Jaguar F-Pace Car Insurance Cost 2025
On average, insuring a Jaguar F-PACE costs $2,900 per year. However, the actual price may vary depending on factors such as your age, the car’s model year, and other individual considerations. You can refer to our quote tables below to get a more accurate estimate based on your specific profile.
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Insuring a 2025 Jaguar F-PACE typically costs between $2,500 and $2,900 annually, translating to approximately $208 to $242 per month.
These premiums are influenced by factors such as the vehicle’s luxury status, advanced features, and higher repair costs.
However, actual rates can vary based on individual factors like driving history, location, and chosen coverage levels. To secure the most competitive rate, it’s advisable to compare quotes from multiple insurers, consider bundling policies, and explore available discounts.
How Much Does Jaguar F-Pace Car Insurance Cost?
Typically, Jaguar F-PACE drivers pay an average of $2,900 per year for car insurance. However, rates may vary based on factors such as age, location, and coverage options.
The cost of car insurance varies based on several factors, including location, driving history, vehicle model year, and coverage options. A clean driving record can help lower premiums, while accidents or traffic violations may increase costs. Urban areas with heavy traffic often have higher rates than rural locations. Additionally, comprehensive insurance, which includes collision coverage, is generally more expensive than minimum liability coverage. While the Jaguar F-PACE’s insurance cost is lower than the average for all Jaguar models, it is higher than the overall average for all cars. Insuranceopedia can help you compare quotes from multiple providers to find the best deal.
| Vehicle | Average Monthly Premium |
| Jaguar E-PACE | $189 |
| All Jaguars | $193 |
| All Cars | $175 |
Average Insurance Cost Of Jaguar F-Pace By Model Year
| Model Year | Average Premium |
| 2025 Jaguar F-Pace | $1,745 |
| 2023 Jaguar F-Pace | $7,819 |
| 2022 Jaguar F-Pace | $1,304 |
| 2021 Jaguar F-Pace | $1,788 |
| 2020 Jaguar F-Pace | $1,103 |
| 2019 Jaguar F-Pace | $1,609 |
| 2018 Jaguar F-Pace | $1,038 |
| 2017 Jaguar F-Pace | $797 |
2025 Jaguar F-Pace Insurance Rates
The average annual insurance cost for a 2025 Jaguar F-Pace is $1,745. However, Progressive offers the cheapest rates, averaging $1,020 per year.
| Insurance Provider | Average Annual Cost |
| Progressive | $1,020 |
| USAA | $1,190 |
| Nationwide | $1,270 |
| Mercury Insurance | $1,290 |
| Erie Insurance | $1,300 |
| Acuity | $1,510 |
| Vermont Mutual | $1,570 |
| GEICO | $2,500 |
| Allstate | $2,800 |
| Farmers | $3,000 |
2023 Jaguar F-Pace Insurance Rates
The average annual insurance cost for a 2023 Jaguar F-Pace is $7,819. However, Liberty Mutual offers the cheapest rates, averaging $7,819 per year.
| Insurance Provider | Average Annual Cost |
| Liberty Mutual | $7,819 |
2022 Jaguar F-Pace Insurance Rates
The average annual insurance cost for a 2022 Jaguar F-Pace is $1,304. However, Texas Farm Bureau Group offers the cheapest rates, averaging $513 per year.
| Insurance Provider | Average Annual Cost |
| Electric | $1,867 |
| Auto-Owners Insurance Co | $1,735 |
| USAA | $1,375 |
| Nationwide | $1,427 |
| Allied | $1,726 |
| Texas Farm Bureau Group | $513 |
| Erie | $882 |
| Virginia Farm Bureau | $857 |
| Penn National | $987 |
| State Farm | $1,668 |
2021 Jaguar F-Pace Insurance Rates
The average annual insurance cost for a 2021 Jaguar F-Pace is $1,788. However, National General offers the cheapest rates, averaging $974 per year.
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $1,843 |
| NatGen PPA | $2,096 |
| Unitrin | $1,808 |
| California Capital | $2,326 |
| North Carolina Farm Bureau | $1,278 |
| Mercury | $2,441 |
| National General | $974 |
| Penn National | $2,010 |
| Allied | $1,425 |
| GMAC Insurance Group | $1,683 |
2020 Jaguar F-Pace Insurance Rates
The average annual insurance cost for a 2020 Jaguar F-Pace is $1,103. However, Safeco offers the cheapest rates, averaging 297 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $1,622 |
| Mercury Insurance | $1,199 |
| NatGen Value | $1,556 |
| Texas Farm Bureau Group | $1,022 |
| Kemper Auto | Infinity | $805 |
| Penn National | $1,404 |
| Safeco | $297 |
| Direct Auto | $1,272 |
| Clearcover | $1,018 |
| Virginia Farm Bureau | $838 |
Find Affordable Jaguar F-Pace Insurance Rates
2019 Jaguar F-Pace Insurance Rates
The average annual insurance cost for a 2019 Jaguar F-Pace is $1,103. However, Pekin Insurance offers the cheapest rates, averaging 964 per year.
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $2,054 |
| Pekin Insurance | $964 |
| Direct Auto | $1,074 |
| SECURA Insurance | $1,108 |
| Auto-Owners Insurance Co | $2,046 |
| Texas Farm Bureau Group | $1,501 |
| Rockford Mutual Insurance | $1,946 |
| Hastings Mutual Insurance Co | $1,920 |
| Tennessee Farmers | $1,970 |
| Country | $1,504 |
2018 Jaguar F-Pace Insurance Rates
The average annual insurance cost for a 2018 Jaguar F-Pace is $1,038. However, Safeco offers the cheapest rates, averaging 216 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $336 |
| Farm Bureau Ins of MI | $1,522 |
| Pioneer State Mutual Ins Co | $1,538 |
| MEEMIC Insurance Company | $1,375 |
| NatGen Value | $483 |
| Texas Farm Bureau Group | $1,043 |
| Safeco | $216 |
| SECURA Insurance | $1,359 |
| Western National | $1,139 |
| Wolverine Mutual | $1,370 |
2017 Jaguar F-Pace Insurance Rates
The average annual insurance cost for a 2017 Jaguar F-Pace is $797. However, Titan offers the cheapest rates, averaging 142 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $1,253 |
| Mercury Insurance | $719 |
| National General Value | $1,291 |
| American National P | $713 |
| Jupiter Auto Insurance | $1,056 |
| Titan | $142 |
| Concord Group | $1,212 |
| Virginia Farm Bureau | $823 |
| North Carolina Farm Bureau | $457 |
| Texas Farm Bureau Group | $304 |
Find Affordable Jaguar F-Pace Insurance Rates
Are Jaguar F-Paces Expensive To Insure?
Insuring a Jaguar F-PACE typically costs more than average due to its luxury status, advanced features, and higher repair expenses. On average, annual premiums for a 2025 F-PACE range from $2,500 to $2,900, translating to approximately $208 to $242 per month . Factors influencing these rates include the vehicle’s trim level, the driver’s age and driving history, geographic location, and chosen coverage options. For instance, opting for full coverage or residing in areas with higher accident rates can increase premiums. Conversely, maintaining a clean driving record and bundling policies may help reduce costs. It’s advisable for F-PACE owners to compare quotes from multiple insurers to find the most competitive rates tailored to their specific circumstances.
Cost of Jaguar F-Pace Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers tend to pay the highest premiums due to their higher likelihood of accidents. However, as drivers gain experience and maintain a clean record, their insurance costs typically decrease over time.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,503 | $12,562 | $14,710 |
| 18 | $7,981 | $11,714 | $13,618 |
| 19 | $7,010 | $10,343 | $12,061 |
| 20 | $6,129 | $9,036 | $10,483 |
| 21 | $5,091 | $7,583 | $8,809 |
| 22 | $4,974 | $7,342 | $8,648 |
| 23 | $4,411 | $6,456 | $7,542 |
| 24 | $4,132 | $6,064 | $7,148 |
| 25 | $3,599 | $5,268 | $6,171 |
| 30 | $2,829 | $4,074 | $4,802 |
| 35 | $2,605 | $3,868 | $4,529 |
| 40 | $2,532 | $3,684 | $4,347 |
| 45 | $2,413 | $3,639 | $4,199 |
| 55 | $2,270 | $3,305 | $3,850 |
| 65 | $2,328 | $3,430 | $4,044 |
| 75 | $2,970 | $4,331 | $5,064 |
Jaguar F-Pace Car Insurance Rates By State
Your location significantly influences your car insurance rates. Each state has its own regulations, which can affect the minimum required coverage and overall costs. For example, Michigan drivers typically pay higher premiums due to state-mandated coverage levels. Additionally, climate conditions—such as hurricanes, storms, and flooding—can impact rates, as can local crime and accident statistics. Factors like car theft rates, crash frequency, and vehicle fatalities all play a role in determining your exact Jaguar F-Pace insurance premium.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,687 | $3,874 | $4,933 |
| Alaska | $2,203 | $3,059 | $2,984 |
| Arizona | $2,502 | $3,571 | $5,341 |
| Arkansas | $2,772 | $4,308 | $4,699 |
| California | $3,086 | $5,356 | $3,029 |
| Colorado | $2,893 | $3,965 | $5,085 |
| Connecticut | $3,659 | $5,643 | $7,175 |
| Delaware | $3,020 | $4,003 | $5,107 |
| Florida | $3,536 | $4,999 | $6,472 |
| Georgia | $2,960 | $4,379 | $4,434 |
| Hawaii | $1,198 | $1,539 | $1,161 |
| Idaho | $2,001 | $2,676 | $3,316 |
| Illinois | $2,123 | $3,219 | $3,659 |
| Indiana | $2,203 | $3,301 | $3,719 |
| Iowa | $1,701 | $2,381 | $2,815 |
| Kansas | $2,268 | $3,369 | $3,906 |
| Kentucky | $3,286 | $4,906 | $5,770 |
| Louisiana | $4,272 | $6,448 | $6,969 |
| Maine | $1,598 | $2,258 | $3,339 |
| Maryland | $2,607 | $3,800 | $4,200 |
| Massachusetts | $2,113 | $3,603 | $2,120 |
| Michigan | $5,061 | $7,648 | $12,126 |
| Minnesota | $2,036 | $2,766 | $3,933 |
| Mississippi | $2,557 | $3,556 | $3,565 |
| Missouri | $2,337 | $3,353 | $4,394 |
| Montana | $2,413 | $3,302 | $3,946 |
| Nebraska | $2,029 | $2,959 | $3,246 |
| Nevada | $3,374 | $4,969 | $5,211 |
| New Hampshire | $2,370 | $3,653 | $4,681 |
| New Jersey | $2,563 | $4,039 | $5,276 |
| New Mexico | $2,610 | $3,901 | $4,088 |
| New York | $2,455 | $3,085 | $5,155 |
| North Carolina | $1,488 | $2,556 | $1,877 |
| North Dakota | $2,014 | $3,086 | $3,694 |
| Ohio | $1,829 | $2,811 | $2,939 |
| Oklahoma | $2,973 | $4,206 | $4,700 |
| Oregon | $2,706 | $3,592 | $4,254 |
| Pennsylvania | $2,287 | $3,272 | $3,872 |
| Rhode Island | $3,791 | $5,528 | $6,173 |
| South Carolina | $2,503 | $3,489 | $4,852 |
| South Dakota | $2,291 | $3,248 | $3,841 |
| Tennessee | $2,688 | $3,929 | $5,256 |
| Texas | $2,679 | $3,940 | $4,882 |
| Utah | $2,301 | $3,208 | $4,432 |
| Vermont | $1,791 | $2,722 | $2,855 |
| Virginia | $1,680 | $2,566 | $2,513 |
| Washington | $2,168 | $3,036 | $3,629 |
| West Virginia | $2,255 | $3,224 | $3,947 |
| Wisconsin | $2,239 | $3,489 | $3,958 |
| Wyoming | $2,049 | $2,901 | $3,051 |
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Cheapest Car Insurance Companies For A Jaguar F-Pace
The table above presents estimated annual premiums from five different insurance providers for a 2025 Jaguar F-PACE. The premiums have been adjusted within a 5% range to reflect potential variations due to factors like driver history, location, and specific policy details. It’s evident that rates can vary significantly between providers, emphasizing the importance of shopping around and comparing quotes to find the most suitable and cost-effective coverage for your needs.
| Insurance Company | Average Monthly |
| State Farm | $155 |
| Nationwide | $193 |
| Progressive | $211 |
| GEICO | $219 |
| Farmers | $329 |
Common Jaguar F-Pace Insurance Discounts
Discounts can help reduce your car insurance costs, and many providers offer common savings opportunities. Some of the most popular discounts include:
- Multi-policy discount: Bundling your auto and home insurance with the same provider can lower your overall premium.
- Pay-in-full discount: Paying your entire premium upfront instead of in monthly installments can result in savings.
- Defensive driving discount: Completing an approved defensive driving course may qualify you for reduced rates.
Additional discounts may be available, so it’s best to check with your insurance agent to find out which ones you qualify for.
Ways To Save On Jaguar F-Pace Insurance Costs
Keeping a clean driving record is one of the most effective ways to lower your Jaguar F-Pace insurance costs. Traffic violations, such as speeding tickets or accidents, can lead to higher premiums. For instance, drivers with a ticket on their record may pay around $119 per month, while those with multiple accidents could see rates averaging $53 per month.
Additionally, lower annual mileage can reduce insurance costs. Drivers who log between 7,501-10,000 miles per year typically pay around $85 per month, while those exceeding 10,000 miles may pay about $73 per month. By maintaining a safe driving history and limiting mileage, you can keep your insurance expenses more manageable.
Compare Jaguar F-Pace To Other Jaguar Models
Looking for other Jaguar model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, your actual insurance costs may vary based on factors such as age, location, driving history, and coverage preferences.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Jaguar F-Pace?
Yes, proof of insurance is required before you can drive your Jaguar F-Pace off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your upcoming vehicle purchase. This ensures you have the necessary coverage without relying on dealership-provided insurance, which may not offer the best rates or coverage options.
How Can You Get The Cheapest Insurance For Your Jaguar F-Pace?
To secure the best rates for your Jaguar F-Pace, it’s essential to compare quotes from multiple auto insurance providers. Shopping around ensures you find the most competitive pricing and coverage options that suit your needs. Insuranceopedia offers a convenient way to compare quotes from different insurers, helping you make an informed decision and potentially save on your premium.
