Porsche Macan Car Insurance Cost 2025
Getting insurance for a Porsche Macan costs $2,097 per year, on average. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. To get an estimate of your specific costs, you can use our quote tables below, which provide personalized quotes based on your unique situation.
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If you’re thinking about buying a Porsche Macan, you’ll need to consider the cost of insurance. On average, insurance for a Porsche Macan costs $2,097 per year. Insurance is a significant aspect of owning a car, and it’s crucial to understand the details before making a purchase.
Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. It’s important to have adequate coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, being underinsured in an accident could result in increased premiums.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and location can significantly impact your insurance premiums.
How Much Does Porsche Macan Car Insurance Cost?
Typically, Porsche Macan drivers can find car insurance at an average rate of $2,097 per year. However, the exact cost can vary depending on factors such as the driver’s age, location, driving history, and the specific model year of the car. It’s always a good idea to shop around and compare quotes from different insurers to find the best rate for your individual profile.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.
As you can see from the table below, the cost of insurance for a Porsche Macan is lower compared to the average cost of all Porsche models. However, it is cheaper than the average cost for all cars.
Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Porsche Macan | $191 |
| All Porsches | $205 |
| All Cars | $175 |
Average Insurance Cost Of Porsche Macan By Model Year
| Model Year | Average Premium |
| 2024 Porsche Macan | $3,933 |
| 2023 Porsche Macan | $2,424 |
| 2022 Porsche Macan | $1,782 |
| 2021 Porsche Macan | $1,480 |
| 2020 Porsche Macan | $1,138 |
| 2019 Porsche Macan | $1,846 |
| 2018 Porsche Macan | $1,306 |
| 2017 Porsche Macan | $1,034 |
| 2016 Porsche Macan | $1,624 |
| 2015 Porsche Macan | $1,340 |
2024 Porsche Macan Insurance Rates
The average annual insurance cost for a 2024 Porsche Macan is $3,933. However, Nationwide offers the cheapest rates, averaging $2,097 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $2,793 |
| National General | $6,719 |
| Hanover | $4,840 |
| USAA | $3,255 |
| Nationwide | $2,097 |
| State Farm | $2,828 |
| Travelers | $2,333 |
| Chubb | $5,256 |
| Encompass | $5,286 |
| Erie | $3,926 |
2023 Porsche Macan Insurance Rates
The average annual insurance cost for a 2023 Porsche Macan is $2,424. However, USAA offers the cheapest rates, averaging $1,880 per year.
| Insurance Provider | Average Annual Cost |
| Farmers | $2,167 |
| New Jersey Manufacturers | $3,010 |
| Esurance | $2,601 |
| CSAA | $2,443 |
| USAA | $1,880 |
| California Capital | $2,155 |
| Mercury | $2,005 |
| 21st Century | $2,647 |
| Unitrin | $2,848 |
| Direct Auto | $2,483 |
2022 Porsche Macan Insurance Rates
The average annual insurance cost for a 2022 Porsche Macan is $1,782. However, Direct Auto offers the cheapest rates, averaging $900 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,444 |
| Mercury Insurance Company | $2,258 |
| Mercury Insurance | $2,054 |
| Buckeye Insurance Group | $1,859 |
| Direct Auto | $900 |
| North Carolina Farm Bureau | $1,847 |
| Hastings Mutual Insurance Co | $1,111 |
| Mercury | $2,172 |
| Motorists Mutual | $2,257 |
| Western Reserve | $1,914 |
2021 Porsche Macan Insurance Rates
The average annual insurance cost for a 2021 Porsche Macan is $1,480. However, Mercury Insurance offers the cheapest rates, averaging $749 per year.
| Insurance Provider | Average Annual Cost |
| Countryway Insurance | $1,182 |
| Patriot Group | $1,920 |
| Texas Farm Bureau Group | $1,693 |
| MMG Insurance Company | $1,539 |
| Mercury Insurance | $749 |
| Virginia Farm Bureau | $1,472 |
| Concord Group | $909 |
| Farm Bureau Mutual (IA Group) | $1,693 |
| GMAC Insurance Group | $1,950 |
| North Carolina Farm Bureau | $1,696 |
2020 Porsche Macan Insurance Rates
The average annual insurance cost for a 2020 Porsche Macan is $1,138. However, Mercury Insurance offers the cheapest rates, averaging $381 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $668 |
| Motorists Mutual | $1,719 |
| American Family | $1,590 |
| Clearcover | $1,006 |
| National General | $381 |
| Grange Mutual | $774 |
| Buckeye Insurance Group | $651 |
| Celina Insurance Group | $1,671 |
| Westfield | $1,693 |
| Auto-Owners Insurance Co | $1,229 |
Find Affordable Porsche Macan Insurance Rates
2019 Porsche Macan Insurance Rates
The average annual insurance cost for a 2019 Porsche Macan is $1,846. However, National General offers the cheapest rates, averaging $873 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,272 |
| 21st Century | $2,411 |
| Farmers | $2,391 |
| Country | $1,798 |
| National General | $873 |
| Clearcover | $1,444 |
| Mercury Insurance | $1,175 |
| National General Value | $2,372 |
| Unitrin | $2,391 |
| Kemper Auto | Infinity | $2,334 |
2018 Porsche Macan Insurance Rates
The average annual insurance cost for a 2018 Porsche Macan is $1,306. However, Safeco offers the cheapest rates, averaging $344 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $1,250 |
| Pure Companies Grp | $1,731 |
| Texas Farm Bureau Group | $1,441 |
| Norfolk and Dedham Group | $1,361 |
| Safeco | $344 |
| Direct Auto | $1,289 |
| NatGen Value | $1,011 |
| SECURA Insurance | $1,522 |
| Plymouth Rock | $1,694 |
| Safety Group | $1,419 |
2017 Porsche Macan Insurance Rates
The average annual insurance cost for a 2017 Porsche Macan is $1,034. However, Safeco offers the cheapest rates, averaging $355 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $1,027 |
| Safety Group | $1,330 |
| Unigard | $1,157 |
| PEMCO | $1,107 |
| Safeco | $355 |
| Dairyland Scored | $1,042 |
| Mercury Insurance | $664 |
| National General Value | $1,221 |
| Plymouth Rock Assurance | $1,270 |
| Direct Auto | $1,163 |
2016 Porsche Macan Insurance Rates
The average annual insurance cost for a 2016 Porsche Macan is $1,624. However, SECURA Insurance offers the cheapest rates, averaging $911 per year.
| Insurance Provider | Average Annual Cost |
| Country | $1,221 |
| Mercury | $2,162 |
| Oregon Mutual | $2,021 |
| Mercury Insurance Company | $1,538 |
| SECURA Insurance | $911 |
| Capital Insurance Group | $1,467 |
| Mutual Of Enumclaw | $1,128 |
| USAA | $2,058 |
| Donegal Mutual Insurance Co | $2,113 |
| Chubb | $1,616 |
2015 Porsche Macan Insurance Rates
The average annual insurance cost for a 2015 Porsche Macan is $1,340. However, Mercury Insurance Company offers the cheapest rates, averaging $997 per year.
| Insurance Provider | Average Annual Cost |
| Unigard | $1,232 |
| Plymouth Rock | $1,567 |
| Oregon Mutual | $1,446 |
| Capital Insurance Group | $1,370 |
| Mercury Insurance Company | $997 |
| Direct Auto | $1,239 |
| PEMCO | $1,118 |
| Virginia Farm Bureau | $1,457 |
| GMAC Insurance Group | $1,547 |
| MO Farm Bureau Services | $1,422 |
Find Affordable Porsche Macan Insurance Rates
Is A Porsche Macan Expensive To Insure?
The cost to insure a Porsche Macan is lower than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, such as your age, the age of your car, location, and more. Your driving history, coverage choices, and even the area where you park your car can all influence your premium. Shopping around and comparing quotes from different insurers can help you find the most affordable rate for your specific situation.
Cost of Porsche Macan Car Insurance By Age
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance, and some states, like Michigan, tend to have higher premiums due to mandated higher coverage levels. Furthermore, climate conditions, such as hurricanes, storms, and flooding, can increase the risk of vehicle damage, affecting insurance costs.
Additionally, crime rates, auto accident statistics, and vehicle theft rates all influence insurance premiums. Areas with higher crime rates or more frequent accidents tend to have higher insurance costs. Insurance companies factor in all these elements to determine the exact insurance rate for your Porsche Macan based on where you live.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,809 | $14,412 | $16,824 |
| 18 | $9,168 | $13,434 | $15,696 |
| 19 | $8,082 | $11,861 | $13,887 |
| 20 | $7,081 | $10,324 | $12,146 |
| 21 | $5,922 | $8,707 | $10,181 |
| 22 | $5,765 | $8,462 | $9,885 |
| 23 | $5,028 | $7,431 | $8,688 |
| 24 | $4,800 | $7,020 | $8,213 |
| 25 | $4,123 | $6,073 | $7,059 |
| 30 | $3,216 | $4,770 | $5,542 |
| 35 | $2,971 | $4,406 | $5,168 |
| 40 | $2,913 | $4,277 | $4,955 |
| 45 | $2,803 | $4,131 | $4,831 |
| 55 | $2,627 | $3,816 | $4,446 |
| 65 | $2,667 | $3,971 | $4,635 |
| 75 | $3,407 | $4,991 | $5,842 |
Porsche Macan Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance, and some states, like Michigan, tend to have higher premiums due to mandated higher coverage levels. Furthermore, climate conditions, such as hurricanes, storms, and flooding, can increase the risk of vehicle damage, affecting insurance costs.
Additionally, crime rates, auto accident statistics, and vehicle theft rates all influence insurance premiums. Areas with higher crime rates or more frequent accidents tend to have higher insurance costs. Insurance companies factor in all these elements to determine the exact insurance rate for your Porsche Macan based on where you live.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,084 | $4,467 | $5,692 |
| Alaska | $2,517 | $3,532 | $3,418 |
| Arizona | $2,895 | $4,164 | $6,121 |
| Arkansas | $3,164 | $4,961 | $5,449 |
| California | $3,533 | $6,225 | $3,521 |
| Colorado | $3,281 | $4,600 | $5,805 |
| Connecticut | $4,220 | $6,451 | $8,226 |
| Delaware | $3,444 | $4,620 | $5,904 |
| Florida | $4,122 | $5,712 | $7,437 |
| Hawaii | $1,344 | $1,848 | $1,358 |
| Idaho | $2,327 | $3,103 | $3,738 |
| Illinois | $2,451 | $3,701 | $4,201 |
| Indiana | $2,505 | $3,789 | $4,307 |
| Iowa | $1,971 | $2,692 | $3,178 |
| Kansas | $2,666 | $3,840 | $4,486 |
| Kentucky | $3,822 | $5,564 | $6,617 |
| Louisiana | $4,932 | $7,403 | $8,033 |
| Maine | $1,862 | $2,584 | $3,791 |
| Maryland | $2,999 | $4,365 | $4,850 |
| Massachusetts | $2,436 | $4,182 | $2,367 |
| Michigan | $5,779 | $8,856 | $13,949 |
| Minnesota | $2,400 | $3,191 | $4,459 |
| Mississippi | $2,889 | $4,097 | $4,127 |
| Missouri | $2,704 | $3,863 | $5,132 |
| Montana | $2,750 | $3,852 | $4,496 |
| Nebraska | $2,349 | $3,456 | $3,769 |
| Nevada | $3,848 | $5,709 | $6,033 |
| New Hampshire | $2,674 | $4,256 | $5,352 |
| New Jersey | $2,953 | $4,611 | $6,063 |
| New Mexico | $3,018 | $4,481 | $4,673 |
| New York | $2,788 | $3,528 | $5,871 |
| North Carolina | $1,727 | $2,973 | $2,112 |
| North Dakota | $2,393 | $3,587 | $4,274 |
| Ohio | $2,116 | $3,241 | $3,346 |
| Oklahoma | $3,396 | $4,817 | $5,440 |
| Oregon | $3,042 | $4,094 | $4,905 |
| Pennsylvania | $2,601 | $3,792 | $4,476 |
| Rhode Island | $4,323 | $6,314 | $7,127 |
| South Carolina | $2,918 | $4,059 | $5,572 |
| South Dakota | $2,618 | $3,776 | $4,331 |
| Tennessee | $3,092 | $4,546 | $6,048 |
| Texas | $3,105 | $4,503 | $5,571 |
| Utah | $2,648 | $3,721 | $5,107 |
| Vermont | $2,015 | $3,126 | $3,285 |
| Virginia | $1,928 | $2,965 | $2,918 |
| Washington | $2,509 | $3,448 | $4,130 |
| West Virginia | $2,598 | $3,649 | $4,614 |
| Wisconsin | $2,557 | $4,025 | $4,577 |
| Wyoming | $2,408 | $3,331 | $3,521 |
| Georgia | $3,354 | $5,030 | $5,050 |
Find Affordable Porsche Macan Insurance Rates
Cheapest Car Insurance Companies For A Porsche Macan
If you’re looking to purchase a new car insurance policy for your Porsche Macan, it’s good to know that Hugo offers the most affordable option, with a premium of $22 per month, making them the cheapest provider for this vehicle. However, keep in mind that insurance rates can vary based on your individual driver profile, such as your age, driving history, and location. To ensure you’re getting the best deal, it’s always a good idea to shop around and compare quotes from multiple providers.
| Company | Average Monthly Rate |
| Shelter Mutual | $40 |
| SafeAuto | $46 |
| MetLife | $32 |
| Commonwealth Casualty | $44 |
| Hugo | $22 |
Common Porsche Macan Insurance Discounts
Discounts are a great way to reduce your car insurance costs, and many auto insurance providers offer them. Here are some common discounts to check if you’re eligible for:
- Multi-policy: Bundling your home and auto insurance policies with the same provider can often result in a discounted rate.
- Pay annually: Paying your premium all at once, rather than monthly, can sometimes earn you a discount.
- Defensive driving: Taking defensive driving courses from a certified institution may make you eligible for lower rates.
There are other discounts available, and each provider may offer unique ones. It’s a good idea to speak with your insurance agent to find out which discounts you qualify for.
Ways To Save On Porsche Macan Insurance Costs
Maintaining a clean driving record is one of the best ways to reduce your Porsche Macan insurance costs. Speeding tickets or accidents can raise your premiums. For example, drivers with a ticket on their record can expect to pay around $45 per month, while those with multiple accidents may pay around $52 per month. By avoiding these incidents, you can keep your insurance rates lower.
Additionally, the amount of miles you drive annually can also impact your premiums. Drivers who drive fewer miles tend to pay less since they are less likely to get into accidents. Porsche Macan drivers who drive between 2,501-5,000 miles per year typically pay about $65 per month for car insurance. In contrast, those who drive over 10,000 miles per year may pay around $79 per month.
Compare Porsche Macan To Other Porsche Models
Looking for other Porsche model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia collected thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, the actual insurance rates you receive may differ based on various factors, such as your driving history, location, the model of your car, and your coverage choices.
Quotes Analyzed
Brands Reviewed
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FAQs
Do You Need Insurance Before You Can Purchase A Porsche Macan?
The best way to find the cheapest rates for your Porsche Macan is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website
How Can You Get The Cheapest Insurance For Your Porsche Macan?
The best way to find the cheapest rates for your Porsche Macan is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers directly on their website, helping you find the best deal for your specific needs and driver profile. This way, you can ensure you are getting competitive rates for the coverage you need.
