RAM Promaster City Car Insurance Cost

Getting insurance for a RAM Promaster City typically comes to about $1,823 annually through Penn National. Nevertheless, the actual expenses vary based on factors such as age, the year of the car model, and other relevant considerations. Refer to the quote tables provided below to estimate your potential costs.

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Updated: 04 April 2024
Written by
Ahmed
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When you’re thinking about buying a RAM Promaster City, one crucial factor to think about is the insurance expense. Insurance plays a big role in owning a car, so it’s important to understand the costs before making your decision.

Choosing the right car insurance is essential to avoid unexpected and potentially high expenses later on. It’s vital to have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, being found at fault in an accident can lead to increased premiums.

With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Your age, driving history, and location can all have a significant impact on how much you’ll pay for insurance.

How Much Does RAM Promaster City Car Insurance Cost?

Typically, Penn National provides the most competitive rate for full coverage insurance on a 2021 RAM Promaster City, coming in at an average of $1,823 per year.

Although Penn National’s rate serves as a good reference point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors encompass your location, driving record, the age of your car, and the specific levels of coverage you opt for. Maintaining a clean driving history can result in lower premiums, while past accidents or traffic violations may drive up your expenses.

Furthermore, residing in a bustling urban area with heavy traffic might lead to higher insurance rates compared to quieter rural areas. The type of coverage you select also plays a role; comprehensive full coverage insurance, which includes both comprehensive and collision coverage, typically costs more than minimal liability coverage.

Insuranceopedia is available to assist you in comparing quotes from various insurance companies, ensuring that you secure the most favorable deal for your needs.

2021 RAM Promaster City Insurance Rates

Insurance Provider Average Annual Cost
Penn National $1,823
Metropolitan $1,829
New York Central Mutual Fire $2,258
USAA $2,314
Travelers $2,558
State Farm $2,632
Erie $3,020
Maryland Auto Insurance Fund $3,149
Nationwide $3,380
Allstate $3,673

2020 RAM Promaster City Insurance Rates

Insurance Provider Average Annual Cost
Farm Bureau Mutual (IA Group) $905
American Family $1,047
North Star $1,071
Auto-Owners Insurance Co $1,132
West Bend Mutual $1,212
Travelers $1,361
Country $1,548
Western National $1,667
Allied $1,799
Auto Club Group $1,990

2019 RAM Promaster City Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,001
Unitrin $1,152
USAA $1,246
Motorists Mutual $1,288
21st Century $1,309
Colorado Farm Bureau Mutual $1,334
New Jersey Manufacturers $1,354
State Farm $1,532
Alliance United $1,528
Kentucky Farm Bureau $1,556

2018 RAM Promaster City Insurance Rates

Insurance Provider Average Annual Cost
Farm Bureau Mutual (IA Group) $813
Clearcover $844
USAA $1,018
IMT Insurance Company $1,047
Cameron Mutual Group $1,058
Country $1,184
Auto-Owners Insurance Co $1,206
Tennessee Farmers $1,325
Grange Mutual $1,335
Penn National $1,337

2017 RAM Promaster City Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $605
Direct Auto $636
Virginia Farm Bureau $901
SECURA Insurance $919
Hastings Mutual Insurance Co $1,015
Penn National $1,048
North Carolina Farm Bureau $1,077
Rockford Mutual Insurance $1,102
Texas Farm Bureau Group $1,111
Automobile Club of Missouri $1,157

2016 RAM Promaster City Insurance Rates

Insurance Provider Average Annual Cost
American National P $479
Pekin Insurance $622
Texas Farm Bureau Group $722
Virginia Farm Bureau $758
Grange Mutual $781
Capital Insurance Group $846
ALFA $928
Indiana Farmers Mutual Ins $978
Auto-Owners Insurance Co $1,031
Buckeye Insurance Group $1,016

2015 RAM Promaster City Insurance Rates

Insurance Provider Average Annual Cost
Concord Group $715
Virginia Farm Bureau $920
Auto-Owners Insurance Co $1,009
New Jersey Manufacturers $1,003
Farm Bureau Mutual (IA Group) $1,047
Utica National Ins Group $1,086
Preferred Mutual $1,101
Capital Insurance Group $1,129
MMG Insurance Company $1,150
USAA $1,152

Cost of RAM Promaster City Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $6,046 $8,878 $10,387
18 $5,644 $8,256 $9,659
19 $4,982 $7,325 $8,539
20 $4,358 $6,388 $7,449
21 $3,654 $5,360 $6,238
22 $3,542 $5,200 $6,091
23 $3,123 $4,536 $5,320
24 $2,939 $4,309 $5,073
25 $2,537 $3,730 $4,374
30 $1,996 $2,894 $3,414
35 $1,856 $2,742 $3,183
40 $1,787 $2,606 $3,085
45 $1,754 $2,566 $2,976
55 $1,605 $2,340 $2,739
65 $1,679 $2,422 $2,866
75 $2,088 $3,086 $3,603

RAM Promaster City Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,902 $2,749 $3,514
Alaska $1,564 $2,149 $2,128
Arizona $1,766 $2,554 $3,779
Arkansas $1,935 $3,064 $3,363
California $2,168 $3,825 $2,173
Colorado $1,996 $2,805 $3,568
Connecticut $2,558 $3,986 $5,059
Delaware $2,147 $2,833 $3,661
Florida $2,524 $3,513 $4,567
Hawaii $846 $1,136 $838
Idaho $1,434 $1,908 $2,303
Illinois $1,512 $2,260 $2,603
Indiana $1,530 $2,357 $2,649
Iowa $1,210 $1,686 $1,958
Kansas $1,631 $2,387 $2,787
Kentucky $2,357 $3,468 $4,056
Louisiana $3,038 $4,560 $4,941
Maine $1,130 $1,575 $2,341
Maryland $1,861 $2,696 $2,968
Massachusetts $1,472 $2,571 $1,466
Michigan $3,556 $5,452 $8,580
Minnesota $1,477 $1,974 $2,745
Mississippi $1,760 $2,533 $2,546
Missouri $1,682 $2,372 $3,163
Montana $1,697 $2,389 $2,771
Nebraska $1,428 $2,118 $2,296
Nevada $2,392 $3,539 $3,737
New Hampshire $1,662 $2,621 $3,298
New Jersey $1,831 $2,835 $3,730
New Mexico $1,869 $2,778 $2,876
New York $1,740 $2,158 $3,617
North Carolina $1,055 $1,831 $1,291
North Dakota $1,453 $2,235 $2,603
Ohio $1,302 $2,015 $2,062
Oklahoma $2,065 $2,970 $3,353
Oregon $1,874 $2,538 $3,032
Pennsylvania $1,610 $2,354 $2,732
Rhode Island $2,641 $3,897 $4,399
South Carolina $1,822 $2,513 $3,459
South Dakota $1,638 $2,328 $2,673
Tennessee $1,911 $2,786 $3,749
Texas $1,909 $2,775 $3,438
Utah $1,629 $2,268 $3,134
Vermont $1,276 $1,941 $2,031
Virginia $1,179 $1,835 $1,772
Washington $1,573 $2,141 $2,524
West Virginia $1,573 $2,266 $2,813
Wisconsin $1,571 $2,440 $2,786
Wyoming $1,487 $2,033 $2,181
Georgia $2,059 $3,077 $3,138

FAQs

Who has the cheapest car insurance for a RAM Promaster City?

Penn National offers the most affordable car insurance for the 2021 RAM Promaster City.

Which company offers the best car insurance for a RAM Promaster City?

Taking into account their low rates, comprehensive coverage, and excellent customer service ratings, we consider Penn National to provide the best car insurance option for RAM Promaster City.

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