BMW 440i Car Insurance Cost

Securing insurance for a BMW 440i usually costs around $1025 annually with Pekin Insurance. However, the final price may vary depending on factors such as your age, the car’s model year, and other relevant considerations. You can utilize the quote tables below to obtain a personalized estimate of your potential insurance expenses.

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Updated: 26 May 2024
Written by
Bob Phillips
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If you’re considering purchasing a BMW 440i, it’s important to consider the cost of insurance. Insurance plays a significant role in car ownership, and understanding the financial aspect is crucial before making a decision.

Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s essential to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

Based on over ten years of experience studying car insurance rates, I’ve noticed a significant variation in these costs. Your age, driving history, and location are all significant factors that can influence your insurance premiums.

How Much Does BMW 440i Car Insurance Cost?

Normally, Pekin Insurance offers the most favorable option, with an annual cost of approximately $1025 for comprehensive insurance on a 2020 BMW 440i.

While Pekin Insurance’s rate provides a useful reference, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area usually leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also affects your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.

2020 BMW 440i Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $1,025
Safeco $1,179
National General $1,192
SECURA Insurance $1,457
Hastings Mutual Insurance Co $1,466
Auto-Owners Insurance Co $1,712
Buckeye Insurance Group $1,765
Frankenmuth Mutual $2,010
Rockford Mutual Insurance $2,099
Automobile Club of Missouri $2,182

2019 BMW 440i Insurance Rates

Insurance Provider Average Annual Cost
Safeco $869
American National P $875
Mercury Insurance $862
New Jersey Manufacturers $960
Virginia Farm Bureau $1,093
Capital Insurance Group $1,147
ALFA $1,447
Penn National $1,619
Utica National Ins Group $1,701
Pekin Insurance $1,942

2018 BMW 440i Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance Company $694
SECURA Insurance $1,309
SAFECO $1,487
Grange Mutual $1,824
Capital Insurance Group $1,839
New Jersey Manufacturers $1,850
Texas Farm Bureau Group $1,845
Pekin Insurance $1,912
Country $1,967
Rockford Mutual Insurance $2,045

2017 BMW 440i Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $1,173
Texas Farm Bureau Group $1,258
Farm Bureau Mutual (IA Group) $1,325
SECURA Insurance $1,416
Capital Insurance Group $1,629
Oregon Mutual $1,668
PEMCO $1,738
Direct Auto $1,886
Grange Mutual $1,960
First Chicago Insurance $2,218

FAQs

Who has the cheapest car insurance for a BMW 440i?

In 2020, Pekin Insurance provides the most budget-friendly car insurance rates for the BMW 440i.

Which company offers the best car insurance for a BMW 440i?

Taking into account their competitive rates, comprehensive coverage, and outstanding customer service ratings, we believe Pekin Insurance offers the top car insurance choice for a BMW 440i.

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