Land Rover Car Insurance: How Much Is Land Rover Insurance? 2024

The typical monthly insurance cost for a Land Rover is $278, which amounts to about $3,341 per year.

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Updated: 26 November 2024
Written by Bob Phillips
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Land Rover, originally introduced by Rover in 1948, is a British brand specializing in luxury SUVs known for their off-road capability, refined design, and advanced technology. The cost of insuring a Land Rover varies based on several factors. Your age, driving record, and location are key in determining your car insurance premium.

Insurance companies use this information to evaluate the risk of insuring your Land Rover. The average cost to insure a Land Rover is $3,341 per year.

How Much Does Land Rover Insurance Cost?

The average cost to insure a Land Rover is $278 per month, amounting to approximately $3,341 annually. However, your insurance premium will vary based on factors like your age, location, driving history, and the specific Land Rover model you drive.

Average Land Rover Insurance Cost By Model

A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring an Land Rover, across all models, is $3,341 per year.

The Land Rover Discovery is the cheapest model to insure, at $2,569 per year. On the other hand, the Land Rover Range Rover is the most expensive, at an average of $4,870 per year.
Use the table below to compare insurance rates for Land Rover models.

Land Rover Model Average Yearly Insurance Cost
Land Rover Discovery $2,569
Land Rover Discovery Sport $2,588
Land Rover Range Rover $4,870
Land Rover Range Rover Evoque $2,630
Land Rover Range Rover Spor $4,251
Land Rover Range Rover Velar $3,139

Remember that these numbers are just averages, and the real cost can differ based on where you live, your age, your driving record, and the type of coverage you select.

Are Land Rover Expensive To Insure?

The national average car insurance cost is $156 per month, while insuring a Land Rover averages $278 per month across all models—substantially higher. However, insurance rates are typically based on the specific car model rather than the brand overall, so it’s important to check rates tailored to your vehicle.

Land Rover Discovery Insurance Cost

The average cost of insuring a Land Rover Discovery across all model years, is $2,177 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2023 Land Rover Discovery $1,642
2022 Land Rover Discovery $4,287
2021 Land Rover Discovery $1,939
2020 Land Rover Discovery $1,541
2019 Land Rover Discovery $1,478

Land Rover Discovery Sport Insurance Cost

The average cost of insuring a Land Rover Discovery Sport across all model years, is $1,455 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2023 Land Rover Discovery Sport $1,981
2022 Land Rover Discovery Sport $1,951
2021 Land Rover Discovery Sport $1,051
2020 Land Rover Discovery Sport $1,264
2019 Land Rover Discovery Sport $1,026

Land Rover Range Insurance Cost

The average cost of insuring a Land Rover Range across all model years, is $1,759 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2023 Land Rover Range $2,299
2022 Land Rover Range $1,813
2021 Land Rover Range $1,759
2020 Land Rover Range $1,590
2019 Land Rover Range $1,334

Land Rover Range Rover Evoque Insurance Cost

The average cost of insuring a Land Rover Range Rover Evoque across all model years, is $1,405 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2024 Land Rover Range Rover Evoque $2,498
2023 Land Rover Range Rover Evoque $1,365
2022 Land Rover Range Rover Evoque $1,107
2021 Land Rover Range Rover Evoque $1,059
2020 Land Rover Range Rover Evoque $995

Land Rover Range Rover Sport Insurance Cost

The average cost of insuring a Land Rover Range Rover Sport across all model years, is $1,618 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2023 Land Rover Range Rover Sport $2,450
2022 Land Rover Range Rover Sport $1,495
2021 Land Rover Range Rover Sport $1,602
2020 Land Rover Range Rover Sport $1,327
2019 Land Rover Range Rover Sport $1,216

Land Rover Range Rover Velar Insurance Cost

The average cost of insuring a Land Rover Range Rover Velar across all model years, is $1,488 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2023 Land Rover Range Rover Velar $2,155
2022 Land Rover Range Rover Velar $1,336
2021 Land Rover Range Rover Velar $1,503
2020 Land Rover Range Rover Velar $1,319
2019 Land Rover Range Rover Velar $1,128

Land Rover Car Insurance Cost – By Driver Age

The rates you pay to insure a Land Rover will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.

As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.

Age Average Annual Rate
17 $11,312
18 $10,546
19 $9,309
20 $8,115
21 $6,810
22 $6,627
23 $5,804
24 $5,509
25 $4,761
30 $3,718
35 $3,470
40 $3,338
45 $3,258
55 $2,974
65 $3,109
75 $3,926

Average Land Rover Car Insurance Rates – By Company

Insurance Provider Average Monthly Premium
Allstate $425
Auto Owners $212
Erie $193
Farmers $453
GEICO $222
Mercury $293
Nationwide $176
Progressive $192
Safe Auto $379
State Farm $213
Travelers $173
USAA $170
Westfield $268

Average Land Rover Car Insurance Rates – By U.S. State

State Average Annual Rate
Alabama $3,540
Alaska $2,917
Arizona $3,303
Arkansas $3,622
California $4,045
Colorado $3,772
Connecticut $4,820
Delaware $3,983
Florida $4,757
Hawaii $1,537
Idaho $2,689
Illinois $2,811
Indiana $2,883
Iowa $2,285
Kansas $3,037
Kentucky $4,391
Louisiana $5,655
Maine $2,142
Maryland $3,447
Massachusetts $2,777
Michigan $6,681
Minnesota $2,754
Mississippi $3,330
Missouri $3,125
Montana $3,192
Nebraska $2,682
Nevada $4,444
New Hampshire $3,083
New Jersey $3,405
New Mexico $3,468
New York $3,222
North Carolina $1,998
North Dakota $2,740
Ohio $2,445
Oklahoma $3,888
Oregon $3,539
Pennsylvania $2,973
Rhode Island $4,972
South Carolina $3,385
South Dakota $3,037
Tennessee $3,564
Texas $3,591
Utah $3,064
Vermont $2,343
Virginia $2,225
Washington $2,934
West Virginia $2,954
Wisconsin $2,936
Wyoming $2,748
Georgia $3,875

How To Save Money On Land Rover Car Insurance?

Owning a Land Rover comes with various costs, and car insurance is one of the biggest. However, there are ways to save on your insurance. Here's how:

Keep a Clean Driving Record

Your driving history is important for insurance companies when setting your premium. By avoiding accidents and traffic tickets, you show that you’re a low-risk driver, which can lower your insurance costs.

1

Bundle Your Policies

Many insurers give discounts if you combine different policies, like home and auto insurance. This not only makes managing your insurance easier but also saves you money on premiums.

2

Raise Your Deductible

Increasing your deductible—the amount you pay out of pocket before your insurance starts covering—can lower your premium. Just make sure you can afford the higher deductible if you have an accident.

3

Add Safety Features

Land Rovers have many safety features, but adding extra ones like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.

4

Use Discounts

Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might be eligible for.

5

Compare Rates

Insurance premiums can vary a lot between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.

6

Consider Usage-Based Insurance

If you don’t drive your Land Rover much, think about usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Land Rover isn’t your main vehicle.

7

Our Methodology

In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.

FAQs

What Is The Most Expensive Land Rover Model To Insure?

At $4,870 per year, the Land Rover Range Rover is the most expensive Land Rover model for car insurance.

What Is The Cheapest Land Rover Model To Insure?

The Land Rover Discovery is the cheapest model for car insurance, at $2,569 per year.

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