Rolls-Royce Dawn Car Insurance Cost 2025
Getting insurance for a Rolls-Royce Dawn costs $840 per year, on average. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. You can use our quote tables below to get an estimate of your specific costs.
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If you’re considering purchasing a Rolls-Royce Dawn, it’s important to factor in the cost of insurance. On average, insurance for a Rolls-Royce Dawn costs $840 per year. Insurance is a significant aspect of car ownership, and understanding the financial commitment beforehand is essential.
Selecting the appropriate car insurance is crucial to prevent unexpected and potentially costly surprises down the road. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being found at fault in an accident could lead to increased premiums.
With over ten years of experience studying car insurance rates, I’ve noticed the considerable variation in these costs. Your age, driving history, and location are all important factors that can influence your insurance premiums.
How Much Does Rolls-Royce Dawn Car Insurance Cost?
Typically, Rolls-Royce Dawn drivers can find car insurance at an average rate of $840 per year.
While Allied’s rate can provide a useful starting point, it’s crucial to understand that car insurance expenses can vary significantly due to various factors. These factors include your location, driving history, your car’s age, and the specific coverage options you choose. Maintaining a clean driving record typically results in lower premiums, while a history of accidents or traffic violations can cause rates to rise.
Additionally, living in a bustling urban area generally leads to higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will generally be more expensive than basic liability coverage.
Here at Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal.
Average Insurance Cost Of Rolls-Royce Dawn By Model Year
| Model Year | Average Premium |
| 2024 Rolls-Royce Dawn | $4,980 |
| 2021 Rolls-Royce Dawn | $4,304 |
| 2019 Rolls-Royce Dawn | $5,007 |
| 2016 Rolls-Royce Dawn | $7,411 |
2024 Rolls-Royce Dawn Insurance Rates
The average annual insurance cost for a 2024 Rolls-Royce Dawn is $4,980. However, Metropolitan offers the cheapest rates, averaging $850 per year.
| Insurance Provider | Average Annual Cost |
| Farmers | $20,120 |
| Bristol West | $1,280 |
| Metropolitan | $850 |
| Travelers | $1,450 |
| Allied | $840 |
| Sentry | $5,340 |
2021 Rolls-Royce Dawn Insurance Rates
The average annual insurance cost for a 2021 Rolls-Royce Dawn is $4,304. However, Metropolitan offers the cheapest rates, averaging $800 per year.
| Insurance Provider | Average Annual Cost |
| Farmers | $19,573 |
| Bristol West | $1,217 |
| Metropolitan | $800 |
| Travelers | $1,394 |
| Allied | $805 |
| Farmers | $1,217 |
| Sentry | $5,124 |
2019 Rolls-Royce Dawn Insurance Rates
The average annual insurance cost for a 2019 Rolls-Royce Dawn is $5,007. However, Quincy Mutual offers the cheapest rates, averaging $1,237 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $2,200 |
| Travelers | $1,713 |
| Dairyland Auto | $15,200 |
| Quincy Mutual | $1,237 |
| Nationwide | $4,685 |
2016 Rolls-Royce Dawn Insurance Rates
The average annual insurance cost for a 2016 Rolls-Royce Dawn is $7,411. However, Metropolitan offers the cheapest rates, averaging $735 per year.
| Insurance Provider | Average Annual Cost |
| Farmers | $19,573 |
| Westfield | $2,534 |
| Farm Bureau Ins of MI | $1,904 |
| Metropolitan | $735 |
| Bristol West | $8,872 |
| Encompass | $6,549 |
| Hanover | $11,710 |
Find Affordable Rolls-Royce Dawn Insurance Rates
Cost of Rolls-Royce Dawn Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums, as statistically, they are involved in more car accidents than any other age group. As you get older, your premiums decrease as you become a lower insurance risk.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $32,682 | $47,965 | $56,134 |
| 18 | $11,301 | $16,632 | $19,460 |
| 19 | $9,005 | $13,168 | $15,464 |
| 20 | $8,623 | $12,660 | $14,803 |
| 21 | $9,400 | $13,784 | $16,126 |
| 22 | $9,614 | $14,160 | $16,614 |
| 23 | $10,024 | $14,729 | $17,255 |
| 24 | $10,717 | $15,702 | $18,407 |
| 25 | $13,720 | $20,193 | $23,615 |
| 30 | $15,897 | $23,376 | $27,372 |
| 35 | $16,777 | $24,603 | $28,792 |
| 40 | $19,132 | $28,121 | $32,927 |
| 45 | $19,721 | $28,870 | $33,801 |
| 55 | $23,474 | $34,492 | $40,315 |
| 65 | $26,918 | $39,519 | $46,221 |
| 75 | $30,408 | $44,710 | $52,315 |
Rolls-Royce Dawn Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance; for example, Michigan drivers tend to pay higher premiums because the state mandates higher levels of coverage. Additionally, each location has a unique climate. Some states experience extreme weather, such as hurricanes, storms, and flooding. Moreover, each area has its own statistics on crime and auto accidents, including car thefts, crashes, and vehicle fatality rates. Insurance companies consider all of these factors when calculating your exact Rolls-Royce Dawn insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| GeorgiaAlabama | $11,143 | $16,725 | $16,870 |
| Alaska | $10,227 | $14,856 | $18,911 |
| Arizona | $8,449 | $11,714 | $11,380 |
| Arkansas | $9,576 | $13,809 | $20,346 |
| California | $10,512 | $16,490 | $18,152 |
| Colorado | $11,648 | $20,650 | $11,641 |
| Connecticut | $10,893 | $15,233 | $19,346 |
| Delaware | $13,912 | $21,571 | $27,425 |
| Florida | $11,547 | $15,327 | $19,722 |
| Georgia | $13,718 | $18,980 | $24,739 |
| Hawaii | $4,434 | $6,032 | $4,466 |
| Idaho | $7,741 | $10,276 | $12,509 |
| Illinois | $8,137 | $12,276 | $13,974 |
| Indiana | $8,333 | $12,750 | $14,299 |
| Iowa | $6,654 | $9,084 | $10,691 |
| Kansas | $8,773 | $12,780 | $14,984 |
| Kentucky | $12,709 | $18,640 | $22,045 |
| Louisiana | $16,325 | $24,660 | $26,747 |
| Maine | $6,164 | $8,527 | $12,599 |
| Maryland | $9,952 | $14,535 | $16,166 |
| Massachusetts | $7,986 | $13,984 | $7,997 |
| Michigan | $19,356 | $29,447 | $46,459 |
| Minnesota | $7,966 | $10,571 | $14,952 |
| Mississippi | $9,601 | $13,698 | $13,772 |
| Missouri | $9,067 | $12,931 | $16,992 |
| Montana | $9,204 | $12,844 | $14,930 |
| Nebraska | $7,748 | $11,530 | $12,494 |
| Nevada | $12,793 | $19,006 | $20,103 |
| New Hampshire | $8,938 | $14,090 | $17,815 |
| New Jersey | $9,831 | $15,407 | $20,169 |
| New Mexico | $10,057 | $14,964 | $15,464 |
| New York | $9,303 | $11,708 | $19,548 |
| North Carolina | $5,762 | $9,920 | $7,062 |
| North Dakota | $7,883 | $11,988 | $14,152 |
| Ohio | $7,020 | $10,827 | $11,114 |
| Oklahoma | $11,235 | $16,085 | $18,096 |
| Oregon | $10,228 | $13,709 | $16,361 |
| Pennsylvania | $8,637 | $12,628 | $14,750 |
| Rhode Island | $14,387 | $21,082 | $23,743 |
| South Carolina | $9,764 | $13,530 | $18,700 |
| South Dakota | $8,771 | $12,619 | $14,559 |
| Tennessee | $10,303 | $15,162 | $20,206 |
| Texas | $10,344 | $14,977 | $18,639 |
| Utah | $8,821 | $12,382 | $17,037 |
| Vermont | $6,805 | $10,483 | $11,032 |
| Virginia | $6,416 | $9,816 | $9,604 |
| Washington | $8,492 | $11,455 | $13,737 |
| West Virginia | $8,512 | $12,170 | $15,302 |
| Wisconsin | $8,506 | $13,283 | $15,157 |
| Wyoming | $7,922 | $11,074 | $11,808 |
Common Rolls-Royce Dawn Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, there are some common ones which you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
- Defensive driving: By taking defensive driving courses from a certified institution, you can become eligible for discounted prices.
There are other discounts that you can apply for. You should speak to your insurance agent, as they can help you find ones that you are eligible for.
Compare Rolls-Royce Dawn To Other Rolls-Royce Models
Looking for other Rolls-Royce model insurance costs?
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.
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FAQs
Do You Need Insurance Before You Can Purchase A Rolls-Royce Dawn?
Yes, you will need to provide proof of insurance before you can drive your Rolls-Royce Dawn out of the dealership. The best approach is to purchase a policy beforehand and notify your insurance company that you’re about to buy the car. This way, you’re all set once you finalize the purchase, rather than getting insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Rolls-Royce Dawn?
The best way to find the cheapest rates for your Rolls-Royce Dawn is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website. This helps you make sure you’re getting the best deal based on your specific needs and driver profile.
