RAM ProMaster 3500 Car Insurance Cost 2025
The average cost of insuring a RAM ProMaster 3500 is approximately $2,388 per year. However, the actual cost may vary depending on factors such as your age, the model year of your vehicle, and other personal details. To get a more accurate estimate, you can refer to the quote tables provided below.
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Insuring a 2025 RAM ProMaster 3500 typically costs around $2,388 per year, according to CarEdge. This rate is slightly higher than the national average for full-size vans, reflecting the ProMaster 3500’s commercial utility and associated repair costs.
However, actual premiums can vary based on factors such as the driver’s age, location, driving history, and the specific trim level of the vehicle. For instance, Insuranceopedia reports that the average annual insurance cost for a RAM ProMaster 3500 is about $856.
It’s advisable to compare quotes from multiple insurers to find the best rate for your specific situation.
How Much Does RAM ProMaster 3500 Car Insurance Cost?
Typically, RAM ProMaster 3500 drivers can expect to pay an average of $2,388 per year for car insurance.
While Nationwide’s price can serve as a helpful starting point, it’s crucial to understand that car insurance expenses can vary significantly due to various factors. These factors encompass your location, driving history, your car’s age, and the specific coverage options you choose. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can cause rates to rise.
Additionally, living in a bustling urban area usually leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will generally be more expensive than basic liability coverage.
Here at Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the most favorable deal.
Average Insurance Cost Of RAM ProMaster 3500 By Model Year
| Model Year | Average Premium |
| 2025 RAM ProMaster 3500 | $2,554 |
| 2024 RAM ProMaster 3500 | $2,576 |
| 2022 RAM ProMaster 3500 | $2,580 |
| 2021 RAM ProMaster 3500 | $2,273 |
| 2020 RAM ProMaster 3500 | $1,622 |
| 2019 RAM ProMaster 3500 | $1,610 |
| 2018 RAM ProMaster 3500 | $2,404 |
2025 RAM ProMaster 3500 Insurance Rates
The average annual insurance cost for a 2025 RAM ProMaster 3500 is $2,554. However, Nationwide offers the cheapest rates, averaging $899 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $899 |
| USAA | $1,193 |
| State Farm | $1,146 |
| Mercury | $1,574 |
| Esurance | $1,929 |
| Allstate | $2,942 |
| Safe Auto | $8,526 |
| Home State Insurance Group | $3,434 |
| Travelers | $1,061 |
| Metropolitan | $2,831 |
2024 RAM ProMaster 3500 Insurance Rates
The average annual insurance cost for a 2024 RAM ProMaster 3500 is $2,576. However, Nationwide offers the cheapest rates, averaging $856 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $856 |
| State Farm | $1,091 |
| USAA | $1,136 |
| Mercury | $1,499 |
| Esurance | $1,837 |
| Allstate | $2,802 |
| Safe Auto | $8,120 |
| Home State Insurance Group | $3,270 |
2022 RAM ProMaster 3500 Insurance Rates
The average annual insurance cost for a 2022 RAM ProMaster 3500 is $2,580. However, Nationwide offers the cheapest rates, averaging $852 per year.
| Insurance Provider | Average Annual Cost |
| Safe Auto | $8,107 |
| USAA | $1,142 |
| State Farm | $1,072 |
| Home State Ins Group | $3,323 |
| Nationwide | $852 |
| Esurance | $1,844 |
| Mercury | $1,495 |
| Allstate | $2,807 |
2021 RAM ProMaster 3500 Insurance Rates
The average annual insurance cost for a 2021 RAM ProMaster 3500 is $2,273. However, USAA offers the cheapest rates, averaging $725 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $6,965 |
| State Farm | $911 |
| Quincy Mutual | $839 |
| Encompass | $3,142 |
| USAA | $725 |
| Allstate | $1,898 |
| Travelers | $1,010 |
| Metropolitan | $2,696 |
2020 RAM ProMaster 3500 Insurance Rates
The average annual insurance cost for a 2020 RAM ProMaster 3500 is $1,622. However, USAA offers the cheapest rates, averaging $872 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,461 |
| Metropolitan | $2,568 |
| Allstate | $1,842 |
| Mercury | $1,632 |
| USAA | $872 |
| Auto-Owners Insurance Co | $1,433 |
| Virginia Farm Bureau | $987 |
| Encompass | $1,836 |
| Erie | $1,901 |
| Penn National | $1,690 |
2019 RAM ProMaster 3500 Insurance Rates
The average annual insurance cost for a 2019 RAM ProMaster 3500 is $1,610. However, USAA offers the cheapest rates, averaging $965 per year.
| Insurance Provider | Average Annual Cost |
| Esurance | $1,085 |
| Encompass | $2,482 |
| State Farm | $1,773 |
| Auto-Owners Insurance Co | $1,525 |
| USAA | $965 |
| Mercury | $1,242 |
| Travelers | $1,039 |
| Farm Bureau Ins of MI | $1,971 |
| Allstate | $2,322 |
| Metropolitan | $1,694 |
2018 RAM ProMaster 3500 Insurance Rates
The average annual insurance cost for a 2018 RAM ProMaster 3500 is $2,404. However, Mercury offers the cheapest rates, averaging $1,256 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,775 |
| Travelers | $3,984 |
| Dairyland Auto | $2,525 |
| Home State Ins Group | $1,929 |
| Mercury | $1,256 |
| USAA | $1,907 |
| State Farm | $1,542 |
| Metropolitan | $3,016 |
| Auto-Owners Insurance Co | $3,708 |
| Farm Bureau Ins of MI | $2,401 |
Find Affordable RAM ProMaster 3500 Car Insurance
Are RAM ProMaster 3500s Expensive To Insure?
Insuring a 2025 RAM ProMaster 3500 typically costs around $2,388 per year, according to CarEdge . This rate is slightly higher than the national average for full-size vans, reflecting the ProMaster 3500’s commercial utility and associated repair costs. However, actual premiums can vary based on factors such as the driver’s age, location, driving history, and the specific trim level of the vehicle. For instance, SmartFinancial reports that Nationwide offers annual premiums as low as $860 for this model .
Cost of Rolls-Royce Accord Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers usually pay the highest premiums because, statistically, they are involved in more accidents than other age groups. As you age and gain more driving experience, your premiums tend to decrease since you become a lower insurance risk.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,882 | $13,061 | $15,261 |
| 18 | $8,279 | $12,118 | $14,230 |
| 19 | $7,321 | $10,732 | $12,548 |
| 20 | $6,393 | $9,314 | $10,933 |
| 21 | $5,331 | $7,857 | $9,161 |
| 22 | $5,201 | $7,646 | $8,919 |
| 23 | $4,537 | $6,682 | $7,809 |
| 24 | $4,314 | $6,363 | $7,397 |
| 25 | $3,717 | $5,440 | $6,414 |
| 30 | $2,908 | $4,271 | $5,031 |
| 35 | $2,726 | $4,019 | $4,686 |
| 40 | $2,602 | $3,882 | $4,504 |
| 45 | $2,542 | $3,739 | $4,385 |
| 55 | $2,348 | $3,436 | $4,031 |
| 65 | $2,447 | $3,575 | $4,207 |
| 75 | $3,077 | $4,496 | $5,304 |
RAM ProMaster 3500 Cullinan Car Insurance Rates By State
Where you live significantly impacts how insurance companies calculate rates. Each state regulates its own auto insurance, and some states have higher premiums due to specific coverage requirements. For example, Michigan drivers often face higher rates because the state mandates more comprehensive coverage. Additionally, climate plays a role—states prone to extreme weather like hurricanes, storms, or flooding may have higher premiums.
Insurance companies also consider local statistics on crime and auto accidents, including car thefts, crashes, and fatality rates. All these factors influence the final cost of your RAM ProMaster 3500 insurance.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,792 | $4,008 | $5,112 |
| Alaska | $2,265 | $3,223 | $3,112 |
| Arizona | $2,581 | $3,774 | $5,541 |
| Arkansas | $2,850 | $4,449 | $4,926 |
| California | $3,179 | $5,631 | $3,174 |
| Colorado | $2,968 | $4,170 | $5,214 |
| Connecticut | $3,801 | $5,881 | $7,465 |
| Delaware | $3,136 | $4,159 | $5,347 |
| Florida | $3,680 | $5,135 | $6,711 |
| Hawaii | $1,216 | $1,642 | $1,229 |
| Idaho | $2,104 | $2,786 | $3,380 |
| Illinois | $2,206 | $3,293 | $3,819 |
| Indiana | $2,266 | $3,437 | $3,866 |
| Iowa | $1,802 | $2,439 | $2,918 |
| Kansas | $2,355 | $3,492 | $4,057 |
| Kentucky | $3,471 | $5,067 | $5,970 |
| Louisiana | $4,437 | $6,673 | $7,245 |
| Maine | $1,675 | $2,347 | $3,384 |
| Maryland | $2,715 | $3,974 | $4,382 |
| Massachusetts | $2,178 | $3,757 | $2,182 |
| Michigan | $5,236 | $7,974 | $12,570 |
| Minnesota | $2,128 | $2,898 | $4,094 |
| Mississippi | $2,625 | $3,701 | $3,710 |
| Missouri | $2,422 | $3,541 | $4,606 |
| Montana | $2,483 | $3,469 | $4,048 |
| Nebraska | $2,120 | $3,109 | $3,378 |
| Nevada | $3,480 | $5,202 | $5,435 |
| New Hampshire | $2,454 | $3,840 | $4,832 |
| New Jersey | $2,701 | $4,225 | $5,463 |
| New Mexico | $2,732 | $4,048 | $4,198 |
| New York | $2,531 | $3,154 | $5,312 |
| North Carolina | $1,574 | $2,651 | $1,884 |
| North Dakota | $2,171 | $3,254 | $3,814 |
| Ohio | $1,925 | $2,929 | $3,019 |
| Oklahoma | $3,057 | $4,334 | $4,925 |
| Oregon | $2,771 | $3,733 | $4,445 |
| Pennsylvania | $2,354 | $3,418 | $3,994 |
| Rhode Island | $3,912 | $5,723 | $6,492 |
| South Carolina | $2,665 | $3,670 | $5,024 |
| South Dakota | $2,352 | $3,435 | $3,943 |
| Tennessee | $2,784 | $4,121 | $5,470 |
| Texas | $2,831 | $4,061 | $5,098 |
| Utah | $2,379 | $3,372 | $4,643 |
| Vermont | $1,846 | $2,842 | $2,999 |
| Virginia | $1,760 | $2,622 | $2,625 |
| Washington | $2,309 | $3,120 | $3,717 |
| West Virginia | $2,320 | $3,308 | $4,131 |
| Wisconsin | $2,332 | $3,592 | $4,106 |
| Wyoming | $2,115 | $3,038 | $3,205 |
| Georgia | $3,037 | $4,544 | $4,568 |
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Cheapest Car Insurance Companies For A RAM ProMaster 3500
The RAM ProMaster 3500 is a heavy-duty commercial van, which can lead to higher insurance rates compared to smaller vehicles. However, several insurers offer competitive pricing. Based on recent estimates, Mercury, USAA, State Farm, Travelers, and Nationwide provide some of the lowest monthly premiums for this model, ranging from about $125 to $145. These figures reflect full coverage for a 40-year-old driver with a clean record. Costs may still vary depending on factors like location, claims history, and how the van is used. To ensure the most accurate rate, it’s important to compare quotes from multiple insurance providers.
| Insurance Company | Average Monthly |
|---|---|
| Mercury | $125 |
| USAA | $132 |
| State Farm | $137 |
| Travelers | $140 |
| Nationwide | $145 |
Common RAM ProMaster 3500 Insurance Discounts
Discounts are an effective way to reduce your car insurance costs. While each provider offers unique discounts, some common ones you can check your eligibility for include:
- Multi-policy: Bundling your home and auto insurance policies with one provider often results in a discounted rate.
- Pay annually: Paying your premium in full, rather than in monthly installments, can save you money.
- Defensive driving: Completing a defensive driving course from a certified institution may qualify you for lower rates.
Other discounts may be available, so it’s advisable to speak with your insurance agent to determine which ones you qualify for.
Compare RAM ProMaster 3500 To Other RAM Models
Looking for other RAM model insurance costs?
Our Methodology
Insuranceopedia aggregated thousands of quotes from leading auto insurance providers to calculate average car insurance costs. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, your actual rates may vary based on your individual profile.
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FAQs
Do You Need Insurance Before You Can Purchase A RAM ProMaster 3500 ?
You will need to provide proof of insurance before driving your RAM ProMaster 3500 off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company that you’re about to buy the vehicle, rather than opting for insurance offered through the dealership.
How Can You Get The Cheapest Insurance For Your RAM ProMaster 3500 ?
To find the most affordable rates for your RAM ProMaster 3500, it’s essential to shop around and compare quotes from various auto insurance companies. Insuranceopedia makes this process easy by allowing you to compare quotes from multiple providers directly on their website.
