BMW 640 Car Insurance Cost

Obtaining insurance for a BMW 640 usually costs around $1802 per year with Direct Auto. However, the exact amount can change depending on factors like your age, the car’s model year, and other factors. You can use the quote tables below to estimate the specific cost for you.

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Updated: 26 May 2024
Written by
Bob Phillips
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If you’re considering purchasing a BMW 640, it’s essential to factor in the cost of insurance. Insurance is a significant aspect of car ownership, and it’s vital to comprehend the financial obligation before making a decision.

Selecting the appropriate car insurance is essential to prevent unexpected and potentially costly surprises down the road. It’s crucial to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

Based on more than a decade of analyzing car insurance rates, I’ve observed how much these expenses can fluctuate. Your age, driving record, and location are all key factors that can influence your insurance costs.

How Much Does BMW 640 Car Insurance Cost?

Usually, Direct Auto offers the most attractive option, with an annual cost of approximately $1802 for comprehensive insurance covering a 2020 BMW 640.

While Direct Auto’s pricing can be a helpful benchmark, it’s important to understand that car insurance expenses can vary significantly due to several factors. These include your location, driving history, car age, and the specific coverage options you choose. Typically, a clean driving record leads to lower premiums, but a history of accidents or traffic violations can increase rates.

Additionally, urban areas generally have higher insurance costs compared to rural areas. The type of coverage you select, such as comprehensive coverage versus basic liability, also impacts your premium.

At Insuranceopedia, we’re here to help you compare quotes from different insurance providers, ensuring you find the most favorable deal for your needs.

2020 BMW 640 Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $1,802

2019 BMW 640 Insurance Rates

Insurance Provider Average Annual Cost
Farm Bureau Mutual (IA Group) $863
USAA $1,702
Mercury Insurance $1,784
American Family $1,851
Direct Auto $1,913
Atlantic States Insurance $1,964
Auto-Owners Insurance Co $2,026
Safeco $2,053
California Capital $2,069
West Bend Mutual $2,102

2018 BMW 640 Insurance Rates

Insurance Provider Average Annual Cost
Titan $1,109
Pekin Insurance $1,442
New Jersey Manufacturers $1,563
Utica National Ins Group $1,677
North Carolina Farm Bureau $1,748
SECURA Insurance $1,882
Penn National $1,954
ACCC Insurance Company $2,022
GMAC Insurance Group $2,111
Texas Farm Bureau Group $2,124

2017 BMW 640 Insurance Rates

Insurance Provider Average Annual Cost
Farm Bureau Mutual (IA Group) $965
Capital Insurance Group $1,474
Texas Farm Bureau Group $1,798
New Jersey Manufacturers $1,915
Auto-Owners Insurance Co $2,028
Travelers $2,290
Allied $2,338
USAA $2,331
Penn National $2,491
National General $2,550

2016 BMW 640 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,521
New Jersey Manufacturers $1,848
Farm Bureau Mutual (IA Group) $1,881
ACCC Insurance Company $1,957
Auto-Owners Insurance Co $1,956
Penn National $2,117
California Capital $2,333
Capital Insurance Group $2,366
21st Century $2,618
Republic Indemnity $3,021

2015 BMW 640 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $349
Direct Auto $1,037
New Jersey Manufacturers $1,385
Penn National $1,433
Kentucky Farm Bureau $1,927
Electric $2,011
Georgia Farm Bureau $1,994
Plymouth Rock Assurance $2,097
Westfield $2,125
Country $2,387

2014 BMW 640 Insurance Rates

Insurance Provider Average Annual Cost
American National P $826
Penn National $823
Virginia Farm Bureau $859
Safeco $1,085
SECURA Insurance $1,119
Texas Farm Bureau Group $1,440
Concord Group $1,663
Countryway Insurance $1,653
Cincinnati Insurance $1,995
Tennessee Farmers $2,041

2013 BMW 640 Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $824
NatGen Advantage $1,115
Titan $1,135
Erie $1,272
Direct Auto $1,270
Utica National Ins Group $1,292
North Carolina Farm Bureau $1,306
Country $1,633
Travelers $1,621
GMAC Insurance Group $1,707

2012 BMW 640 Insurance Rates

Insurance Provider Average Annual Cost
North Carolina Farm Bureau $1,035
Utica National Ins Group $1,155
GMAC Insurance Group $1,327
Travelers $1,379
New Jersey Manufacturers $1,425
USAA $1,484
Titan $1,583
Penn National $1,619
Allied $1,800
Erie $1,826

FAQs

Who has the cheapest car insurance for a BMW 640?

In 2020, Direct Auto provides the cheapest car insurance rates for the BMW 640.

Which company offers the best car insurance for a BMW 640?

Taking into account their competitive pricing, extensive coverage options, and top-notch customer service ratings, we believe that Direct Auto offers the optimal car insurance solution for a BMW 640.

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