BMW 840i Car Insurance Cost

Securing insurance for a BMW 840i usually costs around $1455 per year through California Capital. However, the final price may differ depending on factors such as your age, the car’s model year, and other relevant factors. You can utilize the quote tables provided below to obtain a personalized estimate of how much it could cost for your specific situation.

min read -
Updated: 26 May 2024
Written by Bob Phillips
On this page Open

If you’re considering purchasing a BMW 840i, it’s crucial to consider the cost of insurance. Insurance plays a significant role in car ownership, and understanding the financial commitment is essential before making a decision.

Selecting the right car insurance is crucial to prevent unexpected and potentially costly surprises in the future. Having adequate coverage in case of an accident is important to avoid significant out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

Based on more than ten years of experience studying car insurance rates, I’ve noticed the significant variation in these costs. Factors such as your age, driving history, and location all play a significant role in determining your insurance premiums.

How Much Does BMW 840i Car Insurance Cost?

Usually, California Capital offers the most favorable deal, with an annual cost of approximately $1455 for comprehensive insurance coverage on a 2024 BMW 840i.

While California Capital’s rate is a helpful starting point, it’s important to understand that car insurance expenses can vary significantly due to several factors. These factors include your location, driving history, your car’s age, and the specific coverage options you choose. Generally, maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations can lead to higher rates.

Additionally, living in a bustling urban area typically results in higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.

Here at Insuranceopedia, we’re here to help you shop around and compare quotes from various insurance providers to ensure you find the most favorable deal.

2024 BMW 840i Insurance Rates

Insurance Provider Average Annual Cost
California Capital $1,455
USAA $2,398
Mercury $2,499
Farmers $2,832
Alliance United $3,144
Bristol West $3,317
21st Century $3,606
Unitrin $3,600
State Farm $3,823
Metropolitan $3,869

2023 BMW 840i Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Broadform $1,513
Hastings Mutual Insurance Co $1,509
Dairyland FR Bond $1,598
Titan $1,661
Unigard $1,842
Westfield $2,475
Utica National Ins Group $2,557
ACCC Insurance Company $2,575
North Carolina Farm Bureau $2,730
Safeco $2,850

2022 BMW 840i Insurance Rates

Insurance Provider Average Annual Cost
California Capital $1,848
USAA $3,050
Plymouth Rock Assurance $3,148
Bristol West $3,224
Farmers $3,272
Nationwide $3,377
Auto-Owners Insurance Co $3,579
21st Century $3,575
Travelers $3,572
Cincinnati Insurance $3,627

2021 BMW 840i Insurance Rates

Insurance Provider Average Annual Cost
California Capital $1,448
Nationwide $2,268
USAA $2,406
Safeco $2,441
Mercury $2,499
Farmers $2,819
Alliance United $3,136
Mercury Insurance $3,304
Bristol West $3,325
21st Century $3,598

2020 BMW 840i Insurance Rates

Insurance Provider Average Annual Cost
California Capital $2,194
Penn National $2,456
Auto-Owners Insurance Co $2,522
New Jersey Manufacturers $2,663
Central Mutual Insurance Co $2,688
USAA $2,734
Esurance $2,804
Mercury $3,042
Georgia Farm Bureau $3,196
State Farm $3,205

FAQs

Who has the cheapest car insurance for a BMW 840i?

In the 2024 model year, California Capital provides the cheapest car insurance rates for the BMW 840i.

Which company offers the best car insurance for a BMW 840i?

Given their competitive pricing, comprehensive coverage, and outstanding customer service ratings, we believe California Capital offers the best car insurance option for a BMW 840i.

Go back to top