BMW 440xi Car Insurance Cost

Obtaining insurance for a BMW 440xi usually costs around $658 per year with Direct Auto. However, the final expense can differ depending on factors such as your age, the vehicle’s model year, and other relevant aspects. You can utilize the quote tables below to obtain a personalized estimate of your potential insurance costs.

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Updated: 26 May 2024
Written by
Bob Phillips
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If you’re considering purchasing a BMW 440xi, one important aspect to consider is the cost of insurance. Insurance is a significant aspect of car ownership, and it’s vital to grasp the financial commitment before finalizing your decision.

Selecting the appropriate car insurance is essential to prevent unforeseen and potentially costly surprises down the road. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

Based on over ten years of experience studying car insurance rates, I’ve observed significant variations in these costs. Your age, driving history, and location are all significant factors that can influence your insurance premiums.

How Much Does BMW 440xi Car Insurance Cost?

Usually, Direct Auto offers the most attractive option, with an annual rate of approximately $658 for comprehensive insurance on a 2020 BMW 440xi.

While Direct Auto’s rate provides a useful benchmark, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.

2020 BMW 440xi Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $658
Penn National $1,300
Allied $1,820
Auto-Owners Insurance Co $1,917
Atlantic States Insurance $2,701
American Independent Ins Co $2,721
Travelers $2,884
SafeAuto $2,928
USAA $2,932
Erie $3,445

2019 BMW 440xi Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $661
Virginia Farm Bureau $885
Hastings Mutual Insurance Co $1,050
Pekin Insurance $1,044
Indiana Farmers Mutual Ins $1,249
Titan $1,338
Texas Farm Bureau Group $1,389
Grange Mutual $1,404
Farm Bureau Mutual (IA Group) $1,551
Buckeye Insurance Group $1,548

2018 BMW 440xi Insurance Rates

Insurance Provider Average Annual Cost
capital Insurance Group $1,482
Capital Insurance Group $1,645
Penn National $1,664
Farmers $1,723
ACCC Insurance Company $1,965
Auto-Owners Insurance Co $2,018
Georgia Farm Bureau $2,020
PEMCO $2,054
New Jersey Manufacturers $2,134
Virginia Farm Bureau $2,155

2017 BMW 440xi Insurance Rates

Insurance Provider Average Annual Cost
American National P $1,240
Texas Farm Bureau Group $1,289
New Jersey Manufacturers $1,376
Country $1,562
Penn National $1,688
Safety Group $1,878
Norfolk and Dedham Group $1,889
Oregon Mutual $1,944
Cincinnati Insurance $1,936
Auto-Owners Insurance Co $2,022

FAQs

Who has the cheapest car insurance for a BMW 440xi?

In 2020, Direct Auto provides the most budget-friendly car insurance rates for the BMW 440xi.

Which company offers the best car insurance for a BMW 440xi?

Taking into account their competitive pricing, extensive coverage, and top-notch customer service ratings, we believe Direct Auto offers the optimal car insurance choice for a BMW 440xi.

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