Jaguar XF Car Insurance Cost

Getting insurance for a Jaguar XF typically amounts to about $1,183 annually from New York Central Mutual Fire. However, the exact expenses can vary based on factors like your age, the car’s model year, and other relevant factors. You can refer to our provided quote tables below to get an estimate of what the cost might be for you.

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Updated: 04 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a Jaguar XF, you’ll need to consider the cost of insurance. Insurance is a big part of owning a car, so it’s important to understand it before making a decision.

Choosing the right car insurance is crucial to avoid unexpected expenses later on. It’s important to have enough coverage in case of an accident to avoid hefty out-of-pocket costs. Plus, if you’re at fault in an accident, your premiums could go up.

With over ten years of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving record, and where you live can all affect how much you’ll pay for insurance.

How Much Does Jaguar XF Car Insurance Cost?

Typically, New York Central Mutual Fire provides the most competitive rate, averaging $1,183 annually for full coverage insurance on a 2022 Jaguar XF.

While New York Central Mutual Fire’s pricing serves as a useful reference point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your insurance costs.

Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you choose will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will typically be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies to ensure that you get the best deal for your needs.

2022 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $1,183
Unigard $1,519
ACCC Insurance Company $1,674
SECURA Insurance $1,694
Farm Bureau Mutual (IA Group) $1,895
New Jersey Manufacturers $1,964
Unitrin $2,286
Hastings Mutual Insurance Co $2,613
Erie $2,722
American Family $3,017

2021 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
Clearcover $1,302
New Jersey Manufacturers $1,732
Travelers $1,766
Penn National $2,238
USAA $2,591
Erie $2,846
Mercury $2,962
State Farm $3,032
Farmers $3,212
21st Century $3,251

2020 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $1,812
California Capital $1,961
Esurance $2,144
USAA $2,313
Colorado Farm Bureau Mutual $2,483
Westfield $2,494
Hartford $2,597
Country $2,626
State Farm $2,651
21st Century $2,773

2019 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
Direct General Insurance $755
Titan $893
Texas Farm Bureau Group $1,072
Country $1,621
Capital Insurance Group $1,623
Direct Auto $1,683
Oregon Mutual $1,713
PEMCO $1,830
ACCC Insurance Company $1,868
Georgia Farm Bureau $1,911

2018 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
Safeco $1,029
Texas Farm Bureau Group $1,174
Farm Bureau Mutual (IA Group) $1,228
Capital Insurance Group $1,389
Virginia Farm Bureau $1,430
PEMCO $1,696
Oregon Mutual $1,837
Auto-Owners Insurance Co $1,890
Georgia Farm Bureau $1,921
Cincinnati Insurance $1,949

2017 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $557
American National P $612
New York Central Mutual Fire $985
Mercury Insurance Company $1,064
Southern Farm Bureau $1,244
Titan $1,345
SECURA Insurance $1,463
Texas Farm Bureau Group $1,554
North Carolina Farm Bureau $1,560
Direct Auto $1,675

2016 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $250
Kemper Auto | Infinity $479
SECURA Insurance $1,073
Mercury Insurance $1,147
National General RAD $1,184
Plymouth Rock $1,257
Titan $1,374
Direct Auto $1,387
Cameron Mutual Group $1,398
North Carolina Farm Bureau $1,451

2015 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $436
American National P $634
National General Value $766
SafeAuto $790
Safeco $894
NatGen PPA $960
Dairyland FR Bond $1,093
Virginia Farm Bureau $1,170
Direct Auto $1,206
Dairyland Broadform $1,340

2014 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
American National P $741
SECURA Insurance $962
Mercury Insurance $1,140
Ohio Mutual Ins Group $1,272
Capital Insurance Group $1,306
Frankenmuth Mutual $1,348
West Bend Mutual $1,364
IMT Insurance Company $1,439
Rural Mutual Insurance $1,548
Southern Farm Bureau $1,540

2013 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $341
SAFECO $399
New York Central Mutual Fire $621
American National P $687
North Carolina Farm Bureau $1,140
Kentucky Farm Bureau $1,177
SECURA Insurance $1,148
Titan $1,203
Buckeye Insurance Group $1,311
Farm Bureau Mutual (IA Group) $1,314

2012 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $758
American National P $805
New York Central Mutual Fire $976
North Carolina Farm Bureau $995
Mississippi Farm Bureau $1,265
Utica National Ins Group $1,285
Virginia Farm Bureau $1,299
Titan $1,295
Clearcover $1,321
Ameriprise Group $1,387

2011 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $530
North Carolina Farm Bureau $850
Buckeye Insurance Group $920
Clearcover $926
New York Central Mutual Fire $1,062
Mississippi Farm Bureau $1,068
Texas Farm Bureau Group $1,233
Western Reserve $1,227
SECURA Insurance $1,402
Ohio Mutual Ins Group $1,488

2010 Jaguar XF Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $510
American National P $580
Safeco $610
Kemper Auto | Infinity $822
Mercury Insurance $1,035
Buckeye Insurance Group $1,052
Indiana Farmers Mutual Ins $1,090
Clearcover $1,086
North Carolina Farm Bureau $1,117
Southern Farm Bureau $1,179

Cost of Jaguar XF Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $9,771 $14,374 $16,805
18 $9,128 $13,368 $15,659
19 $8,071 $11,840 $13,824
20 $7,027 $10,328 $12,046
21 $5,880 $8,647 $10,125
22 $5,756 $8,406 $9,866
23 $5,016 $7,391 $8,630
24 $4,764 $7,017 $8,186
25 $4,102 $6,043 $7,080
30 $3,204 $4,716 $5,494
35 $2,996 $4,419 $5,143
40 $2,882 $4,224 $4,954
45 $2,817 $4,114 $4,820
55 $2,579 $3,795 $4,422
65 $2,678 $3,948 $4,638
75 $3,406 $4,984 $5,813

Jaguar XF Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $3,062 $4,462 $5,674
Alaska $2,536 $3,522 $3,397
Arizona $2,859 $4,141 $6,107
Arkansas $3,135 $4,939 $5,406
California $3,472 $6,159 $3,504
Colorado $3,275 $4,543 $5,772
Connecticut $4,144 $6,467 $8,192
Delaware $3,448 $4,598 $5,884
Florida $4,109 $5,662 $7,420
Hawaii $1,318 $1,826 $1,328
Idaho $2,336 $3,060 $3,759
Illinois $2,444 $3,662 $4,178
Indiana $2,491 $3,820 $4,305
Iowa $1,986 $2,730 $3,173
Kansas $2,612 $3,824 $4,479
Kentucky $3,812 $5,571 $6,609
Louisiana $4,893 $7,401 $8,019
Maine $1,835 $2,551 $3,754
Maryland $3,007 $4,366 $4,819
Massachusetts $2,379 $4,161 $2,413
Michigan $5,773 $8,797 $13,888
Minnesota $2,399 $3,179 $4,454
Mississippi $2,859 $4,106 $4,106
Missouri $2,690 $3,878 $5,074
Montana $2,755 $3,825 $4,462
Nebraska $2,330 $3,457 $3,738
Nevada $3,849 $5,686 $6,019
New Hampshire $2,671 $4,204 $5,358
New Jersey $2,949 $4,618 $6,047
New Mexico $3,006 $4,457 $4,654
New York $2,777 $3,503 $5,829
North Carolina $1,713 $2,955 $2,105
North Dakota $2,352 $3,588 $4,248
Ohio $2,110 $3,231 $3,327
Oklahoma $3,370 $4,816 $5,431
Oregon $3,061 $4,084 $4,916
Pennsylvania $2,584 $3,766 $4,413
Rhode Island $4,321 $6,294 $7,088
South Carolina $2,920 $4,065 $5,598
South Dakota $2,606 $3,786 $4,359
Tennessee $3,100 $4,522 $6,041
Texas $3,118 $4,499 $5,584
Utah $2,638 $3,691 $5,106
Vermont $2,043 $3,115 $3,298
Virginia $1,936 $2,923 $2,870
Washington $2,533 $3,452 $4,098
West Virginia $2,549 $3,646 $4,569
Wisconsin $2,555 $3,980 $4,518
Wyoming $2,389 $3,326 $3,560
Georgia $3,339 $5,019 $5,038

FAQs

Who has the cheapest car insurance for a Jaguar XF?

For the 2022 model year, New York Central Mutual Fire offers the most affordable car insurance for the Jaguar XF.

Which company offers the best car insurance for a Jaguar XF?

Considering their combination of the lowest rates, comprehensive coverage, and highly-rated customer service, we believe that New York Central Mutual Fire provides the best car insurance option for a Jaguar XF.

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