RAM ProMaster 1500 Car Insurance Cost 2025
The average cost for insuring a RAM ProMaster 1500 is $2,717 per year. However, the actual cost can vary depending on factors such as your age, the year of the vehicle, and other individual considerations. To get a more precise estimate, you can use the quote tables below to compare prices based on your specific details.
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Insuring a 2025 RAM ProMaster 1500 typically costs around $2,717 annually, or approximately $226 per month, according to Rate Retriever.
This rate is slightly higher than the national average for full-size vans, reflecting the ProMaster 1500’s commercial utility and associated repair costs.
However, actual premiums can vary based on factors such as the driver’s age, location, driving history, and the specific trim level of the vehicle.
How Much Does RAM ProMaster 1500 Car Insurance Cost?
Typically, RAM ProMaster 1500 drivers can find car insurance at an average rate of $2,717 per year. However, this amount can fluctuate based on factors like your driving history, the state you live in, the coverage options you choose, and other individual details.
While State Farm’s pricing offers a useful starting point, it’s crucial to understand that car insurance expenses can vary significantly due to multiple factors. These factors encompass your location, driving record, your vehicle’s age, and the specific coverage choices you make. A clean driving history typically results in lower premiums, whereas past accidents or traffic infractions can hike up your rates.
Additionally, residing in a bustling city usually leads to higher insurance costs compared to quieter rural areas. Your chosen coverage type also influences your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will generally cost more than basic liability coverage.
At Insuranceopedia, we’re here to aid you in comparing quotes from different insurance companies, ensuring you secure the most favorable deal.
Average Insurance Cost Of RAM ProMaster 1500 By Model Year
| Model Year | Average Premium |
| 2025 RAM ProMaster 1500 | $2,441 |
| 2024 RAM ProMaster 1500 | $18,044 |
| 2022 RAM ProMaster 1500 | $17,777 |
| 2021 RAM ProMaster 1500 | $1,100 |
| 2020 RAM ProMaster 1500 | $1,201 |
| 2019 RAM ProMaster 1500 | $1,132 |
| 2018 RAM ProMaster 1500 | $1,126 |
| 2017 RAM ProMaster 1500 | $1,337 |
| 2016 RAM ProMaster 1500 | $1,527 |
| 2015 RAM ProMaster 1500 | $2,749 |
| 2014 RAM ProMaster 1500 | $2,405 |
2025 RAM ProMaster 1500 Insurance Rates
The average annual insurance cost for a 2025 RAM ProMaster 1500 is $2,441. However, Progressive offers the cheapest rates, averaging $1,680 per year.
| Insurance Provider | Average Annual Cost |
| Progressive | $1,680 |
| USAA | $1,790 |
| GEICO | $1,990 |
| Travelers | $2,280 |
| Auto-Owners Insurance | $2,310 |
| State Farm | $2,480 |
| Nationwide | $2,770 |
| Farmers | $2,950 |
| Allstate | $3,260 |
| Lemonade | $2,900 |
2024 RAM ProMaster 1500 Insurance Rates
The average annual insurance cost for a 2024 RAM ProMaster 1500 is $18,044. However, State Farm offers the cheapest rates, averaging $2,800 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $2,800 |
| NatGen Advantage | $3,000 |
| USAA | $4,200 |
| NatGen Value | $4,900 |
| Allstate | $9,000 |
| Automobile Club of Missouri | $13,500 |
| Safe Auto | $23,000 |
| Metropolitan | $24,000 |
| Encompass | $78,000 |
2022 RAM ProMaster 1500 Insurance Rates
The average annual insurance cost for a 2022 RAM ProMaster 1500 is $17,777. However, State Farm offers the cheapest rates, averaging $2,701 per year.
| Insurance Provider | Average Annual Cost |
| Encompass | $76,998 |
| USAA | $4,036 |
| Safe Auto | $22,849 |
| Metropolitan | $23,831 |
| NatGen Advantage | $2,893 |
| State Farm | $2,701 |
| Allstate | $9,021 |
| NatGen Value | $4,708 |
| Automobile Club of Missouri | $12,953 |
2021 RAM ProMaster 1500 Insurance Rates
The average annual insurance cost for a 2021 RAM ProMaster 1500 is $1,100. However, Clearcover offers the cheapest rates, averaging $1,100 per year.
| Insurance Provider | Average Annual Cost |
| Clearcover | $1,100 |
2020 RAM ProMaster 1500 Insurance Rates
The average annual insurance cost for a 2020 RAM ProMaster 1500 is $1,201. However, Nationwide offers the cheapest rates, averaging $675 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $958 |
| Auto-Owners Insurance Co | $1,689 |
| Atlantic States Insurance | $1,270 |
| State Farm | $1,168 |
| Nationwide | $675 |
| Esurance | $1,128 |
| Travelers | $805 |
| Sentry | $1,487 |
| Allstate | $1,656 |
| USAA | $1,172 |
2019 RAM ProMaster 1500 Insurance Rates
The average annual insurance cost for a 2019 RAM ProMaster 1500 is $1,132. However, Allied offers the cheapest rates, averaging $967 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $1,034 |
| Direct Auto | $1,335 |
| North Carolina Farm Bureau | $1,216 |
| Auto-Owners Insurance Co | $1,072 |
| Allied | $967 |
| Nationwide | $1,050 |
| USAA | $979 |
| Farm Bureau Mutual (IA Group) | $1,247 |
| Bristol West | $1,305 |
| Metropolitan | $1,113 |
2018 RAM ProMaster 1500 Insurance Rates
The average annual insurance cost for a 2018 RAM ProMaster 1500 is $1,126. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging 777 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $1,049 |
| Safeco | $1,419 |
| Auto-Owners Insurance Co | $1,182 |
| Cameron Mutual Group | $1,101 |
| Hastings Mutual Insurance Co | $777 |
| Clearcover | $1,047 |
| Farm Bureau Mutual (IA Group) | $873 |
| Pekin Insurance | $1,240 |
| American Family | $1,417 |
| IMT Insurance Company | $1,152 |
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2017 RAM ProMaster 1500 Insurance Rates
The average annual insurance cost for a 2017 RAM ProMaster 1500 is $1,337. However, American National P offers the cheapest rates, averaging 735 per year.
| Insurance Provider | Average Annual Cost |
| Sentry | $1,299 |
| CSAA | $1,757 |
| State Farm | $1,396 |
| USAA | $1,414 |
| American National P | $735 |
| Unitrin | $1,339 |
| Auto-Owners Insurance Co | $905 |
| American Family | $1,442 |
| Allied | $1,670 |
| Travelers | $1,413 |
2016 RAM ProMaster 1500 Insurance Rates
The average annual insurance cost for a 2016 RAM ProMaster 1500 is $1,527. However, Auto-Owners Insurance Co offers the cheapest rates, averaging $1,196 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $1,316 |
| CSAA | $1,741 |
| Nationwide | $1,674 |
| Esurance | $1,566 |
| Auto-Owners Insurance Co | $1,196 |
| Travelers | $1,444 |
| Unitrin | $1,291 |
| USAA | $1,700 |
| Auto Club | $1,714 |
| State Farm | $1,629 |
2015 RAM ProMaster 1500 Insurance Rates
The average annual insurance cost for a 2015 RAM ProMaster 1500 is $2,749. However, National General offers the cheapest rates, averaging $934 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,770 |
| Hanover | $5,524 |
| Metropolitan | $2,983 |
| Allied | $2,291 |
| National General | $934 |
| Dairyland | $1,887 |
| State Farm | $1,660 |
| Direct General Insurance | $3,712 |
| Allstate | $4,020 |
| Mercury | $2,707 |
2014 RAM ProMaster 1500 Insurance Rates
The average annual insurance cost for a 2014 RAM ProMaster 1500 is $2,415. However, Nationwide offers the cheapest rates, averaging $592 per year.
| Insurance Provider | Average Annual Cost |
| Safe Auto | $8,021 |
| Metropolitan | $1,571 |
| Direct General Insurance | $2,426 |
| Home State Ins Group | $2,771 |
| State Farm | $766 |
| Nationwide | $592 |
| Allied | $1,840 |
| Mercury | $1,726 |
| Allstate | $1,932 |
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Are RAM ProMaster 1500s Expensive To Insure?
Insuring a 2025 RAM ProMaster 1500 is moderately priced compared to other full-size vans. The average annual premium for full coverage is approximately $2,312, which is lower than the national average for similar vehicles. However, actual insurance costs can vary based on factors such as the driver’s age, location, driving history, and the specific trim level of the vehicle. For instance, Insuranceopedia reports that the average annual insurance cost for a RAM ProMaster 1500 is about $2,800. It’s advisable to compare quotes from multiple insurers to find the best rate for your specific situation.
Cost of ProMaster 1500 Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums because they are statistically involved in more car accidents than any other age group. As you get older, your premiums tend to decrease because you’re seen as a lower risk driver, reflecting your increased experience behind the wheel and a lower likelihood of accidents.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,784 | $11,408 | $13,375 |
| 18 | $7,203 | $10,602 | $12,444 |
| 19 | $6,394 | $9,388 | $11,021 |
| 20 | $5,559 | $8,198 | $9,600 |
| 21 | $4,726 | $6,852 | $8,018 |
| 22 | $4,536 | $6,695 | $7,829 |
| 23 | $3,987 | $5,826 | $6,835 |
| 24 | $3,797 | $5,565 | $6,518 |
| 25 | $3,264 | $4,818 | $5,604 |
| 30 | $2,543 | $3,704 | $4,413 |
| 35 | $2,368 | $3,494 | $4,097 |
| 40 | $2,296 | $3,365 | $3,933 |
| 45 | $2,258 | $3,284 | $3,824 |
| 55 | $2,088 | $3,019 | $3,521 |
| 65 | $2,097 | $3,136 | $3,647 |
| 75 | $2,662 | $3,958 | $4,615 |
RAM ProMaster 1500 Cullinan Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance, and some states, like Michigan, tend to have higher premiums due to mandated higher levels of coverage. Additionally, each location has its own climate, with areas prone to extreme weather such as hurricanes, storms, or flooding facing higher rates. Moreover, insurance companies factor in local statistics, including crime rates, car thefts, accidents, and vehicle fatality rates, all of which influence the final cost of your RAM ProMaster 1500 insurance.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,474 | $3,533 | $4,490 |
| Alaska | $2,026 | $2,791 | $2,707 |
| Arizona | $2,249 | $3,290 | $4,812 |
| Arkansas | $2,498 | $3,918 | $4,319 |
| California | $2,770 | $4,891 | $2,779 |
| Colorado | $2,600 | $3,629 | $4,643 |
| Connecticut | $3,308 | $5,118 | $6,527 |
| Delaware | $2,769 | $3,649 | $4,663 |
| Florida | $3,232 | $4,513 | $5,885 |
| Hawaii | $1,051 | $1,421 | $1,062 |
| Idaho | $1,850 | $2,448 | $2,950 |
| Illinois | $1,929 | $2,916 | $3,350 |
| Indiana | $1,982 | $3,032 | $3,394 |
| Iowa | $1,549 | $2,148 | $2,511 |
| Kansas | $2,110 | $3,032 | $3,566 |
| Kentucky | $3,015 | $4,454 | $5,255 |
| Louisiana | $3,897 | $5,876 | $6,356 |
| Maine | $1,467 | $2,069 | $3,014 |
| Maryland | $2,373 | $3,453 | $3,837 |
| Massachusetts | $1,894 | $3,321 | $1,876 |
| Michigan | $4,561 | $7,014 | $11,034 |
| Minnesota | $1,919 | $2,532 | $3,547 |
| Mississippi | $2,287 | $3,254 | $3,280 |
| Missouri | $2,145 | $3,091 | $4,056 |
| Montana | $2,188 | $3,048 | $3,578 |
| Nebraska | $1,848 | $2,719 | $2,968 |
| Nevada | $3,037 | $4,537 | $4,768 |
| New Hampshire | $2,163 | $3,350 | $4,258 |
| New Jersey | $2,340 | $3,630 | $4,815 |
| New Mexico | $2,383 | $3,575 | $3,675 |
| New York | $2,197 | $2,812 | $4,648 |
| North Carolina | $1,360 | $2,360 | $1,701 |
| North Dakota | $1,904 | $2,864 | $3,355 |
| Ohio | $1,634 | $2,596 | $2,607 |
| Oklahoma | $2,629 | $3,810 | $4,273 |
| Oregon | $2,412 | $3,253 | $3,909 |
| Pennsylvania | $2,065 | $3,003 | $3,514 |
| Rhode Island | $3,438 | $5,012 | $5,663 |
| South Carolina | $2,327 | $3,182 | $4,429 |
| South Dakota | $2,096 | $3,038 | $3,468 |
| Tennessee | $2,416 | $3,575 | $4,802 |
| Texas | $2,435 | $3,605 | $4,421 |
| Utah | $2,103 | $2,926 | $4,016 |
| Vermont | $1,622 | $2,495 | $2,626 |
| Virginia | $1,536 | $2,336 | $2,276 |
| Washington | $2,021 | $2,734 | $3,271 |
| West Virginia | $1,996 | $2,926 | $3,611 |
| Wisconsin | $2,059 | $3,136 | $3,570 |
| Wyoming | $1,885 | $2,657 | $2,782 |
| Georgia | $2,634 | $4,014 | $4,025 |
Cheapest Car Insurance Companies For A RAM ProMaster 1500
The 2025 RAM ProMaster 1500 is a commercial van, and while it can be more expensive to insure than a standard passenger vehicle, some insurance companies offer relatively affordable coverage. Based on recent estimates, the most budget-friendly providers include Progressive, USAA, GEICO, Travelers, and Auto-Owners. Monthly premiums with these insurers range from about $133 to $191 for full coverage. These figures assume a 35-year-old driver with a clean record. Since commercial use, location, and coverage needs can significantly affect rates, it’s essential to compare quotes from several insurers to find the best price tailored to your business or personal use.
| Insurance Company | Average Monthly |
| Progressive | $133 |
| USAA | $142 |
| GEICO | $158 |
| Travelers | $189 |
| Auto-Owners | $191 |
Common RAM ProMaster 1500 Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, here are some common ones you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
- Defensive driving: By taking defensive driving courses from a certified institution, you can become eligible for discounted prices.
There may be other discounts you qualify for, so it’s a good idea to speak with your insurance agent, who can help identify discounts based on your specific situation.
Compare RAM ProMaster 1500 To Other RAM Models
Looking for other RAM model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, keep in mind that the figures in this guide may differ from your individual results, as various factors such as age, driving history, location, and vehicle type can affect the cost of your car insurance.
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FAQs
Do You Need Insurance Before You Can Purchase A RAM ProMaster 1500?
Yes, you will need to provide proof of insurance before you can drive your RAM ProMaster 1500 off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company that you’re about to buy the car. This way, you can have coverage in place before driving away, rather than opting for the dealership’s insurance.
How Can You Get The Cheapest Insurance For Your RAM ProMaster 1500?
The best way to find the cheapest rates for your RAM ProMaster 1500 is by shopping around and comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers on our website, helping you find the most affordable policy for your needs.
