Maserati Car Insurance: How Much Is Maserati Insurance? 2024
The average monthly cost to insure a Maserati is $407, totaling around $4,890 annually.
We’ve saved shoppers an average of $600 per year on their car insurance.
Maserati, founded in 1914 in Italy, is a luxury car brand renowned for its high-performance sports cars, elegant sedans, and sophisticated SUVs, blending Italian craftsmanship with advanced engineering. The cost of insuring a Maserati depends on several factors. Your age, driving record, and location play a major role in determining your car insurance premium. Insurance companies use this information to assess the risk of insuring your Maserati. The average cost to insure a Maserati is $4,890 per year.
How Much Does Maserati Insurance Cost?
The average cost to insure a Maserati is $407 per month, amounting to approximately $4,890 annually. However, your insurance premium can vary depending on factors like your age, location, driving history, and the specific Maserati model you own.
Average Maserati Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring a Maserati, across all models, is $4,890 per year.
The Maserati Levante is the cheapest model to insure, at $4,673 per year. On the other hand, the Maserati Ghibli is the most expensive, at an average of $5,107 per year.
Use the table below to compare insurance rates for Maserati models.
| Maserati Model | Average Yearly Insurance Cost |
| Maserati Ghibli | $5,107 |
| Maserati Levante | $4,673 |
Remember that these figures are just averages, and the actual cost can vary depending on your location, age, driving history, and the coverage you choose.
Are Maseratis Expensive To Insure?
The national average car insurance cost is $156 per month, while insuring a Maserati averages $407 per month across all models—a significantly higher amount. However, insurance rates are generally determined by the specific model rather than the brand, so it’s important to check quotes tailored to your Maserati model.
Maserati Ghibli Insurance Cost
The average cost of insuring a Maserati Ghibli across all model years, is $2,726 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Maserati Ghibli | $4,671 |
| 2022 Maserati Ghibli | $2,242 |
| 2021 Maserati Ghibli | $2,813 |
| 2020 Maserati Ghibli | $1,930 |
| 2019 Maserati Ghibli | $1,972 |
Maserati Levante Insurance Cost
The average cost of insuring a Maserati Levante across all model years, is $2,201 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Maserati Levante | $3,302 |
| 2022 Maserati Levante | $2,037 |
| 2021 Maserati Levante | $2,143 |
| 2020 Maserati Levante | $1,932 |
| 2019 Maserati Levante | $1,592 |
Maserati Car Insurance Cost – By Driver Age
The rates you pay to insure a Maserati will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $20,925 |
| 18 | $19,510 |
| 19 | $17,245 |
| 20 | $15,038 |
| 21 | $12,597 |
| 22 | $12,270 |
| 23 | $10,740 |
| 24 | $10,198 |
| 25 | $8,803 |
| 30 | $6,862 |
| 35 | $6,433 |
| 40 | $6,173 |
| 45 | $6,008 |
| 55 | $5,504 |
| 65 | $5,754 |
| 75 | $7,260 |
Average Maserati Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| Nationwide | $101 |
| Travelers | $144 |
| State Farm | $286 |
Average Maserati Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $6,538 |
| Alaska | $5,406 |
| Arizona | $6,121 |
| Arkansas | $6,718 |
| California | $7,464 |
| Colorado | $6,964 |
| Connecticut | $8,908 |
| Delaware | $7,374 |
| Florida | $8,779 |
| Hawaii | $2,870 |
| Idaho | $4,975 |
| Illinois | $5,199 |
| Indiana | $5,336 |
| Iowa | $4,223 |
| Kansas | $5,633 |
| Kentucky | $8,135 |
| Louisiana | $10,451 |
| Maine | $3,960 |
| Maryland | $6,400 |
| Massachusetts | $5,135 |
| Michigan | $12,366 |
| Minnesota | $5,098 |
| Mississippi | $6,151 |
| Missouri | $5,795 |
| Montana | $5,896 |
| Nebraska | $4,974 |
| Nevada | $8,216 |
| New Hampshire | $5,721 |
| New Jersey | $6,291 |
| New Mexico | $6,425 |
| New York | $5,944 |
| North Carolina | $3,685 |
| North Dakota | $5,051 |
| Ohio | $4,494 |
| Oklahoma | $7,192 |
| Oregon | $6,554 |
| Pennsylvania | $5,514 |
| Rhode Island | $9,196 |
| South Carolina | $6,258 |
| South Dakota | $5,604 |
| Tennessee | $6,592 |
| Texas | $6,639 |
| Utah | $5,649 |
| Vermont | $4,347 |
| Virginia | $4,096 |
| Washington | $5,415 |
| West Virginia | $5,454 |
| Wisconsin | $5,437 |
| Wyoming | $5,088 |
| Georgia | $7,157 |
How To Save Money On Maserati Car Insurance?
Owning an Maserati comes with various expenses, and car insurance is one of the biggest. However, you can still find ways to save on your insurance. Here’s how:
Maintain a Clean Driving Record
Your driving history is crucial for insurance companies when determining your premium. By avoiding accidents and traffic tickets, you show insurers that you’re a low-risk driver, which can significantly lower your insurance costs.
Bundle Your Policies
Many insurers offer discounts if you combine multiple policies, like home and auto insurance. This not only simplifies managing your insurance but also saves you money on premiums.
Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before your insurance kicks in—can lower your premium. Just ensure you can afford the higher deductible if you have an accident.
Install Safety Features
Maserati vehicles come with many safety features, but adding extras like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.
Take Advantage of Discounts
Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might qualify for.
Shop Around
Insurance premiums can vary widely between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.
Consider Usage-Based Insurance
If you don’t drive your Maserati often, think about usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Maserati isn’t your main vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results
FAQs
What Is The Most Expensive Maserati Model To Insure?
At $5,107 per year, the Maserati Ghibli is the most expensive Maserati model for car insurance.
What Is The Cheapest Maserati Model To Insure?
The Maserati Levante is the cheapest model for car insurance, at $4,673 per year.
