Rolls-Royce Phantom Car Insurance Cost

Insuring a Rolls-Royce Phantom usually costs around $1,058 per year with Allstate. However, the final price may differ depending on factors such as your age, the model year of the car, and other relevant factors. You can use the quote tables below to estimate the specific cost for your situation.

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Written by Bob Phillips
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If you’re considering purchasing a Rolls-Royce Phantom, it’s important to consider the cost of insurance. Insurance is a significant aspect of car ownership, and understanding the financial implications before making a decision is crucial.

Selecting the right car insurance is essential to prevent unexpected and potentially costly surprises in the future. Having adequate coverage in the event of an accident is important to avoid substantial out-of-pocket expenses. Additionally, being found at fault in an accident could lead to higher premium rates.

Based on over ten years of experience studying car insurance rates, I’ve observed the significant variation in these costs. Factors such as your age, driving history, and location all play significant roles in determining your insurance premiums.

How Much Does Rolls-Royce Phantom Car Insurance Cost?

Normally, Allstate offers the most favorable option, with an annual cost of approximately $1,058 for comprehensive insurance on a 2022 Rolls-Royce Phantom.

While Allstate’s rate can be a useful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, your car’s age, and the specific coverage options you choose. Maintaining a clean driving record typically results in lower premiums, while a history of accidents or traffic violations can cause rates to rise.

Additionally, living in a busy urban area generally leads to higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will generally be more expensive than basic liability coverage.

Here at Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal.

2022 Rolls-Royce Phantom Insurance Rates

Insurance Provider Average Annual Cost
Allstate $1,058
Metropolitan $1,584
Sentry $1,819
Unitrin $2,489

2021 Rolls-Royce Phantom Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto $867
Kemper Auto Premier $902
American Family $949
Farmers $1,557
Western National $1,607
Auto Club Group $1,879
Nationwide $2,529
Sentry $3,727
Metropolitan $4,535

2018 Rolls-Royce Phantom Insurance Rates

Insurance Provider Average Annual Cost
State Farm $459
Nationwide $1,019
Mercury $1,474
Home State Ins Group $2,250
Safe Auto $8,962

2016 Rolls-Royce Phantom Insurance Rates

Insurance Provider Average Annual Cost
Mercury $885
Virginia Farm Bureau $952
Metropolitan $1,066
Nationwide $3,375
Allied $4,990

2014 Rolls-Royce Phantom Insurance Rates

Insurance Provider Average Annual Cost
Mercury $1,069
Virginia Farm Bureau $1,116
Metropolitan $1,384
Unitrin $1,506
Nationwide $4,161
Allied $5,856
Dairyland Auto $15,157

2013 Rolls-Royce Phantom Insurance Rates

Insurance Provider Average Annual Cost
Virginia Farm Bureau $867
Mercury $1,212
Metropolitan $1,369
Nationwide $4,032
Allied $5,363

2012 Rolls-Royce Phantom Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $1,154
Metropolitan $1,172
Farmers $1,399
Sentry $2,365

FAQs

Who has the cheapest car insurance for a Rolls-Royce Phantom?

In 2022, Allstate provides the cheapest car insurance rates for the Rolls-Royce Phantom.

Which company offers the best car insurance for a Rolls-Royce Phantom?

Taking into account their mix of affordable prices, extensive coverage, and outstanding customer service ratings, we believe Allstate offers the best car insurance option for a Rolls-Royce Phantom.

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