BMW M4 Car Insurance Cost

Obtaining insurance for a BMW M4 usually costs around $2,635 per year with California Capital. However, the exact amount can differ depending on factors such as your age, the model year of the car, and other relevant factors. You can utilize the quote tables below to approximate the specific cost tailored to you.

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Updated: 26 May 2024
Written by
Bob Phillips
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If you’re considering purchasing a BMW M4, one important factor to consider is the cost of insurance. Insurance plays a significant role in car ownership, and it’s crucial to understand the financial commitment before making your decision.

Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises down the road. It’s essential to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Moreover, being found at fault in an accident could lead to higher premiums.

Based on my experience of over a decade studying car insurance rates, I’ve noticed how much these expenses can vary. Your age, driving history, and location are all major factors that can influence your insurance premiums.

How Much Does BMW M4 Car Insurance Cost?

Usually, California Capital offers the most favorable option, charging approximately $2635 per year for comprehensive insurance on a 2024 BMW M4.

While California Capital’s rate provides a useful starting point, it’s important to understand that car insurance expenses can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, but a history of accidents or traffic violations can increase your rates.

Additionally, living in a busy urban area typically means higher insurance costs compared to quieter rural areas. The type of coverage you select also affects your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.

2024 BMW M4 Insurance Rates

Insurance Provider Average Annual Cost
California Capital $2,635
Mercury $3,530
21st Century $3,532
Travelers $3,796
Nationwide $4,192
New York Central Mutual Fire $4,396
Alliance United $4,422
Farmers $4,479
Hartford $4,678
Erie $5,083

2023 BMW M4 Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $1,941
California Capital $2,142
Country $2,185
Unitrin $2,557
Alliance United $3,789
Farmers $3,832
21st Century $3,874
Grange $3,913
Hartford $4,002
Mercury $4,025

2022 BMW M4 Insurance Rates

Insurance Provider Average Annual Cost
Victoria $1,252
Safeco $1,304
Texas Farm Bureau Group $1,752
Capital Insurance Group $1,913
Virginia Farm Bureau $2,072
Country $2,173
Plymouth Rock Assurance $2,697
New Jersey Manufacturers $2,926
California Capital $2,967
Penn National $3,418

2021 BMW M4 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $549
Dairyland Broadform $1,377
Capital Insurance Group $1,567
NatGen PPA $1,736
Country $1,981
Direct Auto $2,151
Clearcover $2,794
California Capital $3,350
ACCC Insurance Company $3,374
Auto-Owners Insurance Co $3,578

2020 BMW M4 Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $371
Pekin Insurance $1,155
Hastings Mutual Insurance Co $1,386
Farm Bureau Mutual (IA Group) $1,464
Plymouth Rock Assurance $1,622
Texas Farm Bureau Group $2,075
Grange Mutual $2,178
Dairyland Auto $2,162
Rockford Mutual Insurance $2,290
SECURA Insurance $2,464

2019 BMW M4 Insurance Rates

Insurance Provider Average Annual Cost
American National P $812
Texas Farm Bureau Group $1,479
Southern Farm Bureau $1,960
Buckeye Insurance Group $1,930
Clearcover $2,052
Penn National $2,087
National General $2,128
Country $2,457
New Jersey Manufacturers $2,543
Hastings Mutual Insurance Co $2,768

2018 BMW M4 Insurance Rates

Insurance Provider Average Annual Cost
American National P $1,112
Pekin Insurance $1,374
Virginia Farm Bureau $1,346
Clearcover $1,628
Hastings Mutual Insurance Co $1,836
Tennessee Farmers $1,896
Penn National $1,935
Utica National Ins Group $2,253
Rockford Mutual Insurance $2,336
Westfield $2,421

2017 BMW M4 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $885
SECURA Insurance $1,155
Direct Auto $1,894
California Capital $2,206
Hastings Mutual Insurance Co $2,354
New Jersey Manufacturers $2,827
Capital Insurance Group $3,166
Plymouth Rock $3,244
CSAA $3,272
Hartford $3,253

2016 BMW M4 Insurance Rates

Insurance Provider Average Annual Cost
SECURA Insurance $1,030
Titan $1,088
Mercury Insurance Company $1,286
Virginia Farm Bureau $1,270
NatGen Value $1,338
Utica National Ins Group $1,380
North Carolina Farm Bureau $1,433
Hastings Mutual Insurance Co $1,462
Tennessee Farmers $1,483
Farm Bureau Ins of MI $1,784

2015 BMW M4 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $1,073
Mercury Insurance $1,411
Titan $1,458
Texas Farm Bureau Group $1,484
Ameriprise Group $1,558
Virginia Farm Bureau $1,655
North Carolina Farm Bureau $1,804
NatGen Value $1,815
SECURA Insurance $1,886
Capital Insurance Group $1,972

FAQs

Who has the cheapest car insurance for a BMW M4?

In 2024, California Capital provides the cheapest car insurance rates for the BMW M4.

Which company offers the best car insurance for a BMW M4?

We believe California Capital offers the top car insurance choice for a BMW M4 because they provide a combination of affordable rates, extensive coverage, and outstanding customer service ratings.

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