FIAT 500L Car Insurance Cost

In our opinion, IMT Insurance Company offers the top car insurance option for a FIAT 124 Spider due to its affordable rates, extensive coverage, and outstanding customer service.

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Updated: 02 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a FIAT 500L, one critical aspect to consider is insurance costs. Insurance plays a vital role in car ownership, so it’s essential to understand the expenses involved before making your decision.

Choosing the right insurance policy is crucial to avoid unexpected and potentially expensive bills in the event of an accident. Having inadequate coverage can leave you facing significant out-of-pocket expenses. Additionally, if you’re deemed at fault in an accident, your premiums could rise substantially.

With more than ten years of experience analyzing insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving history, and location can all have a significant impact on your insurance premiums.

How Much Does FIAT 500L Car Insurance Cost?

Typically, American National P provides the most competitive price, averaging $609 annually for full coverage insurance on a 2020 FIAT 500L.

While American National P’s pricing serves as a solid reference point, it’s essential to recognize that car insurance costs can vary significantly based on various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations may lead to higher costs.

Moreover, residing in urban areas with heavy traffic often translates to higher insurance rates compared to rural areas with less congestion. Your choice of coverage type will also influence your premium—comprehensive coverage, which includes protection for various scenarios like collisions and comprehensive incidents, generally commands a higher cost than minimum liability coverage.

Insuranceopedia aims to assist you in comparing quotes from different insurance providers, ensuring that you secure the most suitable and cost-effective coverage for your needs.

2020 FIAT 500L Insurance Rates

Insurance Provider Average Annual Cost
American National P $609
Texas Farm Bureau Group $737
NatGen Advantage $891
North Carolina Farm Bureau $1,173
Titan $1,219
Utica National Ins Group $1,236
Southern Farm Bureau $1,267
NatGen Value $1,258
Erie $1,297
USAA $1,457

2019 FIAT 500L Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $820
Erie $961
Cincinnati Insurance $1,252
Preferred Mutual $1,486
USAA $1,547
Texas Farm Bureau Group $1,592
Safeway $1,574
Travelers $1,581
Central Mutual Insurance Co $1,721
State Farm $1,710

2018 FIAT 500L Insurance Rates

Insurance Provider Average Annual Cost
Clearcover $677
Pekin Insurance $766
Hastings Mutual Insurance Co $760
PEMCO $882
Safeco $869
Direct Auto $880
Oregon Mutual $906
Partners Mutual Insurance Co $982
Erie $1,031
Mutual Of Enumclaw $1,071

2017 FIAT 500L Insurance Rates

Insurance Provider Average Annual Cost
Safeco $327
American National P $451
Rockford Mutual Insurance $785
SECURA Insurance $779
NatGen Value $911
West Bend Mutual $937
North Carolina Farm Bureau $971
National Grange Mutual $1,068
Erie $1,098
Southern Farm Bureau $1,097

2016 FIAT 500L Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $629
Direct Auto $715
SECURA Insurance $768
Virginia Farm Bureau $793
Texas Farm Bureau Group $831
Penn National $873
Hastings Mutual Insurance Co $897
Tennessee Farmers $875
North Carolina Farm Bureau $931
Rockford Mutual Insurance $1,016

2015 FIAT 500L Insurance Rates

Insurance Provider Average Annual Cost
Safeco $161
American National P $371
Clearcover $621
Virginia Farm Bureau $736
Mercury Insurance $815
Farmers Mutual of Nebraska $848
Shelter $866
Tennessee Farmers $870
Buckeye Insurance Group $890
Wolverine Mutual $941

2014 FIAT 500L Insurance Rates

Insurance Provider Average Annual Cost
NatGen Value $313
Jupiter Auto Insurance $443
Plymouth Rock $462
Mercury Insurance Company $547
Concord Group $654
American National P $669
Buckeye Insurance Group $657
Mercury Insurance $733
SAFECO $723
MMG Insurance Company $735

Cost of FIAT 500L Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $5,039 $7,444 $8,701
18 $4,719 $6,936 $8,096
19 $4,185 $6,104 $7,144
20 $3,620 $5,312 $6,227
21 $3,064 $4,481 $5,216
22 $2,945 $4,337 $5,080
23 $2,594 $3,806 $4,457
24 $2,461 $3,616 $4,246
25 $2,113 $3,116 $3,646
30 $1,673 $2,417 $2,832
35 $1,560 $2,288 $2,650
40 $1,511 $2,175 $2,570
45 $1,459 $2,133 $2,515
55 $1,342 $1,963 $2,274
65 $1,375 $2,042 $2,401
75 $1,746 $2,572 $3,008

FIAT 500L Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,597 $2,302 $2,933
Alaska $1,317 $1,803 $1,784
Arizona $1,491 $2,134 $3,132
Arkansas $1,633 $2,565 $2,801
California $1,812 $3,210 $1,813
Colorado $1,667 $2,347 $3,010
Connecticut $2,150 $3,329 $4,244
Delaware $1,783 $2,359 $3,058
Florida $2,140 $2,951 $3,833
Hawaii $698 $941 $700
Idaho $1,185 $1,586 $1,947
Illinois $1,273 $1,908 $2,169
Indiana $1,284 $1,989 $2,197
Iowa $1,013 $1,413 $1,661
Kansas $1,368 $1,962 $2,300
Kentucky $1,978 $2,878 $3,392
Louisiana $2,535 $3,803 $4,132
Maine $941 $1,336 $1,932
Maryland $1,562 $2,231 $2,517
Massachusetts $1,223 $2,173 $1,251
Michigan $2,999 $4,560 $7,178
Minnesota $1,218 $1,657 $2,314
Mississippi $1,487 $2,128 $2,127
Missouri $1,421 $2,004 $2,627
Montana $1,406 $2,005 $2,310
Nebraska $1,212 $1,795 $1,920
Nevada $1,997 $2,955 $3,104
New Hampshire $1,379 $2,176 $2,758
New Jersey $1,536 $2,404 $3,134
New Mexico $1,548 $2,291 $2,391
New York $1,455 $1,820 $3,034
North Carolina $880 $1,548 $1,077
North Dakota $1,204 $1,842 $2,207
Ohio $1,080 $1,699 $1,703
Oklahoma $1,752 $2,480 $2,792
Oregon $1,578 $2,119 $2,534
Pennsylvania $1,317 $1,946 $2,298
Rhode Island $2,238 $3,272 $3,661
South Carolina $1,498 $2,111 $2,884
South Dakota $1,351 $1,950 $2,269
Tennessee $1,579 $2,344 $3,138
Texas $1,604 $2,298 $2,889
Utah $1,386 $1,917 $2,617
Vermont $1,036 $1,618 $1,720
Virginia $975 $1,526 $1,496
Washington $1,321 $1,765 $2,123
West Virginia $1,332 $1,892 $2,369
Wisconsin $1,310 $2,072 $2,360
Wyoming $1,237 $1,717 $1,812
Georgia $1,742 $2,572 $2,598

Compare FIAT 500L To Other FIAT Models

FAQs

Who has the cheapest car insurance for a FIAT 500L?

American National P offers the most affordable car insurance for the 2020 FIAT 500L.

Which company offers the best car insurance for a FIAT 500L?

We consider American National P to provide the best car insurance for a FIAT 500L, taking into account its competitive rates, comprehensive coverage, and excellent customer service.

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