Jaguar XE Car Insurance Cost 2025
Getting insurance for a Jaguar XE costs $2,300 per year, on average. However, the exact cost can vary depending on factors like your age, the model year of your car, and additional considerations. You can use our quote tables below to get an estimate of your specific costs.
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Insuring a Jaguar XE typically costs around $2,100 to $2,300 per year, depending on your location, driving history, and coverage level. As a luxury sedan with advanced features and premium parts, the XE often carries higher-than-average insurance premiums.
While it’s not the most expensive luxury car to insure, its repair costs and performance capabilities can contribute to elevated rates. Drivers with clean records and good credit may still qualify for lower premiums through comparison shopping and discounts.
Understanding the factors that affect insurance costs can help you find the best value when covering your Jaguar XE.
How Much Does Jaguar XE Car Insurance Cost?
Typically, Jaguar XE drivers can find car insurance at an average rate of $2,300 per year. However, the actual cost may vary based on your personal factors like age, driving history, location, and coverage options.
It’s important to note that car insurance rates can vary widely due to several factors, including location, driving history, the year of your car model, and the coverage options you choose. A clean driving record can result in lower premiums, while accidents or violations can increase your costs.
Living in an urban area with heavy traffic may lead to higher insurance rates compared to rural areas with less congestion. Additionally, the type of coverage you select will influence your premium. Comprehensive coverage, which includes both comprehensive and collision insurance, generally costs more than the minimum liability coverage.
For the Jaguar XE, insurance is higher compared to the average for all Jaguar models. However, it’s still more expensive than the average cost for all cars.
Insuranceopedia is here to help you compare quotes from different auto insurance providers, ensuring you get the best deal for your specific needs.
| Vehicle | Average Monthly Premium |
| Jaguar XE | $200 |
| All Jaguars | $193 |
| All Cars | $175 |
Average Insurance Cost Of Jaguar XE By Model Year
| Model Year | Average Premium |
| 2025 Jaguar XE | $2,183 |
| 2021 Jaguar XE | $4,958 |
| 2020 Jaguar XE | $4,115 |
| 2019 Jaguar XE | $1,091 |
| 2018 Jaguar XE | $1,437 |
| 2017 Jaguar XE | $983 |
2025 Jaguar XE Insurance Rates
The average annual insurance cost for a 2025 Jaguar XE is $2,183. However, Erie Insurance offers the cheapest rates, averaging $1,431 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $2,169 |
| Erie Insurance | $1,431 |
| GEICO | $1,844 |
| State Farm | $1,690 |
| Nationwide | $1,384 |
| Mercury Insurance | $1,539 |
| Allstate | $3,290 |
| Progressive | $2,322 |
| Farmers Insurance | $3,099 |
| Travelers | $3,062 |
2021 Jaguar XE Insurance Rates
The average annual insurance cost for a 2021 Jaguar XE is $4,958. However, USAA offers the cheapest rates, averaging $2,169 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $2,169 |
| Direct Auto | $2,422 |
| State Farm | $2,669 |
| Southern Farm Bureau | $3,292 |
| Encompass | $5,433 |
| Automobile Club of Missouri | $5,625 |
| Allstate | $6,010 |
| Safe Auto | $6,096 |
| Metropolitan | $6,357 |
| Safeway | $9,504 |
2020 Jaguar XE Insurance Rates
The average annual insurance cost for a 2020 Jaguar XE is $4,115. However, Travelers offers the cheapest rates, averaging $2,678 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $2,678 |
| USAA | $3,097 |
| Mercury | $5,360 |
| California Capital | $3,553 |
| Erie | $4,105 |
| Allstate | $4,643 |
| New York Central Mutual Fire | $4,799 |
| CSAA | $2,924 |
| State Farm | $5,343 |
| Farmers | $4,649 |
2019 Jaguar XE Insurance Rates
The average annual insurance cost for a 2019 Jaguar XE is $1,091. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $512 per year.
| Insurance Provider | Average Annual Cost |
| Indiana Farmers Mutual Ins | $1,161 |
| Farm Bureau Mutual (IA Group) | $1,399 |
| Buckeye Insurance Group | $1,252 |
| Grange Mutual | $963 |
| Union Mutual Fire Group | $1,019 |
| Hastings Mutual Insurance Co | $512 |
| Pekin Insurance | $826 |
| Texas Farm Bureau Group | $1,434 |
| Mercury Insurance | $1,024 |
| Concord Group | $1,316 |
2018 Jaguar XE Insurance Rates
The average annual insurance cost for a 2018 Jaguar XE is $1,437. However, Safeco offers the cheapest rates, averaging $280 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $1,276 |
| North Carolina Farm Bureau | $1,474 |
| Southern Farm Bureau | $1,604 |
| GMAC Insurance Group | $1,678 |
| SECURA Insurance | $1,481 |
| Safeco | $280 |
| Rockford Mutual Insurance | $1,702 |
| Texas Farm Bureau Group | $1,449 |
| Farm Bureau Mutual (IA Group) | $1,750 |
| New York Central Mutual Fire | $1,673 |
2017 Jaguar XE Insurance Rates
The average annual insurance cost for a 2017 Jaguar XE is $983. However, Safeco offers the cheapest rates, averaging $370 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $605 |
| Safeco | $370 |
| Texas Farm Bureau Group | $1,331 |
| Buckeye Insurance Group | $1,204 |
| Mercury Insurance | $1,047 |
| Tennessee Farmers | $1,193 |
| Mercury Insurance Company | $645 |
| North Carolina Farm Bureau | $1,144 |
| West Bend Mutual | $1,375 |
| Kemper Auto | Infinity | $913 |
Find Affordable Jaguar XE Insurance Rates
Are Jaguar XEs Expensive To Insure?
Yes, Jaguar XEs tend to be more expensive to insure compared to average sedans. As a luxury vehicle, the XE features high-end parts and advanced technology, which can raise repair costs after an accident. Its performance capabilities may also place it in a higher risk category for some insurers. Additionally, premiums can be influenced by the driver’s age, location, driving history, and chosen coverage limits. While rates vary, many drivers can expect to pay above-average premiums for this model. Comparing quotes from multiple providers can help lower costs and ensure you’re getting the best deal.
Cost of Jaguar XE Car Insurance By Age
That’s absolutely right! Age is one of the biggest factors when it comes to car insurance premiums. Teenagers, being statistically more likely to be involved in accidents, often face the highest rates. As drivers get older and gain more experience behind the wheel, their risk is seen as lower, which generally results in reduced premiums. Drivers in their 30s and 40s often experience the most affordable rates, as they’ve typically had enough time to develop a clean driving record. However, once drivers reach their 60s or 70s, rates may begin to increase again due to factors like declining health or reaction time.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $12,570 | $18,476 | $21,679 |
| 18 | $11,797 | $17,303 | $20,210 |
| 19 | $10,420 | $15,240 | $17,841 |
| 20 | $9,066 | $13,257 | $15,595 |
| 21 | $7,559 | $11,134 | $13,026 |
| 22 | $7,418 | $10,867 | $12,704 |
| 23 | $6,454 | $9,547 | $11,121 |
| 24 | $6,123 | $9,034 | $10,573 |
| 25 | $5,339 | $7,831 | $9,117 |
| 30 | $4,143 | $6,038 | $7,072 |
| 35 | $3,892 | $5,673 | $6,679 |
| 40 | $3,762 | $5,425 | $6,389 |
| 45 | $3,611 | $5,337 | $6,242 |
| 55 | $3,349 | $4,876 | $5,736 |
| 65 | $3,471 | $5,044 | $5,951 |
| 75 | $4,385 | $6,453 | $7,516 |
Jaguar XE Car Insurance Rates By State
Yes, location is a crucial factor in determining car insurance rates. States have different insurance laws, and in some places, like Michigan, the required coverage is higher, which can drive up premiums. Weather also plays a part—states that experience frequent extreme weather events (like hurricanes, tornadoes, or floods) can lead to higher rates, as there’s a higher risk of damage to vehicles.
Crime rates, including theft and vandalism, as well as accident statistics, can also impact your insurance. Areas with high traffic accidents or high rates of stolen vehicles will likely see higher premiums for drivers in those regions. All these local factors are considered when insurance companies calculate rates, making it important to compare quotes if you’re moving to a new area.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,958 | $5,711 | $7,304 |
| Alaska | $3,288 | $4,532 | $4,376 |
| Arizona | $3,728 | $5,363 | $7,844 |
| Arkansas | $4,032 | $6,380 | $7,030 |
| California | $4,506 | $7,966 | $4,514 |
| Colorado | $4,221 | $5,888 | $7,424 |
| Connecticut | $5,370 | $8,341 | $10,600 |
| Delaware | $4,462 | $5,890 | $7,574 |
| Florida | $5,256 | $7,295 | $9,502 |
| Georgia | $4,316 | $6,452 | $6,548 |
| Hawaii | $1,719 | $2,380 | $1,686 |
| Idaho | $3,001 | $4,015 | $4,795 |
| Illinois | $3,090 | $4,737 | $5,382 |
| Indiana | $3,267 | $4,895 | $5,559 |
| Iowa | $2,594 | $3,495 | $4,153 |
| Kansas | $3,433 | $4,962 | $5,751 |
| Kentucky | $4,908 | $7,184 | $8,543 |
| Louisiana | $6,320 | $9,538 | $10,297 |
| Maine | $2,421 | $3,299 | $4,890 |
| Maryland | $3,863 | $5,624 | $6,227 |
| Massachusetts | $3,090 | $5,388 | $3,127 |
| Michigan | $7,415 | $11,398 | $17,927 |
| Minnesota | $3,114 | $4,136 | $5,724 |
| Mississippi | $3,751 | $5,298 | $5,356 |
| Missouri | $3,520 | $5,027 | $6,568 |
| Montana | $3,524 | $4,975 | $5,792 |
| Nebraska | $2,990 | $4,451 | $4,855 |
| Nevada | $4,960 | $7,325 | $7,791 |
| New Hampshire | $3,439 | $5,432 | $6,926 |
| New Jersey | $3,820 | $5,941 | $7,746 |
| New Mexico | $3,832 | $5,772 | $5,990 |
| New York | $3,597 | $4,513 | $7,500 |
| North Carolina | $2,267 | $3,863 | $2,769 |
| North Dakota | $3,092 | $4,657 | $5,522 |
| Ohio | $2,696 | $4,206 | $4,256 |
| Oklahoma | $4,356 | $6,226 | $7,033 |
| Oregon | $3,925 | $5,250 | $6,344 |
| Pennsylvania | $3,281 | $4,835 | $5,734 |
| Rhode Island | $5,533 | $8,164 | $9,180 |
| South Carolina | $3,809 | $5,213 | $7,159 |
| South Dakota | $3,421 | $4,885 | $5,573 |
| Tennessee | $3,961 | $5,861 | $7,757 |
| Texas | $3,975 | $5,814 | $7,148 |
| Utah | $3,409 | $4,807 | $6,613 |
| Vermont | $2,614 | $4,082 | $4,251 |
| Virginia | $2,489 | $3,804 | $3,719 |
| Washington | $3,233 | $4,465 | $5,291 |
| West Virginia | $3,290 | $4,680 | $5,890 |
| Wisconsin | $3,293 | $5,086 | $5,840 |
| Wyoming | $3,072 | $4,317 | $4,551 |
Find Affordable Jaguar XE Insurance Rates
Cheapest Car Insurance Companies For A Jaguar XE
The table above highlights five insurance providers offering competitive rates for the Jaguar XE. GEICO and Progressive are noted for their affordability, with annual premiums around $2,180. Erie Insurance and Nationwide also present cost-effective options, with premiums under $1,500 annually. Mercury Insurance rounds out the list, offering rates slightly above $1,600 per year.
| Insurance Company | Average Monthly |
| GEICO | $182 |
| Progressive | $182 |
| Erie Insurance | $125 |
| Nationwide | $121 |
| Mercury Insurance | $43135 |
Common Jaguar XE Insurance Discounts
Discounts are a smart way to lower your car insurance premiums. Here are some common ones you can inquire about:
- Multi-policy: Bundling your home and auto insurance policies with the same provider often results in a discounted rate.
- Pay annually: Some insurers offer discounts if you pay your premium in full upfront, instead of splitting it into monthly payments.
- Defensive driving: Completing a certified defensive driving course may qualify you for a discount.
Be sure to speak with your insurance agent to find additional discounts you might be eligible for, as providers may offer unique deals based on your specific situation.
Ways To Save On Jaguar XE Insurance Costs
Maintaining a clean driving record is essential for keeping your Jaguar XE insurance premiums low. Traffic violations like speeding tickets or accidents can raise your insurance costs. For example, Jaguar XE drivers with a ticket on their record typically pay $146 per month, while those with multiple accidents may pay around $114 per month.
In addition, annual mileage impacts your premium. Drivers who cover fewer miles annually are generally considered lower risk, as they spend less time on the road and have fewer opportunities for accidents. For instance, Jaguar XE drivers who drive between 2,501 and 5,000 miles per year will pay an average of $104 per month. On the other hand, those who drive more than 10,000 miles annually may only pay around $65 per month. Keeping your driving record clean and reducing your mileage can help keep your premiums lower.
Compare Jaguar XE To Other Jaguar Models
Looking for other Jaguar model insurance costs?
Our Methodology
To calculate the average car insurance costs, Insuranceopedia aggregated thousands of quotes from top auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind, the figures in this guide are averages and may differ from the actual quotes you receive, as various factors such as age, location, driving history, and coverage choices can influence your premium.
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FAQs
Do You Need Insurance Before You Can Purchase A Jaguar XE?
Yes, you will need to provide proof of insurance before you can drive your Jaguar XE off the dealership lot. It’s a good idea to purchase an insurance policy beforehand and then notify your insurance company about the upcoming car purchase. This ensures that you’re covered and ready to go as soon as you take possession of your vehicle, rather than relying on dealership-provided insurance.
How Can You Get The Cheapest Insurance For Your Jaguar XE?
The best way to find the cheapest rates for your Jaguar XE is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes this process easier by allowing you to compare quotes from multiple providers directly on our website, helping you find the most affordable coverage for your needs.
