BMW 228xi Car Insurance Cost
Securing insurance for a BMW 228xi usually costs around $2199 each year with Nationwide. Yet, the final price may differ depending on factors such as your age, the car’s model year, and other relevant factors. Check out the quote tables below to gauge a personalized estimate of your potential insurance expenses.
When considering purchasing a BMW 228xi, one important factor to keep in mind is the cost of insurance. Insurance plays a significant role in car ownership, and it’s essential to grasp the financial implications before making a decision.
Selecting the appropriate car insurance is vital to prevent unforeseen and potentially costly surprises down the road. It’s crucial to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Moreover, being deemed at fault in an accident could lead to higher premiums.
With over a decade of experience analyzing car insurance rates, I’ve noticed the considerable variation in these costs. Your age, driving record, and location are all key factors that can influence your insurance premiums.
How Much Does BMW 228xi Car Insurance Cost?
Normally, Nationwide offers the most favorable deal, with an approximate annual cost of $2199 for comprehensive insurance on a 2024 BMW 228xi.
While Nationwide’s rate offers a useful benchmark, it’s important to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, whereas a history of accidents or traffic infractions can raise rates.
Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.
2024 BMW 228xi Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide | $2,199 |
| New York Central Mutual Fire | $2,271 |
| USAA | $2,337 |
| State Farm | $2,694 |
| Erie | $2,864 |
| Travelers | $3,057 |
| Hanover | $3,577 |
| Allstate | $5,301 |
| Chubb | $5,430 |
| Unitrin | $5,713 |
2023 BMW 228xi Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $1,803 |
| Texas Farm Bureau Group | $1,807 |
| 21st Century | $1,805 |
| Unitrin | $1,826 |
| USAA | $2,092 |
| Alliance United | $2,277 |
| Farmers | $2,346 |
| Grange | $2,641 |
| Auto Club | $2,802 |
| State Farm | $3,009 |
2022 BMW 228xi Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $548 |
| Virginia Farm Bureau | $891 |
| Concord Group | $937 |
| American National P | $1,063 |
| Countryway Insurance | $1,321 |
| Capital Insurance Group | $1,454 |
| Plymouth Rock Assurance | $1,445 |
| Titan | $1,614 |
| North Carolina Farm Bureau | $1,726 |
| Indiana Farmers Mutual Ins | $1,716 |
2021 BMW 228xi Insurance Rates
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $717 |
| Jupiter Auto Insurance | $1,146 |
| Tennessee Farmers | $1,334 |
| Direct Auto | $1,374 |
| Texas Farm Bureau Group | $1,529 |
| New Jersey Manufacturers | $1,665 |
| Titan | $1,748 |
| SECURA Insurance | $1,735 |
| Westfield | $1,753 |
| Plymouth Rock Assurance | $1,882 |
2020 BMW 228xi Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $136 |
| American National P | $1,124 |
| Tennessee Farmers | $1,159 |
| Texas Farm Bureau Group | $1,192 |
| Farm Bureau Mutual (IA Group) | $1,219 |
| Virginia Farm Bureau | $1,325 |
| Rural Mutual Insurance | $1,403 |
| Plymouth Rock Assurance | $1,417 |
| Capital Insurance Group | $1,488 |
| North Carolina Farm Bureau | $1,496 |
Compare BMW 228xi To Other BMW Models
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FAQs
Who has the cheapest car insurance for a BMW 228xi ?
Nationwide provides the cheapest car insurance rates for the 2024 model year BMW 228xi.
Which company offers the best car insurance for a BMW 228xi ?
Taking into account their competitive rates, extensive coverage, and top-notch customer service reviews, we believe Nationwide offers the optimal car insurance choice for a BMW 228xi.
