FIAT 124 Spider Car Insurance Cost
To insure a FIAT 124 Spider, it typically costs approximately $1,184 per year through IMT Insurance Company. However, the exact cost can vary depending on factors like age, the model year of the car, and other individual considerations. You can use our quote tables below to get a personalized estimate based on your specific details.
If you’re thinking about buying a FIAT 124 Spider, one crucial consideration is the insurance cost. Insurance plays a vital role in owning a car, and it’s essential to understand its implications before making a purchase decision.
Choosing the right insurance policy is important to avoid unexpected and potentially high expenses in the future. Inadequate coverage during accidents can lead to significant out-of-pocket costs. Moreover, if you’re found at fault, your premiums might increase.
Having analyzed car insurance rates for over a decade, I’ve observed the considerable variation in costs. Factors like age, driving history, and location can significantly impact insurance premiums. It’s crucial to take these factors into account when evaluating insurance options for your FIAT 124 Spider.
How Much Does FIAT 124 Spider Car Insurance Cost?
Typically, IMT Insurance Company provides the most competitive price, averaging $1,184 annually for comprehensive insurance coverage on a 2020 FIAT 124 Spider.
While IMT Insurance Company’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly due to various factors. These factors include where you reside, your driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record generally results in lower premiums, whereas a record of accidents or traffic violations can lead to higher costs.
Moreover, urban areas with heavy traffic tend to have higher insurance rates compared to rural areas with less traffic. The type of coverage you opt for also plays a role – comprehensive coverage, which includes protection against various scenarios like theft and accidents, typically costs more than basic liability coverage.
Insuranceopedia aims to assist you in comparing quotes from different insurance providers, ensuring that you secure the most favorable deal for your needs.
2020 FIAT 124 Spider Insurance Rates
| Insurance Provider | Average Annual Cost |
| IMT Insurance Company | $1,184 |
| Hastings Mutual Insurance Co | $1,176 |
| Farm Bureau Mutual (IA Group) | $1,221 |
| Texas Farm Bureau Group | $1,320 |
| Pekin Insurance | $1,313 |
| Auto-Owners Insurance Co | $1,463 |
| Erie | $1,515 |
| North Carolina Farm Bureau | $1,582 |
| Partners Mutual Insurance Co | $1,720 |
| American Family | $1,729 |
2019 FIAT 124 Spider Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $613 |
| Direct Auto | $594 |
| Hastings Mutual Insurance Co | $685 |
| Capital Insurance Group | $803 |
| Pekin Insurance | $913 |
| New York Central Mutual Fire | $915 |
| IMT Insurance Company | $927 |
| Allied | $1,077 |
| Erie | $1,116 |
| Farm Bureau Mutual (IA Group) | $1,174 |
2018 FIAT 124 Spider Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $619 |
| Buckeye Insurance Group | $794 |
| Hastings Mutual Insurance Co | $922 |
| Direct Auto | $943 |
| Erie | $977 |
| Penn National | $1,030 |
| American Family | $1,200 |
| Motorists Mutual | $1,236 |
| Ohio Mutual Ins Group | $1,336 |
| Atlantic States Insurance | $1,358 |
2017 FIAT 124 Spider Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $469 |
| Western Reserve | $770 |
| Utica National Ins Group | $816 |
| Hastings Mutual Insurance Co | $787 |
| Virginia Farm Bureau | $803 |
| Erie | $842 |
| Buckeye Insurance Group | $907 |
| PEMCO | $940 |
| Ohio Mutual Ins Group | $968 |
| ALFA | $963 |
Cost of FIAT 124 Spider Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,627 | $9,761 | $11,391 |
| 18 | $6,169 | $9,077 | $10,624 |
| 19 | $5,450 | $8,033 | $9,407 |
| 20 | $4,769 | $7,002 | $8,205 |
| 21 | $3,991 | $5,867 | $6,870 |
| 22 | $3,910 | $5,735 | $6,685 |
| 23 | $3,396 | $5,017 | $5,848 |
| 24 | $3,225 | $4,767 | $5,552 |
| 25 | $2,794 | $4,111 | $4,786 |
| 30 | $2,193 | $3,178 | $3,728 |
| 35 | $2,057 | $2,981 | $3,516 |
| 40 | $1,942 | $2,885 | $3,364 |
| 45 | $1,909 | $2,817 | $3,280 |
| 55 | $1,750 | $2,569 | $3,016 |
| 65 | $1,842 | $2,661 | $3,154 |
| 75 | $2,284 | $3,366 | $3,964 |
FIAT 124 Spider Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,094 | $3,000 | $3,853 |
| Alaska | $1,714 | $2,376 | $2,298 |
| Arizona | $1,949 | $2,789 | $4,123 |
| Arkansas | $2,131 | $3,355 | $3,705 |
| California | $2,353 | $4,190 | $2,383 |
| Colorado | $2,229 | $3,100 | $3,947 |
| Connecticut | $2,837 | $4,404 | $5,585 |
| Delaware | $2,335 | $3,113 | $3,989 |
| Florida | $2,795 | $3,839 | $5,006 |
| Hawaii | $905 | $1,213 | $894 |
| Idaho | $1,592 | $2,085 | $2,526 |
| Illinois | $1,650 | $2,485 | $2,827 |
| Indiana | $1,681 | $2,611 | $2,889 |
| Iowa | $1,356 | $1,822 | $2,172 |
| Kansas | $1,799 | $2,582 | $3,060 |
| Kentucky | $2,584 | $3,796 | $4,473 |
| Louisiana | $3,305 | $4,999 | $5,418 |
| Maine | $1,250 | $1,743 | $2,575 |
| Maryland | $2,027 | $2,968 | $3,268 |
| Massachusetts | $1,634 | $2,840 | $1,609 |
| Michigan | $3,941 | $5,974 | $9,456 |
| Minnesota | $1,612 | $2,153 | $3,041 |
| Mississippi | $1,934 | $2,792 | $2,783 |
| Missouri | $1,850 | $2,611 | $3,471 |
| Montana | $1,885 | $2,629 | $3,057 |
| Nebraska | $1,600 | $2,344 | $2,540 |
| Nevada | $2,599 | $3,860 | $4,070 |
| New Hampshire | $1,831 | $2,875 | $3,639 |
| New Jersey | $2,006 | $3,149 | $4,086 |
| New Mexico | $2,047 | $3,037 | $3,131 |
| New York | $1,878 | $2,393 | $3,958 |
| North Carolina | $1,189 | $1,999 | $1,432 |
| North Dakota | $1,593 | $2,430 | $2,896 |
| Ohio | $1,433 | $2,224 | $2,251 |
| Oklahoma | $2,262 | $3,269 | $3,680 |
| Oregon | $2,076 | $2,773 | $3,315 |
| Pennsylvania | $1,731 | $2,573 | $3,012 |
| Rhode Island | $2,916 | $4,283 | $4,835 |
| South Carolina | $2,004 | $2,738 | $3,778 |
| South Dakota | $1,792 | $2,561 | $2,954 |
| Tennessee | $2,088 | $3,102 | $4,084 |
| Texas | $2,119 | $3,056 | $3,784 |
| Utah | $1,813 | $2,523 | $3,473 |
| Vermont | $1,395 | $2,141 | $2,266 |
| Virginia | $1,312 | $1,983 | $1,940 |
| Washington | $1,717 | $2,327 | $2,769 |
| West Virginia | $1,741 | $2,498 | $3,128 |
| Wisconsin | $1,708 | $2,696 | $3,080 |
| Wyoming | $1,615 | $2,245 | $2,402 |
| Georgia | $2,262 | $3,416 | $3,425 |
Compare FIAT 124 To Other FIAT Models
FAQs
Who has the cheapest car insurance for a FIAT 124 Spider?
IMT Insurance Company offers the most affordable car insurance rates for the 2020 FIAT 124 Spider.
Which company offers the best car insurance for a Honda Accord?
We think IMT Insurance Company provides the best car insurance for a FIAT 124 Spider, considering its combination of low rates, comprehensive coverage, and excellent customer service.
