RAM ProMaster 2500 Car Insurance Cost 2025
Getting insurance for a RAM ProMaster 2500 costs $2,745 per year, on average. However, the exact cost can vary based on factors such as your age, the model year of the vehicle, location, driving history, and the coverage options you select. You can use our quote tables below to get an estimate of your specific costs.
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When considering purchasing a RAM ProMaster 2500, it’s vital to factor in the cost of insurance. On average, insurance for a RAM ProMaster 2500 costs $2,745 per year. Insurance plays a significant role in car ownership, and it’s essential to grasp the financial obligation before finalizing your decision.
Selecting the appropriate car insurance is critical to evade unexpected and potentially costly surprises down the road. It’s crucial to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Furthermore, being deemed at fault in an accident might lead to increased premium rates.
With over a decade of experience analyzing car insurance rates, I’ve observed the considerable variability in these expenses. Your age, driving record, and location are all key factors that can influence your insurance premiums.
How Much Does RAM ProMaster 2500 Car Insurance Cost?
Typically, RAM ProMaster 2500 drivers can find car insurance at an average rate of $2,745 per year. However, the actual cost can vary depending on factors such as the driver’s age, location, driving history, and coverage preferences.
Even though National General’s price provides a useful starting point, it’s important to understand that car insurance expenses can vary significantly due to various factors. These factors include your location, driving history, your car’s age, and the specific coverage options you choose. Having a clean driving record typically results in lower premiums, while a history of accidents or traffic violations can increase your rates.
Furthermore, living in a bustling urban area usually leads to higher insurance costs compared to quieter rural areas. Your chosen coverage type also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will generally be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal possible.
Average Insurance Cost Of RAM ProMaster 2500 By Model Year
| Model Year | Average Premium |
| 2024 RAM ProMaster 2500 | $5,287 |
| 2023 RAM ProMaster 2500 | $5,323 |
| 2022 RAM ProMaster 2500 | $2,847 |
| 2021 RAM ProMaster 2500 | $1,364 |
| 2020 RAM ProMaster 2500 | $2,099 |
| 2019 RAM ProMaster 2500 | $1,290 |
| 2018 RAM ProMaster 2500 | $660 |
| 2017 RAM ProMaster 2500 | $3,573 |
| 2016 RAM ProMaster 2500 | $3,068 |
| 2015 RAM ProMaster 2500 | $2,989 |
| 2014 RAM ProMaster 2500 | $2,572 |
2024 RAM ProMaster 2500 Insurance Rates
The average annual insurance cost for a 2024 RAM ProMaster 2500 is $5,287. However, National General offers the cheapest rates, averaging $2,745 per year.
| Insurance Provider | Average Annual Cost |
| National General | $2,745 |
| Safeco | $5,565 |
| Dairyland Auto | $7,550 |
2023 RAM ProMaster 2500 Insurance Rates
The average annual insurance cost for a 2023 RAM ProMaster 2500 is $5,323. However, National General offers the cheapest rates, averaging $2,723 per year.
| Insurance Provider | Average Annual Cost |
| National General | $2,723 |
| Dairyland Auto | $7,625 |
| Safeco | $5,622 |
2022 RAM ProMaster 2500 Insurance Rates
The average annual insurance cost for a 2022 RAM ProMaster 2500 is $2,847. However, Dairyland offers the cheapest rates, averaging $1,949 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $1,949 |
| Kemper Auto | $3,745 |
2021 RAM ProMaster 2500 Insurance Rates
The average annual insurance cost for a 2021 RAM ProMaster 2500 is $1,364. However, Nationwide offers the cheapest rates, averaging $1,047 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,104 |
| Auto Club | $2,007 |
| Unitrin | $1,406 |
| CSAA | $1,260 |
| Nationwide | $1,047 |
| State Farm | $1,192 |
| Mercury | $1,137 |
| Travelers | $1,597 |
| Bristol West | $1,532 |
| Allstate | $1,358 |
2020 RAM ProMaster 2500 Insurance Rates
The average annual insurance cost for a 2020 RAM ProMaster 2500 is $2,099. However, NatGen PPA offers the cheapest rates, averaging $689 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,889 |
| Encompass | $3,368 |
| American Family | $2,111 |
| Erie | $1,932 |
| NatGen PPA | $689 |
| Dairyland | $1,849 |
| SafeAuto | $1,473 |
| Westfield | $2,386 |
| Metropolitan | $3,338 |
| USAA | $1,950 |
Find Affordable RAM ProMaster 2500 Insurance Rates
2019 RAM ProMaster 2500 Insurance Rates
The average annual insurance cost for a 2019 RAM ProMaster 2500 is $1,290. However, State Farm offers the cheapest rates, averaging $739 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $919 |
| Mercury | $2,364 |
| Clearcover | $1,248 |
| Dairyland Auto | $961 |
| State Farm | $739 |
| National General | $884 |
| Safeco | $803 |
| Nationwide | $1,908 |
| Travelers | $2,107 |
| Allstate | $965 |
2018 RAM ProMaster 2500 Insurance Rates
The average annual insurance cost for a 2018 RAM ProMaster 2500 is $660. However, Nationwide offers the cheapest rates, averaging $344 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $417 |
| Kemper Auto Premium | $1,056 |
| Travelers | $844 |
| Kemper Auto | Infinity | $644 |
| Nationwide | $344 |
| Safeco | $466 |
| Mercury Insurance | $346 |
| Allied | $893 |
| Hastings Mutual Insurance Co | $951 |
| National General | $643 |
2017 RAM ProMaster 2500 Insurance Rates
The average annual insurance cost for a 2017 RAM ProMaster 2500 is $3,573. However, AssuranceAmerica Economy offers the cheapest rates, averaging $1,246 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $12,329 |
| Mercury | $2,127 |
| State Farm | $1,635 |
| AssuranceAmerica Economy | $1,246 |
| Metropolitan | $2,507 |
| Allstate | $2,397 |
| Direct General Insurance | $2,772 |
2016 RAM ProMaster 2500 Insurance Rates
The average annual insurance cost for a 2016 RAM ProMaster 2500 is $3,068. However, American Family offers the cheapest rates, averaging $841 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $2,037 |
| Hanover | $5,348 |
| Farmers | $3,353 |
| Sentry | $2,721 |
| American Family | $841 |
| Farm Bureau Ins of MI | $2,556 |
| Westfield | $1,767 |
| Bristol West | $4,097 |
| Encompass | $5,135 |
| Metropolitan | $2,825 |
2015 RAM ProMaster 2500 Insurance Rates
The average annual insurance cost for a 2015 RAM ProMaster 2500 is $2,989. However, State Farm offers the cheapest rates, averaging $702 per year.
| Insurance Provider | Average Annual Cost |
| Safe Auto | $11,856 |
| Metropolitan | $1,184 |
| Penn National | $1,138 |
| State Farm | $702 |
| Mercury | $1,966 |
| Nationwide | $1,445 |
| Home State Ins Group | $2,634 |
2014 RAM ProMaster 2500 Insurance Rates
The average annual insurance cost for a 2014 RAM ProMaster 2500 is $2,572. However, Metropolitan offers the cheapest rates, averaging $652 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $816 |
| Hanover | $5,362 |
| Farmers | $3,154 |
| Westfield | $1,714 |
| Metropolitan | $652 |
| Mercury | $1,518 |
| American Family | $675 |
| Bristol West | $4,093 |
| Encompass | $5,151 |
| Farm Bureau Ins of MI | $2,583 |
Find Affordable RAM ProMaster 2500 Insurance Rates
Cost of RAM ProMaster 2500 Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums due to their higher involvement in accidents. As you get older, your premiums generally decrease because you are seen as a lower insurance risk. This trend continues until you reach a certain age, at which point rates may begin to rise again, especially if you are considered a higher risk due to factors like health or driving experience.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,028 | $11,822 | $13,791 |
| 18 | $7,499 | $10,997 | $12,865 |
| 19 | $6,595 | $9,722 | $11,326 |
| 20 | $5,734 | $8,460 | $9,917 |
| 21 | $4,840 | $7,126 | $8,307 |
| 22 | $4,690 | $6,920 | $8,115 |
| 23 | $4,156 | $6,052 | $7,101 |
| 24 | $3,885 | $5,760 | $6,740 |
| 25 | $3,373 | $4,967 | $5,818 |
| 30 | $2,602 | $3,874 | $4,492 |
| 35 | $2,425 | $3,599 | $4,194 |
| 40 | $2,399 | $3,482 | $4,084 |
| 45 | $2,291 | $3,391 | $3,968 |
| 55 | $2,081 | $3,113 | $3,617 |
| 65 | $2,219 | $3,246 | $3,783 |
| 75 | $2,788 | $4,094 | $4,823 |
RAM RAM ProMaster 2500 Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance, and some states require higher coverage levels. For example, Michigan drivers often pay higher premiums because the state mandates more extensive coverage. Additionally, local climates can affect rates—states prone to extreme weather, like hurricanes, storms, or flooding, tend to have higher insurance premiums due to the increased risk of vehicle damage.
Insurance companies also take into account local crime rates and accident statistics, such as car thefts, crashes, and vehicle fatalities. Areas with higher crime rates or a greater frequency of accidents can lead to higher insurance rates, as they present more risk for insurers. Therefore, where you live has a direct impact on how much you’ll pay for your RAM ProMaster 2500 insurance.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,522 | $3,691 | $4,637 |
| Alaska | $2,084 | $2,856 | $2,774 |
| Arizona | $2,348 | $3,388 | $5,016 |
| Arkansas | $2,573 | $4,042 | $4,432 |
| California | $2,858 | $5,065 | $2,884 |
| Colorado | $2,702 | $3,726 | $4,758 |
| Connecticut | $3,397 | $5,314 | $6,756 |
| Delaware | $2,865 | $3,785 | $4,843 |
| Florida | $3,350 | $4,710 | $6,106 |
| Hawaii | $1,125 | $1,492 | $1,074 |
| Idaho | $1,922 | $2,533 | $3,068 |
| Illinois | $2,008 | $2,977 | $3,391 |
| Indiana | $2,052 | $3,132 | $3,556 |
| Iowa | $1,637 | $2,228 | $2,601 |
| Kansas | $2,158 | $3,165 | $3,648 |
| Kentucky | $3,121 | $4,559 | $5,391 |
| Louisiana | $4,015 | $6,061 | $6,577 |
| Maine | $1,490 | $2,051 | $3,075 |
| Maryland | $2,454 | $3,576 | $3,966 |
| Massachusetts | $1,980 | $3,445 | $1,976 |
| Michigan | $4,795 | $7,245 | $11,414 |
| Minnesota | $1,966 | $2,589 | $3,686 |
| Mississippi | $2,364 | $3,392 | $3,426 |
| Missouri | $2,229 | $3,199 | $4,218 |
| Montana | $2,281 | $3,124 | $3,663 |
| Nebraska | $1,906 | $2,813 | $3,100 |
| Nevada | $3,133 | $4,636 | $4,941 |
| New Hampshire | $2,190 | $3,452 | $4,375 |
| New Jersey | $2,448 | $3,748 | $4,963 |
| New Mexico | $2,465 | $3,670 | $3,814 |
| New York | $2,251 | $2,886 | $4,794 |
| North Carolina | $1,410 | $2,422 | $1,750 |
| North Dakota | $1,919 | $2,967 | $3,495 |
| Ohio | $1,708 | $2,698 | $2,752 |
| Oklahoma | $2,734 | $3,954 | $4,490 |
| Oregon | $2,523 | $3,351 | $4,049 |
| Pennsylvania | $2,116 | $3,100 | $3,626 |
| Rhode Island | $3,505 | $5,175 | $5,859 |
| South Carolina | $2,414 | $3,319 | $4,592 |
| South Dakota | $2,177 | $3,135 | $3,601 |
| Tennessee | $2,562 | $3,691 | $4,969 |
| Texas | $2,535 | $3,685 | $4,563 |
| Utah | $2,178 | $3,024 | $4,177 |
| Vermont | $1,623 | $2,544 | $2,722 |
| Virginia | $1,557 | $2,394 | $2,342 |
| Washington | $2,095 | $2,802 | $3,409 |
| West Virginia | $2,118 | $2,965 | $3,758 |
| Wisconsin | $2,080 | $3,275 | $3,720 |
| Wyoming | $1,929 | $2,730 | $2,922 |
| Georgia | $2,734 | $4,151 | $4,113 |
Find Affordable RAM ProMaster 2500 Insurance Rates
Common RAM ProMaster 2500 Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, here are some common ones you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This discount is available for people who pay their premium all at once, instead of spreading the payments out monthly.
- Defensive driving: By taking defensive driving courses from a certified institution, you can become eligible for discounted prices.
There are other discounts that you may qualify for, so it’s important to speak to your insurance agent. They can help you find additional discounts based on your profile.
Compare RAM ProMaster 2500 To Other RAM Models
Looking for other RAM model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it's important to note that the figures in this guide may differ from your individual results, as factors like driving history, location, age, and car model can all influence your specific insurance costs.
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FAQs
Do You Need Insurance Before You Can Purchase A RAM ProMaster 2500?
Yes, you will need to provide proof of insurance before you can drive your RAM ProMaster 2500 off the dealership lot. It’s recommended that you purchase a policy in advance and then inform your insurance company that you are about to buy the vehicle. This way, you can ensure you have coverage immediately, and avoid having to rely on the dealership’s insurance, which may not offer the best terms.
How Can You Get The Cheapest Insurance For Your RAM ProMaster 2500?
The best way to find the cheapest rates for your RAM ProMaster 2500 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website. This way, you can find the best coverage at the most affordable price for your needs.
