Toyota Mirai Car Insurance Cost
Insuring a Toyota Mirai with Esurance usually costs around $1,664 per year. However, the exact price can differ depending on factors like your age, the car’s model year, and other details. You can use the quote tables below to get a personalized estimate.
If you’re considering buying a Toyota Mirai, it’s important to factor in the cost of insurance. Insurance is a significant part of car ownership, and knowing the financial commitment beforehand is essential.
Choosing the right car insurance is vital to avoid unexpected and costly surprises later. Having adequate coverage ensures you won’t face large out-of-pocket expenses in case of an accident. Additionally, being at fault in an accident can lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location all significantly impact your insurance premiums.
How Much Does Toyota Mirai Car Insurance Cost?
Esurance usually offers the best rate for full coverage insurance on a 2023 Toyota Mirai, costing about $1,664 per year.
While Esurance’s rate is a good starting point, car insurance costs can vary widely due to several factors. These include your location, driving history, the car’s age, and the coverage options you choose. A clean driving record usually means lower premiums, while a history of accidents or violations can increase your rates.
Living in a busy urban area generally leads to higher insurance costs compared to living in a quiet rural area. Additionally, the type of coverage you select affects your premium. Comprehensive coverage, which includes both comprehensive and collision insurance, is more expensive than basic liability coverage.
At Insuranceopedia, we help you compare quotes from various insurance providers to find the best deal.
2023 Toyota Mirai Insurance Rates
| Insurance Provider | Average Annual Cost |
| Esurance | $1,664 |
| Mercury | $2,218 |
| California Capital | $2,635 |
| Unitrin | $2,641 |
| USAA | $2,773 |
| 21st Century | $3,467 |
| Bristol West | $3,547 |
| Auto Club | $3,620 |
| Farmers | $3,624 |
| Allstate | $3,733 |
2022 Toyota Mirai Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $1,667 |
| Esurance | $1,716 |
| Mercury Insurance Company | $1,878 |
| California Capital | $2,127 |
| Unitrin | $2,292 |
| USAA | $2,395 |
| 21st Century | $2,510 |
| Bristol West | $2,654 |
| Farmers | $2,962 |
| State Farm | $3,070 |
2021 Toyota Mirai Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $1,835 |
| California Capital | $2,001 |
| USAA | $2,268 |
| Esurance | $2,414 |
| 21st Century | $2,462 |
| Bristol West | $2,562 |
| Unitrin | $2,575 |
| Alliance United | $2,699 |
| Farmers | $2,699 |
| Auto Club | $2,847 |
2020 Toyota Mirai Insurance Rates
| Insurance Provider | Average Annual Cost |
| Esurance | $1,522 |
| Mercury | $1,643 |
| Colorado Farm Bureau Mutual | $1,659 |
| USAA | $1,691 |
| California Capital | $1,925 |
| Bristol West | $2,357 |
| Unitrin | $2,448 |
| CSAA | $2,557 |
| 21st Century | $2,601 |
| Metropolitan | $2,587 |
2019 Toyota Mirai Insurance Rates
| Insurance Provider | Average Annual Cost |
| Esurance | $1,808 |
| Mercury | $1,903 |
| Mercury Insurance Company | $1,903 |
| USAA | $1,984 |
| California Capital | $2,112 |
| Unitrin | $2,327 |
| Bristol West | $2,757 |
| CSAA | $3,058 |
| Auto Club | $3,061 |
| Farmers | $3,082 |
2018 Toyota Mirai Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $503 |
| Pekin Insurance | $898 |
| Indiana Farmers Mutual Ins | $925 |
| Grange Mutual | $1,079 |
| Buckeye Insurance Group | $1,210 |
| Westfield | $1,328 |
| Western Reserve | $1,400 |
| Allied | $1,505 |
| United Farm Bureau of IN Group | $1,687 |
| Safe Auto | $1,731 |
2017 Toyota Mirai Insurance Rates
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $1,577 |
| Esurance | $1,752 |
| Mercury | $1,917 |
| USAA | $1,955 |
| California Capital | $2,157 |
| Travelers | $2,155 |
| Unitrin | $2,164 |
| Colorado Farm Bureau Mutual | $2,281 |
| 21st Century | $2,551 |
| Allied | $2,580 |
2016 Toyota Mirai Insurance Rates
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $1,755 |
| Penn National | $2,070 |
| Mercury | $2,133 |
| USAA | $2,152 |
| Esurance | $2,146 |
| Mercury Insurance Company | $2,354 |
| California Capital | $2,352 |
| Unitrin | $2,453 |
| CSAA | $2,838 |
| Bristol West | $2,932 |
Compare Toyota Mirai To Other Toyota Models
- Toyota Prius C Car Insurance
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- Toyota Highlander Car Insurance
- Toyota Land Cruiser Car Insurance
- Toyota Prius Car Insurance
- Toyota RAV4 Car Insurance
- Toyota Sequoia Car Insurance
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- Toyota Tacoma Car Insurance
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FAQs
Who has the cheapest car insurance for a Toyota Mirai?
In 2023, Esurance provides the most budget-friendly car insurance rates for the Toyota Mirai.
Which company offers the best car insurance for a Toyota Mirai?
Taking into account their low prices, extensive coverage, and top-notch customer service ratings, we believe Esurance offers the best car insurance option for a Toyota Mirai.
