Jaguar Car Insurance: How Much Is Jaguar Insurance? 2024

It costs about $289 per month to insure a Jaguar, adding up to roughly $3,475 per year.

We’ve saved shoppers an average of $600 per year on their car insurance.

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Updated: 26 November 2024
Written by Bob Phillips
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Jaguar, founded in 1922, is a British luxury car manufacturer known for producing high-performance sports cars, elegant sedans, and SUVs with a focus on innovation and design. The cost to insure a Jaguar varies based on several factors. Your age, driving history, and where you live significantly impact your car insurance premium.

Insurers use this information to determine the risk of covering your Jaguar. The average cost to insure a Jaguar is $3,475 per year.

How Much Does Jaguar Insurance Cost?

The average cost to insure a Jaguar is $289 per month, totaling approximately $3,475 per year. However, your insurance premium will vary based on factors like your age, location, driving record, and the specific Jaguar model you drive.

Insurance Cost Per Jaguar Model

A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring a Jaguar, across all models, is $3,475 per year.

The Jaguar F-Pace is the cheapest model to insure, at $2,525 per year. On the other hand, the Jaguar I-PACE is the most expensive, at an average of $4,442 per year.
Use the table below to compare insurance rates for Jaguar models.

Jaguar Model Average Yearly Insurance Cost
Jaguar E-PACE $2,568
Jaguar F-Pace $2,525
Jaguar F-TYPE $4,421
Jaguar I-PACE $4,442
Jaguar XE $3,163
Jaguar XF $3,728

Remember that these numbers are just averages, and the actual cost can differ based on where you live, your age, your driving history, and the coverage you select.

Are Jaguars Expensive To Insure?

The national average monthly car insurance cost is $156, whereas insuring a Jaguar averages $289 per month across all models—a significantly higher amount. However, insurance rates are typically influenced by the specific car model rather than the brand as a whole, so it’s essential to check rates for your particular vehicle.

Jaguar E-PACE Insurance Cost

The average cost of insuring a Jaguar E-PACE across all model years, is $1,385 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2022 Jaguar E-PACE $1,520
2021 Jaguar E-PACE $1,135
2020 Jaguar E-PACE $1,483
2019 Jaguar E-PACE $1,908
2018 Jaguar E-PACE $881

Jaguar F-PACE Insurance Cost

The average cost of insuring a Jaguar F-PACE across all model years, is $2,725 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2023 Jaguar F-PACE $7,819
2022 Jaguar F-PACE $1,304
2021 Jaguar F-PACE $1,788
2020 Jaguar F-PACE $1,103
2019 Jaguar F-PACE $1,609

Jaguar F-Type Insurance Cost

The average cost of insuring a Jaguar F-Type across all model years, is $3,035 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2023 Jaguar F-Type $1,865
2022 Jaguar F-Type $4,631
2021 Jaguar F-Type $2,694
2020 Jaguar F-Type $2,524
2019 Jaguar F-Type $3,461

Jaguar I-Pace Insurance Cost

The average cost of insuring a Jaguar I-Pace across all model years, is $2,291 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2021 Jaguar I-Pace $2,290
2020 Jaguar I-Pace $2,149
2019 Jaguar I-Pace $2,433

Jaguar XE Insurance Cost

The average cost of insuring a Jaguar XE across all model years, is $2,517 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2021 Jaguar XE $4,958
2020 Jaguar XE $4,115
2019 Jaguar XE $1,091
2018 Jaguar XE $1,437
2017 Jaguar XE $983

Jaguar XF Insurance Cost

The average cost of insuring a Jaguar XF across all model years, is $2,757 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2022 Jaguar XF $3,108
2021 Jaguar XF $5,356
2020 Jaguar XF $1,953
2019 Jaguar XF $1,800
2018 Jaguar XF $1,619

Cheapest Car Insurance Companies For Jaguars

The cost of your Jaguar car insurance policy will depend on the company that you choose. GEICO offers the cheapest rates for insuring an Jaguar, at $2,302 per year.

Use the table below to compare cheap full-coverage rates for an Jaguar.

Company Average Annual Premium
GEICO $2,302
Farmers $3,103
Progressive $2,322
Allstate $3,291
Travelers $3,077

Jaguar Car Insurance Cost – By Driver Age

The rates you pay to insure a Jaguar will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.

As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.

Age Average Annual Rate
17 $11,767
18 $10,971
19 $9,693
20 $8,445
21 $7,094
22 $6,891
23 $6,037
24 $5,728
25 $4,954
30 $3,849
35 $3,610
40 $3,476
45 $3,372
55 $3,105
65 $3,244
75 $4,077

Average Jaguar Car Insurance Rates – By Company

Insurance Provider Average Monthly Premium
GEICO $190
Progressive $191
Travelers $257
Farmers $258
Allstate $270
State Farm $280
Nationwide $300

Average Jaguar Car Insurance Rates – By U.S. State

State Average Annual Rate
Alabama $3,675
Alaska $3,053
Arizona $3,439
Arkansas $3,777
California $4,195
Colorado $3,924
Connecticut $5,010
Delaware $4,154
Florida $4,941
Hawaii $1,608
Idaho $2,791
Illinois $2,929
Indiana $3,010
Iowa $2,370
Kansas $3,166
Kentucky $4,566
Louisiana $5,875
Maine $2,224
Maryland $3,595
Massachusetts $2,888
Michigan $6,965
Minnesota $2,874
Mississippi $3,448
Missouri $3,256
Montana $3,311
Nebraska $2,796
Nevada $4,625
New Hampshire $3,203
New Jersey $3,537
New Mexico $3,607
New York $3,341
North Carolina $2,073
North Dakota $2,829
Ohio $2,537
Oklahoma $4,049
Oregon $3,683
Pennsylvania $3,100
Rhode Island $5,184
South Carolina $3,520
South Dakota $3,142
Tennessee $3,710
Texas $3,730
Utah $3,174
Vermont $2,439
Virginia $2,307
Washington $3,057
West Virginia $3,058
Wisconsin $3,062
Wyoming $2,846
Georgia $4,025

How To Save Money On Jaguar Car Insurance?

Owning a Jaguar involves various expenses, with car insurance being one of the largest. However, you can still save on your insurance costs. Here’s how:

Keep a Clean Driving Record

Insurance companies look at your driving history to set your premium. By avoiding accidents and tickets, you show that you’re a low-risk driver, which can lower your insurance costs.

1

Bundle Your Policies

Many insurers offer discounts if you combine multiple policies, like home and auto insurance. This makes managing your insurance easier and saves you money.

2

Raise Your Deductible

Increasing your deductible—the amount you pay before insurance kicks in—can lower your premium. Just make sure you can afford the higher out-of-pocket cost if you need to make a claim.

3

Add Safety Features

While Jaguars come with many safety features, adding extras like anti-theft devices can reduce your insurance costs by lowering the risk of theft and damage.

4

Take Advantage of Discounts

Ask your insurer about discounts for being a good student, having a clean driving record, or completing a defensive driving course. You might qualify for savings.

5

Shop Around

Insurance premiums vary between providers, so it’s important to compare quotes to find the best deal for your needs.

6

Consider Usage-Based Insurance

If you don’t drive your Jaguar often, look into usage-based insurance. This type of policy bases your premium on how much you drive, which can save you money if your Jaguar isn’t your main vehicle.

7

Our Methodology

In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.

FAQs

What Is The Most Expensive Jaguar Model To Insure?

At $4,442 per year, the Jaguar I-PACE is the most expensive Jaguar model for car insurance.

What Is The Cheapest Jaguar Model To Insure?

The Jaguar F-Pace is the cheapest model for car insurance, at $2,525 per year.

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