BMW 230i Car Insurance Cost
Securing insurance for a BMW 230i usually costs around $2317 annually with USAA. Yet, the final price may differ depending on factors such as your age, the car’s model year, and other relevant considerations. You can utilize the quote tables below to obtain a personalized estimate of your potential insurance expenses.
When contemplating the purchase of a BMW 230i, it’s vital to consider the cost of insurance. Insurance plays a significant role in car ownership, and it’s crucial to comprehend the financial commitment beforehand.
Selecting the appropriate car insurance is essential to prevent unexpected and potentially costly surprises in the future. Having adequate coverage in the event of an accident is important to avoid substantial out-of-pocket expenses. Additionally, being found at fault in an accident could lead to increased premiums.
Based on more than a decade of experience analyzing car insurance rates, I’ve observed significant variations in these costs. Your age, driving history, and location are all significant factors that can influence your insurance premiums.
How Much Does BMW 230i Car Insurance Cost?
Usually, USAA offers the most favorable option, with an annual cost of approximately $2317 for comprehensive insurance on a 2024 BMW 230i.
While USAA’s rate provides a helpful starting point, it’s important to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase rates.
Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to ensure you find the most favorable deal.
2024 BMW 230i Insurance Rates
| Insurance Provider | Average Annual Cost |
| USAA | $2,317 |
| Grange | $3,141 |
| Unitrin | $3,160 |
| State Farm | $3,357 |
| Farmers | $3,441 |
| 21st Century | $3,432 |
| California Capital | $3,474 |
| Hartford | $3,669 |
| Nationwide | $3,916 |
| Metropolitan | $3,981 |
2023 BMW 230i Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $1,412 |
| Mercury | $1,593 |
| Metropolitan | $1,687 |
| 21st Century | $1,772 |
| USAA | $2,015 |
| Grange | $2,139 |
| Travelers | $2,199 |
| Farmers | $2,195 |
| State Farm | $2,295 |
| Hartford | $2,325 |
2022 BMW 230i Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $599 |
| Hastings Mutual Insurance Co | $671 |
| Buckeye Insurance Group | $789 |
| Victoria | $1,018 |
| Western Reserve | $1,317 |
| Grange Mutual | $1,312 |
| North Carolina Farm Bureau | $1,388 |
| Utica National Ins Group | $1,410 |
| Oregon Mutual | $1,401 |
| Mississippi Farm Bureau | $1,423 |
2021 BMW 230i Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $776 |
| Western Reserve | $1,242 |
| Farm Bureau Mutual (IA Group) | $1,346 |
| Texas Farm Bureau Group | $1,516 |
| New Jersey Manufacturers | $1,538 |
| Donegal Mutual Insurance Co | $1,528 |
| Direct Auto | $1,577 |
| Pekin Insurance | $1,640 |
| Hastings Mutual Insurance Co | $1,695 |
| Titan | $1,729 |
2020 BMW 230i Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $916 |
| Virginia Farm Bureau | $1,005 |
| New York Central Mutual Fire | $1,076 |
| ALFA | $1,107 |
| Tennessee Farmers | $1,189 |
| Titan | $1,259 |
| IMT Insurance Company | $1,275 |
| Pekin Insurance | $1,397 |
| North Carolina Farm Bureau | $1,422 |
| Utica National Ins Group | $1,499 |
2019 BMW 230i Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $787 |
| American National P | $1,086 |
| Direct Auto | $1,234 |
| Ohio Mutual Ins Group | $1,281 |
| Western Reserve | $1,293 |
| Texas Farm Bureau Group | $1,288 |
| Utica National Ins Group | $1,461 |
| Kentucky Farm Bureau | $1,564 |
| Safety Group | $1,594 |
| Tennessee Farmers | $1,615 |
2018 BMW 230i Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $381 |
| Safeco | $433 |
| Buckeye Insurance Group | $948 |
| Virginia Farm Bureau | $1,075 |
| Direct Auto | $1,283 |
| Titan | $1,334 |
| Texas Farm Bureau Group | $1,411 |
| Western Reserve | $1,461 |
| Utica National Ins Group | $1,459 |
| North Carolina Farm Bureau | $1,456 |
2017 BMW 230i Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $554 |
| SAFECO | $821 |
| Buckeye Insurance Group | $918 |
| Utica National Ins Group | $1,100 |
| Mutual Of Enumclaw | $1,239 |
| Norfolk and Dedham Group | $1,262 |
| Safety Group | $1,277 |
| North Carolina Farm Bureau | $1,290 |
| Quincy Mutual | $1,323 |
| SECURA Insurance | $1,436 |
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FAQs
Who has the cheapest car insurance for a BMW 230i?
In 2024, USAA will provide the cheapest car insurance rates for the BMW 230i.
Which company offers the best car insurance for a BMW 230i?
Taking into account their competitive rates, extensive coverage, and outstanding customer service ratings, we believe USAA offers the top car insurance choice for a BMW 230i.
