Rolls-Royce Wraith Car Insurance Cost

Ensuring a Rolls-Royce Wraith typically comes to about $896 annually through State Farm insurance. However, the exact expenses can vary based on factors like your age, the year of the car model, and other elements. You can use our quote tables below to estimate what your specific costs might be.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Rolls-Royce Wraith, you’ll need to consider the insurance costs among other factors. Insurance is a crucial aspect of owning a car, so it’s essential to understand the details before making a purchase.

Choosing the right car insurance is important to avoid unexpected and potentially high expenses later on. It’s essential to have adequate coverage to handle any accidents, preventing you from facing significant out-of-pocket costs. Additionally, if you’re responsible for an accident, you might see your insurance premiums rise.

With over ten years of experience studying car insurance rates, I’ve noticed how much these expenses can fluctuate. Factors like your age, driving history, and location can have a significant impact on the amount you pay for insurance.

How Much Does Rolls-Royce Wraith Car Insurance Cost?

Typically, State Farm provides the most competitive price, averaging at $896 annually for full coverage insurance on a 2022 Rolls-Royce Wraith.

While State Farm’s rate serves as a good reference point, it’s crucial to recognize that car insurance expenses can vary significantly due to several factors. These factors encompass your location, driving record, the age of your car, and the specific levels of coverage you opt for. Having a clean driving history can result in lower premiums, while a track record of accidents or traffic violations can raise your costs.

Moreover, residing in an urban area with heavy traffic can lead to higher rates compared to rural regions with less traffic congestion. The type of coverage you select will also affect your premium – comprehensive insurance, which includes both comprehensive and collision coverage, will be pricier than minimum liability coverage.

Insuranceopedia is available to assist you in exploring and comparing quotes from different insurance providers to ensure you secure the best possible deal.

2022 Rolls-Royce Wraith Insurance Rates

Insurance Provider Average Annual Cost
State Farm $896
Hastings Mutual Insurance Co $1,247
Mercury $1,441
Metropolitan $1,523
Permanent General $2,062
Farmers $2,699
Home State Ins Group $2,897
Travelers $2,921
Auto Club Group $3,137
Hanover $3,368

2021 Rolls-Royce Wraith Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $2,202
Nationwide $4,362
Travelers $4,640
Direct General Insurance $7,719
Metropolitan $8,659
Hanover $9,275
Mercury $12,484
Safe Auto $19,783

2020 Rolls-Royce Wraith Insurance Rates

Insurance Provider Average Annual Cost
Mercury $666
Travelers $1,214
National Farmers Union P $1,318
Metropolitan $1,482
Unitrin $1,662
American Family $1,912
Farmers $2,214
Permanent General $3,475
Safe Auto $5,324
General Agents Group $17,017

2018 Rolls-Royce Wraith Insurance Rates

Insurance Provider Average Annual Cost
State Farm $765
Mercury $912
Travelers $1,366
Metropolitan $1,618
Farmers $2,606
Home State Ins Group $2,610
Loya Insurance $2,623
Permanent General $2,671
Dairyland Scored $3,390
Safe Auto $5,114

2016 Rolls-Royce Wraith Insurance Rates

Insurance Provider Average Annual Cost
Metropolitan $1,953
Allstate $2,019
Mercury $2,223
Direct General Insurance $3,326

2015 Rolls-Royce Wraith Insurance Rates

Insurance Provider Average Annual Cost
American Family $1,193
Westfield $1,215
Unitrin $1,535
Farmers $1,641
Penn National $1,777
Metropolitan $1,900
National Farmers Union P $1,940
Auto Club Group $2,332
Mercury $2,694
Direct General Insurance $5,032

2014 Rolls-Royce Wraith Insurance Rates

Insurance Provider Average Annual Cost
Travelers $884
Nationwide $1,023
Tennessee Farmers $1,057
Metropolitan $1,090
Farmers $1,544

Cost of Rolls-Royce Wraith Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $33,481 $49,135 $57,487
18 $31,175 $45,816 $53,560
19 $27,579 $40,482 $47,330
20 $24,046 $35,306 $41,308
21 $20,137 $29,596 $34,625
22 $19,643 $28,845 $33,724
23 $17,196 $25,225 $29,515
24 $16,333 $23,963 $28,021
25 $14,084 $20,693 $24,205
30 $10,959 $16,116 $18,847
35 $10,282 $15,087 $17,661
40 $9,889 $14,502 $16,991
45 $9,633 $14,127 $16,512
55 $8,800 $12,942 $15,146
65 $9,204 $13,505 $15,804
75 $11,601 $17,062 $19,943

Rolls-Royce Wraith Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $10,471 $15,195 $19,367
Alaska $8,659 $12,001 $11,682
Arizona $9,809 $14,173 $20,856
Arkansas $10,732 $16,881 $18,587
California $11,949 $21,135 $11,931
Colorado $11,159 $15,612 $19,798
Connecticut $14,241 $22,109 $28,028
Delaware $11,792 $15,707 $20,188
Florida $14,045 $19,413 $25,306
Hawaii $4,555 $6,198 $4,586
Idaho $7,966 $10,544 $12,799
Illinois $8,332 $12,561 $14,336
Indiana $8,557 $13,046 $14,639
Iowa $6,786 $9,298 $10,922
Kansas $8,993 $13,098 $15,303
Kentucky $13,015 $19,116 $22,561
Louisiana $16,709 $25,238 $27,387
Maine $6,308 $8,723 $12,902
Maryland $10,207 $14,873 $16,542
Massachusetts $8,191 $14,291 $8,193
Michigan $19,776 $30,163 $47,567
Minnesota $8,155 $10,871 $15,291
Mississippi $9,818 $14,034 $14,105
Missouri $9,281 $13,232 $17,384
Montana $9,422 $13,156 $15,304
Nebraska $7,984 $11,796 $12,801
Nevada $13,146 $19,488 $20,594
New Hampshire $9,138 $14,454 $18,278
New Jersey $10,074 $15,782 $20,673
New Mexico $10,260 $15,276 $15,855
New York $9,528 $12,001 $20,014
North Carolina $5,884 $10,125 $7,237
North Dakota $8,070 $12,282 $14,515
Ohio $7,200 $11,122 $11,384
Oklahoma $11,514 $16,456 $18,557
Oregon $10,485 $14,055 $16,772
Pennsylvania $8,807 $12,937 $15,140
Rhode Island $14,725 $21,610 $24,324
South Carolina $10,005 $13,863 $19,129
South Dakota $8,976 $12,931 $14,894
Tennessee $10,550 $15,516 $20,680
Texas $10,629 $15,324 $19,103
Utah $9,044 $12,657 $17,402
Vermont $6,946 $10,701 $11,301
Virginia $6,565 $10,075 $9,853
Washington $8,669 $11,765 $14,040
West Virginia $8,738 $12,486 $15,667
Wisconsin $8,689 $13,582 $15,479
Wyoming $8,133 $11,389 $12,116
Georgia $11,444 $17,113 $17,263

Compare Rolls-Royce Wraith To Other Rolls-Royce Models

FAQs

Who has the cheapest car insurance for a Rolls-Royce Wraith?

State Farm offers the most affordable car insurance for the 2022 Rolls-Royce Wraith.

Which company offers the best car insurance for a Rolls-Royce Wraith?

Considering their competitive pricing, extensive coverage options, and excellent customer service reputation, we believe State Farm provides the best car insurance for a Rolls-Royce Wraith.

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