Land Rover Car Insurance: How Much Is Land Rover Insurance? 2026
The typical monthly insurance cost for a Land Rover is $279, which amounts to about $3,359 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
Land Rover, originally introduced by Rover in 1948, is a British brand specializing in luxury SUVs known for their off-road capability, refined design, and advanced technology. The cost of insuring a Land Rover varies based on several factors. Your age, driving record, and location are key in determining your car insurance premium.
Insurance companies use this information to evaluate the risk of insuring your Land Rover. The average cost to insure a Land Rover is $3,359 per year.
How Much Does Land Rover Insurance Cost?
The average cost to insure a Land Rover is $279 per month, amounting to approximately $3,359 annually. However, your insurance premium will vary based on factors like your age, location, driving history, and the specific Land Rover model you drive.
Average Land Rover Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring a Land Rover, across all models, is $3,359 per year.
The Land Rover Discovery is the cheapest model to insure, at $2,583 per year. On the other hand, the Land Rover Range Rover is the most expensive, at an average of $4,896 per year.
Use the table below to compare insurance rates for Land Rover models.
| Land Rover Model | Average Yearly Insurance Cost |
| Land Rover Discovery | $2,583 |
| Land Rover Discovery Sport | $2,602 |
| Land Rover Range Rover | $4,896 |
| Land Rover Range Rover Evoque | $2,644 |
| Land Rover Range Rover Spor | $4,274 |
| Land Rover Range Rover Velar | $3,156 |
Remember that these numbers are just averages, and the real cost can differ based on where you live, your age, your driving record, and the type of coverage you select.
Are Land Rovers Expensive To Insure?
The national average car insurance cost is $157 per month, while insuring a Land Rover averages $279 per month across all models—substantially higher. However, insurance rates are typically based on the specific car model rather than the brand overall, so it’s important to check rates tailored to your vehicle.
Land Rover Discovery Insurance Cost
The average cost of insuring a Land Rover Discovery across all model years, is $2,189 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Land Rover Discovery | $1,651 |
| 2022 Land Rover Discovery | $4,310 |
| 2021 Land Rover Discovery | $1,949 |
| 2020 Land Rover Discovery | $1,549 |
| 2019 Land Rover Discovery | $1,486 |
Land Rover Discovery Sport Insurance Cost
The average cost of insuring a Land Rover Discovery Sport across all model years, is $1,463 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Land Rover Discovery Sport | $1,992 |
| 2022 Land Rover Discovery Sport | $1,961 |
| 2021 Land Rover Discovery Sport | $1,057 |
| 2020 Land Rover Discovery Sport | $1,271 |
| 2019 Land Rover Discovery Sport | $1,032 |
Land Rover Range Insurance Cost
The average cost of insuring a Land Rover Range across all model years, is $1,768 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Land Rover Range | $2,311 |
| 2022 Land Rover Range | $1,823 |
| 2021 Land Rover Range | $1,768 |
| 2020 Land Rover Range | $1,599 |
| 2019 Land Rover Range | $1,341 |
Land Rover Range Rover Evoque Insurance Cost
The average cost of insuring a Land Rover Range Rover Evoque across all model years, is $1,413 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Land Rover Range Rover Evoque | $2,511 |
| 2023 Land Rover Range Rover Evoque | $1,372 |
| 2022 Land Rover Range Rover Evoque | $1,113 |
| 2021 Land Rover Range Rover Evoque | $1,065 |
| 2020 Land Rover Range Rover Evoque | $1,000 |
Land Rover Range Rover Sport Insurance Cost
The average cost of insuring a Land Rover Range Rover Sport across all model years, is $1,627 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Land Rover Range Rover Sport | $2,463 |
| 2022 Land Rover Range Rover Sport | $1,503 |
| 2021 Land Rover Range Rover Sport | $1,611 |
| 2020 Land Rover Range Rover Sport | $1,334 |
| 2019 Land Rover Range Rover Sport | $1,223 |
Land Rover Range Rover Velar Insurance Cost
The average cost of insuring a Land Rover Range Rover Velar across all model years, is $1,496 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Land Rover Range Rover Velar | $2,167 |
| 2022 Land Rover Range Rover Velar | $1,343 |
| 2021 Land Rover Range Rover Velar | $1,511 |
| 2020 Land Rover Range Rover Velar | $1,326 |
| 2019 Land Rover Range Rover Velar | $1,134 |
Land Rover Car Insurance Cost – By Driver Age
The rates you pay to insure a Land Rover will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $11,373 |
| 18 | $10,603 |
| 19 | $9,359 |
| 20 | $8,159 |
| 21 | $6,847 |
| 22 | $6,663 |
| 23 | $5,835 |
| 24 | $5,539 |
| 25 | $4,787 |
| 30 | $3,738 |
| 35 | $3,489 |
| 40 | $3,356 |
| 45 | $3,276 |
| 55 | $2,990 |
| 65 | $3,126 |
| 75 | $3,947 |
Seeing the average cost is helpful, but it doesn’t tell you what your own policy actually protects. Curious what’s really in yours? Upload it to PolicyOwl and get a clear, plain-English breakdown in minutes.
Average Land Rover Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| Allstate | $427 |
| Auto Owners | $213 |
| Erie | $194 |
| Farmers | $455 |
| GEICO | $223 |
| Mercury | $295 |
| Nationwide | $177 |
| Progressive | $193 |
| Safe Auto | $381 |
| State Farm | $214 |
| Travelers | $174 |
| USAA | $171 |
| Westfield | $269 |
Average Land Rover Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $3,540 |
| Alaska | $2,747 |
| Arizona | $3,283 |
| Arkansas | $3,574 |
| California | $4,106 |
| Colorado | $3,772 |
| Connecticut | $4,907 |
| Delaware | $4,045 |
| Florida | $4,757 |
| Hawaii | $1,525 |
| Idaho | $2,640 |
| Illinois | $2,828 |
| Indiana | $2,861 |
| Iowa | $2,285 |
| Kansas | $3,116 |
| Kentucky | $4,437 |
| Louisiana | $5,655 |
| Maine | $2,158 |
| Maryland | $3,424 |
| Massachusetts | $2,698 |
| Michigan | $6,830 |
| Minnesota | $2,724 |
| Mississippi | $3,366 |
| Missouri | $3,125 |
| Montana | $3,239 |
| Nebraska | $2,743 |
| Nevada | $4,567 |
| New Hampshire | $3,157 |
| New Jersey | $3,445 |
| New Mexico | $3,392 |
| New York | $2,964 |
| North Carolina | $1,980 |
| North Dakota | $2,740 |
| Ohio | $2,445 |
| Oklahoma | $3,888 |
| Oregon | $3,539 |
| Pennsylvania | $2,991 |
| Rhode Island | $4,922 |
| South Carolina | $3,372 |
| South Dakota | $3,017 |
| Tennessee | $3,564 |
| Texas | $3,573 |
| Utah | $3,023 |
| Vermont | $2,158 |
| Virginia | $2,258 |
| Washington | $2,950 |
| West Virginia | $3,012 |
| Wisconsin | $2,913 |
| Wyoming | $2,778 |
| Georgia | $3,875 |
How To Save Money On Land Rover Car Insurance?
Owning a Land Rover comes with various costs, and car insurance is one of the biggest. However, there are ways to save on your insurance. Here's how:
Keep a Clean Driving Record
Your driving history is important for insurance companies when setting your premium. By avoiding accidents and traffic tickets, you show that you’re a low-risk driver, which can lower your insurance costs.
Bundle Your Policies
Many insurers give discounts if you combine different policies, like home and auto insurance. This not only makes managing your insurance easier but also saves you money on premiums.
Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before your insurance starts covering—can lower your premium. Just make sure you can afford the higher deductible if you have an accident.
Add Safety Features
Land Rovers have many safety features, but adding extra ones like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.
Use Discounts
Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might be eligible for.
Compare Rates
Insurance premiums can vary a lot between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.
Consider Usage-Based Insurance
If you don’t drive your Land Rover much, think about usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Land Rover isn’t your main vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.
FAQs
What Is The Most Expensive Land Rover Model To Insure?
At $4,896 per year, the Land Rover Range Rover is the most expensive Land Rover model for car insurance.
What Is The Cheapest Land Rover Model To Insure?
The Land Rover Discovery is the cheapest model for car insurance, at $2,583 per year.
About Bob Phillips
Bob Phillips is a former California-licensed insurance agent (license #0C27547) with over 15 years helping clients plan their finances. He holds the Chartered Life Underwriter (CLU) designation from The American College, a BA from the State University of New York, and Series 6, 7, 26, 63, and 65 securities licenses, and has held life, health, disability, and property/casualty insurance licenses.
He has written hundreds of insurance and investment articles and published two financial books. You can verify Bob’s license history (#0C27547) at the California Department of Insurance.