BMW M4 Car Insurance Cost
Obtaining insurance for a BMW M4 usually costs around $2,635 per year with California Capital. However, the exact amount can differ depending on factors such as your age, the model year of the car, and other relevant factors. You can utilize the quote tables below to approximate the specific cost tailored to you.
If you’re considering purchasing a BMW M4, one important factor to consider is the cost of insurance. Insurance plays a significant role in car ownership, and it’s crucial to understand the financial commitment before making your decision.
Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises down the road. It’s essential to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Moreover, being found at fault in an accident could lead to higher premiums.
Based on my experience of over a decade studying car insurance rates, I’ve noticed how much these expenses can vary. Your age, driving history, and location are all major factors that can influence your insurance premiums.
How Much Does BMW M4 Car Insurance Cost?
Usually, California Capital offers the most favorable option, charging approximately $2635 per year for comprehensive insurance on a 2024 BMW M4.
While California Capital’s rate provides a useful starting point, it’s important to understand that car insurance expenses can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, but a history of accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area typically means higher insurance costs compared to quieter rural areas. The type of coverage you select also affects your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.
2024 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,635 |
| Mercury | $3,530 |
| 21st Century | $3,532 |
| Travelers | $3,796 |
| Nationwide | $4,192 |
| New York Central Mutual Fire | $4,396 |
| Alliance United | $4,422 |
| Farmers | $4,479 |
| Hartford | $4,678 |
| Erie | $5,083 |
2023 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,941 |
| California Capital | $2,142 |
| Country | $2,185 |
| Unitrin | $2,557 |
| Alliance United | $3,789 |
| Farmers | $3,832 |
| 21st Century | $3,874 |
| Grange | $3,913 |
| Hartford | $4,002 |
| Mercury | $4,025 |
2022 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $1,252 |
| Safeco | $1,304 |
| Texas Farm Bureau Group | $1,752 |
| Capital Insurance Group | $1,913 |
| Virginia Farm Bureau | $2,072 |
| Country | $2,173 |
| Plymouth Rock Assurance | $2,697 |
| New Jersey Manufacturers | $2,926 |
| California Capital | $2,967 |
| Penn National | $3,418 |
2021 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $549 |
| Dairyland Broadform | $1,377 |
| Capital Insurance Group | $1,567 |
| NatGen PPA | $1,736 |
| Country | $1,981 |
| Direct Auto | $2,151 |
| Clearcover | $2,794 |
| California Capital | $3,350 |
| ACCC Insurance Company | $3,374 |
| Auto-Owners Insurance Co | $3,578 |
2020 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SafeAuto | $371 |
| Pekin Insurance | $1,155 |
| Hastings Mutual Insurance Co | $1,386 |
| Farm Bureau Mutual (IA Group) | $1,464 |
| Plymouth Rock Assurance | $1,622 |
| Texas Farm Bureau Group | $2,075 |
| Grange Mutual | $2,178 |
| Dairyland Auto | $2,162 |
| Rockford Mutual Insurance | $2,290 |
| SECURA Insurance | $2,464 |
2019 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $812 |
| Texas Farm Bureau Group | $1,479 |
| Southern Farm Bureau | $1,960 |
| Buckeye Insurance Group | $1,930 |
| Clearcover | $2,052 |
| Penn National | $2,087 |
| National General | $2,128 |
| Country | $2,457 |
| New Jersey Manufacturers | $2,543 |
| Hastings Mutual Insurance Co | $2,768 |
2018 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $1,112 |
| Pekin Insurance | $1,374 |
| Virginia Farm Bureau | $1,346 |
| Clearcover | $1,628 |
| Hastings Mutual Insurance Co | $1,836 |
| Tennessee Farmers | $1,896 |
| Penn National | $1,935 |
| Utica National Ins Group | $2,253 |
| Rockford Mutual Insurance | $2,336 |
| Westfield | $2,421 |
2017 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $885 |
| SECURA Insurance | $1,155 |
| Direct Auto | $1,894 |
| California Capital | $2,206 |
| Hastings Mutual Insurance Co | $2,354 |
| New Jersey Manufacturers | $2,827 |
| Capital Insurance Group | $3,166 |
| Plymouth Rock | $3,244 |
| CSAA | $3,272 |
| Hartford | $3,253 |
2016 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,030 |
| Titan | $1,088 |
| Mercury Insurance Company | $1,286 |
| Virginia Farm Bureau | $1,270 |
| NatGen Value | $1,338 |
| Utica National Ins Group | $1,380 |
| North Carolina Farm Bureau | $1,433 |
| Hastings Mutual Insurance Co | $1,462 |
| Tennessee Farmers | $1,483 |
| Farm Bureau Ins of MI | $1,784 |
2015 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $1,073 |
| Mercury Insurance | $1,411 |
| Titan | $1,458 |
| Texas Farm Bureau Group | $1,484 |
| Ameriprise Group | $1,558 |
| Virginia Farm Bureau | $1,655 |
| North Carolina Farm Bureau | $1,804 |
| NatGen Value | $1,815 |
| SECURA Insurance | $1,886 |
| Capital Insurance Group | $1,972 |
Compare BMW M4 To Other BMW Models
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FAQs
Who has the cheapest car insurance for a BMW M4?
In 2024, California Capital provides the cheapest car insurance rates for the BMW M4.
Which company offers the best car insurance for a BMW M4?
We believe California Capital offers the top car insurance choice for a BMW M4 because they provide a combination of affordable rates, extensive coverage, and outstanding customer service ratings.
