FIAT 500L Car Insurance Cost
In our opinion, IMT Insurance Company offers the top car insurance option for a FIAT 124 Spider due to its affordable rates, extensive coverage, and outstanding customer service.
If you’re thinking about buying a FIAT 500L, one critical aspect to consider is insurance costs. Insurance plays a vital role in car ownership, so it’s essential to understand the expenses involved before making your decision.
Choosing the right insurance policy is crucial to avoid unexpected and potentially expensive bills in the event of an accident. Having inadequate coverage can leave you facing significant out-of-pocket expenses. Additionally, if you’re deemed at fault in an accident, your premiums could rise substantially.
With more than ten years of experience analyzing insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving history, and location can all have a significant impact on your insurance premiums.
How Much Does FIAT 500L Car Insurance Cost?
Typically, American National P provides the most competitive price, averaging $609 annually for full coverage insurance on a 2020 FIAT 500L.
While American National P’s pricing serves as a solid reference point, it’s essential to recognize that car insurance costs can vary significantly based on various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in urban areas with heavy traffic often translates to higher insurance rates compared to rural areas with less congestion. Your choice of coverage type will also influence your premium—comprehensive coverage, which includes protection for various scenarios like collisions and comprehensive incidents, generally commands a higher cost than minimum liability coverage.
Insuranceopedia aims to assist you in comparing quotes from different insurance providers, ensuring that you secure the most suitable and cost-effective coverage for your needs.
2020 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $609 |
| Texas Farm Bureau Group | $737 |
| NatGen Advantage | $891 |
| North Carolina Farm Bureau | $1,173 |
| Titan | $1,219 |
| Utica National Ins Group | $1,236 |
| Southern Farm Bureau | $1,267 |
| NatGen Value | $1,258 |
| Erie | $1,297 |
| USAA | $1,457 |
2019 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $820 |
| Erie | $961 |
| Cincinnati Insurance | $1,252 |
| Preferred Mutual | $1,486 |
| USAA | $1,547 |
| Texas Farm Bureau Group | $1,592 |
| Safeway | $1,574 |
| Travelers | $1,581 |
| Central Mutual Insurance Co | $1,721 |
| State Farm | $1,710 |
2018 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| Clearcover | $677 |
| Pekin Insurance | $766 |
| Hastings Mutual Insurance Co | $760 |
| PEMCO | $882 |
| Safeco | $869 |
| Direct Auto | $880 |
| Oregon Mutual | $906 |
| Partners Mutual Insurance Co | $982 |
| Erie | $1,031 |
| Mutual Of Enumclaw | $1,071 |
2017 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $327 |
| American National P | $451 |
| Rockford Mutual Insurance | $785 |
| SECURA Insurance | $779 |
| NatGen Value | $911 |
| West Bend Mutual | $937 |
| North Carolina Farm Bureau | $971 |
| National Grange Mutual | $1,068 |
| Erie | $1,098 |
| Southern Farm Bureau | $1,097 |
2016 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $629 |
| Direct Auto | $715 |
| SECURA Insurance | $768 |
| Virginia Farm Bureau | $793 |
| Texas Farm Bureau Group | $831 |
| Penn National | $873 |
| Hastings Mutual Insurance Co | $897 |
| Tennessee Farmers | $875 |
| North Carolina Farm Bureau | $931 |
| Rockford Mutual Insurance | $1,016 |
2015 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $161 |
| American National P | $371 |
| Clearcover | $621 |
| Virginia Farm Bureau | $736 |
| Mercury Insurance | $815 |
| Farmers Mutual of Nebraska | $848 |
| Shelter | $866 |
| Tennessee Farmers | $870 |
| Buckeye Insurance Group | $890 |
| Wolverine Mutual | $941 |
2014 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $313 |
| Jupiter Auto Insurance | $443 |
| Plymouth Rock | $462 |
| Mercury Insurance Company | $547 |
| Concord Group | $654 |
| American National P | $669 |
| Buckeye Insurance Group | $657 |
| Mercury Insurance | $733 |
| SAFECO | $723 |
| MMG Insurance Company | $735 |
Cost of FIAT 500L Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,039 | $7,444 | $8,701 |
| 18 | $4,719 | $6,936 | $8,096 |
| 19 | $4,185 | $6,104 | $7,144 |
| 20 | $3,620 | $5,312 | $6,227 |
| 21 | $3,064 | $4,481 | $5,216 |
| 22 | $2,945 | $4,337 | $5,080 |
| 23 | $2,594 | $3,806 | $4,457 |
| 24 | $2,461 | $3,616 | $4,246 |
| 25 | $2,113 | $3,116 | $3,646 |
| 30 | $1,673 | $2,417 | $2,832 |
| 35 | $1,560 | $2,288 | $2,650 |
| 40 | $1,511 | $2,175 | $2,570 |
| 45 | $1,459 | $2,133 | $2,515 |
| 55 | $1,342 | $1,963 | $2,274 |
| 65 | $1,375 | $2,042 | $2,401 |
| 75 | $1,746 | $2,572 | $3,008 |
FIAT 500L Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,597 | $2,302 | $2,933 |
| Alaska | $1,317 | $1,803 | $1,784 |
| Arizona | $1,491 | $2,134 | $3,132 |
| Arkansas | $1,633 | $2,565 | $2,801 |
| California | $1,812 | $3,210 | $1,813 |
| Colorado | $1,667 | $2,347 | $3,010 |
| Connecticut | $2,150 | $3,329 | $4,244 |
| Delaware | $1,783 | $2,359 | $3,058 |
| Florida | $2,140 | $2,951 | $3,833 |
| Hawaii | $698 | $941 | $700 |
| Idaho | $1,185 | $1,586 | $1,947 |
| Illinois | $1,273 | $1,908 | $2,169 |
| Indiana | $1,284 | $1,989 | $2,197 |
| Iowa | $1,013 | $1,413 | $1,661 |
| Kansas | $1,368 | $1,962 | $2,300 |
| Kentucky | $1,978 | $2,878 | $3,392 |
| Louisiana | $2,535 | $3,803 | $4,132 |
| Maine | $941 | $1,336 | $1,932 |
| Maryland | $1,562 | $2,231 | $2,517 |
| Massachusetts | $1,223 | $2,173 | $1,251 |
| Michigan | $2,999 | $4,560 | $7,178 |
| Minnesota | $1,218 | $1,657 | $2,314 |
| Mississippi | $1,487 | $2,128 | $2,127 |
| Missouri | $1,421 | $2,004 | $2,627 |
| Montana | $1,406 | $2,005 | $2,310 |
| Nebraska | $1,212 | $1,795 | $1,920 |
| Nevada | $1,997 | $2,955 | $3,104 |
| New Hampshire | $1,379 | $2,176 | $2,758 |
| New Jersey | $1,536 | $2,404 | $3,134 |
| New Mexico | $1,548 | $2,291 | $2,391 |
| New York | $1,455 | $1,820 | $3,034 |
| North Carolina | $880 | $1,548 | $1,077 |
| North Dakota | $1,204 | $1,842 | $2,207 |
| Ohio | $1,080 | $1,699 | $1,703 |
| Oklahoma | $1,752 | $2,480 | $2,792 |
| Oregon | $1,578 | $2,119 | $2,534 |
| Pennsylvania | $1,317 | $1,946 | $2,298 |
| Rhode Island | $2,238 | $3,272 | $3,661 |
| South Carolina | $1,498 | $2,111 | $2,884 |
| South Dakota | $1,351 | $1,950 | $2,269 |
| Tennessee | $1,579 | $2,344 | $3,138 |
| Texas | $1,604 | $2,298 | $2,889 |
| Utah | $1,386 | $1,917 | $2,617 |
| Vermont | $1,036 | $1,618 | $1,720 |
| Virginia | $975 | $1,526 | $1,496 |
| Washington | $1,321 | $1,765 | $2,123 |
| West Virginia | $1,332 | $1,892 | $2,369 |
| Wisconsin | $1,310 | $2,072 | $2,360 |
| Wyoming | $1,237 | $1,717 | $1,812 |
| Georgia | $1,742 | $2,572 | $2,598 |
Compare FIAT 500L To Other FIAT Models
FAQs
Who has the cheapest car insurance for a FIAT 500L?
American National P offers the most affordable car insurance for the 2020 FIAT 500L.
Which company offers the best car insurance for a FIAT 500L?
We consider American National P to provide the best car insurance for a FIAT 500L, taking into account its competitive rates, comprehensive coverage, and excellent customer service.
