BMW X6 Car Insurance Cost
To insure a BMW X6, the average cost is approximately $1,893 annually with California Capital. However, the actual expenses can vary based on factors such as age, the model year of the car, and other individual considerations. For a precise estimate, refer to the quote tables provided below.
If you’re thinking about buying a BMW X6, one crucial aspect to consider is the insurance cost. Insurance is a major aspect of car ownership, and it’s important to understand its implications before making a purchase.
Failing to choose the right insurance policy can result in unexpected and potentially high expenses in the future. It’s essential to have adequate coverage in case of accidents to avoid significant out-of-pocket costs. Moreover, if you’re at fault in an accident, your premiums could increase.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving record, and location can significantly impact your insurance premiums. Therefore, it’s essential to research and compare insurance options carefully.
How Much Does BMW X6 Car Insurance Cost?
Typically, California Capital provides the most affordable option with an average yearly rate of $1,893 for comprehensive insurance coverage on a 2024 BMW X6.
While California Capital’s pricing sets a solid standard, it’s crucial to recognize that car insurance expenses can fluctuate significantly due to various factors. These factors encompass your geographical location, driving background, the age of your vehicle, and the specific types of coverage you opt for. Maintaining a clean driving record may result in lower premiums, whereas a track record of accidents or traffic violations can drive up costs.
Moreover, residing in densely populated urban areas with heavy traffic flow may lead to higher insurance rates compared to more rural locales with lighter traffic. Your choice of coverage will also play a role in determining your premium amount. For instance, comprehensive coverage, which includes protection against a wide range of risks including collisions, tends to carry a higher price tag compared to basic liability coverage.
Insuranceopedia stands ready to assist you in navigating through various insurance options and comparing quotes from different providers to ensure you secure the most favorable deal.
2024 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $1,893 |
| Mercury | $1,920 |
| Bristol West | $3,103 |
| Farmers | $3,191 |
| USAA | $3,483 |
| Alliance United | $3,712 |
| Esurance | $3,697 |
| Travelers | $4,162 |
| State Farm | $4,259 |
| 21st Century | $4,300 |
2023 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $701 |
| Pekin Insurance | $1,637 |
| Hastings Mutual Insurance Co | $1,701 |
| Mercury | $1,734 |
| California Capital | $1,874 |
| Grange Mutual | $1,944 |
| Country | $2,060 |
| Travelers | $2,233 |
| Mercury Insurance | $2,283 |
| Nationwide | $2,451 |
2022 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $642 |
| Virginia Farm Bureau | $1,314 |
| Mercury Insurance | $1,736 |
| Pekin Insurance | $1,861 |
| Farm Bureau Mutual (IA Group) | $2,192 |
| Georgia Farm Bureau | $2,415 |
| ACCC Insurance Company | $2,425 |
| SECURA Insurance | $2,514 |
| California Capital | $2,633 |
| Country | $2,755 |
2021 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $340 |
| Texas Farm Bureau Group | $1,430 |
| SECURA Insurance | $1,454 |
| Capital Insurance Group | $1,550 |
| Safeco | $1,996 |
| National General | $2,025 |
| Penn National | $2,118 |
| SafeAuto | $2,386 |
| Clearcover | $2,420 |
| Mercury | $2,548 |
2020 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $375 |
| Titan | $909 |
| Allied | $1,655 |
| Utica National Ins Group | $1,727 |
| North Carolina Farm Bureau | $1,957 |
| Mercury | $2,334 |
| GMAC Insurance Group | $2,449 |
| Country | $2,519 |
| California Capital | $2,500 |
| Auto-Owners Insurance Co | $2,788 |
2019 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $590 |
| Texas Farm Bureau Group | $950 |
| Direct Auto | $1,746 |
| Republic Indemnity | $2,261 |
| SECURA Insurance | $2,334 |
| California Capital | $2,468 |
| Mercury | $2,465 |
| Georgia Farm Bureau | $2,678 |
| National Farmers Union P | $2,715 |
| National General | $2,749 |
2018 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $390 |
| Mercury Insurance | $566 |
| National General | $911 |
| Indiana Farmers Mutual Ins | $1,038 |
| Virginia Farm Bureau | $1,301 |
| Texas Farm Bureau Group | $1,438 |
| Westfield | $1,528 |
| Buckeye Insurance Group | $1,724 |
| United Farm Bureau of IN Group | $1,763 |
| Titan | $1,748 |
2017 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $393 |
| American National P | $874 |
| Texas Farm Bureau Group | $996 |
| Titan | $1,217 |
| National General Value | $1,545 |
| Direct Auto | $1,645 |
| Grange Mutual | $2,242 |
| Farm Bureau Mutual (IA Group) | $2,237 |
| Mississippi Farm Bureau | $2,250 |
| 21st Century | $2,297 |
2016 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $973 |
| American National P | $1,077 |
| Texas Farm Bureau Group | $1,246 |
| Mercury Insurance | $1,239 |
| Cameron Mutual Group | $1,401 |
| North Carolina Farm Bureau | $1,802 |
| Penn National | $1,825 |
| Clearcover | $1,906 |
| Mercury Insurance Company | $1,926 |
| Verti Insurance | $2,033 |
2015 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $479 |
| Verti Insurance | $1,214 |
| Texas Farm Bureau Group | $1,307 |
| Mercury Insurance | $1,336 |
| Indiana Farmers Mutual Ins | $1,406 |
| Farm Bureau Mutual (IA Group) | $1,502 |
| West Bend Mutual | $1,607 |
| Western National | $1,733 |
| Capital Insurance Group | $1,724 |
| Plymouth Rock | $1,703 |
2014 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,108 |
| Virginia Farm Bureau | $1,226 |
| West Bend Mutual | $1,335 |
| Direct Auto | $1,429 |
| Safeco | $1,465 |
| Buckeye Insurance Group | $1,529 |
| National General | $1,762 |
| Western Reserve | $1,861 |
| Ohio Mutual Ins Group | $1,909 |
| Southern Farm Bureau | $1,947 |
2013 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $510 |
| American National P | $578 |
| Farm Bureau Mutual (IA Group) | $1,350 |
| Shelter | $1,386 |
| Cameron Mutual Group | $1,423 |
| SECURA Insurance | $1,608 |
| Texas Farm Bureau Group | $1,638 |
| Capital Insurance Group | $1,638 |
| Cincinnati Insurance | $1,670 |
| Titan | $1,707 |
2012 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Clearcover | $1,045 |
| Pekin Insurance | $1,153 |
| SECURA Insurance | $1,158 |
| Farm Bureau Mutual (IA Group) | $1,204 |
| Capital Insurance Group | $1,285 |
| Mississippi Farm Bureau | $1,510 |
| Safeco | $1,577 |
| PEMCO | $1,670 |
| New Jersey Manufacturers | $1,723 |
| Plymouth Rock Assurance | $1,823 |
2011 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $998 |
| American National P | $1,029 |
| North Carolina Farm Bureau | $1,198 |
| Safeco | $1,247 |
| Texas Farm Bureau Group | $1,342 |
| Direct Auto | $1,383 |
| Titan | $1,469 |
| GMAC Insurance Group | $1,475 |
| Utica National Ins Group | $1,622 |
| West Bend Mutual | $1,692 |
2010 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $280 |
| Liberty Mutual | $626 |
| Hastings Mutual Insurance Co | $880 |
| American National P | $941 |
| Grange Mutual | $933 |
| National General | $1,010 |
| Buckeye Insurance Group | $1,054 |
| Farm Bureau Mutual (IA Group) | $1,075 |
| Direct Auto | $1,162 |
| Farmers Mutual of Nebraska | $1,201 |
Cost of BMW X6 Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $13,131 | $19,261 | $22,536 |
| 18 | $12,202 | $17,929 | $21,010 |
| 19 | $10,780 | $15,851 | $18,550 |
| 20 | $9,407 | $13,817 | $16,182 |
| 21 | $7,892 | $11,587 | $13,576 |
| 22 | $7,711 | $11,306 | $13,215 |
| 23 | $6,749 | $9,887 | $11,579 |
| 24 | $6,402 | $9,407 | $10,979 |
| 25 | $5,498 | $8,105 | $9,498 |
| 30 | $4,312 | $6,324 | $7,390 |
| 35 | $4,013 | $5,914 | $6,925 |
| 40 | $3,855 | $5,679 | $6,633 |
| 45 | $3,779 | $5,536 | $6,461 |
| 55 | $3,455 | $5,071 | $5,920 |
| 65 | $3,625 | $5,289 | $6,199 |
| 75 | $4,540 | $6,700 | $7,816 |
BMW X6 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $4,108 | $5,953 | $7,593 |
| Alaska | $3,408 | $4,715 | $4,570 |
| Arizona | $3,831 | $5,527 | $8,180 |
| Arkansas | $4,213 | $6,611 | $7,264 |
| California | $4,670 | $8,285 | $4,702 |
| Colorado | $4,353 | $6,113 | $7,751 |
| Connecticut | $5,594 | $8,643 | $11,001 |
| Delaware | $4,602 | $6,144 | $7,906 |
| Florida | $5,496 | $7,611 | $9,904 |
| Hawaii | $1,789 | $2,413 | $1,781 |
| Idaho | $3,124 | $4,131 | $5,028 |
| Illinois | $3,245 | $4,906 | $5,614 |
| Indiana | $3,361 | $5,128 | $5,763 |
| Iowa | $2,644 | $3,657 | $4,277 |
| Kansas | $3,539 | $5,148 | $5,990 |
| Kentucky | $5,121 | $7,487 | $8,847 |
| Louisiana | $6,566 | $9,883 | $10,734 |
| Maine | $2,469 | $3,411 | $5,032 |
| Maryland | $4,014 | $5,844 | $6,486 |
| Massachusetts | $3,212 | $5,616 | $3,228 |
| Michigan | $7,745 | $11,833 | $18,632 |
| Minnesota | $3,189 | $4,255 | $5,984 |
| Mississippi | $3,844 | $5,509 | $5,552 |
| Missouri | $3,615 | $5,202 | $6,826 |
| Montana | $3,686 | $5,138 | $5,974 |
| Nebraska | $3,137 | $4,628 | $4,993 |
| Nevada | $5,159 | $7,650 | $8,072 |
| New Hampshire | $3,591 | $5,641 | $7,137 |
| New Jersey | $3,950 | $6,177 | $8,101 |
| New Mexico | $4,033 | $6,009 | $6,235 |
| New York | $3,752 | $4,682 | $7,851 |
| North Carolina | $2,298 | $3,962 | $2,818 |
| North Dakota | $3,167 | $4,795 | $5,677 |
| Ohio | $2,815 | $4,336 | $4,443 |
| Oklahoma | $4,527 | $6,448 | $7,261 |
| Oregon | $4,101 | $5,503 | $6,576 |
| Pennsylvania | $3,465 | $5,083 | $5,942 |
| Rhode Island | $5,763 | $8,461 | $9,523 |
| South Carolina | $3,919 | $5,435 | $7,479 |
| South Dakota | $3,521 | $5,066 | $5,852 |
| Tennessee | $4,115 | $6,096 | $8,119 |
| Texas | $4,145 | $6,025 | $7,495 |
| Utah | $3,547 | $4,967 | $6,838 |
| Vermont | $2,721 | $4,184 | $4,439 |
| Virginia | $2,555 | $3,955 | $3,875 |
| Washington | $3,408 | $4,626 | $5,518 |
| West Virginia | $3,427 | $4,888 | $6,152 |
| Wisconsin | $3,391 | $5,317 | $6,057 |
| Wyoming | $3,189 | $4,441 | $4,757 |
| Georgia | $4,479 | $6,696 | $6,779 |
Compare BMW X6 To Other BMW Models
- BMW i8 Car Insurance
- BMW X1 Car Insurance
- BMW i3 Car Insurance
- BMW M5 Car Insurance
- BMW X3 Car Insurance
- BMW X5 Car Insurance
- BMW X7 Car Insurance
- BMW Z4 Car Insurance
- BMW X2 Car Insurance
- BMW228xi Car Insurance
- BMW 230i Car Insurance
- BMW230xi Car Insurance
- BMW 330i Car Insurance
- BMW 330xi Car Insurance
- BMW 430i Car Insurance
- BMW 430xi Car Insurance
- BMW 440xi Car Insurance
- BMW 530e Car Insurance
- BMW 530xe Car Insurance
- BMW 540 Car Insurance
- BMW 540xd Car Insurance
- BMW 640 Car Insurance
- BMW 650 Car Insurance
- BMW 7 Series 740 Car Insurance
- BMW 7 Series 745xe Car Insurance
- BMW 7 Series 750 Car Insurance
- BMW 8 Series 840i Car Insurance
- BMW 8 Series 840xi Car Insurance
- BMW Alpina B6 Car Insurance
- BMW Alpina B7 Car Insurance
- BMW M2 Car Insurance
- BMW M4 Car Insurance
- BMW M6 Car Insurance
- BMW M8 Car Insurance
- BMW X4 Car Insurance
FAQs
Who has the cheapest car insurance for a BMW X6?
For the model year 2024, California Capital offers the most affordable car insurance rates for the BMW X6.
Which company offers the best car insurance for a BMW X6?
Considering their competitive rates, extensive coverage options, and reputed customer service, we consider California Capital to provide the best car insurance for a BMW X6.
