How Much Does Mazda Car Insurance Cost?
The average monthly cost to insure a Mazda is $170, totaling around $2,035 annually.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost of insuring a Mazda depends on several factors. Your age, driving record, and location play a major role in determining your car insurance premium. Insurance companies use this information to assess the risk of insuring your Mazda.
Insurance Cost Per Mazda Model
| Mazda Model | Average Yearly Insurance Cost |
| Mazda 3 | $1,998 |
| Mazda 6 | $2,323 |
| Mazda CX-3 | $1,963 |
| Mazda CX-30 | $1,966 |
| Mazda CX-5 | $1,931 |
| Mazda CX-9 | $2,111 |
| Mazda MX-5 Miata | $1,958 |
Remember that these figures are just averages, and the actual cost can vary depending on your location, age, driving history, and the coverage you choose.
Mazda Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| State Farm | $229 |
| GEICO | $265 |
| Progressive | $258 |
| Average | $299 |
| Allstate | $611 |
| USAA | $187 |
Mazda Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,167 |
| Alaska | $1,310 |
| Arizona | $2,084 |
| Arkansas | $2,050 |
| California | $2,477 |
| Colorado | $2,180 |
| Connecticut | $3,239 |
| Delaware | $2,303 |
| Florida | $2,907 |
| Hawaii | $762 |
| Idaho | $1,595 |
| Illinois | $1,798 |
| Indiana | $1,698 |
| Iowa | $1,354 |
| Kansas | $1,896 |
| Kentucky | $2,842 |
| Louisiana | $3,443 |
| Maine | $1,197 |
| Maryland | $1,977 |
| Massachusetts | $1,572 |
| Michigan | $4,285 |
| Minnesota | $1,654 |
| Mississippi | $2,101 |
| Missouri | $1,904 |
| Montana | $1,837 |
| Nebraska | $1,528 |
| Nevada | $2,821 |
| New Hampshire | $1,830 |
| New Jersey | $2,066 |
| New Mexico | $1,883 |
| New York | $1,655 |
| North Carolina | $1,292 |
| North Dakota | $1,598 |
| Ohio | $1,464 |
| Oklahoma | $2,281 |
| Oregon | $2,330 |
| Pennsylvania | $1,762 |
| Rhode Island | $3,033 |
| South Carolina | $2,030 |
| South Dakota | $1,774 |
| Tennessee | $2,213 |
| Texas | $2,058 |
| Utah | $1,880 |
| Vermont | $1,335 |
| Virginia | $1,411 |
| Washington | $2,003 |
| West Virginia | $1,788 |
| Wisconsin | $1,782 |
| Wyoming | $1,751 |
| Georgia | $2,386 |
How To Save Money On Mazda Car Insurance?
Owning a Mazda comes with various expenses, and car insurance is one of the biggest. However, you can still find ways to save on your insurance. Here’s how:
1. Maintain a Clean Driving Record
Your driving history is crucial for insurance companies when determining your premium. By avoiding accidents and traffic tickets, you show insurers that you’re a low-risk driver, which can significantly lower your insurance costs.
2. Bundle Your Policies
Many insurers offer discounts if you combine multiple policies, like home and auto insurance. This not only simplifies managing your insurance but also saves you money on premiums.
3. Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before your insurance kicks in—can lower your premium. Just ensure you can afford the higher deductible if you have an accident.
4. Install Safety Features
Mazda vehicles come with many safety features, but adding extras like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.
5. Take Advantage of Discounts
Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might qualify for.
6. Shop Around
Insurance premiums can vary widely between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your Mazda often, think about usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Mazda isn’t your main vehicle.
About Bob Phillips
Bob Phillips is a former California-licensed insurance agent (license #0C27547) with over 15 years helping clients plan their finances. He holds the Chartered Life Underwriter (CLU) designation from The American College, a BA from the State University of New York, and Series 6, 7, 26, 63, and 65 securities licenses, and has held life, health, disability, and property/casualty insurance licenses.
He has written hundreds of insurance and investment articles and published two financial books. You can verify Bob’s license history (#0C27547) at the California Department of Insurance.