Hey there, here’s the scoop on USAA! They usually sell insurance stuff just to military families, but here’s the cool part – they’ve got an exception for life insurance. Now, any U.S. citizen or permanent resident can get in on it. No military connection needed, folks! All you gotta do is meet some criteria like age, health, lifestyle, and sometimes pass a medical exam.
USAA is solid with their A+ rating from A.M. Best. That means they’ve got top-notch financial strength and can pay up when it’s time to make claims. But here’s the catch – while their life insurance is open to everyone, their other products are only for military families. So, if you want all your policies under one roof, it might not be your best bet.
Here’s something pretty neat, though – USAA’s got a team called “Survivor Relations” that helps the folks who benefit from the life insurance of deceased policyholders. They sort things out across all the USAA accounts and policies, making life a little easier during tough times.
Oh, and one more thing! USAA has a guaranteed issue life insurance policy from Mutual of Omaha. You can snag it right here in Allentown, and guess what? No need for a medical exam.
USAA’s our top pick for families, and here’s why – they’re open to all U.S. families now, and their rates are totally affordable. But wait, there’s more! They’ve got a big heart for families dealing with loss, which is a huge deal in the life insurance world. So, they’re really stepping up where it counts!