BMW 640 Car Insurance Cost
Obtaining insurance for a BMW 640 usually costs around $1802 per year with Direct Auto. However, the exact amount can change depending on factors like your age, the car’s model year, and other factors. You can use the quote tables below to estimate the specific cost for you.
If you’re considering purchasing a BMW 640, it’s essential to factor in the cost of insurance. Insurance is a significant aspect of car ownership, and it’s vital to comprehend the financial obligation before making a decision.
Selecting the appropriate car insurance is essential to prevent unexpected and potentially costly surprises down the road. It’s crucial to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
Based on more than a decade of analyzing car insurance rates, I’ve observed how much these expenses can fluctuate. Your age, driving record, and location are all key factors that can influence your insurance costs.
How Much Does BMW 640 Car Insurance Cost?
Usually, Direct Auto offers the most attractive option, with an annual cost of approximately $1802 for comprehensive insurance covering a 2020 BMW 640.
While Direct Auto’s pricing can be a helpful benchmark, it’s important to understand that car insurance expenses can vary significantly due to several factors. These include your location, driving history, car age, and the specific coverage options you choose. Typically, a clean driving record leads to lower premiums, but a history of accidents or traffic violations can increase rates.
Additionally, urban areas generally have higher insurance costs compared to rural areas. The type of coverage you select, such as comprehensive coverage versus basic liability, also impacts your premium.
At Insuranceopedia, we’re here to help you compare quotes from different insurance providers, ensuring you find the most favorable deal for your needs.
2020 BMW 640 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,802 |
2019 BMW 640 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $863 |
| USAA | $1,702 |
| Mercury Insurance | $1,784 |
| American Family | $1,851 |
| Direct Auto | $1,913 |
| Atlantic States Insurance | $1,964 |
| Auto-Owners Insurance Co | $2,026 |
| Safeco | $2,053 |
| California Capital | $2,069 |
| West Bend Mutual | $2,102 |
2018 BMW 640 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Titan | $1,109 |
| Pekin Insurance | $1,442 |
| New Jersey Manufacturers | $1,563 |
| Utica National Ins Group | $1,677 |
| North Carolina Farm Bureau | $1,748 |
| SECURA Insurance | $1,882 |
| Penn National | $1,954 |
| ACCC Insurance Company | $2,022 |
| GMAC Insurance Group | $2,111 |
| Texas Farm Bureau Group | $2,124 |
2017 BMW 640 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $965 |
| Capital Insurance Group | $1,474 |
| Texas Farm Bureau Group | $1,798 |
| New Jersey Manufacturers | $1,915 |
| Auto-Owners Insurance Co | $2,028 |
| Travelers | $2,290 |
| Allied | $2,338 |
| USAA | $2,331 |
| Penn National | $2,491 |
| National General | $2,550 |
2016 BMW 640 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,521 |
| New Jersey Manufacturers | $1,848 |
| Farm Bureau Mutual (IA Group) | $1,881 |
| ACCC Insurance Company | $1,957 |
| Auto-Owners Insurance Co | $1,956 |
| Penn National | $2,117 |
| California Capital | $2,333 |
| Capital Insurance Group | $2,366 |
| 21st Century | $2,618 |
| Republic Indemnity | $3,021 |
2015 BMW 640 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $349 |
| Direct Auto | $1,037 |
| New Jersey Manufacturers | $1,385 |
| Penn National | $1,433 |
| Kentucky Farm Bureau | $1,927 |
| Electric | $2,011 |
| Georgia Farm Bureau | $1,994 |
| Plymouth Rock Assurance | $2,097 |
| Westfield | $2,125 |
| Country | $2,387 |
2014 BMW 640 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $826 |
| Penn National | $823 |
| Virginia Farm Bureau | $859 |
| Safeco | $1,085 |
| SECURA Insurance | $1,119 |
| Texas Farm Bureau Group | $1,440 |
| Concord Group | $1,663 |
| Countryway Insurance | $1,653 |
| Cincinnati Insurance | $1,995 |
| Tennessee Farmers | $2,041 |
2013 BMW 640 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SafeAuto | $824 |
| NatGen Advantage | $1,115 |
| Titan | $1,135 |
| Erie | $1,272 |
| Direct Auto | $1,270 |
| Utica National Ins Group | $1,292 |
| North Carolina Farm Bureau | $1,306 |
| Country | $1,633 |
| Travelers | $1,621 |
| GMAC Insurance Group | $1,707 |
2012 BMW 640 Insurance Rates
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,035 |
| Utica National Ins Group | $1,155 |
| GMAC Insurance Group | $1,327 |
| Travelers | $1,379 |
| New Jersey Manufacturers | $1,425 |
| USAA | $1,484 |
| Titan | $1,583 |
| Penn National | $1,619 |
| Allied | $1,800 |
| Erie | $1,826 |
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FAQs
Who has the cheapest car insurance for a BMW 640?
In 2020, Direct Auto provides the cheapest car insurance rates for the BMW 640.
Which company offers the best car insurance for a BMW 640?
Taking into account their competitive pricing, extensive coverage options, and top-notch customer service ratings, we believe that Direct Auto offers the optimal car insurance solution for a BMW 640.
