FIAT 124 Spider Car Insurance Cost

To insure a FIAT 124 Spider, it typically costs approximately $1,184 per year through IMT Insurance Company. However, the exact cost can vary depending on factors like age, the model year of the car, and other individual considerations. You can use our quote tables below to get a personalized estimate based on your specific details.

min read
Updated: 02 April 2024
Written by
Bob Phillips
On this page Open

If you’re thinking about buying a FIAT 124 Spider, one crucial consideration is the insurance cost. Insurance plays a vital role in owning a car, and it’s essential to understand its implications before making a purchase decision.

Choosing the right insurance policy is important to avoid unexpected and potentially high expenses in the future. Inadequate coverage during accidents can lead to significant out-of-pocket costs. Moreover, if you’re found at fault, your premiums might increase.

Having analyzed car insurance rates for over a decade, I’ve observed the considerable variation in costs. Factors like age, driving history, and location can significantly impact insurance premiums. It’s crucial to take these factors into account when evaluating insurance options for your FIAT 124 Spider.

How Much Does FIAT 124 Spider Car Insurance Cost?

Typically, IMT Insurance Company provides the most competitive price, averaging $1,184 annually for comprehensive insurance coverage on a 2020 FIAT 124 Spider.

While IMT Insurance Company’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly due to various factors. These factors include where you reside, your driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record generally results in lower premiums, whereas a record of accidents or traffic violations can lead to higher costs.

Moreover, urban areas with heavy traffic tend to have higher insurance rates compared to rural areas with less traffic. The type of coverage you opt for also plays a role – comprehensive coverage, which includes protection against various scenarios like theft and accidents, typically costs more than basic liability coverage.

Insuranceopedia aims to assist you in comparing quotes from different insurance providers, ensuring that you secure the most favorable deal for your needs.

2020 FIAT 124 Spider Insurance Rates

Insurance Provider Average Annual Cost
IMT Insurance Company $1,184
Hastings Mutual Insurance Co $1,176
Farm Bureau Mutual (IA Group) $1,221
Texas Farm Bureau Group $1,320
Pekin Insurance $1,313
Auto-Owners Insurance Co $1,463
Erie $1,515
North Carolina Farm Bureau $1,582
Partners Mutual Insurance Co $1,720
American Family $1,729

2019 FIAT 124 Spider Insurance Rates

Insurance Provider Average Annual Cost
American National P $613
Direct Auto $594
Hastings Mutual Insurance Co $685
Capital Insurance Group $803
Pekin Insurance $913
New York Central Mutual Fire $915
IMT Insurance Company $927
Allied $1,077
Erie $1,116
Farm Bureau Mutual (IA Group) $1,174

2018 FIAT 124 Spider Insurance Rates

Insurance Provider Average Annual Cost
American National P $619
Buckeye Insurance Group $794
Hastings Mutual Insurance Co $922
Direct Auto $943
Erie $977
Penn National $1,030
American Family $1,200
Motorists Mutual $1,236
Ohio Mutual Ins Group $1,336
Atlantic States Insurance $1,358

2017 FIAT 124 Spider Insurance Rates

Insurance Provider Average Annual Cost
American National P $469
Western Reserve $770
Utica National Ins Group $816
Hastings Mutual Insurance Co $787
Virginia Farm Bureau $803
Erie $842
Buckeye Insurance Group $907
PEMCO $940
Ohio Mutual Ins Group $968
ALFA $963

Cost of FIAT 124 Spider Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,627 $9,761 $11,391
18 $6,169 $9,077 $10,624
19 $5,450 $8,033 $9,407
20 $4,769 $7,002 $8,205
21 $3,991 $5,867 $6,870
22 $3,910 $5,735 $6,685
23 $3,396 $5,017 $5,848
24 $3,225 $4,767 $5,552
25 $2,794 $4,111 $4,786
30 $2,193 $3,178 $3,728
35 $2,057 $2,981 $3,516
40 $1,942 $2,885 $3,364
45 $1,909 $2,817 $3,280
55 $1,750 $2,569 $3,016
65 $1,842 $2,661 $3,154
75 $2,284 $3,366 $3,964

FIAT 124 Spider Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,094 $3,000 $3,853
Alaska $1,714 $2,376 $2,298
Arizona $1,949 $2,789 $4,123
Arkansas $2,131 $3,355 $3,705
California $2,353 $4,190 $2,383
Colorado $2,229 $3,100 $3,947
Connecticut $2,837 $4,404 $5,585
Delaware $2,335 $3,113 $3,989
Florida $2,795 $3,839 $5,006
Hawaii $905 $1,213 $894
Idaho $1,592 $2,085 $2,526
Illinois $1,650 $2,485 $2,827
Indiana $1,681 $2,611 $2,889
Iowa $1,356 $1,822 $2,172
Kansas $1,799 $2,582 $3,060
Kentucky $2,584 $3,796 $4,473
Louisiana $3,305 $4,999 $5,418
Maine $1,250 $1,743 $2,575
Maryland $2,027 $2,968 $3,268
Massachusetts $1,634 $2,840 $1,609
Michigan $3,941 $5,974 $9,456
Minnesota $1,612 $2,153 $3,041
Mississippi $1,934 $2,792 $2,783
Missouri $1,850 $2,611 $3,471
Montana $1,885 $2,629 $3,057
Nebraska $1,600 $2,344 $2,540
Nevada $2,599 $3,860 $4,070
New Hampshire $1,831 $2,875 $3,639
New Jersey $2,006 $3,149 $4,086
New Mexico $2,047 $3,037 $3,131
New York $1,878 $2,393 $3,958
North Carolina $1,189 $1,999 $1,432
North Dakota $1,593 $2,430 $2,896
Ohio $1,433 $2,224 $2,251
Oklahoma $2,262 $3,269 $3,680
Oregon $2,076 $2,773 $3,315
Pennsylvania $1,731 $2,573 $3,012
Rhode Island $2,916 $4,283 $4,835
South Carolina $2,004 $2,738 $3,778
South Dakota $1,792 $2,561 $2,954
Tennessee $2,088 $3,102 $4,084
Texas $2,119 $3,056 $3,784
Utah $1,813 $2,523 $3,473
Vermont $1,395 $2,141 $2,266
Virginia $1,312 $1,983 $1,940
Washington $1,717 $2,327 $2,769
West Virginia $1,741 $2,498 $3,128
Wisconsin $1,708 $2,696 $3,080
Wyoming $1,615 $2,245 $2,402
Georgia $2,262 $3,416 $3,425

Compare FIAT 124 To Other FIAT Models

FAQs

Who has the cheapest car insurance for a FIAT 124 Spider?

IMT Insurance Company offers the most affordable car insurance rates for the 2020 FIAT 124 Spider.

Which company offers the best car insurance for a Honda Accord?

We think IMT Insurance Company provides the best car insurance for a FIAT 124 Spider, considering its combination of low rates, comprehensive coverage, and excellent customer service.

Go back to top