Toyota Mirai Car Insurance Cost

Insuring a Toyota Mirai with Esurance usually costs around $1,664 per year. However, the exact price can differ depending on factors like your age, the car’s model year, and other details. You can use the quote tables below to get a personalized estimate.

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Written by Bob Phillips
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If you’re considering buying a Toyota Mirai, it’s important to factor in the cost of insurance. Insurance is a significant part of car ownership, and knowing the financial commitment beforehand is essential.

Choosing the right car insurance is vital to avoid unexpected and costly surprises later. Having adequate coverage ensures you won’t face large out-of-pocket expenses in case of an accident. Additionally, being at fault in an accident can lead to higher premiums.

With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location all significantly impact your insurance premiums.

 

How Much Does Toyota Mirai Car Insurance Cost?

Esurance usually offers the best rate for full coverage insurance on a 2023 Toyota Mirai, costing about $1,664 per year.

While Esurance’s rate is a good starting point, car insurance costs can vary widely due to several factors. These include your location, driving history, the car’s age, and the coverage options you choose. A clean driving record usually means lower premiums, while a history of accidents or violations can increase your rates.

Living in a busy urban area generally leads to higher insurance costs compared to living in a quiet rural area. Additionally, the type of coverage you select affects your premium. Comprehensive coverage, which includes both comprehensive and collision insurance, is more expensive than basic liability coverage.

At Insuranceopedia, we help you compare quotes from various insurance providers to find the best deal.

2023 Toyota Mirai Insurance Rates

Insurance Provider Average Annual Cost
Esurance $1,664
Mercury $2,218
California Capital $2,635
Unitrin $2,641
USAA $2,773
21st Century $3,467
Bristol West $3,547
Auto Club $3,620
Farmers $3,624
Allstate $3,733

2022 Toyota Mirai Insurance Rates

Insurance Provider Average Annual Cost
Mercury $1,667
Esurance $1,716
Mercury Insurance Company $1,878
California Capital $2,127
Unitrin $2,292
USAA $2,395
21st Century $2,510
Bristol West $2,654
Farmers $2,962
State Farm $3,070

2021 Toyota Mirai Insurance Rates

Insurance Provider Average Annual Cost
Mercury $1,835
California Capital $2,001
USAA $2,268
Esurance $2,414
21st Century $2,462
Bristol West $2,562
Unitrin $2,575
Alliance United $2,699
Farmers $2,699
Auto Club $2,847

2020 Toyota Mirai Insurance Rates

Insurance Provider Average Annual Cost
Esurance $1,522
Mercury $1,643
Colorado Farm Bureau Mutual $1,659
USAA $1,691
California Capital $1,925
Bristol West $2,357
Unitrin $2,448
CSAA $2,557
21st Century $2,601
Metropolitan $2,587

2019 Toyota Mirai Insurance Rates

Insurance Provider Average Annual Cost
Esurance $1,808
Mercury $1,903
Mercury Insurance Company $1,903
USAA $1,984
California Capital $2,112
Unitrin $2,327
Bristol West $2,757
CSAA $3,058
Auto Club $3,061
Farmers $3,082

2018 Toyota Mirai Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $503
Pekin Insurance $898
Indiana Farmers Mutual Ins $925
Grange Mutual $1,079
Buckeye Insurance Group $1,210
Westfield $1,328
Western Reserve $1,400
Allied $1,505
United Farm Bureau of IN Group $1,687
Safe Auto $1,731

2017 Toyota Mirai Insurance Rates

Insurance Provider Average Annual Cost
Farm Bureau Mutual (IA Group) $1,577
Esurance $1,752
Mercury $1,917
USAA $1,955
California Capital $2,157
Travelers $2,155
Unitrin $2,164
Colorado Farm Bureau Mutual $2,281
21st Century $2,551
Allied $2,580

2016 Toyota Mirai Insurance Rates

Insurance Provider Average Annual Cost
New Jersey Manufacturers $1,755
Penn National $2,070
Mercury $2,133
USAA $2,152
Esurance $2,146
Mercury Insurance Company $2,354
California Capital $2,352
Unitrin $2,453
CSAA $2,838
Bristol West $2,932

FAQs

Who has the cheapest car insurance for a Toyota Mirai?

In 2023, Esurance provides the most budget-friendly car insurance rates for the Toyota Mirai.

Which company offers the best car insurance for a Toyota Mirai?

Taking into account their low prices, extensive coverage, and top-notch customer service ratings, we believe Esurance offers the best car insurance option for a Toyota Mirai.

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