RAM ProMaster City Car Insurance Cost 2025
On average, getting insurance for a RAM ProMaster City costs $2,066 per year. However, the actual cost can vary depending on factors such as your age, the model year of your vehicle, and other personal considerations. You can refer to our quote tables below to estimate your specific insurance costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
When you’re thinking about buying a RAM ProMaster City, one crucial factor to think about is the insurance expense. On average, insurance for a RAM ProMaster City costs $2,066 per year. Insurance plays a big role in owning a car, so it’s important to understand the costs before making your decision.
Choosing the right car insurance is essential to avoid unexpected and potentially high expenses later on. It’s vital to have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, being found at fault in an accident can lead to increased premiums.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Your age, driving history, and location can all have a significant impact on how much you’ll pay for insurance.
How Much Does RAM ProMaster City Car Insurance Cost?
Typically, RAM ProMaster City drivers can expect to find car insurance at an average rate of $2,066 per year. However, the actual cost may vary based on factors such as your age, location, driving history, and the model year of the vehicle.
Although New York Central Mutual Fire’s rate serves as a good reference point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors encompass your location, driving record, the age of your car, and the specific levels of coverage you opt for. Maintaining a clean driving history can result in lower premiums, while past accidents or traffic violations may drive up your expenses.
Furthermore, residing in a bustling urban area with heavy traffic might lead to higher insurance rates compared to quieter rural areas. The type of coverage you select also plays a role; comprehensive full coverage insurance, which includes both comprehensive and collision coverage, typically costs more than minimal liability coverage.
Insuranceopedia is available to assist you in comparing quotes from various insurance companies, ensuring that you secure the most favorable deal for your needs.
Average Insurance Cost Of RAM ProMaster City By Model Year
| Model Year | Average Premium |
| 2021 RAM ProMaster City | $1,066 |
| 2020 RAM ProMaster City | $1,162 |
| 2019 RAM ProMaster City | $1,040 |
| 2018 RAM ProMaster City | $1,108 |
| 2017 RAM ProMaster City | $974 |
| 2016 RAM ProMaster City | $1,024 |
| 2015 RAM ProMaster City | $813 |
2021 RAM ProMaster City Insurance Rates
The average annual insurance cost for a 2021 RAM ProMaster City is $1,066. However, New York Central Mutual Fire offers the cheapest rates, averaging $2,066 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $2,484 |
| Preferred Mutual | $4,109 |
| Hanover | $3,386 |
| Erie | $3,032 |
| New York Central Mutual Fire | $2,066 |
| State Farm | $2,600 |
| USAA | $2,296 |
| Liberty Mutual | $3,673 |
| Allstate | $4,077 |
| Nationwide | $3,258 |
2020 RAM ProMaster City Insurance Rates
The average annual insurance cost for a 2020 RAM ProMaster City is $1,162. However, Travelers offers the cheapest rates, averaging $1,325 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,352 |
| Metropolitan | $2,116 |
2019 RAM ProMaster City Insurance Rates
The average annual insurance cost for a 2019 RAM ProMaster City is $1,040. However, Unitrin offers the cheapest rates, averaging $1,205 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,205 |
| Dairyland Auto | $15,916 |
| National General | $7,453 |
2018 RAM ProMaster City Insurance Rates
The average annual insurance cost for a 2018 RAM ProMaster City is $1,108. However, USAA offers the cheapest rates, averaging $977 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $977 |
| State Farm | $1,385 |
| Auto-Owners Insurance Co | $1,156 |
| IMT Insurance Company | $1,016 |
| Hastings Mutual Insurance Co | $775 |
| Pekin Insurance | $1,004 |
| Farm Bureau Mutual (IA Group) | $830 |
| American Family | $1,267 |
| Grange Mutual | $1,365 |
| Cameron Mutual Group | $1,047 |
Find Affordable RAM ProMaster City Insurance Rates
2017 RAM ProMaster City Insurance Rates
The average annual insurance cost for a 2017 RAM ProMaster City is $974. However, NatGen PPA offers the cheapest rates, averaging $1,332 per year.
| Insurance Provider | Average Annual Cost |
| Esurance | $1,424 |
| Allstate | $2,241 |
| Auto-Owners Insurance Co | $2,012 |
| Hanover | $1,818 |
| NatGen PPA | $1,332 |
| State Farm | $1,528 |
| Nationwide | $1,388 |
| USAA | $2,199 |
| Travelers | $2,234 |
| Erie | $1,856 |
2016 RAM ProMaster City Insurance Rates
The average annual insurance cost for a 2016 RAM ProMaster City is $1,024. However, USAA offers the cheapest rates, averaging $674 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $720 |
| American Family | $1,222 |
| Auto-Owners Insurance Co | $997 |
| State Farm | $847 |
| Pekin Insurance | $610 |
| Grange Mutual | $729 |
| USAA | $674 |
| Buckeye Insurance Group | $1,037 |
| Allied | $1,159 |
| Indiana Farmers Mutual Ins | $968 |
2015 RAM ProMaster City Insurance Rates
The average annual insurance cost for a 2015 RAM ProMaster City is $813. However, Dairyland offers the cheapest rates, averaging $3,530 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $3,530 |
| Kemper Auto | $5,142 |
Find Affordable RAM ProMaster City Insurance Rates
Cost of RAM ProMaster City Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums because they are statistically involved in more car accidents than any other age group. As you get older and gain more driving experience, your premiums generally decrease, as you are seen as a lower risk to insure.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,981 | $11,643 | $13,639 |
| 18 | $7,405 | $10,842 | $12,712 |
| 19 | $6,537 | $9,608 | $11,245 |
| 20 | $5,728 | $8,385 | $9,795 |
| 21 | $4,787 | $7,032 | $8,221 |
| 22 | $4,667 | $6,838 | $8,018 |
| 23 | $4,082 | $6,023 | $7,013 |
| 24 | $3,869 | $5,713 | $6,635 |
| 25 | $3,315 | $4,920 | $5,736 |
| 30 | $2,646 | $3,817 | $4,485 |
| 35 | $2,457 | $3,606 | $4,153 |
| 40 | $2,329 | $3,471 | $4,047 |
| 45 | $2,286 | $3,327 | $3,911 |
| 55 | $2,083 | $3,065 | $3,564 |
| 65 | $2,178 | $3,235 | $3,738 |
| 75 | $2,738 | $4,040 | $4,736 |
RAM ProMaster City Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance, and some states, like Michigan, tend to have higher premiums due to their requirements for higher levels of coverage. Additionally, the local climate can impact your rates. States prone to extreme weather, such as hurricanes, storms, or flooding, can result in higher insurance costs.
Moreover, each area has unique statistics on crime, auto accidents, and vehicle-related incidents, including thefts, crashes, and fatality rates. Insurance companies take these factors into account when determining your exact RAM ProMaster City insurance rate, as areas with higher risks tend to see higher premiums.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,511 | $3,598 | $4,579 |
| Alaska | $2,058 | $2,863 | $2,799 |
| Arizona | $2,334 | $3,359 | $4,954 |
| Arkansas | $2,543 | $4,053 | $4,402 |
| California | $2,840 | $5,033 | $2,832 |
| Colorado | $2,643 | $3,716 | $4,677 |
| Connecticut | $3,350 | $5,238 | $6,641 |
| Delaware | $2,827 | $3,739 | $4,767 |
| Florida | $3,308 | $4,625 | $6,039 |
| Hawaii | $1,069 | $1,442 | $1,098 |
| Idaho | $1,875 | $2,483 | $3,077 |
| Illinois | $1,963 | $2,948 | $3,413 |
| Indiana | $2,024 | $3,132 | $3,460 |
| Iowa | $1,652 | $2,195 | $2,582 |
| Kansas | $2,114 | $3,105 | $3,648 |
| Kentucky | $3,105 | $4,502 | $5,373 |
| Louisiana | $3,987 | $6,025 | $6,516 |
| Maine | $1,485 | $2,075 | $3,063 |
| Maryland | $2,402 | $3,537 | $3,926 |
| Massachusetts | $1,931 | $3,409 | $1,972 |
| Michigan | $4,737 | $7,150 | $11,282 |
| Minnesota | $1,917 | $2,588 | $3,660 |
| Mississippi | $2,323 | $3,315 | $3,360 |
| Missouri | $2,195 | $3,169 | $4,140 |
| Montana | $2,258 | $3,140 | $3,608 |
| Nebraska | $1,886 | $2,824 | $3,035 |
| Nevada | $3,119 | $4,617 | $4,866 |
| New Hampshire | $2,151 | $3,443 | $4,329 |
| New Jersey | $2,369 | $3,750 | $4,930 |
| New Mexico | $2,447 | $3,652 | $3,780 |
| New York | $2,256 | $2,845 | $4,740 |
| North Carolina | $1,417 | $2,402 | $1,699 |
| North Dakota | $1,951 | $2,911 | $3,476 |
| Ohio | $1,748 | $2,649 | $2,714 |
| Oklahoma | $2,743 | $3,929 | $4,424 |
| Oregon | $2,502 | $3,346 | $3,995 |
| Pennsylvania | $2,059 | $3,078 | $3,617 |
| Rhode Island | $3,503 | $5,135 | $5,779 |
| South Carolina | $2,387 | $3,286 | $4,579 |
| South Dakota | $2,150 | $3,071 | $3,549 |
| Tennessee | $2,510 | $3,663 | $4,944 |
| Texas | $2,506 | $3,643 | $4,557 |
| Utah | $2,133 | $3,004 | $4,160 |
| Vermont | $1,616 | $2,546 | $2,656 |
| Virginia | $1,541 | $2,375 | $2,322 |
| Washington | $2,069 | $2,807 | $3,326 |
| West Virginia | $2,081 | $2,969 | $3,729 |
| Wisconsin | $2,068 | $3,220 | $3,719 |
| Wyoming | $1,934 | $2,707 | $2,892 |
| Georgia | $2,753 | $4,042 | $4,101 |
Find Affordable RAM ProMaster City Insurance Rates
Common RAM ProMaster City Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider offers different discounts, here are some common ones you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This discount applies to those who pay their premium all at once, rather than spreading payments out over the year.
- Defensive driving: Taking a certified defensive driving course can help you become eligible for a discount on your premiums.
In addition to these, other discounts may apply depending on your insurance provider. It’s a good idea to speak with your insurance agent, as they can help you find all the discounts you’re eligible for.
Compare RAM ProMaster City To Other RAM Models
Looking for other RAM model insurance costs?
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it's important to note that the figures in this guide may differ from your own individual results, as rates can vary based on factors like age, location, driving history, and vehicle type.
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FAQs
Do You Need Insurance Before You Can Purchase A RAM ProMaster City?
Yes, you will need to provide proof of insurance before you can drive your RAM ProMaster City out of the dealership. The best approach is to purchase a car insurance policy in advance and inform your insurance company that you’re about to buy the car. This way, your coverage will be in place as soon as you drive off the lot, and you won’t have to rely on the dealership for insurance.
How Can You Get The Cheapest Insurance For Your RAM ProMaster City?
The best way to find the cheapest rates for your RAM ProMaster City is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers directly on our website, helping you find the most affordable policy tailored to your needs.
