Rolls-Royce Ghost Car Insurance Cost
Ensuring a Rolls-Royce Ghost typically comes to about $1,415 annually through State Farm insurance. However, the exact expenses can vary based on factors like your age, the year of the car model, and other elements. Check out the quote tables below to estimate what your specific costs might be.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Rolls-Royce Ghost, one crucial aspect to consider is the insurance cost. Insurance plays a big role in car ownership, so it’s important to understand the financial implications before you commit to buying.
Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. It’s vital to have sufficient coverage to handle any accidents, preventing you from facing significant out-of-pocket costs. Plus, if you’re deemed at fault, you might see your insurance premiums go up.
With over ten years of experience studying car insurance rates, I’ve observed how much these expenses can vary. Factors like your age, driving history, and location can have a substantial impact on the amount you pay for insurance.
How Much Does Rolls-Royce Ghost Car Insurance Cost?
Typically, State Farm provides the best deal, charging around $1,415 annually for full coverage insurance on a 2022 Rolls-Royce Ghost.
Although State Farm’s rate is a good starting point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors include where you live, your driving record, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your rates.
Moreover, residing in a city with heavy traffic might lead to higher premiums compared to rural areas with less traffic. Your choice of coverage will also affect your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more costly than basic liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers to ensure you find the most favorable deal.
2022 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,415 |
| Farmers | $2,767 |
| Permanent General | $3,112 |
| Allstate | $3,803 |
| Home State Ins Group | $3,940 |
| Nationwide | $4,333 |
| Sentry | $4,380 |
| Metropolitan | $4,537 |
| Mercury | $5,886 |
| Unitrin | $6,049 |
2021 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide | $828 |
| Allstate | $859 |
| National Farmers Union P | $1,629 |
| Metropolitan | $1,737 |
| Farmers | $2,204 |
| Travelers | $3,182 |
| Unitrin | $3,214 |
| Dairyland Auto | $10,866 |
2020 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| Metropolitan | $1,124 |
| SAFECO | $1,222 |
| Unitrin | $1,266 |
2019 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $563 |
| Nationwide | $1,062 |
| SAFECO | $1,191 |
| Unitrin | $1,283 |
| Travelers | $1,416 |
| Direct General Insurance | $2,129 |
| Home State Ins Group | $2,255 |
| Metropolitan | $2,366 |
| Mercury | $2,755 |
| Safe Auto | $6,623 |
2017 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allstate | $1,005 |
| Metropolitan | $1,345 |
| National Farmers Union P | $1,931 |
| Pioneer State Mutual Ins Co | $2,126 |
| Mercury | $2,159 |
| Bristol West | $2,704 |
| Direct General Insurance | $3,095 |
| Encompass | $3,498 |
| Farmers | $4,327 |
| Auto Club Group | $6,069 |
2016 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allstate | $926 |
| National Farmers Union P | $1,574 |
| Metropolitan | $1,617 |
| Direct General Insurance | $2,174 |
| Mercury | $2,233 |
| Farmers | $2,719 |
| Dairyland Auto | $4,972 |
2015 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $711 |
| SafeAuto | $1,224 |
| Farm Bureau Ins of MI | $1,487 |
| Permanent General | $1,599 |
| Farmers | $1,625 |
| Metropolitan | $1,684 |
| Bristol West | $1,734 |
| Westfield | $2,050 |
| Home State Ins Group | $2,090 |
| Mercury | $2,234 |
2014 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $750 |
| Allstate | $1,068 |
| American Family | $1,102 |
| Sentry | $1,328 |
| Nationwide | $1,477 |
| Farmers | $1,523 |
| Metropolitan | $1,983 |
| Mercury | $2,211 |
| Travelers | $2,200 |
| Home State Ins Group | $2,347 |
2013 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allstate | $1,145 |
| National Farmers Union P | $1,386 |
| Farm Bureau Ins of MI | $1,640 |
| Metropolitan | $1,831 |
| Nationwide | $1,902 |
| Westfield | $2,158 |
| Farmers | $2,188 |
| Travelers | $2,203 |
| Bristol West | $2,867 |
| Encompass | $3,317 |
2012 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide | $176 |
| Encompass | $799 |
| Hastings Mutual Insurance Co | $872 |
| Plymouth Rock Assurance | $1,175 |
| Unitrin | $1,392 |
| Travelers | $1,525 |
| Auto Club Group | $1,606 |
| Hanover | $1,974 |
| Farmers | $2,967 |
| Metropolitan | $3,019 |
2011 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $619 |
| Allstate | $717 |
| State Farm | $1,017 |
| Unitrin | $1,200 |
| Metropolitan | $1,270 |
| Farmers | $1,830 |
| Mercury | $1,896 |
| Nationwide | $2,868 |
| Sentry | $3,748 |
| Home State Ins Group | $3,758 |
2010 Rolls-Royce Ghost Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $3,170 |
| Metropolitan | $3,367 |
| Mercury | $3,488 |
| Nationwide | $4,013 |
| Travelers | $4,177 |
| Direct General Insurance | $4,758 |
Cost of Rolls-Royce Ghost Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $18,973 | $27,824 | $32,573 |
| 18 | $17,687 | $25,955 | $30,343 |
| 19 | $15,629 | $22,932 | $26,812 |
| 20 | $13,604 | $20,004 | $23,400 |
| 21 | $11,430 | $16,777 | $19,616 |
| 22 | $11,140 | $16,316 | $19,106 |
| 23 | $9,714 | $14,300 | $16,702 |
| 24 | $9,239 | $13,594 | $15,883 |
| 25 | $7,966 | $11,702 | $13,724 |
| 30 | $6,229 | $9,127 | $10,670 |
| 35 | $5,822 | $8,556 | $9,990 |
| 40 | $5,604 | $8,213 | $9,612 |
| 45 | $5,437 | $8,004 | $9,375 |
| 55 | $5,008 | $7,341 | $8,571 |
| 65 | $5,227 | $7,660 | $8,947 |
| 75 | $6,564 | $9,678 | $11,298 |
Rolls-Royce Ghost Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $5,944 | $8,636 | $10,983 |
| Alaska | $4,905 | $6,819 | $6,604 |
| Arizona | $5,531 | $8,003 | $11,828 |
| Arkansas | $6,067 | $9,543 | $10,500 |
| California | $6,752 | $11,973 | $6,778 |
| Colorado | $6,325 | $8,855 | $11,221 |
| Connecticut | $8,083 | $12,532 | $15,895 |
| Delaware | $6,685 | $8,920 | $11,456 |
| Florida | $7,951 | $11,018 | $14,326 |
| Hawaii | $2,588 | $3,508 | $2,599 |
| Idaho | $4,509 | $5,948 | $7,274 |
| Illinois | $4,724 | $7,127 | $8,118 |
| Indiana | $4,826 | $7,408 | $8,308 |
| Iowa | $3,822 | $5,257 | $6,187 |
| Kansas | $5,093 | $7,408 | $8,663 |
| Kentucky | $7,395 | $10,818 | $12,783 |
| Louisiana | $9,454 | $14,312 | $15,524 |
| Maine | $3,595 | $4,928 | $7,303 |
| Maryland | $5,784 | $8,416 | $9,363 |
| Massachusetts | $4,661 | $8,101 | $4,633 |
| Michigan | $11,206 | $17,087 | $26,957 |
| Minnesota | $4,600 | $6,157 | $8,673 |
| Mississippi | $5,580 | $7,954 | $8,014 |
| Missouri | $5,238 | $7,506 | $9,866 |
| Montana | $5,353 | $7,430 | $8,666 |
| Nebraska | $4,504 | $6,679 | $7,264 |
| Nevada | $7,442 | $11,051 | $11,645 |
| New Hampshire | $5,187 | $8,203 | $10,341 |
| New Jersey | $5,704 | $8,942 | $11,721 |
| New Mexico | $5,830 | $8,656 | $8,996 |
| New York | $5,383 | $6,797 | $11,353 |
| North Carolina | $3,355 | $5,726 | $4,117 |
| North Dakota | $4,586 | $6,968 | $8,214 |
| Ohio | $4,094 | $6,291 | $6,456 |
| Oklahoma | $6,498 | $9,341 | $10,496 |
| Oregon | $5,932 | $7,960 | $9,492 |
| Pennsylvania | $4,998 | $7,323 | $8,563 |
| Rhode Island | $8,342 | $12,249 | $13,759 |
| South Carolina | $5,680 | $7,835 | $10,838 |
| South Dakota | $5,084 | $7,328 | $8,451 |
| Tennessee | $5,965 | $8,794 | $11,733 |
| Texas | $6,036 | $8,692 | $10,828 |
| Utah | $5,101 | $7,176 | $9,859 |
| Vermont | $3,930 | $6,087 | $6,398 |
| Virginia | $3,707 | $5,692 | $5,606 |
| Washington | $4,926 | $6,682 | $7,968 |
| West Virginia | $4,939 | $7,075 | $8,851 |
| Wisconsin | $4,911 | $7,684 | $8,775 |
| Wyoming | $4,618 | $6,434 | $6,854 |
| Georgia | $6,504 | $9,692 | $9,770 |
Compare Rolls-Royce Ghost To Other Rolls-Royce Models
FAQs
Who has the cheapest car insurance for a Rolls-Royce Ghost?
State Farm offers the most affordable car insurance for the 2022 Rolls-Royce Ghost.
Which company offers the best car insurance for a Rolls-Royce Ghost?
Considering their competitive rates, extensive coverage options, and excellent customer service ratings, we consider State Farm to provide the best car insurance for a Rolls-Royce Ghost.
