BMW 228xi Car Insurance Cost

Securing insurance for a BMW 228xi usually costs around $2199 each year with Nationwide. Yet, the final price may differ depending on factors such as your age, the car’s model year, and other relevant factors. Check out the quote tables below to gauge a personalized estimate of your potential insurance expenses.

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Updated: 19 May 2024
Written by
Bob Phillips
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When considering purchasing a BMW 228xi, one important factor to keep in mind is the cost of insurance. Insurance plays a significant role in car ownership, and it’s essential to grasp the financial implications before making a decision.

Selecting the appropriate car insurance is vital to prevent unforeseen and potentially costly surprises down the road. It’s crucial to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Moreover, being deemed at fault in an accident could lead to higher premiums.

With over a decade of experience analyzing car insurance rates, I’ve noticed the considerable variation in these costs. Your age, driving record, and location are all key factors that can influence your insurance premiums.

 

How Much Does BMW 228xi Car Insurance Cost?

Normally, Nationwide offers the most favorable deal, with an approximate annual cost of $2199 for comprehensive insurance on a 2024 BMW 228xi.

While Nationwide’s rate offers a useful benchmark, it’s important to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, whereas a history of accidents or traffic infractions can raise rates.

Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.

2024 BMW 228xi Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $2,199
New York Central Mutual Fire $2,271
USAA $2,337
State Farm $2,694
Erie $2,864
Travelers $3,057
Hanover $3,577
Allstate $5,301
Chubb $5,430
Unitrin $5,713

2023 BMW 228xi Insurance Rates

Insurance Provider Average Annual Cost
California Capital $1,803
Texas Farm Bureau Group $1,807
21st Century $1,805
Unitrin $1,826
USAA $2,092
Alliance United $2,277
Farmers $2,346
Grange $2,641
Auto Club $2,802
State Farm $3,009

2022 BMW 228xi Insurance Rates

Insurance Provider Average Annual Cost
Victoria $548
Virginia Farm Bureau $891
Concord Group $937
American National P $1,063
Countryway Insurance $1,321
Capital Insurance Group $1,454
Plymouth Rock Assurance $1,445
Titan $1,614
North Carolina Farm Bureau $1,726
Indiana Farmers Mutual Ins $1,716

2021 BMW 228xi Insurance Rates

Insurance Provider Average Annual Cost
Plymouth Rock $717
Jupiter Auto Insurance $1,146
Tennessee Farmers $1,334
Direct Auto $1,374
Texas Farm Bureau Group $1,529
New Jersey Manufacturers $1,665
Titan $1,748
SECURA Insurance $1,735
Westfield $1,753
Plymouth Rock Assurance $1,882

2020 BMW 228xi Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $136
American National P $1,124
Tennessee Farmers $1,159
Texas Farm Bureau Group $1,192
Farm Bureau Mutual (IA Group) $1,219
Virginia Farm Bureau $1,325
Rural Mutual Insurance $1,403
Plymouth Rock Assurance $1,417
Capital Insurance Group $1,488
North Carolina Farm Bureau $1,496

FAQs

Who has the cheapest car insurance for a BMW 228xi ?

Nationwide provides the cheapest car insurance rates for the 2024 model year BMW 228xi.

Which company offers the best car insurance for a BMW 228xi ?

Taking into account their competitive rates, extensive coverage, and top-notch customer service reviews, we believe Nationwide offers the optimal car insurance choice for a BMW 228xi.

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