BMW 540 Car Insurance Cost

Securing insurance for a BMW 540 usually costs around $2574 per year with California Capital. Yet, the precise expense may fluctuate depending on factors such as your age, the vehicle’s model year, and additional considerations. Utilize the quote tables below to approximate the specific cost tailored to your circumstances.

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Updated: 26 May 2024
Written by
Bob Phillips
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If you’re considering purchasing a BMW 540, one critical aspect to consider is the cost of insurance. Insurance plays a significant role in car ownership, and it’s essential to grasp the financial commitment before making a decision.

Selecting the appropriate car insurance is vital to prevent unexpected and potentially costly surprises down the road. It’s crucial to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Moreover, being responsible for an accident can lead to higher insurance premiums.

With over a decade of experience studying car insurance rates, I’ve observed the considerable variation in these costs. Factors such as your age, driving history, and location all play a significant role in determining your insurance premiums.

How Much Does BMW 540 Car Insurance Cost?

Usually, California Capital offers the most competitive option, charging approximately $2574 per year for comprehensive insurance on a 2023 BMW 540.

While California Capital’s pricing can provide a useful starting point, it’s crucial to understand that car insurance expenses can vary significantly due to various factors. These include your location, driving history, car age, and the specific coverage options you choose. Generally, having a clean driving record results in lower premiums, but past accidents or traffic violations can increase rates.

Furthermore, urban areas typically have higher insurance costs than rural ones. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to find the most favorable deal for your situation.

2023 BMW 540 Insurance Rates

Insurance Provider Average Annual Cost
California Capital $2,574
Allied $3,098
USAA $3,113
Mercury $3,347
CSAA $3,556
State Farm $3,771
National General $3,811
Farmers $4,396
United Automobile Ins Group $4,574
Alliance United $4,568

2022 BMW 540 Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $1,390
SECURA Insurance $1,694
Southern Farm Bureau $2,446
Mercury Insurance Company $2,795
California Capital $3,000
Allied $3,328
Hastings Mutual Insurance Co $3,441
USAA $3,455
Country $3,825
New Jersey Manufacturers $3,909

2021 BMW 540 Insurance Rates

Insurance Provider Average Annual Cost
Victoria $517
Titan $955
Plymouth Rock Assurance $1,362
Direct Auto $1,407
Utica National Ins Group $1,607
Safety Group $1,852
Atlantic States Insurance $1,830
North Carolina Farm Bureau $1,875
Norfolk and Dedham Group $1,928
New Jersey Manufacturers $2,029

2020 BMW 540 Insurance Rates

Insurance Provider Average Annual Cost
American Family $1,710
New Jersey Manufacturers $1,964
Allied $2,670
Travelers $2,681
Penn National $2,891
California Capital $2,968
Mercury $3,012
Home State Ins Group $3,026
21st Century $3,050
Western National $3,100

2019 BMW 540 Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $454
Mercury Insurance $504
Safeco $914
NatGen Value $1,082
SECURA Insurance $1,151
Virginia Farm Bureau $1,194
Direct Auto $1,187
Auto Club Group $1,245
West Bend Mutual $1,295
Utica National Ins Group $1,382

2018 BMW 540 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $835
Texas Farm Bureau Group $1,471
Mercury Insurance $1,523
Auto-Owners Insurance Co $1,718
Kemper Auto $1,746
Georgia Farm Bureau $2,017
New Jersey Manufacturers $2,077
Capital Insurance Group $2,092
Direct Auto $2,105
ACCC Insurance Company $2,200

2017 BMW 540 Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $774
American National P $813
Texas Farm Bureau Group $1,042
Virginia Farm Bureau $1,115
SAFECO $1,134
SECURA Insurance $1,183
Utica National Ins Group $1,271
Farm Bureau Mutual (IA Group) $1,289
Rockford Mutual Insurance $1,532
Hastings Mutual Insurance Co $1,668


Who has the cheapest car insurance for a BMW 540?

In 2023, California Capital provides the cheapest car insurance rates for the BMW 540.

Which company offers the best car insurance for a BMW 540?

Based on their competitive pricing, extensive coverage options, and top-notch customer service ratings, we believe California Capital offers the best car insurance choice for a BMW 540.

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