Rolls-Royce Phantom Car Insurance Cost
Insuring a Rolls-Royce Phantom usually costs around $1,058 per year with Allstate. However, the final price may differ depending on factors such as your age, the model year of the car, and other relevant factors. You can use the quote tables below to estimate the specific cost for your situation.
If you’re considering purchasing a Rolls-Royce Phantom, it’s important to consider the cost of insurance. Insurance is a significant aspect of car ownership, and understanding the financial implications before making a decision is crucial.
Selecting the right car insurance is essential to prevent unexpected and potentially costly surprises in the future. Having adequate coverage in the event of an accident is important to avoid substantial out-of-pocket expenses. Additionally, being found at fault in an accident could lead to higher premium rates.
Based on over ten years of experience studying car insurance rates, I’ve observed the significant variation in these costs. Factors such as your age, driving history, and location all play significant roles in determining your insurance premiums.
How Much Does Rolls-Royce Phantom Car Insurance Cost?
Normally, Allstate offers the most favorable option, with an annual cost of approximately $1,058 for comprehensive insurance on a 2022 Rolls-Royce Phantom.
While Allstate’s rate can be a useful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, your car’s age, and the specific coverage options you choose. Maintaining a clean driving record typically results in lower premiums, while a history of accidents or traffic violations can cause rates to rise.
Additionally, living in a busy urban area generally leads to higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will generally be more expensive than basic liability coverage.
Here at Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal.
2022 Rolls-Royce Phantom Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allstate | $1,058 |
| Metropolitan | $1,584 |
| Sentry | $1,819 |
| Unitrin | $2,489 |
2021 Rolls-Royce Phantom Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $867 |
| Kemper Auto Premier | $902 |
| American Family | $949 |
| Farmers | $1,557 |
| Western National | $1,607 |
| Auto Club Group | $1,879 |
| Nationwide | $2,529 |
| Sentry | $3,727 |
| Metropolitan | $4,535 |
2018 Rolls-Royce Phantom Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $459 |
| Nationwide | $1,019 |
| Mercury | $1,474 |
| Home State Ins Group | $2,250 |
| Safe Auto | $8,962 |
2016 Rolls-Royce Phantom Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $885 |
| Virginia Farm Bureau | $952 |
| Metropolitan | $1,066 |
| Nationwide | $3,375 |
| Allied | $4,990 |
2014 Rolls-Royce Phantom Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $1,069 |
| Virginia Farm Bureau | $1,116 |
| Metropolitan | $1,384 |
| Unitrin | $1,506 |
| Nationwide | $4,161 |
| Allied | $5,856 |
| Dairyland Auto | $15,157 |
2013 Rolls-Royce Phantom Insurance Rates
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $867 |
| Mercury | $1,212 |
| Metropolitan | $1,369 |
| Nationwide | $4,032 |
| Allied | $5,363 |
2012 Rolls-Royce Phantom Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,154 |
| Metropolitan | $1,172 |
| Farmers | $1,399 |
| Sentry | $2,365 |
Compare Rolls-Royce Phantom To Other Rolls-Royce Models
FAQs
Who has the cheapest car insurance for a Rolls-Royce Phantom?
In 2022, Allstate provides the cheapest car insurance rates for the Rolls-Royce Phantom.
Which company offers the best car insurance for a Rolls-Royce Phantom?
Taking into account their mix of affordable prices, extensive coverage, and outstanding customer service ratings, we believe Allstate offers the best car insurance option for a Rolls-Royce Phantom.
