2023 BMW X4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,405 |
| SECURA Insurance | $1,516 |
| Plymouth Rock | $1,543 |
| Auto-Owners Insurance Co | $1,710 |
| Country | $1,852 |
| Grange Mutual | $2,062 |
| Mercury | $2,184 |
| Farmers | $2,534 |
| Allied | $2,531 |
| California Capital | $2,561 |
2022 BMW X4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $468 |
| American National P | $623 |
| Victoria | $670 |
| Mercury Insurance | $814 |
| Virginia Farm Bureau | $1,160 |
| Texas Farm Bureau Group | $1,200 |
| Capital Insurance Group | $1,219 |
| SECURA Insurance | $1,458 |
| Buckeye Insurance Group | $1,651 |
| Grange Mutual | $1,739 |
2021 BMW X4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $897 |
| Victoria | $995 |
| SECURA Insurance | $1,340 |
| Capital Insurance Group | $1,389 |
| Rockford Mutual Insurance | $1,468 |
| Hastings Mutual Insurance Co | $1,519 |
| Grange Mutual | $1,527 |
| Kemper Auto | Infinity | $1,617 |
| Penn National | $1,623 |
| Plymouth Rock Assurance | $1,659 |
2020 BMW X4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Clearcover | $884 |
| North Carolina Farm Bureau | $1,171 |
| Direct Auto | $1,323 |
| SECURA Insurance | $1,508 |
| New York Central Mutual Fire | $1,512 |
| Atlantic States Insurance | $1,594 |
| Plymouth Rock Assurance | $1,786 |
| Texas Farm Bureau Group | $1,793 |
| Capital Insurance Group | $1,903 |
| New Jersey Manufacturers | $1,979 |
2019 BMW X4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $683 |
| SAFECO | $798 |
| Buckeye Insurance Group | $946 |
| Grange Mutual | $1,012 |
| Frankenmuth Mutual | $1,245 |
| Western Reserve | $1,270 |
| Cincinnati Insurance | $1,341 |
| Ohio Mutual Ins Group | $1,404 |
| Celina Insurance Group | $1,542 |
| Westfield | $1,579 |
2018 BMW X4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $453 |
| Oregon Mutual | $922 |
| SECURA Insurance | $1,048 |
| Capital Insurance Group | $1,106 |
| PEMCO | $1,131 |
| Mutual Of Enumclaw | $1,213 |
| Titan | $1,230 |
| Mercury Insurance Company | $1,230 |
| Texas Farm Bureau Group | $1,278 |
| Norfolk and Dedham Group | $1,338 |
2017 BMW X4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $841 |
| Virginia Farm Bureau | $1,061 |
| Titan | $1,209 |
| Texas Farm Bureau Group | $1,364 |
| North Carolina Farm Bureau | $1,352 |
| ALFA | $1,443 |
| Auto-Owners Insurance Co | $1,528 |
| Utica National Ins Group | $1,584 |
| GMAC Insurance Group | $1,657 |
| Westfield | $1,704 |
2016 BMW X4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $102 |
| American National P&C | $511 |
| SECURA Insurance | $1,301 |
| Utica National Ins Group | $1,473 |
| Direct Auto | $1,533 |
| Country | $1,592 |
| Clearcover | $1,665 |
| Texas Farm Bureau Group | $1,674 |
| Dairyland | $1,699 |
| Frankenmuth Mutual | $1,775 |
2015 BMW X4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $759 |
| Safeco | $815 |
| Dairyland FR Bond | $839 |
| Mercury Insurance | $1,025 |
| Farm Bureau Mutual (IA Group) | $1,037 |
| National General Value | $1,117 |
| North Carolina Farm Bureau | $1,192 |
| GMAC Insurance Group | $1,303 |
| NatGen PPA | $1,340 |
| Clearcover | $1,399 |
Compare BMW X4 To Other BMW Models
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FAQs
Who has the cheapest car insurance for a BMW X4?
In 2024, New Jersey Manufacturers provides the cheapest car insurance rates for the BMW X4.
Which company offers the best car insurance for a BMW X4?
Taking into account their mix of affordable rates, extensive coverage, and outstanding customer service ratings, we believe New Jersey Manufacturers offers the optimal car insurance choice for a BMW X4.
