Jaguar XE Car Insurance Cost 2025
Getting insurance for a Jaguar XE costs $2,169 per year, on average. However, the exact cost can vary depending on factors like your age, the model year of your car, and additional considerations. You can use our quote tables below to get an estimate of your specific costs.
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If you’re thinking about buying a Jaguar XE, one crucial factor to consider is the insurance cost. On average, insurance for a Jaguar XE costs $2,169 per year. Insurance plays a major role in car ownership, so it’s essential to understand its implications before making a purchase.
Choosing the right insurance policy is vital to avoid unexpected expenses in the future. Having inadequate coverage during an accident can lead to significant out-of-pocket costs. Additionally, if you’re responsible for an accident, your premiums could rise.
With my experience of over a decade in analyzing insurance rates, I’ve observed how these costs can vary widely. Factors such as age, driving history, and location all play a significant role in determining insurance premiums.
How Much Does Jaguar XE Car Insurance Cost?
Typically, Jaguar XE drivers can find car insurance at an average rate of $2,169 per year. However, the actual cost may vary based on your personal factors like age, driving history, location, and coverage options.
It’s important to note that car insurance rates can vary widely due to several factors, including location, driving history, the year of your car model, and the coverage options you choose. A clean driving record can result in lower premiums, while accidents or violations can increase your costs.
Living in an urban area with heavy traffic may lead to higher insurance rates compared to rural areas with less congestion. Additionally, the type of coverage you select will influence your premium. Comprehensive coverage, which includes both comprehensive and collision insurance, generally costs more than the minimum liability coverage.
For the Jaguar XE, insurance is higher compared to the average for all Jaguar models. However, it’s still more expensive than the average cost for all cars.
Insuranceopedia is here to help you compare quotes from different auto insurance providers, ensuring you get the best deal for your specific needs.
| Vehicle | Average Monthly Premium |
| Jaguar XE | $200 |
| All Jaguars | $193 |
| All Cars | $175 |
Average Insurance Cost Of Jaguar XE By Model Year
| Model Year | Average Premium |
| 2021 Jaguar XE | $4,958 |
| 2020 Jaguar XE | $4,115 |
| 2019 Jaguar XE | $1,091 |
| 2018 Jaguar XE | $1,437 |
| 2017 Jaguar XE | $983 |
2021 Jaguar XE Insurance Rates
The average annual insurance cost for a 2021 Jaguar XE is $4,958. However, USAA offers the cheapest rates, averaging $2,169 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $2,169 |
| Direct Auto | $2,422 |
| State Farm | $2,669 |
| Southern Farm Bureau | $3,292 |
| Encompass | $5,433 |
| Automobile Club of Missouri | $5,625 |
| Allstate | $6,010 |
| Safe Auto | $6,096 |
| Metropolitan | $6,357 |
| Safeway | $9,504 |
2020 Jaguar XE Insurance Rates
The average annual insurance cost for a 2020 Jaguar XE is $4,115. However, Travelers offers the cheapest rates, averaging $2,678 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $2,678 |
| USAA | $3,097 |
| Mercury | $5,360 |
| California Capital | $3,553 |
| Erie | $4,105 |
| Allstate | $4,643 |
| New York Central Mutual Fire | $4,799 |
| CSAA | $2,924 |
| State Farm | $5,343 |
| Farmers | $4,649 |
2019 Jaguar XE Insurance Rates
The average annual insurance cost for a 2019 Jaguar XE is $1,091. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $512 per year.
| Insurance Provider | Average Annual Cost |
| Indiana Farmers Mutual Ins | $1,161 |
| Farm Bureau Mutual (IA Group) | $1,399 |
| Buckeye Insurance Group | $1,252 |
| Grange Mutual | $963 |
| Union Mutual Fire Group | $1,019 |
| Hastings Mutual Insurance Co | $512 |
| Pekin Insurance | $826 |
| Texas Farm Bureau Group | $1,434 |
| Mercury Insurance | $1,024 |
| Concord Group | $1,316 |
2018 Jaguar XE Insurance Rates
The average annual insurance cost for a 2018 Jaguar XE is $1,437. However, Safeco offers the cheapest rates, averaging $280 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $1,276 |
| North Carolina Farm Bureau | $1,474 |
| Southern Farm Bureau | $1,604 |
| GMAC Insurance Group | $1,678 |
| SECURA Insurance | $1,481 |
| Safeco | $280 |
| Rockford Mutual Insurance | $1,702 |
| Texas Farm Bureau Group | $1,449 |
| Farm Bureau Mutual (IA Group) | $1,750 |
| New York Central Mutual Fire | $1,673 |
2017 Jaguar XE Insurance Rates
The average annual insurance cost for a 2017 Jaguar XE is $983. However, Safeco offers the cheapest rates, averaging $370 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $605 |
| Safeco | $370 |
| Texas Farm Bureau Group | $1,331 |
| Buckeye Insurance Group | $1,204 |
| Mercury Insurance | $1,047 |
| Tennessee Farmers | $1,193 |
| Mercury Insurance Company | $645 |
| North Carolina Farm Bureau | $1,144 |
| West Bend Mutual | $1,375 |
| Kemper Auto | Infinity | $913 |
Find Affordable Jaguar XE Insurance Rates
Is A Jaguar XE Expensive To Insure?
The cost to insure a Jaguar XE is indeed higher than the overall average for all cars. However, the exact rate you’ll pay for car insurance can be influenced by several factors, including your age, driving history, the model year of your car, your location, and the type of coverage you choose. For instance, younger drivers may pay higher premiums, while a car’s age and model year can also play a significant role. Additionally, living in an area with higher traffic or higher accident rates may drive up insurance costs. It’s always a good idea to shop around and compare quotes to find the best rate for your specific situation.
Cost of Jaguar XE Car Insurance By Age
That’s absolutely right! Age is one of the biggest factors when it comes to car insurance premiums. Teenagers, being statistically more likely to be involved in accidents, often face the highest rates. As drivers get older and gain more experience behind the wheel, their risk is seen as lower, which generally results in reduced premiums. Drivers in their 30s and 40s often experience the most affordable rates, as they’ve typically had enough time to develop a clean driving record. However, once drivers reach their 60s or 70s, rates may begin to increase again due to factors like declining health or reaction time.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $12,570 | $18,476 | $21,679 |
| 18 | $11,797 | $17,303 | $20,210 |
| 19 | $10,420 | $15,240 | $17,841 |
| 20 | $9,066 | $13,257 | $15,595 |
| 21 | $7,559 | $11,134 | $13,026 |
| 22 | $7,418 | $10,867 | $12,704 |
| 23 | $6,454 | $9,547 | $11,121 |
| 24 | $6,123 | $9,034 | $10,573 |
| 25 | $5,339 | $7,831 | $9,117 |
| 30 | $4,143 | $6,038 | $7,072 |
| 35 | $3,892 | $5,673 | $6,679 |
| 40 | $3,762 | $5,425 | $6,389 |
| 45 | $3,611 | $5,337 | $6,242 |
| 55 | $3,349 | $4,876 | $5,736 |
| 65 | $3,471 | $5,044 | $5,951 |
| 75 | $4,385 | $6,453 | $7,516 |
Jaguar XE Car Insurance Rates By State
Yes, location is a crucial factor in determining car insurance rates. States have different insurance laws, and in some places, like Michigan, the required coverage is higher, which can drive up premiums. Weather also plays a part—states that experience frequent extreme weather events (like hurricanes, tornadoes, or floods) can lead to higher rates, as there’s a higher risk of damage to vehicles.
Crime rates, including theft and vandalism, as well as accident statistics, can also impact your insurance. Areas with high traffic accidents or high rates of stolen vehicles will likely see higher premiums for drivers in those regions. All these local factors are considered when insurance companies calculate rates, making it important to compare quotes if you’re moving to a new area.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,958 | $5,711 | $7,304 |
| Alaska | $3,288 | $4,532 | $4,376 |
| Arizona | $3,728 | $5,363 | $7,844 |
| Arkansas | $4,032 | $6,380 | $7,030 |
| California | $4,506 | $7,966 | $4,514 |
| Colorado | $4,221 | $5,888 | $7,424 |
| Connecticut | $5,370 | $8,341 | $10,600 |
| Delaware | $4,462 | $5,890 | $7,574 |
| Florida | $5,256 | $7,295 | $9,502 |
| Georgia | $4,316 | $6,452 | $6,548 |
| Hawaii | $1,719 | $2,380 | $1,686 |
| Idaho | $3,001 | $4,015 | $4,795 |
| Illinois | $3,090 | $4,737 | $5,382 |
| Indiana | $3,267 | $4,895 | $5,559 |
| Iowa | $2,594 | $3,495 | $4,153 |
| Kansas | $3,433 | $4,962 | $5,751 |
| Kentucky | $4,908 | $7,184 | $8,543 |
| Louisiana | $6,320 | $9,538 | $10,297 |
| Maine | $2,421 | $3,299 | $4,890 |
| Maryland | $3,863 | $5,624 | $6,227 |
| Massachusetts | $3,090 | $5,388 | $3,127 |
| Michigan | $7,415 | $11,398 | $17,927 |
| Minnesota | $3,114 | $4,136 | $5,724 |
| Mississippi | $3,751 | $5,298 | $5,356 |
| Missouri | $3,520 | $5,027 | $6,568 |
| Montana | $3,524 | $4,975 | $5,792 |
| Nebraska | $2,990 | $4,451 | $4,855 |
| Nevada | $4,960 | $7,325 | $7,791 |
| New Hampshire | $3,439 | $5,432 | $6,926 |
| New Jersey | $3,820 | $5,941 | $7,746 |
| New Mexico | $3,832 | $5,772 | $5,990 |
| New York | $3,597 | $4,513 | $7,500 |
| North Carolina | $2,267 | $3,863 | $2,769 |
| North Dakota | $3,092 | $4,657 | $5,522 |
| Ohio | $2,696 | $4,206 | $4,256 |
| Oklahoma | $4,356 | $6,226 | $7,033 |
| Oregon | $3,925 | $5,250 | $6,344 |
| Pennsylvania | $3,281 | $4,835 | $5,734 |
| Rhode Island | $5,533 | $8,164 | $9,180 |
| South Carolina | $3,809 | $5,213 | $7,159 |
| South Dakota | $3,421 | $4,885 | $5,573 |
| Tennessee | $3,961 | $5,861 | $7,757 |
| Texas | $3,975 | $5,814 | $7,148 |
| Utah | $3,409 | $4,807 | $6,613 |
| Vermont | $2,614 | $4,082 | $4,251 |
| Virginia | $2,489 | $3,804 | $3,719 |
| Washington | $3,233 | $4,465 | $5,291 |
| West Virginia | $3,290 | $4,680 | $5,890 |
| Wisconsin | $3,293 | $5,086 | $5,840 |
| Wyoming | $3,072 | $4,317 | $4,551 |
Find Affordable Jaguar XE Insurance Rates
Cheapest Car Insurance Companies For A Jaguar XE
Commonwealth Casualty offers a very affordable premium at $26 per month for a Jaguar XE, but keep in mind that insurance rates can vary greatly based on personal factors. These factors include your driving record, location, age, and even the year of your Jaguar XE. It’s essential to shop around and compare quotes from different providers to find the best rate for your specific profile and coverage needs.
| Company | Average Monthly Rate |
| Shelter Mutual | $41 |
| Dairyland | $35 |
| Workmens | $36 |
| Commonwealth Casualty | $26 |
| Infinity | $43 |
Common Jaguar XE Insurance Discounts
Discounts are a smart way to lower your car insurance premiums. Here are some common ones you can inquire about:
- Multi-policy: Bundling your home and auto insurance policies with the same provider often results in a discounted rate.
- Pay annually: Some insurers offer discounts if you pay your premium in full upfront, instead of splitting it into monthly payments.
- Defensive driving: Completing a certified defensive driving course may qualify you for a discount.
Be sure to speak with your insurance agent to find additional discounts you might be eligible for, as providers may offer unique deals based on your specific situation.
Ways To Save On Jaguar XE Insurance Costs
Maintaining a clean driving record is essential for keeping your Jaguar XE insurance premiums low. Traffic violations like speeding tickets or accidents can raise your insurance costs. For example, Jaguar XE drivers with a ticket on their record typically pay $146 per month, while those with multiple accidents may pay around $114 per month.
In addition, annual mileage impacts your premium. Drivers who cover fewer miles annually are generally considered lower risk, as they spend less time on the road and have fewer opportunities for accidents. For instance, Jaguar XE drivers who drive between 2,501 and 5,000 miles per year will pay an average of $104 per month. On the other hand, those who drive more than 10,000 miles annually may only pay around $65 per month. Keeping your driving record clean and reducing your mileage can help keep your premiums lower.
Compare Jaguar XE To Other Jaguar Models
Looking for other Jaguar model insurance costs?
Our Methodology
To calculate the average car insurance costs, Insuranceopedia aggregated thousands of quotes from top auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind, the figures in this guide are averages and may differ from the actual quotes you receive, as various factors such as age, location, driving history, and coverage choices can influence your premium.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Jaguar XE?
Yes, you will need to provide proof of insurance before you can drive your Jaguar XE off the dealership lot. It’s a good idea to purchase an insurance policy beforehand and then notify your insurance company about the upcoming car purchase. This ensures that you’re covered and ready to go as soon as you take possession of your vehicle, rather than relying on dealership-provided insurance.
How Can You Get The Cheapest Insurance For Your Jaguar XE?
The best way to find the cheapest rates for your Jaguar XE is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes this process easier by allowing you to compare quotes from multiple providers directly on our website, helping you find the most affordable coverage for your needs.
