BMW X6 Car Insurance Cost

To insure a BMW X6, the average cost is approximately $1,893 annually with California Capital. However, the actual expenses can vary based on factors such as age, the model year of the car, and other individual considerations. For a precise estimate, refer to the quote tables provided below.

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Updated: 02 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a BMW X6, one crucial aspect to consider is the insurance cost. Insurance is a major aspect of car ownership, and it’s important to understand its implications before making a purchase.

Failing to choose the right insurance policy can result in unexpected and potentially high expenses in the future. It’s essential to have adequate coverage in case of accidents to avoid significant out-of-pocket costs. Moreover, if you’re at fault in an accident, your premiums could increase.

Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving record, and location can significantly impact your insurance premiums. Therefore, it’s essential to research and compare insurance options carefully.

How Much Does BMW X6 Car Insurance Cost?

Typically, California Capital provides the most affordable option with an average yearly rate of $1,893 for comprehensive insurance coverage on a 2024 BMW X6.

While California Capital’s pricing sets a solid standard, it’s crucial to recognize that car insurance expenses can fluctuate significantly due to various factors. These factors encompass your geographical location, driving background, the age of your vehicle, and the specific types of coverage you opt for. Maintaining a clean driving record may result in lower premiums, whereas a track record of accidents or traffic violations can drive up costs.

Moreover, residing in densely populated urban areas with heavy traffic flow may lead to higher insurance rates compared to more rural locales with lighter traffic. Your choice of coverage will also play a role in determining your premium amount. For instance, comprehensive coverage, which includes protection against a wide range of risks including collisions, tends to carry a higher price tag compared to basic liability coverage.

Insuranceopedia stands ready to assist you in navigating through various insurance options and comparing quotes from different providers to ensure you secure the most favorable deal.

2024 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
California Capital $1,893
Mercury $1,920
Bristol West $3,103
Farmers $3,191
USAA $3,483
Alliance United $3,712
Esurance $3,697
Travelers $4,162
State Farm $4,259
21st Century $4,300

2023 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto $701
Pekin Insurance $1,637
Hastings Mutual Insurance Co $1,701
Mercury $1,734
California Capital $1,874
Grange Mutual $1,944
Country $2,060
Travelers $2,233
Mercury Insurance $2,283
Nationwide $2,451

2022 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Victoria $642
Virginia Farm Bureau $1,314
Mercury Insurance $1,736
Pekin Insurance $1,861
Farm Bureau Mutual (IA Group) $2,192
Georgia Farm Bureau $2,415
ACCC Insurance Company $2,425
SECURA Insurance $2,514
California Capital $2,633
Country $2,755

2021 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Victoria $340
Texas Farm Bureau Group $1,430
SECURA Insurance $1,454
Capital Insurance Group $1,550
Safeco $1,996
National General $2,025
Penn National $2,118
SafeAuto $2,386
Clearcover $2,420
Mercury $2,548

2020 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Victoria $375
Titan $909
Allied $1,655
Utica National Ins Group $1,727
North Carolina Farm Bureau $1,957
Mercury $2,334
GMAC Insurance Group $2,449
Country $2,519
California Capital $2,500
Auto-Owners Insurance Co $2,788

2019 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $590
Texas Farm Bureau Group $950
Direct Auto $1,746
Republic Indemnity $2,261
SECURA Insurance $2,334
California Capital $2,468
Mercury $2,465
Georgia Farm Bureau $2,678
National Farmers Union P $2,715
National General $2,749

2018 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $390
Mercury Insurance $566
National General $911
Indiana Farmers Mutual Ins $1,038
Virginia Farm Bureau $1,301
Texas Farm Bureau Group $1,438
Westfield $1,528
Buckeye Insurance Group $1,724
United Farm Bureau of IN Group $1,763
Titan $1,748

2017 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $393
American National P $874
Texas Farm Bureau Group $996
Titan $1,217
National General Value $1,545
Direct Auto $1,645
Grange Mutual $2,242
Farm Bureau Mutual (IA Group) $2,237
Mississippi Farm Bureau $2,250
21st Century $2,297

2016 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $973
American National P $1,077
Texas Farm Bureau Group $1,246
Mercury Insurance $1,239
Cameron Mutual Group $1,401
North Carolina Farm Bureau $1,802
Penn National $1,825
Clearcover $1,906
Mercury Insurance Company $1,926
Verti Insurance $2,033

2015 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $479
Verti Insurance $1,214
Texas Farm Bureau Group $1,307
Mercury Insurance $1,336
Indiana Farmers Mutual Ins $1,406
Farm Bureau Mutual (IA Group) $1,502
West Bend Mutual $1,607
Western National $1,733
Capital Insurance Group $1,724
Plymouth Rock $1,703

2014 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,108
Virginia Farm Bureau $1,226
West Bend Mutual $1,335
Direct Auto $1,429
Safeco $1,465
Buckeye Insurance Group $1,529
National General $1,762
Western Reserve $1,861
Ohio Mutual Ins Group $1,909
Southern Farm Bureau $1,947

2013 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance Company $510
American National P $578
Farm Bureau Mutual (IA Group) $1,350
Shelter $1,386
Cameron Mutual Group $1,423
SECURA Insurance $1,608
Texas Farm Bureau Group $1,638
Capital Insurance Group $1,638
Cincinnati Insurance $1,670
Titan $1,707

2012 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Clearcover $1,045
Pekin Insurance $1,153
SECURA Insurance $1,158
Farm Bureau Mutual (IA Group) $1,204
Capital Insurance Group $1,285
Mississippi Farm Bureau $1,510
Safeco $1,577
PEMCO $1,670
New Jersey Manufacturers $1,723
Plymouth Rock Assurance $1,823

2011 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Virginia Farm Bureau $998
American National P $1,029
North Carolina Farm Bureau $1,198
Safeco $1,247
Texas Farm Bureau Group $1,342
Direct Auto $1,383
Titan $1,469
GMAC Insurance Group $1,475
Utica National Ins Group $1,622
West Bend Mutual $1,692

2010 BMW X6 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $280
Liberty Mutual $626
Hastings Mutual Insurance Co $880
American National P $941
Grange Mutual $933
National General $1,010
Buckeye Insurance Group $1,054
Farm Bureau Mutual (IA Group) $1,075
Direct Auto $1,162
Farmers Mutual of Nebraska $1,201

Cost of BMW X6 Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $13,131 $19,261 $22,536
18 $12,202 $17,929 $21,010
19 $10,780 $15,851 $18,550
20 $9,407 $13,817 $16,182
21 $7,892 $11,587 $13,576
22 $7,711 $11,306 $13,215
23 $6,749 $9,887 $11,579
24 $6,402 $9,407 $10,979
25 $5,498 $8,105 $9,498
30 $4,312 $6,324 $7,390
35 $4,013 $5,914 $6,925
40 $3,855 $5,679 $6,633
45 $3,779 $5,536 $6,461
55 $3,455 $5,071 $5,920
65 $3,625 $5,289 $6,199
75 $4,540 $6,700 $7,816

BMW X6 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $4,108 $5,953 $7,593
Alaska $3,408 $4,715 $4,570
Arizona $3,831 $5,527 $8,180
Arkansas $4,213 $6,611 $7,264
California $4,670 $8,285 $4,702
Colorado $4,353 $6,113 $7,751
Connecticut $5,594 $8,643 $11,001
Delaware $4,602 $6,144 $7,906
Florida $5,496 $7,611 $9,904
Hawaii $1,789 $2,413 $1,781
Idaho $3,124 $4,131 $5,028
Illinois $3,245 $4,906 $5,614
Indiana $3,361 $5,128 $5,763
Iowa $2,644 $3,657 $4,277
Kansas $3,539 $5,148 $5,990
Kentucky $5,121 $7,487 $8,847
Louisiana $6,566 $9,883 $10,734
Maine $2,469 $3,411 $5,032
Maryland $4,014 $5,844 $6,486
Massachusetts $3,212 $5,616 $3,228
Michigan $7,745 $11,833 $18,632
Minnesota $3,189 $4,255 $5,984
Mississippi $3,844 $5,509 $5,552
Missouri $3,615 $5,202 $6,826
Montana $3,686 $5,138 $5,974
Nebraska $3,137 $4,628 $4,993
Nevada $5,159 $7,650 $8,072
New Hampshire $3,591 $5,641 $7,137
New Jersey $3,950 $6,177 $8,101
New Mexico $4,033 $6,009 $6,235
New York $3,752 $4,682 $7,851
North Carolina $2,298 $3,962 $2,818
North Dakota $3,167 $4,795 $5,677
Ohio $2,815 $4,336 $4,443
Oklahoma $4,527 $6,448 $7,261
Oregon $4,101 $5,503 $6,576
Pennsylvania $3,465 $5,083 $5,942
Rhode Island $5,763 $8,461 $9,523
South Carolina $3,919 $5,435 $7,479
South Dakota $3,521 $5,066 $5,852
Tennessee $4,115 $6,096 $8,119
Texas $4,145 $6,025 $7,495
Utah $3,547 $4,967 $6,838
Vermont $2,721 $4,184 $4,439
Virginia $2,555 $3,955 $3,875
Washington $3,408 $4,626 $5,518
West Virginia $3,427 $4,888 $6,152
Wisconsin $3,391 $5,317 $6,057
Wyoming $3,189 $4,441 $4,757
Georgia $4,479 $6,696 $6,779

FAQs

Who has the cheapest car insurance for a BMW X6?

For the model year 2024, California Capital offers the most affordable car insurance rates for the BMW X6.

Which company offers the best car insurance for a BMW X6?

Considering their competitive rates, extensive coverage options, and reputed customer service, we consider California Capital to provide the best car insurance for a BMW X6.

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