Rolls-Royce Ghost Car Insurance Cost

Ensuring a Rolls-Royce Ghost typically comes to about $1,415 annually through State Farm insurance. However, the exact expenses can vary based on factors like your age, the year of the car model, and other elements. Check out the quote tables below to estimate what your specific costs might be.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Rolls-Royce Ghost, one crucial aspect to consider is the insurance cost. Insurance plays a big role in car ownership, so it’s important to understand the financial implications before you commit to buying.

Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. It’s vital to have sufficient coverage to handle any accidents, preventing you from facing significant out-of-pocket costs. Plus, if you’re deemed at fault, you might see your insurance premiums go up.

With over ten years of experience studying car insurance rates, I’ve observed how much these expenses can vary. Factors like your age, driving history, and location can have a substantial impact on the amount you pay for insurance.

How Much Does Rolls-Royce Ghost Car Insurance Cost?

Typically, State Farm provides the best deal, charging around $1,415 annually for full coverage insurance on a 2022 Rolls-Royce Ghost.

Although State Farm’s rate is a good starting point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors include where you live, your driving record, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your rates.

Moreover, residing in a city with heavy traffic might lead to higher premiums compared to rural areas with less traffic. Your choice of coverage will also affect your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more costly than basic liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers to ensure you find the most favorable deal.

2022 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,415
Farmers $2,767
Permanent General $3,112
Allstate $3,803
Home State Ins Group $3,940
Nationwide $4,333
Sentry $4,380
Metropolitan $4,537
Mercury $5,886
Unitrin $6,049

2021 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $828
Allstate $859
National Farmers Union P $1,629
Metropolitan $1,737
Farmers $2,204
Travelers $3,182
Unitrin $3,214
Dairyland Auto $10,866

2020 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
Metropolitan $1,124
SAFECO $1,222
Unitrin $1,266

2019 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
State Farm $563
Nationwide $1,062
SAFECO $1,191
Unitrin $1,283
Travelers $1,416
Direct General Insurance $2,129
Home State Ins Group $2,255
Metropolitan $2,366
Mercury $2,755
Safe Auto $6,623

2017 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
Allstate $1,005
Metropolitan $1,345
National Farmers Union P $1,931
Pioneer State Mutual Ins Co $2,126
Mercury $2,159
Bristol West $2,704
Direct General Insurance $3,095
Encompass $3,498
Farmers $4,327
Auto Club Group $6,069

2016 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
Allstate $926
National Farmers Union P $1,574
Metropolitan $1,617
Direct General Insurance $2,174
Mercury $2,233
Farmers $2,719
Dairyland Auto $4,972

2015 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
State Farm $711
SafeAuto $1,224
Farm Bureau Ins of MI $1,487
Permanent General $1,599
Farmers $1,625
Metropolitan $1,684
Bristol West $1,734
Westfield $2,050
Home State Ins Group $2,090
Mercury $2,234

2014 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
State Farm $750
Allstate $1,068
American Family $1,102
Sentry $1,328
Nationwide $1,477
Farmers $1,523
Metropolitan $1,983
Mercury $2,211
Travelers $2,200
Home State Ins Group $2,347

2013 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
Allstate $1,145
National Farmers Union P $1,386
Farm Bureau Ins of MI $1,640
Metropolitan $1,831
Nationwide $1,902
Westfield $2,158
Farmers $2,188
Travelers $2,203
Bristol West $2,867
Encompass $3,317

2012 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $176
Encompass $799
Hastings Mutual Insurance Co $872
Plymouth Rock Assurance $1,175
Unitrin $1,392
Travelers $1,525
Auto Club Group $1,606
Hanover $1,974
Farmers $2,967
Metropolitan $3,019

2011 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
Virginia Farm Bureau $619
Allstate $717
State Farm $1,017
Unitrin $1,200
Metropolitan $1,270
Farmers $1,830
Mercury $1,896
Nationwide $2,868
Sentry $3,748
Home State Ins Group $3,758

2010 Rolls-Royce Ghost Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $3,170
Metropolitan $3,367
Mercury $3,488
Nationwide $4,013
Travelers $4,177
Direct General Insurance $4,758

Cost of Rolls-Royce Ghost Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $18,973 $27,824 $32,573
18 $17,687 $25,955 $30,343
19 $15,629 $22,932 $26,812
20 $13,604 $20,004 $23,400
21 $11,430 $16,777 $19,616
22 $11,140 $16,316 $19,106
23 $9,714 $14,300 $16,702
24 $9,239 $13,594 $15,883
25 $7,966 $11,702 $13,724
30 $6,229 $9,127 $10,670
35 $5,822 $8,556 $9,990
40 $5,604 $8,213 $9,612
45 $5,437 $8,004 $9,375
55 $5,008 $7,341 $8,571
65 $5,227 $7,660 $8,947
75 $6,564 $9,678 $11,298

Rolls-Royce Ghost Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $5,944 $8,636 $10,983
Alaska $4,905 $6,819 $6,604
Arizona $5,531 $8,003 $11,828
Arkansas $6,067 $9,543 $10,500
California $6,752 $11,973 $6,778
Colorado $6,325 $8,855 $11,221
Connecticut $8,083 $12,532 $15,895
Delaware $6,685 $8,920 $11,456
Florida $7,951 $11,018 $14,326
Hawaii $2,588 $3,508 $2,599
Idaho $4,509 $5,948 $7,274
Illinois $4,724 $7,127 $8,118
Indiana $4,826 $7,408 $8,308
Iowa $3,822 $5,257 $6,187
Kansas $5,093 $7,408 $8,663
Kentucky $7,395 $10,818 $12,783
Louisiana $9,454 $14,312 $15,524
Maine $3,595 $4,928 $7,303
Maryland $5,784 $8,416 $9,363
Massachusetts $4,661 $8,101 $4,633
Michigan $11,206 $17,087 $26,957
Minnesota $4,600 $6,157 $8,673
Mississippi $5,580 $7,954 $8,014
Missouri $5,238 $7,506 $9,866
Montana $5,353 $7,430 $8,666
Nebraska $4,504 $6,679 $7,264
Nevada $7,442 $11,051 $11,645
New Hampshire $5,187 $8,203 $10,341
New Jersey $5,704 $8,942 $11,721
New Mexico $5,830 $8,656 $8,996
New York $5,383 $6,797 $11,353
North Carolina $3,355 $5,726 $4,117
North Dakota $4,586 $6,968 $8,214
Ohio $4,094 $6,291 $6,456
Oklahoma $6,498 $9,341 $10,496
Oregon $5,932 $7,960 $9,492
Pennsylvania $4,998 $7,323 $8,563
Rhode Island $8,342 $12,249 $13,759
South Carolina $5,680 $7,835 $10,838
South Dakota $5,084 $7,328 $8,451
Tennessee $5,965 $8,794 $11,733
Texas $6,036 $8,692 $10,828
Utah $5,101 $7,176 $9,859
Vermont $3,930 $6,087 $6,398
Virginia $3,707 $5,692 $5,606
Washington $4,926 $6,682 $7,968
West Virginia $4,939 $7,075 $8,851
Wisconsin $4,911 $7,684 $8,775
Wyoming $4,618 $6,434 $6,854
Georgia $6,504 $9,692 $9,770

Compare Rolls-Royce Ghost To Other Rolls-Royce Models

FAQs

Who has the cheapest car insurance for a Rolls-Royce Ghost?

State Farm offers the most affordable car insurance for the 2022 Rolls-Royce Ghost.

Which company offers the best car insurance for a Rolls-Royce Ghost?

Considering their competitive rates, extensive coverage options, and excellent customer service ratings, we consider State Farm to provide the best car insurance for a Rolls-Royce Ghost.

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